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City · 7,752 residents · Burnet County, Texas

Marble Falls , Texas

In Marble Falls, a typical home is worth $338,800 and typical rent is $1,360 a month. Compared with all of Burnet County, typical household income is 26% lower and the share of households that own their home is 35 points lower.

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  • Typical home value

    $338,800

    About the same as the county

    19% above Texas

    • Marble Falls
    • Burnet
    • Texas

  • Typical rent

    $1,360a month

    3% above the county

    3% below Texas

    • Marble Falls
    • Burnet
    • Texas

  • Typical household income

    $57,925a year

    26% below the county

    26% below Texas

    • Marble Falls
    • Burnet
    • Texas

  • Households that own their home

    41%

    35 points below the county

    21 points below Texas

    • Marble Falls
    • Burnet
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$403,609
2.7% less than 12 months ago
Typical rent
$1,449 a month
0.6% less than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Marble Falls is in Burnet County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Burnet County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Marble Falls apart

What this place has that others do not, from public data, most unusual first.

  1. 41% of households in Marble Falls own their home, against 76% in Burnet County.

  2. Nearby, in Kingsland, the typical rent is $892: 34% less than in Marble Falls ($1,360).

  3. Nearby, in Kingsland, the typical home value is $230,700: 32% less than in Marble Falls ($338,800).

  4. The typical household income in Marble Falls is $57,925, 26% less than in Burnet County as a whole ($78,732).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Marble Falls

What homes there are in Marble Falls, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes in Marble Falls are varied: detached houses are the largest group, at 50%, against 71% in Burnet County.

Year built

Here half of the homes date from 2001 or later; in Burnet County, from 1997 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,709 a month

Burnet County: $2,003 a month

Without a mortgage

$757 a month

Burnet County: $653 a month

Owners with a mortgage

45%

Burnet County: 49%

In Marble Falls, 45% of owners have a mortgage, and their typical cost is $1,709 a month, against $2,003 in Burnet County. Without one it drops to $757.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Burnet County, the typical home value in Marble Falls rose 77% since 2015–2019.

Rents in Marble Falls rose faster than in Burnet County: 71% since 2015–2019, against 63%.

Housing prices ran ahead of income in Marble Falls: typical income rose 32%, against +77% for home values and +71% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMarble FallsBurnet CountyTexasUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate3.3%4.8%3.4%
People per household 2.442.462.692.53
Drive alone 67%70%71%69%
Carpool Unreliable estimate14%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate13%14%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Marble Falls has 2.44 people on average, about the same as in Burnet County (2.46).

To get to work, 67% of workers in Marble Falls drive alone; in Burnet County, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Marble Falls?

A typical home costs more than the typical income allows

We start with a typical home in Marble Falls, worth $338,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 61% of the typical household income in Marble Falls, which is $57,925 a year. For that payment to be 28% of income, a household would need to earn about $126,962 a year.

The calculator's FHA and conventional loan limits are those of all of Burnet County.

Your numbers

Local data
$

Starts at the typical home value in Marble Falls. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,858 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,962

at 7.18% · 30 years

Loan amount
$332,663
Total interest
$478,625
Paid off in
November 2056

Includes $5,721 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,352 a month

  • Tight

    $1,352 to $1,738 a month

  • Hard

    more than $1,738 a month

    Your payment · 61%

Compared with the typical household income in Marble Falls ($57,925 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,962
Principal & interest$2,254
Property tax$418
Home insurance$141
FHA mortgage insurance (MIP)$150

You need at least $11,858 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Marble Falls and Burnet County

Marble Falls is in Burnet County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Marble Falls's own numbers

Typical home value
$338,800
Typical monthly rent
$1,360
Typical yearly household income
$57,925
Households that own their home
41%
Effective property tax rate
1.48%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Burnet County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,349
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
7.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Burnet County.

Everything about Burnet County

Buying

Buying a home in Marble Falls

A typical home in Marble Falls is worth $338,800: about the same as the county and 19% above Texas. With the typical household income in Marble Falls ($57,925 a year), a typical home costs 5.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Marble Falls 5.8 years
  • Burnet 4.4 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Burnet County

According to FHFA’s house price index, home prices in Burnet County rose 108% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Burnet County.

