In Burnet, a typical home is worth $277,400 and typical rent is $1,019 a month. Compared with all of Burnet County, typical rent is 23% lower and the typical home value is 19% lower.
Typical home value from Zillow, September 2021 to September 2026: from $374,803 to $397,912.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Burnet is in Burnet County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Burnet County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Lampasas, the typical home value is $198,800: 28% less than in Burnet ($277,400).
2
The typical rent in Burnet is $1,019 a month, 23% less than in Burnet County as a whole ($1,319).
3
The typical home in Burnet is worth $277,400,19% less than in Burnet County as a whole ($344,000).
4
Burnet has the 36th largest share of rent-burdened renters of the 356 cities in Texas with more than 5,000 people (64%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Burnet
What homes there are in Burnet, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Burnet
Burnet County
Texas
United States
Kind of home: Burnet and its comparisons
Measure
Burnet
Burnet County
Texas
United States
Detached house
78%
71%
64%
61%
Attached house
Unreliable estimate
2%
3%
6%
Building of 2 to 4
Unreliable estimate
3%
5%
8%
Apartments (5 or more)
Unreliable estimate
5%
21%
19%
Mobile home
Unreliable estimate
18%
6%
6%
Boat, RV and other
Unreliable estimate
1%
0%
0%
In Burnet, 8 in 10 homes are single-family detached houses; in Burnet County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Burnet
Burnet County
Texas
United States
Year built: Burnet and its comparisons
Measure
Burnet
Burnet County
Texas
United States
Before 1960
17%
6%
12%
26%
1960–1979
31%
21%
21%
24%
1980–1999
17%
28%
28%
25%
2000–2009
16%
24%
18%
14%
2010 or later
19%
21%
21%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K16%
$200K–$300K27%
$300K–$500K36%
$500K–$750K7%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Burnet and its comparisons
Measure
Burnet
Under $100K
Unreliable estimate
$100K–$200K
16%
$200K–$300K
27%
$300K–$500K
36%
$500K–$750K
7%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49934%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Burnet and its comparisons
Measure
Burnet
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
34%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,873 a month
Burnet County: $2,003 a month
Without a mortgage
$755 a month
Burnet County: $653 a month
Owners with a mortgage
55%
Burnet County: 49%
The typical cost for an owner with a mortgage in Burnet is $1,873 a month, less than in Burnet County ($2,003); without one, $755.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Burnet+68%
Burnet County+79%
Texas+65%
United States+53%
Typical rent
BurnetNo clear change
Burnet County+63%
Texas+34%
United States+33%
Typical household income
Burnet+49%
Burnet County+32%
Texas+27%
United States+29%
Change since 2015–2019: Burnet and its comparisons
Measure
Burnet
Burnet County
Texas
United States
Typical home value
+68%
+79%
+65%
+53%
Typical rent
No clear change
+63%
+34%
+33%
Typical household income
+49%
+32%
+27%
+29%
Homes in Burnet gained value more slowly than in Burnet County: 68% since 2015–2019, against 79%.
Rent in Burnet moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Burnet and its comparisons
Measure
Burnet
Burnet County
Texas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
3.3%
4.8%
3.4%
People per household
2.47
2.46
2.69
2.53
Drive alone
77%
70%
71%
69%
Carpool
Unreliable estimate
14%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
10%
13%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Burnet County, a household in Burnet has 2.47 people on average.
To get to work, 77% of workers in Burnet drive alone; in Burnet County, 70%.
Do the math
What would you pay each month for a home in Burnet?
A typical home is tight for the typical income
We start with a typical home in Burnet, worth $277,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Burnet, which is $87,587 a year. For that payment to be 28% of income, a household would need to earn about $102,665 a year.
The calculator's FHA and conventional loan limits are those of all of Burnet County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Burnet. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,709 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,396
at 7.18% · 30 years
Loan amount
$272,376
Total interest
$391,885
Paid off in
November 2056
Includes $4,685 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,044 a month
Tight
$2,044 to $2,628 a month
Your payment · 33%
Hard
more than $2,628 a month
Compared with the typical household income in Burnet ($87,587 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,845
Property tax
$312
Home insurance
$116
FHA mortgage insurance (MIP)
$123
You need at least $9,709 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,396; principal and interest $1,845.
The city and its county
Burnet and Burnet County
Burnet is in Burnet County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Burnet
Map of Burnet County, Texas, with Burnet marked. Around it, the neighboring counties.
Burnet
Burnet County
Other cities with a page
Burnet's own numbers
Typical home value
$277,400
Typical monthly rent
$1,019
Typical yearly household income
$87,587
Households that own their home
75%
Effective property tax rate
1.35%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Burnet County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,349
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
7.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Burnet County.
A typical home in Burnet is worth $277,400: 19% below the county and 2% below Texas. With the typical household income in Burnet ($87,587 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Burnet3.2 years
County4.4 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Burnet County
According to FHFA’s house price index, home prices in Burnet County rose 108% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Burnet County.
