Renting · Section 8
Data from November 2026
Renting in Kershaw County, South Carolina
Kershaw County has a HUD fair market rent of $954 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $971 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $18.35 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $954
- a month, HUD, Fiscal year 2027
- 31% less than in South Carolina
- Typical rent
- $971
- a month, Census, Average 2020–2024
- 18% less than in South Carolina
- Wage needed
- $18.35
- an hour, 2 bedrooms
- Or $38,160 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 55%
- spend 30% or more of income on rent
- 5% more than in South Carolina
Only here
Renting in Kershaw County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Among the neighboring counties, Chesterfield County has the lowest typical rent ($762), 22% below the $971 in Kershaw County.
-
Kershaw County has the 5th highest homeownership rate of the 46 counties in South Carolina (82%).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Kershaw County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Kershaw County was $1,760 a month in September 2026: 4.8% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $841 | $16.17 | $33,640 |
| 1 bedroom | $843 | $16.21 | $33,720 |
| 2 bedrooms | $954 | $18.35 | $38,160 |
| 3 bedrooms | $1,156 | $22.23 | $46,240 |
| 4 bedrooms | $1,465 | $28.17 | $58,600 |
HUD area: Kershaw County, SC HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 13 ZIP codes in Kershaw County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $910 in 29032 to $1,330 in 29045. 7 ZIP codes are above the county's fair market rent ($954).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 29009 | Chesterfield County, SC | $1,030 | $1,040 | $1,180 | $1,430 | $1,810 |
|---|---|---|---|---|---|---|
| 29009 | Kershaw County, SC | $1,030 | $1,040 | $1,180 | $1,430 | $1,810 |
| 29009 | Lee County, SC | $1,030 | $1,040 | $1,180 | $1,430 | $1,810 |
| 29020 | Kershaw County, SC | $820 | $820 | $930 | $1,130 | $1,420 |
| 29020 | Lee County, SC | $820 | $820 | $930 | $1,130 | $1,420 |
| 29032 | Kershaw County, SC | $770 | $780 | $910 | $1,100 | $1,350 |
| 29032 | Lee County, SC | $770 | $780 | $910 | $1,100 | $1,350 |
| 29045 | Columbia, SC | $1,130 | $1,190 | $1,330 | $1,640 | $1,980 |
| 29045 | Kershaw County, SC | $1,130 | $1,190 | $1,330 | $1,640 | $1,980 |
| 29074 | Kershaw County, SC | $790 | $830 | $920 | $1,180 | $1,430 |
| 29078 | Columbia, SC | $930 | $1,050 | $1,150 | $1,470 | $1,720 |
| 29078 | Kershaw County, SC | $930 | $1,050 | $1,150 | $1,470 | $1,720 |
| 29175 | Kershaw County, SC | $830 | $850 | $940 | $1,220 | $1,510 |
- 29009 · Chesterfield County, SC $1,180$1,430
- 29009 · Kershaw County, SC $1,180$1,430
- 29009 · Lee County, SC $1,180$1,430
- 29020 · Kershaw County, SC $930$1,130
- 29020 · Lee County, SC $930$1,130
- 29032 · Kershaw County, SC $910$1,100
- 29032 · Lee County, SC $910$1,100
- 29045 · Columbia, SC $1,330$1,640
- 29045 · Kershaw County, SC $1,330$1,640
- 29074 · Kershaw County, SC $920$1,180
- 29078 · Columbia, SC $1,150$1,470
- 29078 · Kershaw County, SC $1,150$1,470
- 29175 · Kershaw County, SC $940$1,220
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Kershaw County, 55% of renter households are in that position; in South Carolina, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
55%
of renter households spend 30% or more of their income on rent.
4,831 households rent in Kershaw County
- Spend half or more of their income 26%
- Spend 30% or more, but less than half 29%
- Spend less than 30% 45%
Compared with the state and the country
- Kershaw 55%
- South Carolina 52%
- United States 51%
Low-income apartments
Low-income apartments in Kershaw County
HUD lists 16 properties with homes for low-income households in Kershaw County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 10
- HUD-assisted
- 6
817 homes in all; 815 of them low-income, according to HUD.
