Renting · Section 8
Data from November 2026
Renting in Hamblen County, Tennessee
Hamblen County has a HUD fair market rent of $1,153 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $857 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $22.17 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,153
- a month, HUD, Fiscal year 2027
- 17% less than in Tennessee
- Typical rent
- $857
- a month, Census, Average 2020–2024
- 28% less than in Tennessee
- Wage needed
- $22.17
- an hour, 2 bedrooms
- Or $46,120 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 45%
- spend 30% or more of income on rent
- 8% less than in Tennessee
Only here
Renting in Hamblen County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Nearby, in Hancock County, the typical rent is $622: 27% less than in Hamblen County ($857).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Hamblen County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Hamblen County was $1,447 a month in September 2026: 3.3% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $906 | $17.42 | $36,240 |
| 1 bedroom | $912 | $17.54 | $36,480 |
| 2 bedrooms | $1,153 | $22.17 | $46,120 |
| 3 bedrooms | $1,405 | $27.02 | $56,200 |
| 4 bedrooms | $1,838 | $35.35 | $73,520 |
HUD area: Morristown, TN HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 5 ZIP codes in Hamblen County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,030 in 37860 to $1,160 in 37814. 1 ZIP code is above the county's fair market rent ($1,153).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 37813 | Morristown, TN | $900 | $900 | $1,140 | $1,390 | $1,820 |
|---|---|---|---|---|---|---|
| 37814 | Morristown, TN | $910 | $920 | $1,160 | $1,410 | $1,850 |
| 37860 | Morristown, TN | $800 | $800 | $1,030 | $1,300 | $1,650 |
| 37891 | Kingsport-Bristol, TN-VA | $800 | $800 | $1,030 | $1,300 | $1,650 |
| 37891 | Morristown, TN | $800 | $800 | $1,030 | $1,300 | $1,650 |
- 37813 · Morristown, TN $1,140$1,390
- 37814 · Morristown, TN $1,160$1,410
- 37860 · Morristown, TN $1,030$1,300
- 37891 · Kingsport-Bristol, TN-VA $1,030$1,300
- 37891 · Morristown, TN $1,030$1,300
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Hamblen County, 45% of renter households are in that position; in Tennessee, 49%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
45%
of renter households spend 30% or more of their income on rent.
7,907 households rent in Hamblen County
- Spend half or more of their income 22%
- Spend 30% or more, but less than half 22%
- Spend less than 30% 55%
Compared with the state and the country
- Hamblen 45%
- Tennessee 49%
- United States 51%
Low-income apartments
Low-income apartments in Hamblen County
HUD lists 14 properties with homes for low-income households in Hamblen County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 8
- HUD-assisted
- 7
- public housing
- 1
1,267 homes in all; 1,187 of them low-income, according to HUD.
- C. Frank Davis Homes Ext. Public housing 950 Kennedy Cir, Morristown 37813 647 homes, 646 low-income · Run by Tennessee Valley Housing Services · Average payment: $379 a month · Average wait: 13 months · (423) 586-5115
- Walters Ridge Apartments Tax credit (LIHTC) 578 Housley St, Morristown 37814 88 low-income homes · 1 bd: 44 · 2 bd: 44 · In service since 2017 · For older adults
- Lincoln Manor Apts Tax credit (LIHTC) · HUD-assisted 1107 S Jackson St, Morristown 37813 80 low-income homes · 1 bd: 32 · 2 bd: 40 · 3 bd: 8 · In service since 2007 · For families · (423) 581-4800
- Laurelwood Apartments HUD-assisted 513 S Hill St, Morristown 37813 65 low-income homes · For older adults · (423) 581-1263
- Rutledge Place Tax credit (LIHTC) 792 Seymour St, Morristown 37813 64 low-income homes · 1 bd: 24 · 2 bd: 36 · 3 bd: 4 · In service since 2016 · For families
- Villages at Barkley Landing Tax credit (LIHTC) 450 Barkley Landing Dr, Morristown 37813 64 low-income homes · 2 bd: 16 · 3 bd: 32 · 4 bd: 16 · In service since 1999 · For people with disabilities
- Henry Manor Tax credit (LIHTC) · HUD-assisted 425 N Henry St, Morristown 37814 50 low-income homes · 1 bd: 50 · In service since 2014 · For older adults, people with disabilities · (423) 587-4340
- Knob Hill Apts (morristown) Tax credit (LIHTC) 1459 De Vault St, Morristown 37814 48 low-income homes · 1 bd: 44 · 2 bd: 4 · In service since 1991 · For people with disabilities, families
