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City · 28,339 residents · Maverick County, Texas

Eagle Pass , Texas

In Eagle Pass, a typical home is worth $188,000 and typical rent is $880 a month. Compared with all of Maverick County, the typical home value is 18% higher, typical household income is 15% higher, and the share of households that own their home is 10 points lower.

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  • Typical home value

    $188,000

    18% above the county

    34% below Texas

    • Eagle Pass
    • Maverick
    • Texas

  • Typical rent

    $880a month

    2% above the county

    37% below Texas

    • Eagle Pass
    • Maverick
    • Texas

  • Typical household income

    $57,207a year

    15% above the county

    27% below Texas

    • Eagle Pass
    • Maverick
    • Texas

  • Households that own their home

    60%

    10 points below the county

    2 points below Texas

    • Eagle Pass
    • Maverick
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$215,222
5.6% less than 12 months ago
Typical rent
$1,156 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Eagle Pass is in Maverick County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Maverick County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Eagle Pass apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Eidson Road, the typical home value is $100,900: 46% less than in Eagle Pass ($188,000).

  2. Nearby, in Crystal City, the typical rent is $518: 41% less than in Eagle Pass ($880).

  3. According to Zillow, in the 12 months to September 2026 the typical home value in Eagle Pass fell 5.6%; in Texas, it fell 1.4%.

  4. The typical home in Eagle Pass is worth $188,000, 18% more than in Maverick County as a whole ($158,700).

  5. The typical household income in Eagle Pass is $57,207, 15% more than in Maverick County as a whole ($49,568).

  6. 60% of households in Eagle Pass own their home, against 71% in Maverick County.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Eagle Pass

What homes there are in Eagle Pass, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Maverick County, most homes in Eagle Pass are detached houses (70%).

Year built

The typical home in Eagle Pass was built in 1990, 7 years before the typical one in Maverick County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 98% of owner-occupied homes in Eagle Pass are worth less than $500,000, below the FHA loan limit for Maverick County ($541,287).

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Maverick County is $1,014: about 61% of rents in Eagle Pass are below it.

With a mortgage

$1,570 a month

Maverick County: $1,528 a month

Without a mortgage

$499 a month

Maverick County: $455 a month

Owners with a mortgage

51%

Maverick County: 40%

Owning costs about the same in Eagle Pass as in Maverick County: with a mortgage, $1,570 a month; without one, $499.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Eagle Pass rose 47% since 2015–2019, less than in Maverick County (62%).

Since 2015–2019, the typical rent in Eagle Pass rose 41%, more than in Maverick County (30%).

Housing prices ran ahead of income in Eagle Pass: typical income rose 33%, against +47% for home values and +41% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEagle PassMaverick CountyTexasUnited States
Rental vacancy Unreliable estimate5.6%7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room 7.9%9.9%4.8%3.4%
People per household 3.053.192.692.53
Drive alone 82%80%71%69%
Carpool 9%12%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home 5%5%14%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Fewer households are short on space in Eagle Pass: 7.9% have more than one person per room; in Maverick County, 9.9%.

By size, households in Eagle Pass look like those in Maverick County: 3.05 people on average.

To get to work, 82% of workers in Eagle Pass drive alone; in Maverick County, 80%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Eagle Pass?

A typical home is tight for the typical income

We start with a typical home in Eagle Pass, worth $188,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Eagle Pass, which is $57,207 a year. For that payment to be 28% of income, a household would need to earn about $71,593 a year.

The calculator's FHA and conventional loan limits are those of all of Maverick County.

Your numbers

Local data
$

Starts at the typical home value in Eagle Pass. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,580 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,670

at 7.18% · 30 years

Loan amount
$184,595
Total interest
$265,589
Paid off in
November 2056

Includes $3,175 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,335 a month

  • Tight

    $1,335 to $1,716 a month

    Your payment · 35%

  • Hard

    more than $1,716 a month

Compared with the typical household income in Eagle Pass ($57,207 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,670
Principal & interest$1,251
Property tax$259
Home insurance$78
FHA mortgage insurance (MIP)$83

You need at least $6,580 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Eagle Pass and Maverick County

Eagle Pass is in Maverick County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Eagle Pass's own numbers

Typical home value
$188,000
Typical monthly rent
$880
Typical yearly household income
$57,207
Households that own their home
60%
Effective property tax rate
1.65%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Maverick County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
4.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Maverick County.

Everything about Maverick County

Buying

Buying a home in Eagle Pass

A typical home in Eagle Pass is worth $188,000: 18% above the county and 34% below Texas. With the typical household income in Eagle Pass ($57,207 a year), a typical home costs 3.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Eagle Pass 3.3 years
  • Maverick 3.2 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Maverick County

According to FHFA’s house price index, home prices in Maverick County rose 71% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Maverick County.

