In Vidor, a typical home is worth $131,400 and typical rent is $820 a month. Compared with all of Orange County, typical rent is 25% lower, the typical home value is 24% lower, and the share of households that own their home is 5 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $194,367 to $181,301.
Typical rent
$1,430a month
Typical rent from Zillow, June 2026 to September 2026: from $1,581 to $1,430.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Vidor is in Orange County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Orange County. See the county
What this place has that others do not, from public data, most unusual first.
1
Vidor has the 22nd lowest typical rent of the 413 cities in Texas with more than 5,000 people ($820).
2
According to Zillow, in the 12 months to September 2026 the typical home value in Vidor rose 2.5%; in Texas, it fell 1.4%.
3
The typical home in Vidor is worth $131,400,24% less than in Orange County as a whole ($173,400).
4
70% of households in Vidor own their home, against 75% in Orange County.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Vidor
What homes there are in Vidor, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Vidor
Orange County
Texas
United States
Kind of home: Vidor and its comparisons
Measure
Vidor
Orange County
Texas
United States
Detached house
62%
70%
64%
61%
Attached house
Unreliable estimate
2%
3%
6%
Building of 2 to 4
7%
3%
5%
8%
Apartments (5 or more)
Unreliable estimate
8%
21%
19%
Mobile home
16%
17%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Vidor, but it weighs less than in Orange County: 62% against 70%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Vidor
Orange County
Texas
United States
Year built: Vidor and its comparisons
Measure
Vidor
Orange County
Texas
United States
Before 1960
21%
16%
12%
26%
1960–1979
39%
30%
21%
24%
1980–1999
18%
24%
28%
25%
2000–2009
15%
14%
18%
14%
2010 or later
8%
16%
21%
11%
Homes in Vidor are older: the typical year built is 1974; in Orange County, 1983.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K33%
$100K–$200K39%
$200K–$300K21%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Vidor and its comparisons
Measure
Vidor
Under $100K
33%
$100K–$200K
39%
$200K–$300K
21%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99966%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Vidor and its comparisons
Measure
Vidor
Under $500
Unreliable estimate
$500–$999
66%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,514 a month
Orange County: $1,724 a month
Without a mortgage
$500 a month
Orange County: $545 a month
Owners with a mortgage
46%
Orange County: 47%
Owning costs less in Vidor: with a mortgage, the typical cost is $1,514 a month; in Orange County, $1,724. Without one, $500.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Vidor+53%
Orange County+53%
Texas+65%
United States+53%
Typical rent
Vidor+19%
Orange County+33%
Texas+34%
United States+33%
Typical household income
Vidor+43%
Orange County+21%
Texas+27%
United States+29%
Change since 2015–2019: Vidor and its comparisons
Measure
Vidor
Orange County
Texas
United States
Typical home value
+53%
+53%
+65%
+53%
Typical rent
+19%
+33%
+34%
+33%
Typical household income
+43%
+21%
+27%
+29%
The typical home value in Vidor rose 53% since 2015–2019, about the same as in Orange County (53%).
The typical rent in Vidor rose 19% over the same time; in Orange County, it rose 33%.
While home values in Vidor changed +53% and rent +19%, the typical household income rose 43%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Vidor and its comparisons
Measure
Vidor
Orange County
Texas
United States
Rental vacancy
22.1%
16.5%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
3.4%
4.8%
3.4%
People per household
2.42
2.61
2.69
2.53
Drive alone
86%
85%
71%
69%
Carpool
7%
9%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
Unreliable estimate
4%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Vidor, the rental vacancy rate is 22.1%; in Orange County, 16.5%.
On average, a household in Vidor has 2.42 people, fewer than in Orange County (2.61).
To get to work, 86% of workers in Vidor drive alone; in Orange County, 85%.
Do the math
What would you pay each month for a home in Vidor?
A typical home is within reach of the typical income
We start with a typical home in Vidor, worth $131,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 22% of the typical household income in Vidor, which is $62,192 a year.
The calculator's FHA and conventional loan limits are those of all of Orange County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Vidor. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,599 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,147
at 7.18% · 30 years
Loan amount
$129,020
Total interest
$185,630
Paid off in
November 2056
Includes $2,219 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,451 a month
Your payment · 22%
Tight
$1,451 to $1,866 a month
Hard
more than $1,866 a month
Compared with the typical household income in Vidor ($62,192 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$874
Property tax
$160
Home insurance
$55
FHA mortgage insurance (MIP)
$58
You need at least $4,599 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,147; principal and interest $874.
The city and its county
Vidor and Orange County
Vidor is in Orange County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Vidor
Map of Orange County, Texas, with Vidor marked. Around it, the neighboring counties.