Period County Texas U.S.
Last year (2025) −3.5% +0.8% +2.9%
5 years (2020–2025) +51% +44% +47%
10 years (2015–2025) +108% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Marble Falls next to Burnet County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Marble Falls $338,800
  • Burnet $344,000
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Marble Falls $1,360
  • Burnet $1,319
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Marble Falls $57,925
  • Burnet $78,732
  • Texas $78,476
  • United States $80,734
See the full table
Marble Falls next to Burnet County and Texas
Measure Marble Falls Burnet County Texas U.S.
Typical home value $338,800 $344,000 $283,800 $332,700
Typical monthly rent $1,360 $1,319 $1,403 $1,413
Typical yearly household income $57,925 $78,732 $78,476 $80,734
Households that own their home 41% 76% 63% 65%
Typical yearly property tax $5,020 $3,639 $4,232 $3,119
Effective property tax rate 1.48% 1.06% 1.49% 0.94%
Renters with high rent for their income 51% 44% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Burnet County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Marble Falls

For a typical $338,800 home in Marble Falls, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Marble Falls's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,962a month

    Least cash to close
    Down payment
    $11,858
    Cash to close
    $22,022
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $150

  • Conventional, 5% down $2,900a month

    Down payment
    $16,940
    Cash to close
    $27,104
    Rate
    7.18%
    Mortgage insurance
    PMI · $161

  • Conventional, 20% down, no PMI $2,395a month

    Down payment
    $67,760
    Cash to close
    $77,924
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,708a month

    Down payment
    $50,820
    Cash to close
    $60,984
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Marble Falls and for Burnet County.

Property tax

Effective rate in Marble Falls

1.48%of the home’s value each year

$5,020 a year for the typical owner in Marble Falls.

  • Marble Falls 1.48%
  • Burnet 1.06%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Burnet County

FEMA does not publish these numbers by city: they are for all of Burnet County.

Homes in the high-risk zone
7.7%
1,829
Of those, with NFIP insurance
53%
County Texas U.S.
Homes in the high-risk zone 7.7% 4.1% 3.5%
Of those, with NFIP insurance 53% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Marble Falls

Typical rent in Marble Falls is $1,360 a month: 3% above the county. In Marble Falls, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Burnet County, by unit size. To pay the 2-bedroom one ($1,349 a month) without spending more than 30% of your income, you would need to earn $25.94 an hour working full time.

HUD fair market rent for all of Burnet County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,025 $19.71 $41,000
1 bedroom $1,074 $20.65 $42,960
2 bedrooms $1,349 $25.94 $53,960
3 bedrooms $1,766 $33.96 $70,640
4 bedrooms $1,773 $34.10 $70,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Marble Falls

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Marble Falls is in ZIP code 78654.

For 2 bedrooms it is $1,670: $321 more than the fair market rent for Burnet County ($1,349).

  • 78654 $1,670$2,120

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Marble Falls when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Marble Falls

HUD lists 7 buildings with rents for lower incomes in Marble Falls. These are the largest.

  • The Vista Apts 1700 Mustang Dr, Marble Falls 78654 124 low-income homes · In service since 2005
  • Race Street Lofts - Marble Falls 1110 Broadway St, Marble Falls 78654 80 low-income homes · In service since 2012
  • Highland Oaks Apts 1600 Mustang Dr, Marble Falls 78654 76 low-income homes · In service since 2004 · For older adults
  • HVM Alta Vista Apts 1001 Pecan Valley Dr, Marble Falls 78654 64 low-income homes · 1 bd: 36 · 2 bd: 28
  • Hill Country Villas (FHA223f/HAP202-8) 200 Highway 1431, Marble Falls 78654 51 low-income homes · For older adults (830) 693-5818

See all 13 buildings in Burnet County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Marble Falls

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Burnet County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Marble Falls

No down payment, repair or rent-help program on our list is for Marble Falls or Burnet County. The ones below are statewide in Texas: they work in Marble Falls the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Marble Falls

The HUD-approved agencies closest to the center of Marble Falls, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • BCL of Texas (business and Community Lenders)

    1011 San Jacinto Blvd Ste 500, Austin · 38 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (512) 912-9884

  • Austin Habitat for Humanity

    500 W Ben White Blvd, Austin · 38 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    512-472-8788x122

  • Frameworks Community Development Corporation

    2200 E Martin Luther King Jr Blvd, Austin · 39 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 2 more
    (512) 385-1500

All counseling agencies in Texas

Help in Spanish near Marble Falls

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Marble Falls

HUD’s record names them for Marble Falls or Burnet County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

One other authority has an office in Burnet County: see the list Source: HUD

Cities

Other cities in Burnet County

These cities are also in Burnet County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Burnet County Housing in Texas

Nearby cities

The cities closest to Marble Falls, with the typical home value.

Neighboring counties

If Burnet County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Marble Falls.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Marble Falls

Short answers with the numbers for Marble Falls and all of Burnet County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Marble Falls?

The typical home value in Marble Falls is $338,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Burnet County it is $344,000.

How much does it cost to rent in Marble Falls?

Typical rent in Marble Falls is $1,360 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Burnet County is $1,349.

What is the FHA loan limit in Marble Falls?

Marble Falls uses the FHA limit for all of Burnet County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Marble Falls?

The typical homeowner in Marble Falls pays $5,020 a year, according to the U.S. Census Bureau. That is 1.48% of the home’s value; in Burnet County, the rate is 1.06%.

Where can I find free help to buy or rent in Marble Falls?

We found no HUD-approved counseling agencies with an office in Burnet County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).