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City · 21,452 residents · Berkeley County, South Carolina

Hanahan , South Carolina

In Hanahan, a typical home is worth $374,800 and typical rent is $1,412 a month. Compared with all of Berkeley County, the typical home value is 21% higher, typical rent is 15% lower, and the share of households that own their home is 6 points lower.

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  • Typical home value

    $374,800

    21% above the county

    45% above South Carolina

    • Hanahan
    • Berkeley
    • South Carolina

  • Typical rent

    $1,412a month

    15% below the county

    20% above South Carolina

    • Hanahan
    • Berkeley
    • South Carolina

  • Typical household income

    $87,984a year

    4% above the county

    27% above South Carolina

    • Hanahan
    • Berkeley
    • South Carolina

  • Households that own their home

    68%

    6 points below the county

    4 points below South Carolina

    • Hanahan
    • Berkeley
    • South Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$415,862
about the same as 12 months ago
Typical rent
$1,696 a month
5.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Hanahan is in Berkeley County. The FHA loan limit ($690,000 for a one-unit home), the fair market rents and the help on this page are those of all of Berkeley County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hanahan apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Ladson, the typical home value is $234,900: 37% less than in Hanahan ($374,800).

  2. The typical home in Hanahan is worth $374,800, 21% more than in Berkeley County as a whole ($310,300).

  3. 68% of households in Hanahan own their home, against 75% in Berkeley County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Hanahan

What homes there are in Hanahan, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Hanahan: 71% of homes, more than in Berkeley County (66%).

Year built

The typical home in Hanahan was built in 1986, 16 years before the typical one in Berkeley County.

Homes in Hanahan are smaller: 68% have 3 bedrooms or more; in Berkeley County, 75%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Berkeley County is $690,000, and about 94% of owner-occupied homes in Hanahan are worth less than that.

Monthly rent with utilities

With a mortgage

$2,088 a month

Berkeley County: $1,681 a month

Without a mortgage

$535 a month

Berkeley County: $476 a month

Owners with a mortgage

70%

Berkeley County: 64%

In Hanahan, 70% of owners have a mortgage, and their typical cost is $2,088 a month, against $1,681 in Berkeley County. Without one it drops to $535.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Hanahan rose 64%; in Berkeley County, it rose 67%.

Since 2015–2019, the typical rent in Hanahan rose 30%, less than in Berkeley County (49%).

Here income did not keep up with housing: it rose 26%, while home values changed +64% and rent +30%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHanahanBerkeley CountySouth CarolinaUnited States
Rental vacancy Unreliable estimate6.3%8.3%5.5%
Homeowner vacancy Unreliable estimate1.1%0.9%0.9%
More than one person per room Unreliable estimate1.8%2.0%3.4%
People per household 2.662.592.442.53
Drive alone 75%77%76%69%
Carpool 9%8%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 12%12%12%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Hanahan look like those in Berkeley County: 2.66 people on average.

To get to work, 75% of workers in Hanahan drive alone; in Berkeley County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hanahan?

A typical home costs more than the typical income allows

We start with a typical home in Hanahan, worth $374,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in Hanahan, which is $87,984 a year. For that payment to be 28% of income, a household would need to earn about $125,862 a year.

The calculator's FHA and conventional loan limits are those of all of Berkeley County.

Your numbers

Local data
$

Starts at the typical home value in Hanahan. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,118 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,937

at 7.18% · 30 years

Loan amount
$368,011
Total interest
$529,482
Paid off in
November 2056

Includes $6,329 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,053 a month

  • Tight

    $2,053 to $2,640 a month

  • Hard

    more than $2,640 a month

    Your payment · 40%

Compared with the typical household income in Hanahan ($87,984 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,937
Principal & interest$2,493
Property tax$122
Home insurance$156
FHA mortgage insurance (MIP)$166

You need at least $13,118 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hanahan and Berkeley County

Hanahan is in Berkeley County, South Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hanahan's own numbers

Typical home value
$374,800
Typical monthly rent
$1,412
Typical yearly household income
$87,984
Households that own their home
68%
Effective property tax rate
0.39%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Berkeley County

FHA limit, one-unit home
$690,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,884
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
4.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Berkeley County.

Everything about Berkeley County

Buying

Buying a home in Hanahan

A typical home in Hanahan is worth $374,800: 21% above the county and 45% above South Carolina. With the typical household income in Hanahan ($87,984 a year), a typical home costs 4.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hanahan 4.3 years
  • Berkeley 3.7 years
  • South Carolina 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Berkeley County

According to FHFA’s house price index, home prices in Berkeley County rose 115% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Berkeley County.

