Renting · Section 8
Data from November 2026
Renting in Anderson County, Tennessee
Anderson County has a HUD fair market rent of $1,475 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,031 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $28.37 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,475
- a month, HUD, Fiscal year 2027
- 7% more than in Tennessee
- Typical rent
- $1,031
- a month, Census, Average 2020–2024
- 13% less than in Tennessee
- Wage needed
- $28.37
- an hour, 2 bedrooms
- Or $59,000 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 45%
- spend 30% or more of income on rent
- 9% less than in Tennessee
Only here
Renting in Anderson County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Nearby, in Campbell County, the typical rent is $716: 31% less than in Anderson County ($1,031).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Anderson County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Anderson County was $1,621 a month in September 2026: 3.8% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,171 | $22.52 | $46,840 |
| 1 bedroom | $1,178 | $22.65 | $47,120 |
| 2 bedrooms | $1,475 | $28.37 | $59,000 |
| 3 bedrooms | $1,844 | $35.46 | $73,760 |
| 4 bedrooms | $2,122 | $40.81 | $84,880 |
HUD area: Knoxville, TN HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 9 ZIP codes in Anderson County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,000 in 37769 to $1,660 in 37705. 1 ZIP code is above the county's fair market rent ($1,475).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 37705 | Knoxville, TN | $1,320 | $1,330 | $1,660 | $2,080 | $2,390 |
|---|---|---|---|---|---|---|
| 37710 | Knoxville, TN | $830 | $840 | $1,060 | $1,360 | $1,540 |
| 37716 | Knoxville, TN | $950 | $960 | $1,200 | $1,500 | $1,730 |
| 37754 | Knoxville, TN | $1,020 | $1,020 | $1,280 | $1,600 | $1,840 |
| 37769 | Campbell County, TN | $790 | $790 | $1,000 | $1,250 | $1,420 |
| 37769 | Knoxville, TN | $790 | $790 | $1,000 | $1,250 | $1,420 |
| 37828 | Knoxville, TN | $1,040 | $1,050 | $1,310 | $1,640 | $1,880 |
| 37830 | Knoxville, TN | $1,120 | $1,120 | $1,400 | $1,770 | $2,010 |
| 37830 | Roane County, TN | $1,120 | $1,120 | $1,400 | $1,770 | $2,010 |
- 37705 · Knoxville, TN $1,660$2,080
- 37710 · Knoxville, TN $1,060$1,360
- 37716 · Knoxville, TN $1,200$1,500
- 37754 · Knoxville, TN $1,280$1,600
- 37769 · Campbell County, TN $1,000$1,250
- 37769 · Knoxville, TN $1,000$1,250
- 37828 · Knoxville, TN $1,310$1,640
- 37830 · Knoxville, TN $1,400$1,770
- 37830 · Roane County, TN $1,400$1,770
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Anderson County, 45% of renter households are in that position; in Tennessee, 49%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
45%
of renter households spend 30% or more of their income on rent.
9,271 households rent in Anderson County
- Spend half or more of their income 23%
- Spend 30% or more, but less than half 22%
- Spend less than 30% 55%
Compared with the state and the country
- Anderson 45%
- Tennessee 49%
- United States 51%
Low-income apartments
Low-income apartments in Anderson County
HUD lists 19 properties with homes for low-income households in Anderson County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 8
- HUD-assisted
- 12
- public housing
- 2
1,371 homes in all; 1,363 of them low-income, according to HUD.
- Rocky Top Wartburg Jamestown Public housing 912 Cooper Dr, Rocky Top 37769 261 low-income homes · Run by LaFollette Housing Authority · Average payment: $420 a month · Average wait: 10 months · (423) 562-2261
- Charles Seviers Tower Tax credit (LIHTC) · HUD-assisted 150 N Charles G Seivers Blvd, Clinton 37716 149 low-income homes · 1 bd: 149 · In service since 2003 · For older adults · (865) 457-7499
- East Village Public housing 1005 East Dr, Clinton 37716 150 homes, 148 low-income · Run by Clinton Housing Authority · Average payment: $416 a month · (865) 457-9692
- Frank Callaghan Towers HUD-assisted 115 Fairbanks Rd, Oak Ridge 37830 110 low-income homes · For older adults · (865) 482-6098
- Oak Ridge Place HUD-assisted 100 Utica Cir, Oak Ridge 37830 100 low-income homes · For families · (865) 482-3800
- Gate Manor Apartments Tax credit (LIHTC) · HUD-assisted 1200 Fowler Ln, Clinton 37716 80 low-income homes · 1 bd: 24 · 2 bd: 32 · 3 bd: 24 · In service since 2018 · For families · (865) 457-7651
- Teller Village Apts Tax credit (LIHTC) 701 Teller Village Ln, Oak Ridge 37830 80 low-income homes · 2 bd: 64 · 3 bd: 16 · In service since 2003 · For families
- Hallmark at Oak Ridge Tax credit (LIHTC) 500 Tuskegee Dr, Oak Ridge 37830 72 low-income homes · 1 bd: 12 · 2 bd: 52 · 3 bd: 8 · In service since 2009 · For people with disabilities, families
- Royce Hill Towns & Gardens Tax credit (LIHTC) 190 Hillside Rd, Oak Ridge 37830 72 low-income homes · 1 bd: 14 · 2 bd: 36 · 3 bd: 22 · In service since 2009 · For people with disabilities, families
