Typical home value from Zillow, September 2021 to September 2026: from $190,422 to $204,971.
Typical rent
$1,346a month
▲ 2.6% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $1,296 to $1,346.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Del Rio is in Val Verde County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Val Verde County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Crystal City, the typical rent is $518: 42% less than in Del Rio ($895).
2
Nearby, in Eidson Road, the typical home value is $100,900: 37% less than in Del Rio ($160,400).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Del Rio
What homes there are in Del Rio, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Del Rio
Val Verde County
Texas
United States
Kind of home: Del Rio and its comparisons
Measure
Del Rio
Val Verde County
Texas
United States
Detached house
72%
71%
64%
61%
Attached house
4%
5%
3%
6%
Building of 2 to 4
12%
10%
5%
8%
Apartments (5 or more)
Unreliable estimate
7%
21%
19%
Mobile home
4%
8%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Val Verde County, most homes in Del Rio are detached houses (72%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Del Rio
Val Verde County
Texas
United States
Year built: Del Rio and its comparisons
Measure
Del Rio
Val Verde County
Texas
United States
Before 1960
17%
14%
12%
26%
1960–1979
38%
31%
21%
24%
1980–1999
28%
31%
28%
25%
2000–2009
11%
13%
18%
14%
2010 or later
7%
11%
21%
11%
The typical home in Del Rio was built in 1978, 5 years before the typical one in Val Verde County.
There are fewer big homes in Del Rio than in Val Verde County: 64% have 3 bedrooms or more, against 68%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K22%
$100K–$200K44%
$200K–$300K21%
$300K–$500K10%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Del Rio and its comparisons
Measure
Del Rio
Under $100K
22%
$100K–$200K
44%
$200K–$300K
21%
$300K–$500K
10%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
With an FHA limit of $541,287, at least 98% of owner-occupied homes in Del Rio sit below it: they are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50013%
$500–$99940%
$1,000–$1,49932%
HUD fair market rent, 2 bedrooms: $1,119
$1,500–$1,99913%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Del Rio and its comparisons
Measure
Del Rio
Under $500
13%
$500–$999
40%
$1,000–$1,499
32%
$1,500–$1,999
13%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
About 60% of rented homes in Del Rio cost less than HUD's 2-bedroom fair market rent for Val Verde County ($1,119); the rest cost more.
With a mortgage
$1,678 a month
Val Verde County: $1,700 a month
Without a mortgage
$514 a month
Val Verde County: $494 a month
Owners with a mortgage
47%
Val Verde County: 47%
Owning costs about the same in Del Rio as in Val Verde County: with a mortgage, $1,678 a month; without one, $514.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Del Rio+59%
Val Verde County+59%
Texas+65%
United States+53%
Typical rent
Del Rio+31%
Val Verde County+36%
Texas+34%
United States+33%
Typical household income
Del Rio+47%
Val Verde County+43%
Texas+27%
United States+29%
Change since 2015–2019: Del Rio and its comparisons
Measure
Del Rio
Val Verde County
Texas
United States
Typical home value
+59%
+59%
+65%
+53%
Typical rent
+31%
+36%
+34%
+33%
Typical household income
+47%
+43%
+27%
+29%
From 2015–2019 to 2020–2024, home values in Del Rio rose at about the same pace as in Val Verde County: 59% against 59%.
The typical rent in Del Rio rose 31% over the same time; in Val Verde County, it rose 36%.
While home values in Del Rio changed +59% and rent +31%, the typical household income rose 47%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Del Rio and its comparisons
Measure
Del Rio
Val Verde County
Texas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
8.6%
8.1%
4.8%
3.4%
People per household
2.69
2.73
2.69
2.53
Drive alone
74%
74%
71%
69%
Carpool
15%
15%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
6%
6%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
In Del Rio, 8.6% of households live with more than one person per room, about the same as in Val Verde County.
Much as in Val Verde County, a household in Del Rio has 2.69 people on average.
To get to work, 74% of workers in Del Rio drive alone; in Val Verde County, 74%.
Do the math
What would you pay each month for a home in Del Rio?
A typical home is within reach of the typical income
We start with a typical home in Del Rio, worth $160,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Del Rio, which is $66,158 a year.
The calculator's FHA and conventional loan limits are those of all of Val Verde County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Del Rio. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,614 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,409
at 7.18% · 30 years
Loan amount
$157,495
Total interest
$226,598
Paid off in
November 2056
Includes $2,709 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,544 a month
Your payment · 26%
Tight
$1,544 to $1,985 a month
Hard
more than $1,985 a month
Compared with the typical household income in Del Rio ($66,158 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,067
Property tax
$205
Home insurance
$67
FHA mortgage insurance (MIP)
$71
You need at least $5,614 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,409; principal and interest $1,067.
The city and its county
Del Rio and Val Verde County
Del Rio is in Val Verde County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Del Rio
Map of Val Verde County, Texas, with Del Rio marked. Around it, the neighboring counties.
Del Rio
Val Verde County
Del Rio's own numbers
Typical home value
$160,400
Typical monthly rent
$895
Typical yearly household income
$66,158
Households that own their home
69%
Effective property tax rate
1.53%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Val Verde County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,119
Price change over 5 years (FHFA)
+35%
Homes in a high flood-risk zone
4.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Val Verde County.
A typical home in Del Rio is worth $160,400: 3% below the county and 43% below Texas. With the typical household income in Del Rio ($66,158 a year), a typical home costs 2.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Del Rio2.4 years
Val Verde2.5 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Val Verde County
According to FHFA’s house price index, home prices in Val Verde County rose 57% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Val Verde County.