Period County Texas U.S.
Last year (2025) +6.7% +0.8% +2.9%
5 years (2020–2025) +53% +44% +47%
10 years (2015–2025) +71% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Eagle Pass next to Maverick County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Eagle Pass $188,000
  • Maverick $158,700
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Eagle Pass $880
  • Maverick $859
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Eagle Pass $57,207
  • Maverick $49,568
  • Texas $78,476
  • United States $80,734
See the full table
Eagle Pass next to Maverick County and Texas
Measure Eagle Pass Maverick County Texas U.S.
Typical home value $188,000 $158,700 $283,800 $332,700
Typical monthly rent $880 $859 $1,403 $1,413
Typical yearly household income $57,207 $49,568 $78,476 $80,734
Households that own their home 60% 71% 63% 65%
Typical yearly property tax $3,111 $1,976 $4,232 $3,119
Effective property tax rate 1.65% 1.25% 1.49% 0.94%
Renters with high rent for their income 48% 47% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Maverick County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Eagle Pass

For a typical $188,000 home in Eagle Pass, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Eagle Pass's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,670a month

    Least cash to close
    Down payment
    $6,580
    Cash to close
    $12,220
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $83

  • Conventional, 5% down $1,636a month

    Down payment
    $9,400
    Cash to close
    $15,040
    Rate
    7.18%
    Mortgage insurance
    PMI · $89

  • Conventional, 20% down, no PMI $1,356a month

    Down payment
    $37,600
    Cash to close
    $43,240
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,530a month

    Down payment
    $28,200
    Cash to close
    $33,840
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Eagle Pass and for Maverick County.

Property tax

Effective rate in Eagle Pass

1.65%of the home’s value each year

$3,111 a year for the typical owner in Eagle Pass.

  • Eagle Pass 1.65%
  • Maverick 1.25%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Maverick County

FEMA does not publish these numbers by city: they are for all of Maverick County.

Homes in the high-risk zone
4.6%
819
Of those, with NFIP insurance
12%
County Texas U.S.
Homes in the high-risk zone 4.6% 4.1% 3.5%
Of those, with NFIP insurance 12% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Eagle Pass

Typical rent in Eagle Pass is $880 a month: 2% above the county. In Eagle Pass, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Maverick County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.

HUD fair market rent for all of Maverick County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $894 $17.19 $35,760
1 bedroom $931 $17.90 $37,240
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,404 $27.00 $56,160
4 bedrooms $1,630 $31.35 $65,200

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Eagle Pass

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Eagle Pass is in ZIP code 78852.

For 2 bedrooms it is $1,010: $4 less than the fair market rent for Maverick County ($1,014).

  • 78852 $1,010$1,410

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Eagle Pass when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Eagle Pass

HUD lists 11 buildings with rents for lower incomes in Eagle Pass. These are the largest.

  • Mabe Terrace/Mundo Nuevo/Thompson Additi 1700 2nd St, Eagle Pass 78852 149 low-income homes · Run by Eagle Pass Housing Authority · Average payment: $388 a month · Average wait: 21 months · Homes at several sites (830) 773-3325
  • Los Angeles/Barrerra Heights 1751 Mesa Dr, Eagle Pass 78852 120 low-income homes · Run by Eagle Pass Housing Authority · Average payment: $443 a month · Average wait: 19 months (830) 773-3325
  • El Centenario 2095 E Main St, Eagle Pass 78852 100 low-income homes · Run by Eagle Pass Housing Authority · Average payment: $295 a month · Average wait: 30 months · Homes at several sites (830) 773-3325
  • Las Palmas Villa 2211 Del Rio Blvd, Eagle Pass 78852 64 low-income homes · For families (830) 773-6540
  • Legacy Villas 2640 Chapote Loop, Eagle Pass 78852 64 low-income homes · 4 bd: 64 · In service since 2011

See all 11 buildings in Maverick County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Eagle Pass

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Maverick County. The nearest ones are below; many serve by phone or online.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Eagle Pass

No down payment, repair or rent-help program on our list is for Eagle Pass or Maverick County. The ones below are statewide in Texas: they work in Eagle Pass the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Eagle Pass

The HUD-approved agencies closest to the center of Eagle Pass, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Laredo-Webb Neighborhood Housing Services

    216 Bob Bullock Loop, Laredo · 104 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (956) 712-9100

  • NSC (naca Counseling Subsidiary) - San Antonio, TX

    1603 Babcock Rd Suite 200, San Antonio · 127 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (210) 826-2828

  • Our Casas Resident Council, Inc.

    2300 W Commerce St Ste 218, San Antonio · 128 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (210) 354-2400

All counseling agencies in Texas

Help in Spanish near Eagle Pass

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Eagle Pass

HUD’s record names them for Eagle Pass or Maverick County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Eagle Pass Housing Authority Public housing and Section 8 vouchers (830) 773-3325

All housing agencies in Texas Source: HUD

Cities

Other cities in Maverick County

These cities are also in Maverick County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Maverick County Housing in Texas

Nearby cities

The cities closest to Eagle Pass, with the typical home value.

Neighboring counties

If Maverick County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Eagle Pass.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Eagle Pass

Short answers with the numbers for Eagle Pass and all of Maverick County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Eagle Pass?

The typical home value in Eagle Pass is $188,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Maverick County it is $158,700.

How much does it cost to rent in Eagle Pass?

Typical rent in Eagle Pass is $880 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Maverick County is $1,014.

What is the FHA loan limit in Eagle Pass?

Eagle Pass uses the FHA limit for all of Maverick County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Eagle Pass?

The typical homeowner in Eagle Pass pays $3,111 a year, according to the U.S. Census Bureau. That is 1.65% of the home’s value; in Maverick County, the rate is 1.25%.

Where can I find free help to buy or rent in Eagle Pass?

We found no HUD-approved counseling agencies with an office in Maverick County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).