- Kareday Terrrace Apts Tax credit (LIHTC) · HUD-assisted 99 Wilberforce Ave, Oak Ridge 37830 56 low-income homes · 1 bd: 56 · In service since 2011 · For older adults, people with disabilities, families · (865) 483-3780
- Norris Gardens HUD-assisted 11 Chestnut Dr, Norris 37828 51 homes, 50 low-income · For older adults · (423) 494-0504
- Creekwood Apts Tax credit (LIHTC) 612 4th St, Lake City 37769 44 low-income homes · 1 bd: 40 · 2 bd: 4 · In service since 2008 · For older adults
- Greenview Village Tax credit (LIHTC) 274 Mooncrest Ln, Powell 37849 44 low-income homes · In service since 2011 · For people with disabilities
- Auburn Hills HUD-assisted 180 Tusculum Dr, Oak Ridge 37830 41 homes, 40 low-income · For older adults · (865) 483-5772
- Dogwood Manor HUD-assisted 95 Adams Ln, Oak Ridge 37830 24 homes, 23 low-income · For older adults · (865) 483-7574
- Robertsville Apartments HUD-assisted 306 Jefferson Terminal Rd, Oak Ridge 37830 14 low-income homes · For people with disabilities · (865) 482-0403
- Ridgetop Apartments HUD-assisted 813 Rogers St, Clinton 37716 9 homes, 8 low-income · For people with disabilities · (865) 457-0808
- Hamilton Place HUD-assisted 153 Hamilton Cir, Oak Ridge 37830 7 homes, 6 low-income · For people with disabilities · (865) 483-4385
- Tiffin Home HUD-assisted 111 Tiffin Dr, Oak Ridge 37830 7 homes, 6 low-income · For people with disabilities · (865) 483-3375
3 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Anderson County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Anderson County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $21,800 | $36,300 | $58,100 |
| 2 people | $24,900 | $41,500 | $66,400 |
| 3 people | $28,000 | $46,700 | $74,700 |
| 4 people | $33,000 | $51,850 | $82,950 |
| 5 people | $38,680 | $56,000 | $89,600 |
| 6 people | $44,360 | $60,150 | $96,250 |
| 7 people | $50,040 | $64,300 | $102,900 |
| 8 people | $55,720 | $68,450 | $109,500 |
Area median income: $103,700. HUD income limits by family size, Fiscal year 2026. Area: Knoxville, TN HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,054 – $1,288
- 1 bedroom $1,060 – $1,296
- 2 bedrooms $1,328 – $1,623
- 3 bedrooms $1,660 – $2,028
- 4 bedrooms $1,910 – $2,334
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Oak Ridge Housing Authority Public housing and Section 8 vouchers · 319 vouchers (865) 482-1006 Oak Ridge Housing Authority: mcatron@orha.net
- Clinton Housing Authority Public housing · 148 public housing units (865) 457-9692 Clinton Housing Authority: clintonha@bellsouth.net
Housing agencies in Tennessee Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Tennessee
What Tennessee law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- If I fall behind on rent, what notice must I get?
- 14 days
- T.C.A. §66-28-505(a)(1)-(2)
- How much notice ends a month-to-month rental?
- 30 days
- T.C.A. §66-28-512(b)
Help
Where to get help with rent in Anderson County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
-
University of Tennessee Extension Office
2621 Morgan Cir, Knoxville · 18 miles away
- Mortgage delinquency and default
- Pre-purchase counseling
- and 2 more
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Knoxville Area Urban League
1514 E 5th Ave, Knoxville · 19 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
-
KNOX HOUSING PARTNERSHIP, INCORPORATED dba HOMESOURCE EAST TENNESSEE
109 Winona St, Knoxville · 19 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Anderson County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Tennessee, the average home bill was $143 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,950
What you need before you get the keys.
What adds up
- First month
- $1,475
- Security deposit
- $1,475
- Total
- $2,950
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Anderson County?
According to HUD (Fiscal year 2027): Studio: $1,171; 1 bedroom: $1,178; 2 bedrooms: $1,475; 3 bedrooms: $1,844; 4 bedrooms: $2,122. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Anderson County?
Paying the 2-bedroom fair market rent ($1,475) without spending more than 30% of income takes $28.37 an hour full time, or $59,000 a year.
Who qualifies for Section 8 in Anderson County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $51,850 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Anderson County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,328 and $1,623 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Anderson County?
For 2 bedrooms they run from $1,000 in 37769 to $1,660 in 37705. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Anderson County?
HUD lists 19 properties with homes for low-income households in Anderson County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Anderson County?
HUD counts rent as a burden when it reaches 30% of income or more. In Anderson County, 45% of renter households are in that position; in Tennessee, 49%, and nationwide, 51% (Average 2020–2024, Census).