In Groves, a typical home is worth $163,600 and typical rent is $1,286 a month. Compared with all of Jefferson County, typical household income is 23% higher, typical rent is 15% higher, and the share of households that own their home is 15 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $164,485 to $189,020.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Groves is in Jefferson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jefferson County. See the county
What this place has that others do not, from public data, most unusual first.
1
According to Zillow, in the 12 months to September 2026 the typical home value in Groves rose 7.7%; in Texas, it fell 1.4%.
2
Nearby, in Vidor, the typical rent is $820: 36% less than in Groves ($1,286).
3
Nearby, in Port Arthur, the typical home value is $107,400: 34% less than in Groves ($163,600).
4
78% of households in Groves own their home, against 63% in Jefferson County.
5
The typical household income in Groves is $73,710,23% more than in Jefferson County as a whole ($60,026).
6
The typical rent in Groves is $1,286 a month, 15% more than in Jefferson County as a whole ($1,117).
Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data
The homes here
Housing in Groves
What homes there are in Groves, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Groves
Jefferson County
Texas
United States
Kind of home: Groves and its comparisons
Measure
Groves
Jefferson County
Texas
United States
Detached house
88%
71%
64%
61%
Attached house
Unreliable estimate
3%
3%
6%
Building of 2 to 4
Unreliable estimate
6%
5%
8%
Apartments (5 or more)
Unreliable estimate
17%
21%
19%
Mobile home
Unreliable estimate
3%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Groves, 9 in 10 homes are single-family detached houses; in Jefferson County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Groves
Jefferson County
Texas
United States
Year built: Groves and its comparisons
Measure
Groves
Jefferson County
Texas
United States
Before 1960
25%
17%
12%
26%
1960–1979
51%
37%
21%
24%
1980–1999
16%
20%
28%
25%
2000–2009
4%
13%
18%
14%
2010 or later
Unreliable estimate
13%
21%
11%
The typical home in Groves was built in 1967, 11 years before the typical one in Jefferson County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K19%
$100K–$200K48%
$200K–$300K21%
$300K–$500K11%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Groves and its comparisons
Measure
Groves
Under $100K
19%
$100K–$200K
48%
$200K–$300K
21%
$300K–$500K
11%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
The FHA limit for Jefferson County is high ($541,287): at least 99% of owner-occupied homes in Groves are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49950%
$1,500–$1,99927%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Groves and its comparisons
Measure
Groves
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
50%
$1,500–$1,999
27%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,625 a month
Jefferson County: $1,737 a month
Without a mortgage
$598 a month
Jefferson County: $549 a month
Owners with a mortgage
43%
Jefferson County: 43%
Owning costs less in Groves: with a mortgage, the typical cost is $1,625 a month; in Jefferson County, $1,737. Without one, $598.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Groves+45%
Jefferson County+50%
Texas+65%
United States+53%
Typical rent
Groves+33%
Jefferson County+28%
Texas+34%
United States+33%
Typical household income
Groves+32%
Jefferson County+17%
Texas+27%
United States+29%
Change since 2015–2019: Groves and its comparisons
Measure
Groves
Jefferson County
Texas
United States
Typical home value
+45%
+50%
+65%
+53%
Typical rent
+33%
+28%
+34%
+33%
Typical household income
+32%
+17%
+27%
+29%
Homes in Groves gained value more slowly than in Jefferson County: 45% since 2015–2019, against 50%.
The typical rent in Groves rose 33% over the same time; in Jefferson County, it rose 28%.
The typical household income in Groves rose 32% over that time; home values changed +45% and rent +33%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Groves and its comparisons
Measure
Groves
Jefferson County
Texas
United States
Rental vacancy
Unreliable estimate
6.7%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
1.1%
0.9%
More than one person per room
Unreliable estimate
3.7%
4.8%
3.4%
People per household
2.74
2.52
2.69
2.53
Drive alone
82%
86%
71%
69%
Carpool
13%
8%
10%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
3%
3%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 2.74 on average, against 2.52 in Jefferson County.
In Groves, 13% of workers share a car to get to work; in Jefferson County, 8%.
Do the math
What would you pay each month for a home in Groves?
A typical home is within reach of the typical income
We start with a typical home in Groves, worth $163,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Groves, which is $73,710 a year.
The calculator's FHA and conventional loan limits are those of all of Jefferson County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Groves. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,726 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,456
at 7.18% · 30 years
Loan amount
$160,637
Total interest
$231,119
Paid off in
November 2056
Includes $2,763 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,720 a month
Your payment · 24%
Tight
$1,720 to $2,211 a month
Hard
more than $2,211 a month
Compared with the typical household income in Groves ($73,710 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,088
Property tax
$228
Home insurance
$68
FHA mortgage insurance (MIP)
$72
You need at least $5,726 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,456; principal and interest $1,088.