Vidor
Orange County
Other cities with a page
Vidor's own numbers
Typical home value
$131,400
Typical monthly rent
$820
Typical yearly household income
$62,192
Households that own their home
70%
Effective property tax rate
1.46%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Orange County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,218
Price change over 5 years (FHFA)
+32%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Orange County.
A typical home in Vidor is worth $131,400: 24% below the county and 54% below Texas. With the typical household income in Vidor ($62,192 a year), a typical home costs 2.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Vidor2.1 years
Orange2.4 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Orange County
According to FHFA’s house price index, home prices in Orange County rose 64% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Orange County.
Yearly change in FHFA’s price index in Orange County, 2016 to 2025
2016: +6.5% +6.5% 2016
2017: +2.4% +2.4% 2017
2018: +5.4% +5.4% 2018
2019: +4.4% +4.4% 2019
2020: +4.2% +4.2% 2020
2021: +6.4% +6.4% 2021
2022: +12.9% +12.9% 2022
2023: +4.9% +4.9% 2023
2024: +2.7% +2.7% 2024
2025: +1.6% +1.6% 2025
Change in FHFA’s price index in Orange County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+1.6%
+0.8%
+2.9%
5 years (2020–2025)
+32%
+44%
+47%
10 years (2015–2025)
+64%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Vidor next to Orange County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Vidor$131,400
Orange$173,400
Texas$283,800
United States$332,700
Typical monthly rent
Vidor$820
Orange$1,100
Texas$1,403
United States$1,413
Typical yearly household income
Vidor$62,192
Orange$72,104
Texas$78,476
United States$80,734
See the full table
Vidor next to Orange County and Texas
Measure
Vidor
Orange County
Texas
U.S.
Typical home value
$131,400 ▼24% below the county
$173,400
$283,800
$332,700
Typical monthly rent
$820 ▼25% below the county
$1,100
$1,403
$1,413
Typical yearly household income
$62,192 ▼14% below the county
$72,104
$78,476
$80,734
Households that own their home
70% ▼5 points below the county
75%
63%
65%
Typical yearly property tax
$1,918 ▼11% below the county
$2,152
$4,232
$3,119
Effective property tax rate
1.46% ▲0.22 points above the county
1.24%
1.49%
0.94%
Renters with high rent for their income
55% ▲7 points above the county
49%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Orange County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Vidor
For a typical $131,400 home in Vidor, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Vidor's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,147a month
Least cash to close
Down payment
$4,599
Cash to close
$8,541
Rate
7.18%
Mortgage insurance
FHA MIP · $58
Conventional, 5% down$1,123a month
Down payment
$6,570
Cash to close
$10,512
Rate
7.18%
Mortgage insurance
PMI · $62
Conventional, 20% down, no PMI$927a month
Down payment
$26,280
Cash to close
$30,222
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,048a month
Down payment
$19,710
Cash to close
$23,652
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Vidor
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,147
$4,599
$129,020
7.18%
FHA MIP · $58
$8,541
580
Conventional, 5% down
$1,123
$6,570
$124,830
7.18%
PMI · $62
$10,512
620*
Conventional, 20% down, no PMI
$927
$26,280
$105,120
7.18%
None
$30,222
620*
ITIN, 15% down (example)
$1,048
$19,710
$111,690
8.18%
None
$23,652
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Vidor is $820 a month: 25% below the county. In Vidor, 55% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Orange County, by unit size. To pay the 2-bedroom one ($1,218 a month) without spending more than 30% of your income, you would need to earn $23.42 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Orange County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$980
$18.85
$39,200
1 bedroom
$986
$18.96
$39,440
2 bedrooms
$1,218
$23.42
$48,720
3 bedrooms
$1,588
$30.54
$63,520
4 bedrooms
$1,944
$37.38
$77,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Vidor
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Vidor is in ZIP code 77662.
For 2 bedrooms it is $1,010: $208 less than the fair market rent for Orange County ($1,218).
Fair market rent by ZIP code and size in Vidor, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
77662
$810
$820
$1,010
$1,330
$1,630
ZIP code2 bd3 bd
77662 $1,010$1,330
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Vidor when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Orange County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Vidor or Orange County. The ones below are statewide in Texas: they work in Vidor the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Vidor or Orange County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Vidor and all of Orange County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Vidor?
The typical home value in Vidor is $131,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Orange County it is $173,400.
How much does it cost to rent in Vidor?
Typical rent in Vidor is $820 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Orange County is $1,218.
What is the FHA loan limit in Vidor?
Vidor uses the FHA limit for all of Orange County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Vidor?
The typical homeowner in Vidor pays $1,918 a year, according to the U.S. Census Bureau. That is 1.46% of the home’s value; in Orange County, the rate is 1.24%.
Where can I find free help to buy or rent in Vidor?
We found no HUD-approved counseling agencies with an office in Orange County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