- Sherwood Forest Apts Phase I Tax credit (LIHTC) 710 Cambridge Ln, Lugoff 29078 96 low-income homes · 1 bd: 32 · 2 bd: 64 · In service since 2008
- Steeplechase Apts Tax credit (LIHTC) 1801 Hasty Rd, Camden 29020 94 low-income homes · 1 bd: 24 · 2 bd: 70 · In service since 2010
- Rivers Edge Apartments HUD-assisted 900 Wateree Blvd, Camden 29020 80 low-income homes · For families · (803) 432-1970
- Rivers Edge Apts Tax credit (LIHTC) 971 Wateree Blvd, Camden 29020 80 low-income homes · 1 bd: 12 · 2 bd: 34 · 3 bd: 28 · 4 bd: 6 · In service since 2013 · For families
- Hallmark at Truesdale Tax credit (LIHTC) 186 Roy Truesdell Rd, Lugoff 29078 64 low-income homes · 2 bd: 32 · 3 bd: 32 · In service since 2010
- Cedarbrook Apartments Tax credit (LIHTC) 819 W Dekalb St, Camden 29020 60 low-income homes · 2 bd: 42 · 3 bd: 18 · In service since 2017 · For families
- Trinity Methodist Church Apts. Inc. HUD-assisted 401 Church St, Camden 29020 50 low-income homes · For families · (803) 732-6792
- Bridle Station Tax credit (LIHTC) 44 Boulware Rd, Lugoff 29078 48 low-income homes · 1 bd: 8 · 2 bd: 24 · 3 bd: 16 · In service since 2012 · For families
- Foxwood HUD-assisted 638 Clyburn Rd, Kershaw 29067 48 low-income homes · For families · (803) 475-8804
- Riverwinds Apartments Tax credit (LIHTC) 1324 Old River Rd, Camden 29020 48 low-income homes · 1 bd: 16 · 2 bd: 32 · In service since 2015 · For families
- Bridle Ridge Apts Tax credit (LIHTC) 46 Boulware Rd, Lugoff 29078 40 low-income homes · 2 bd: 24 · 3 bd: 16 · In service since 1999 · For people with disabilities, families
- Canterbury Apartments Tax credit (LIHTC) 103 Canterbury Ln, Camden 29020 36 low-income homes · 1 bd: 36 · In service since 2017 · For older adults
- Camden Cove Apts Tax credit (LIHTC) 328 Ballfield Rd, Camden 29020 30 low-income homes · 1 bd: 4 · 2 bd: 18 · 3 bd: 8 · In service since 2005
- Chestnut Ferry Court, Inc. HUD-assisted 47 Chestnut Ferry Rd, Camden 29020 20 low-income homes · For people with disabilities · (803) 425-1845
- Kershaw Special Housing, Inc. HUD-assisted 975 Wateree Blvd, Camden 29020 15 low-income homes · For people with disabilities · (803) 799-1970
- Stratton Homes HUD-assisted 109 Hampton Ct, Lugoff 29078 8 homes, 6 low-income · For people with disabilities · (803) 425-1845
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Kershaw County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Kershaw County; the state's agencies can help you. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $19,500 | $32,500 | $51,950 |
| 2 people | $22,300 | $37,150 | $59,400 |
| 3 people | $27,320 | $41,800 | $66,800 |
| 4 people | $33,000 | $46,400 | $74,250 |
| 5 people | $38,680 | $50,150 | $80,150 |
| 6 people | $44,360 | $53,850 | $86,100 |
| 7 people | $50,040 | $57,550 | $92,050 |
| 8 people | $55,720 | $61,250 | $98,000 |
Area median income: $97,800. HUD income limits by family size, Fiscal year 2026. Area: Kershaw County, SC HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $757 – $925
- 1 bedroom $759 – $927
- 2 bedrooms $859 – $1,049
- 3 bedrooms $1,040 – $1,272
- 4 bedrooms $1,319 – $1,612
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
HUD lists no housing agency with an office in Kershaw County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD
Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in South Carolina
What South Carolina law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- S.C. Code §27-40-410(a)
- If I fall behind on rent, what notice must I get?
- 5 days
- S.C. Code §27-40-710(B)
- How much notice ends a month-to-month rental?
- 30 days
- S.C. Code §27-40-770(b)
- Only a court order can remove youS.C. Code §27-40-660
- Protection from retaliationS.C. Code §27-40-910(a)
Help
Where to get help with rent in Kershaw County
This is the nearest HUD-approved agency. They counsel for free or at low cost.
-
City of Florence
324 W Evans St, Florence · 48 miles away
- Fair housing pre-purchase workshops
- Pre-purchase counseling
- and 2 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Kershaw County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in South Carolina, the average home bill was $150 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$1,908
What you need before you get the keys.
What adds up
- First month
- $954
- Security deposit
- $954
- Total
- $1,908
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Kershaw County?
According to HUD (Fiscal year 2027): Studio: $841; 1 bedroom: $843; 2 bedrooms: $954; 3 bedrooms: $1,156; 4 bedrooms: $1,465. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Kershaw County?
Paying the 2-bedroom fair market rent ($954) without spending more than 30% of income takes $18.35 an hour full time, or $38,160 a year.
Who qualifies for Section 8 in Kershaw County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $46,400 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Kershaw County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $859 and $1,049 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Kershaw County?
For 2 bedrooms they run from $910 in 29032 to $1,330 in 29045. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Kershaw County?
HUD lists 16 properties with homes for low-income households in Kershaw County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Kershaw County?
HUD counts rent as a burden when it reaches 30% of income or more. In Kershaw County, 55% of renter households are in that position; in South Carolina, 52%, and nationwide, 51% (Average 2020–2024, Census).