- Chloe Lane Tax credit (LIHTC) 5290 Old White Pine Rd, Morristown 37813 41 homes, 40 low-income · 2 bd: 24 · 3 bd: 17 · In service since 2016 · For families
- Lincoln Park Apartments Annex HUD-assisted 1203 Sulphur Springs Rd, Morristown 37813 12 low-income homes · For older adults · (423) 587-1633
- Lincoln Park Apartments HUD-assisted 1109 Sulphur Springs Rd, Morristown 37813 11 low-income homes · For older adults · (423) 587-1633
- Paul and Ada Ruth Mayes Home HUD-assisted 516 Sherwood Dr, Morristown 37814 10 low-income homes · For people with disabilities · (423) 586-2196, ext. 42
- Five Rivers Service, Inc. HUD-assisted 825 Donna St, Morristown 37814 10 homes, 9 low-income · For people with disabilities · (423) 581-6291
- Fairway Apts Tax credit (LIHTC) 2021 N Economy Rd, Morristown 37814 77 homes
2 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Hamblen County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Hamblen County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $16,850 | $28,050 | $44,900 |
| 2 people | $21,640 | $32,050 | $51,300 |
| 3 people | $27,320 | $36,050 | $57,700 |
| 4 people | $33,000 | $40,050 | $64,100 |
| 5 people | $38,680 | $43,300 | $69,250 |
| 6 people | $44,360 | $46,500 | $74,400 |
| 7 people | $49,700 | $49,700 | $79,500 |
| 8 people | $52,900 | $52,900 | $84,650 |
Area median income: $80,100. HUD income limits by family size, Fiscal year 2026. Area: Morristown, TN HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $815 – $997
- 1 bedroom $821 – $1,003
- 2 bedrooms $1,038 – $1,268
- 3 bedrooms $1,265 – $1,546
- 4 bedrooms $1,654 – $2,022
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Tennessee Valley Housing Services Public housing and Section 8 vouchers · 463 vouchers · 646 public housing units (423) 586-5115 Tennessee Valley Housing Services: sgilbert@tvhstn.org
Housing agencies in Tennessee Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Tennessee
What Tennessee law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- If I fall behind on rent, what notice must I get?
- 14 days
- T.C.A. §66-28-505(a)(1)-(2)
- How much notice ends a month-to-month rental?
- 30 days
- T.C.A. §66-28-512(b)
Help
Where to get help with rent in Hamblen County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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Telamon Corporation - Tennessee Branch
100 Erin Ln, Bulls Gap · 12 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 8 more
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Clinch-Powell Resource Conservation and Development Council, Inc
7995 Rutledge Pike, Rutledge · 15 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 7 more
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Knoxville Area Urban League
1514 E 5th Ave, Knoxville · 40 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Hamblen County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Tennessee, the average home bill was $143 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,306
What you need before you get the keys.
What adds up
- First month
- $1,153
- Security deposit
- $1,153
- Total
- $2,306
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Hamblen County?
According to HUD (Fiscal year 2027): Studio: $906; 1 bedroom: $912; 2 bedrooms: $1,153; 3 bedrooms: $1,405; 4 bedrooms: $1,838. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Hamblen County?
Paying the 2-bedroom fair market rent ($1,153) without spending more than 30% of income takes $22.17 an hour full time, or $46,120 a year.
Who qualifies for Section 8 in Hamblen County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $40,050 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Hamblen County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,038 and $1,268 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Hamblen County?
For 2 bedrooms they run from $1,030 in 37860 to $1,160 in 37814. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Hamblen County?
HUD lists 14 properties with homes for low-income households in Hamblen County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Hamblen County?
HUD counts rent as a burden when it reaches 30% of income or more. In Hamblen County, 45% of renter households are in that position; in Tennessee, 49%, and nationwide, 51% (Average 2020–2024, Census).