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Renting · Section 8

Data from November 2026

Renting in Hand County, South Dakota

Hand County has a HUD fair market rent of $1,014 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $587 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $19.50 an hour, full time.

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Fair market rent, 2 bedrooms
$1,014
a month, HUD, Fiscal year 2027
15% less than in South Dakota
Typical rent
$587
a month, Census, Average 2020–2024
38% less than in South Dakota
Wage needed
$19.50
an hour, 2 bedrooms
Or $40,560 a year, to spend no more than 30% of income on rent.
Rent-burdened households
22%
spend 30% or more of income on rent
45% less than in South Dakota

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in Hand County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Hand County has the 3rd smallest share of rent-burdened renters of the 54 counties in South Dakota with this figure (22%).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Hand County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $706 $13.58 $28,240
1 bedroom $820 $15.77 $32,800
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,304 $25.08 $52,160
4 bedrooms $1,599 $30.75 $63,960

HUD area: Hand County, SD. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 11 ZIP codes in Hand County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,040 in 57371 to $1,190 in 57381. 11 ZIP codes are above the county's fair market rent ($1,014).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 57362 · Buffalo County, SD $1,090$1,310
  • 57362 · Hand County, SD $1,090$1,310
  • 57371 · Hand County, SD $1,040$1,370
  • 57371 · Hyde County, SD $1,040$1,370
  • 57373 · Hand County, SD $1,080$1,390
  • 57381 · Beadle County, SD $1,190$1,550
  • 57381 · Hand County, SD $1,190$1,550
  • 57467 · Faulk County, SD $1,080$1,410
  • 57467 · Hand County, SD $1,080$1,410
  • 57470 · Faulk County, SD $1,050$1,360
  • 57470 · Hand County, SD $1,050$1,360

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Hand County, 22% of renter households are in that position; in South Dakota, 40%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

22%

of renter households spend 30% or more of their income on rent.

485 households rent in Hand County

  • Spend half or more of their income 11%
  • Spend 30% or more, but less than half 11%
  • Spend less than 30% 78%

Compared with the state and the country

  • Hand 22%
  • South Dakota 40%
  • United States 51%

Low-income apartments

Low-income apartments in Hand County

HUD lists 2 properties with homes for low-income households in Hand County: HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

HUD-assisted
1
public housing
1

66 homes in all; 63 of them low-income, according to HUD.

  • Miller Low-Rent Public housing 105 N Broadway Ave, Miller 57362 40 homes, 37 low-income · Run by Miller Housing & Redevelopment Commision · Average payment: $425 a month · Average wait: 1 month · (605) 853-2869
  • Miller Plaza HUD-assisted 210 E 4th St, Miller 57362 26 low-income homes · For older adults · (605) 697-3175

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Hand County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Hand County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$23,100 $38,500 $61,550
$26,400 $44,000 $70,350
$29,700 $49,500 $79,150
$33,000 $54,950 $87,900
$38,680 $59,350 $94,950
$44,360 $63,750 $102,000
$50,040 $68,150 $109,000
$55,720 $72,550 $116,050

Area median income: $109,900. HUD income limits by family size, Fiscal year 2026. Area: Hand County, SD. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $635 – $777
  • 1 bedroom $738 – $902
  • 2 bedrooms $913 – $1,115
  • 3 bedrooms $1,174 – $1,434
  • 4 bedrooms $1,439 – $1,759

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in South Dakota Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in South Dakota

What South Dakota law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1 month of rent
S.D. Codified Laws §43-32-6.1
When must they return my deposit?
21 days
S.D. Codified Laws §43-32-24
How much notice before a rent increase?
30 days
S.D. Codified Laws §43-32-13
  • Repair and deduct from the rentS.D. Codified Laws §43-32-9

Help

Where to get help with rent in Hand County

This is the nearest HUD-approved agency. They counsel for free or at low cost.

  • CCCS of LSS - South Dakota

    33 3rd St SE Ste 202, Huron · 41 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (888) 258-2227
See every agency in South Dakota Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Hand County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in South Dakota, the average home bill was $128 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,028

What you need before you get the keys.

What adds up

First month
$1,014
Security deposit
$1,014
Total
$2,028

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Hand County?

According to HUD (Fiscal year 2027): Studio: $706; 1 bedroom: $820; 2 bedrooms: $1,014; 3 bedrooms: $1,304; 4 bedrooms: $1,599. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Hand County?

Paying the 2-bedroom fair market rent ($1,014) without spending more than 30% of income takes $19.50 an hour full time, or $40,560 a year.

Who qualifies for Section 8 in Hand County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $54,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Hand County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $913 and $1,115 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Hand County?

For 2 bedrooms they run from $1,040 in 57371 to $1,190 in 57381. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Hand County?

HUD lists 2 properties with homes for low-income households in Hand County: HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Hand County?

HUD counts rent as a burden when it reaches 30% of income or more. In Hand County, 22% of renter households are in that position; in South Dakota, 40%, and nationwide, 51% (Average 2020–2024, Census).