The city and its county
Groves and Jefferson County
Groves is in Jefferson County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Groves
Map of Jefferson County, Texas, with Groves marked. Around it, the neighboring counties.
Groves
Jefferson County
Other cities with a page
Groves's own numbers
Typical home value
$163,600
Typical monthly rent
$1,286
Typical yearly household income
$73,710
Households that own their home
78%
Effective property tax rate
1.67%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Jefferson County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,218
Price change over 5 years (FHFA)
+31%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jefferson County.
A typical home in Groves is worth $163,600: 3% below the county and 42% below Texas. With the typical household income in Groves ($73,710 a year), a typical home costs 2.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Groves2.2 years
Jefferson2.8 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Jefferson County
According to FHFA’s house price index, home prices in Jefferson County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Jefferson County.
Yearly change in FHFA’s price index in Jefferson County, 2016 to 2025
2016: +4.4% +4.4% 2016
2017: +3.2% +3.2% 2017
2018: +5.6% +5.6% 2018
2019: +4.7% +4.7% 2019
2020: +3.5% +3.5% 2020
2021: +7.6% +7.6% 2021
2022: +10.7% +10.7% 2022
2023: +3.7% +3.7% 2023
2024: +4.0% +4.0% 2024
2025: +1.9% +1.9% 2025
Change in FHFA’s price index in Jefferson County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+1.9%
+0.8%
+2.9%
5 years (2020–2025)
+31%
+44%
+47%
10 years (2015–2025)
+61%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Groves next to Jefferson County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Groves$163,600
Jefferson$169,500
Texas$283,800
United States$332,700
Typical monthly rent
Groves$1,286
Jefferson$1,117
Texas$1,403
United States$1,413
Typical yearly household income
Groves$73,710
Jefferson$60,026
Texas$78,476
United States$80,734
See the full table
Groves next to Jefferson County and Texas
Measure
Groves
Jefferson County
Texas
U.S.
Typical home value
$163,600 ▼3% below the county
$169,500
$283,800
$332,700
Typical monthly rent
$1,286 ▲15% above the county
$1,117
$1,403
$1,413
Typical yearly household income
$73,710 ▲23% above the county
$60,026
$78,476
$80,734
Households that own their home
78% ▲15 points above the county
63%
63%
65%
Typical yearly property tax
$2,724 ▲5% above the county
$2,600
$4,232
$3,119
Effective property tax rate
1.67% ▲0.14 points above the county
1.53%
1.49%
0.94%
Renters with high rent for their income
39% ▼14 points below the county
53%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jefferson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Groves
For a typical $163,600 home in Groves, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Groves's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,456a month
Least cash to close
Down payment
$5,726
Cash to close
$10,634
Rate
7.18%
Mortgage insurance
FHA MIP · $72
Conventional, 5% down$1,426a month
Down payment
$8,180
Cash to close
$13,088
Rate
7.18%
Mortgage insurance
PMI · $78
Conventional, 20% down, no PMI$1,182a month
Down payment
$32,720
Cash to close
$37,628
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,334a month
Down payment
$24,540
Cash to close
$29,448
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Groves
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,456
$5,726
$160,637
7.18%
FHA MIP · $72
$10,634
580
Conventional, 5% down
$1,426
$8,180
$155,420
7.18%
PMI · $78
$13,088
620*
Conventional, 20% down, no PMI
$1,182
$32,720
$130,880
7.18%
None
$37,628
620*
ITIN, 15% down (example)
$1,334
$24,540
$139,060
8.18%
None
$29,448
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Groves is $1,286 a month: 15% above the county. In Groves, 39% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Jefferson County, by unit size. To pay the 2-bedroom one ($1,218 a month) without spending more than 30% of your income, you would need to earn $23.42 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Jefferson County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Groves or Jefferson County. The ones below are statewide in Texas: they work in Groves the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Groves or Jefferson County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Groves and all of Jefferson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Groves?
The typical home value in Groves is $163,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jefferson County it is $169,500.
How much does it cost to rent in Groves?
Typical rent in Groves is $1,286 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jefferson County is $1,218.
What is the FHA loan limit in Groves?
Groves uses the FHA limit for all of Jefferson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Groves?
The typical homeowner in Groves pays $2,724 a year, according to the U.S. Census Bureau. That is 1.67% of the home’s value; in Jefferson County, the rate is 1.53%.
Where can I find free help to buy or rent in Groves?
There are 2 HUD-approved counseling agencies with an office in Jefferson County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