Period County South Carolina U.S.
Last year (2025) +2.0% +3.6% +2.9%
5 years (2020–2025) +57% +60% +47%
10 years (2015–2025) +115% +104% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hanahan next to Berkeley County, South Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hanahan $374,800
  • Berkeley $310,300
  • South Carolina $259,000
  • United States $332,700
Typical monthly rent
  • Hanahan $1,412
  • Berkeley $1,654
  • South Carolina $1,180
  • United States $1,413
Typical yearly household income
  • Hanahan $87,984
  • Berkeley $84,358
  • South Carolina $69,324
  • United States $80,734
See the full table
Hanahan next to Berkeley County and South Carolina
Measure Hanahan Berkeley County South Carolina U.S.
Typical home value $374,800 $310,300 $259,000 $332,700
Typical monthly rent $1,412 $1,654 $1,180 $1,413
Typical yearly household income $87,984 $84,358 $69,324 $80,734
Households that own their home 68% 75% 72% 65%
Typical yearly property tax $1,467 $1,400 $1,251 $3,119
Effective property tax rate 0.39% 0.45% 0.48% 0.94%
Renters with high rent for their income 58% 51% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Berkeley County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hanahan

For a typical $374,800 home in Hanahan, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hanahan's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,937a month

    Least cash to close
    Down payment
    $13,118
    Cash to close
    $24,362
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $166

  • Conventional, 5% down $2,868a month

    Down payment
    $18,740
    Cash to close
    $29,984
    Rate
    7.18%
    Mortgage insurance
    PMI · $178

  • Conventional, 20% down, no PMI $2,309a month

    Down payment
    $74,960
    Cash to close
    $86,204
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,656a month

    Down payment
    $56,220
    Cash to close
    $67,464
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hanahan and for Berkeley County.

Property tax

Effective rate in Hanahan

0.39%of the home’s value each year

$1,467 a year for the typical owner in Hanahan.

  • Hanahan 0.39%
  • Berkeley 0.45%
  • South Carolina 0.48%

What South Carolina publishes Special 4% assessment ratio for your legal residence (South Carolina General Assembly (South Carolina Code of Laws))

Exemptions and deadlines in South Carolina

Flood risk in Berkeley County

FEMA does not publish these numbers by city: they are for all of Berkeley County.

Homes in the high-risk zone
4.8%
3,874
Of those, with NFIP insurance
82%
County South Carolina U.S.
Homes in the high-risk zone 4.8% 4% 3.5%
Of those, with NFIP insurance 82% 85% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hanahan

Typical rent in Hanahan is $1,412 a month: 15% below the county. In Hanahan, 58% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Berkeley County, by unit size. To pay the 2-bedroom one ($1,884 a month) without spending more than 30% of your income, you would need to earn $36.23 an hour working full time.

HUD fair market rent for all of Berkeley County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,661 $31.94 $66,440
1 bedroom $1,731 $33.29 $69,240
2 bedrooms $1,884 $36.23 $75,360
3 bedrooms $2,336 $44.92 $93,440
4 bedrooms $2,687 $51.67 $107,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Hanahan

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hanahan is in ZIP code 29410.

For 2 bedrooms it is $1,700: $184 less than the fair market rent for Berkeley County ($1,884).

  • 29410 $1,700$2,110

A ZIP code counts for Hanahan when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Hanahan

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Berkeley County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Hanahan

No down payment, repair or rent-help program on our list is for Hanahan or Berkeley County. The ones below are statewide in South Carolina: they work in Hanahan the same as in the rest of the state.

Which programs do I qualify for? All programs in South Carolina

  • Palmetto Home Advantage

    Statewide in South Carolina

    South Carolina state agency program with forgivable down payment assistance of 0%, 3% or 4% of the loan, with no monthly payments, for any buyer in all 46 counties. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • SC Housing Homebuyer Program

    Statewide in South Carolina

    South Carolina state agency fixed-rate mortgage with forgivable help for the down payment, closing costs or prepaid expenses: a 0% second mortgage with no monthly payments, forgiven if you live in the home 15 years. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

Housing counselors near Hanahan

The HUD-approved agencies closest to the center of Hanahan, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NSC (naca Counseling Subsidiary) - Charleston, SC

    7301 Rivers Ave, North Charleston · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (425) 602-6222

  • Credit.org - North Charleston, SC Branch

    5935 Rivers Ave, North Charleston · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (800) 431-8157

  • Origin SC

    8084 Rivers Ave, North Charleston · 3 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (843) 628-3000

All counseling agencies in South Carolina

Help in Spanish near Hanahan

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hanahan

HUD lists no housing authority with an office in Berkeley County. One in a neighboring county or the state’s may serve the area.

All housing agencies in South Carolina Source: HUD

Cities

Other cities in Berkeley County

These cities are also in Berkeley County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Berkeley County Housing in South Carolina

Nearby cities

The cities closest to Hanahan, with the typical home value.

Neighboring counties

If Berkeley County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hanahan.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Hanahan

Short answers with the numbers for Hanahan and all of Berkeley County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hanahan?

The typical home value in Hanahan is $374,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Berkeley County it is $310,300.

How much does it cost to rent in Hanahan?

Typical rent in Hanahan is $1,412 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Berkeley County is $1,884.

What is the FHA loan limit in Hanahan?

Hanahan uses the FHA limit for all of Berkeley County (2026): $690,000 for a one-unit home and $1,326,950 for a four-unit home.

How much property tax do owners pay in Hanahan?

The typical homeowner in Hanahan pays $1,467 a year, according to the U.S. Census Bureau. That is 0.39% of the home’s value; in Berkeley County, the rate is 0.45%.

Where can I find free help to buy or rent in Hanahan?

We found no HUD-approved counseling agencies with an office in Berkeley County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).