Yearly change in FHFA’s price index in Val Verde County, 2016 to 2025
2016: +1.8% +1.8% 2016
2017: +4.5% +4.5% 2017
2018: +1.0% +1.0% 2018
2019: +0.4% +0.4% 2019
2020: +7.3% +7.3% 2020
2021: +7.2% +7.2% 2021
2022: +16.2% +16.2% 2022
2023: +6.6% +6.6% 2023
2024: +1.7% +1.7% 2024
2025: +0.1% +0.1% 2025
Change in FHFA’s price index in Val Verde County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.1%
+0.8%
+2.9%
5 years (2020–2025)
+35%
+44%
+47%
10 years (2015–2025)
+57%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Del Rio next to Val Verde County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Del Rio$160,400
Val Verde$164,600
Texas$283,800
United States$332,700
Typical monthly rent
Del Rio$895
Val Verde$994
Texas$1,403
United States$1,413
Typical yearly household income
Del Rio$66,158
Val Verde$66,100
Texas$78,476
United States$80,734
See the full table
Del Rio next to Val Verde County and Texas
Measure
Del Rio
Val Verde County
Texas
U.S.
Typical home value
$160,400 ▼3% below the county
$164,600
$283,800
$332,700
Typical monthly rent
$895 ▼10% below the county
$994
$1,403
$1,413
Typical yearly household income
$66,158
$66,100
$78,476
$80,734
Households that own their home
69%
69%
63%
65%
Typical yearly property tax
$2,455 ▲4% above the county
$2,354
$4,232
$3,119
Effective property tax rate
1.53% ▲0.1 points above the county
1.43%
1.49%
0.94%
Renters with high rent for their income
49% ▲5 points above the county
44%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Val Verde County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Del Rio
For a typical $160,400 home in Del Rio, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Del Rio's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,409a month
Least cash to close
Down payment
$5,614
Cash to close
$10,426
Rate
7.18%
Mortgage insurance
FHA MIP · $71
Conventional, 5% down$1,380a month
Down payment
$8,020
Cash to close
$12,832
Rate
7.18%
Mortgage insurance
PMI · $76
Conventional, 20% down, no PMI$1,141a month
Down payment
$32,080
Cash to close
$36,892
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,289a month
Down payment
$24,060
Cash to close
$28,872
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Del Rio
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,409
$5,614
$157,495
7.18%
FHA MIP · $71
$10,426
580
Conventional, 5% down
$1,380
$8,020
$152,380
7.18%
PMI · $76
$12,832
620*
Conventional, 20% down, no PMI
$1,141
$32,080
$128,320
7.18%
None
$36,892
620*
ITIN, 15% down (example)
$1,289
$24,060
$136,340
8.18%
None
$28,872
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Del Rio is $895 a month: 10% below the county. In Del Rio, 49% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Val Verde County, by unit size. To pay the 2-bedroom one ($1,119 a month) without spending more than 30% of your income, you would need to earn $21.52 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Val Verde County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$867
$16.67
$34,680
1 bedroom
$924
$17.77
$36,960
2 bedrooms
$1,119
$21.52
$44,760
3 bedrooms
$1,485
$28.56
$59,400
4 bedrooms
$1,647
$31.67
$65,880
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Del Rio
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Del Rio is in ZIP code 78840.
For 2 bedrooms it is $1,120: $1 more than the fair market rent for Val Verde County ($1,119).
Fair market rent by ZIP code and size in Del Rio, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
78840
$870
$920
$1,120
$1,490
$1,650
ZIP code2 bd3 bd
78840 $1,120$1,490
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Del Rio when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 11 buildings with rents for lower incomes in Del Rio. These are the largest.
Casas del Rio/Villa Hermosa2201 N Main Street / 100 E Rodriguez Street, Del Rio 78840170 low-income homes · 1 bd: 10 · 2 bd: 78 · 3 bd: 74 · 4 bd: 8 · For older adults, people with disabilities, families, people experiencing homelessness
San Jose211 Rowland Dr, Del Rio 78840157 low-income homes · Run by Del Rio Housing Authority · Average payment: $371 a month · Average wait: 5 months(830) 774-6506
Aster Villas163 Yucca Trailer Park Rd, Del Rio 7884080 low-income homes · 2 bd: 45 · 3 bd: 32 · 4 bd: 4 · In service since 2013
La Vista Townhomes1715 Kings Way, Del Rio 7884076 low-income homes · In service since 2002
Las Brisas Apts Phase I1970 S US Highway 277, Del Rio 7884076 homes, 75 low-income · In service since 2002
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Val Verde County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Del Rio or Val Verde County. The ones below are statewide in Texas: they work in Del Rio the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Del Rio or Val Verde County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Del Rio and all of Val Verde County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Del Rio?
The typical home value in Del Rio is $160,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Val Verde County it is $164,600.
How much does it cost to rent in Del Rio?
Typical rent in Del Rio is $895 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Val Verde County is $1,119.
What is the FHA loan limit in Del Rio?
Del Rio uses the FHA limit for all of Val Verde County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Del Rio?
The typical homeowner in Del Rio pays $2,455 a year, according to the U.S. Census Bureau. That is 1.53% of the home’s value; in Val Verde County, the rate is 1.43%.
Where can I find free help to buy or rent in Del Rio?
We found no HUD-approved counseling agencies with an office in Val Verde County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