Yearly change in FHFA’s price index in Burnet County, 2016 to 2025
2016: +6.7% +6.7% 2016
2017: +7.9% +7.9% 2017
2018: +9.0% +9.0% 2018
2019: +4.7% +4.7% 2019
2020: +5.1% +5.1% 2020
2021: +12.7% +12.7% 2021
2022: +29.7% +29.7% 2022
2023: +4.7% +4.7% 2023
2024: +2.0% +2.0% 2024
2025: −3.5% −3.5% 2025
Change in FHFA’s price index in Burnet County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
−3.5%
+0.8%
+2.9%
5 years (2020–2025)
+51%
+44%
+47%
10 years (2015–2025)
+108%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Burnet next to Burnet County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Burnet$277,400
County$344,000
Texas$283,800
United States$332,700
Typical monthly rent
Burnet$1,019
County$1,319
Texas$1,403
United States$1,413
Typical yearly household income
Burnet$87,587
County$78,732
Texas$78,476
United States$80,734
See the full table
Burnet next to Burnet County and Texas
Measure
Burnet
Burnet County
Texas
U.S.
Typical home value
$277,400 ▼19% below the county
$344,000
$283,800
$332,700
Typical monthly rent
$1,019 ▼23% below the county
$1,319
$1,403
$1,413
Typical yearly household income
$87,587 ▲11% above the county
$78,732
$78,476
$80,734
Households that own their home
75% ▼1 points below the county
76%
63%
65%
Typical yearly property tax
$3,755 ▲3% above the county
$3,639
$4,232
$3,119
Effective property tax rate
1.35% ▲0.29 points above the county
1.06%
1.49%
0.94%
Renters with high rent for their income
64% ▲20 points above the county
44%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Burnet County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Burnet
For a typical $277,400 home in Burnet, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Burnet's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,396a month
Least cash to close
Down payment
$9,709
Cash to close
$18,031
Rate
7.18%
Mortgage insurance
FHA MIP · $123
Conventional, 5% down$2,345a month
Down payment
$13,870
Cash to close
$22,192
Rate
7.18%
Mortgage insurance
PMI · $132
Conventional, 20% down, no PMI$1,931a month
Down payment
$55,480
Cash to close
$63,802
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,187a month
Down payment
$41,610
Cash to close
$49,932
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Burnet
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,396
$9,709
$272,376
7.18%
FHA MIP · $123
$18,031
580
Conventional, 5% down
$2,345
$13,870
$263,530
7.18%
PMI · $132
$22,192
620*
Conventional, 20% down, no PMI
$1,931
$55,480
$221,920
7.18%
None
$63,802
620*
ITIN, 15% down (example)
$2,187
$41,610
$235,790
8.18%
None
$49,932
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Burnet is $1,019 a month: 23% below the county. In Burnet, 64% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Burnet County, by unit size. To pay the 2-bedroom one ($1,349 a month) without spending more than 30% of your income, you would need to earn $25.94 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Burnet County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,025
$19.71
$41,000
1 bedroom
$1,074
$20.65
$42,960
2 bedrooms
$1,349
$25.94
$53,960
3 bedrooms
$1,766
$33.96
$70,640
4 bedrooms
$1,773
$34.10
$70,920
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Burnet
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Burnet is in ZIP code 78611.
For 2 bedrooms it is $1,140: $209 less than the fair market rent for Burnet County ($1,349).
Fair market rent by ZIP code and size in Burnet, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
78611
$880
$910
$1,140
$1,490
$1,500
ZIP code2 bd3 bd
78611 $1,140$1,490
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Burnet when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 6 buildings with rents for lower incomes in Burnet. These are the largest.
Creekside Townhomes103 N Hill St, Burnet 7861160 homes, 53 low-income · In service since 2004
Hamliton Creek Manor805 S Water St, Burnet 7861140 low-income homes · Run by Burnet Housing Authority · Average payment: $444 a month · Average wait: 116 months(512) 756-4745
Northgate Apts & Rhomberg Apts105 Northgate Cir, Burnet 7861140 low-income homes · 1 bd: 20 · 2 bd: 20 · In service since 2010
Garden Gate Apts300 3rd St, Burnet 7861130 low-income homes · 1 bd: 12 · 2 bd: 14 · 3 bd: 4 · In service since 2001
Rhomberg Apartments804 N Rhomberg St, Burnet 7861120 low-income homes · For families(512) 756-8148
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Burnet County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Burnet or Burnet County. The ones below are statewide in Texas: they work in Burnet the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Burnet or Burnet County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Burnet and all of Burnet County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Burnet?
The typical home value in Burnet is $277,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Burnet County it is $344,000.
How much does it cost to rent in Burnet?
Typical rent in Burnet is $1,019 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Burnet County is $1,349.
What is the FHA loan limit in Burnet?
Burnet uses the FHA limit for all of Burnet County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Burnet?
The typical homeowner in Burnet pays $3,755 a year, according to the U.S. Census Bureau. That is 1.35% of the home’s value; in Burnet County, the rate is 1.06%.
Where can I find free help to buy or rent in Burnet?
We found no HUD-approved counseling agencies with an office in Burnet County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
