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City · 7,676 residents · Laurens County, South Carolina

Clinton , South Carolina

In Clinton, a typical home is worth $173,400 and typical rent is $899 a month. Compared with all of Laurens County, typical household income is 23% lower and the share of households that own their home is 20 points lower.

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  • Typical home value

    $173,400

    About the same as the county

    33% below South Carolina

    • Clinton
    • Laurens
    • South Carolina

  • Typical rent

    $899a month

    2% above the county

    24% below South Carolina

    • Clinton
    • Laurens
    • South Carolina

  • Typical household income

    $44,522a year

    23% below the county

    36% below South Carolina

    • Clinton
    • Laurens
    • South Carolina

  • Households that own their home

    52%

    20 points below the county

    20 points below South Carolina

    • Clinton
    • Laurens
    • South Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$172,940
3.2% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Clinton is in Laurens County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Laurens County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Clinton apart

What this place has that others do not, from public data, most unusual first.

  1. 52% of households in Clinton own their home, against 71% in Laurens County.

  2. Nearby, in Union, the typical home value is $109,400: 37% less than in Clinton ($173,400).

  3. According to Zillow, in the 12 months to September 2026 the typical home value in Clinton fell 3.2%; in South Carolina, it rose 0.9%.

  4. The typical household income in Clinton is $44,522, 23% less than in Laurens County as a whole ($57,623).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Clinton

What homes there are in Clinton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Clinton, 7 in 10 homes are single-family detached houses; in Laurens County, 6.

Year built

Homes in Clinton are older: the typical year built is 1969; in Laurens County, 1985.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,134 a month

Laurens County: $1,178 a month

Without a mortgage

$565 a month

Laurens County: $375 a month

Owners with a mortgage

61%

Laurens County: 48%

The typical cost for an owner with a mortgage in Clinton is $1,134 a month, near the figure in Laurens County ($1,178).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Clinton rose 122% since 2015–2019, more than in Laurens County (69%).

Rents in Clinton rose faster than in Laurens County: 31% since 2015–2019, against 20%.

To compare: typical income in Clinton rose 58%; the home, +122%; the rent, +31%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureClintonLaurens CountySouth CarolinaUnited States
Rental vacancy Unreliable estimate7.5%8.3%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate2.6%2.0%3.4%
People per household 2.452.462.442.53
Drive alone 80%82%76%69%
Carpool 11%11%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate1%2%3%
Work from home Unreliable estimate5%12%15%
Other means Unreliable estimate1%2%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Clinton has 2.45 people on average, about the same as in Laurens County (2.46).

The car rules in Clinton: 80% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Clinton?

A typical home costs more than the typical income allows

We start with a typical home in Clinton, worth $173,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Clinton, which is $44,522 a year. For that payment to be 28% of income, a household would need to earn about $59,406 a year.

The calculator's FHA and conventional loan limits are those of all of Laurens County.

Your numbers

Local data
$

Starts at the typical home value in Clinton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,069 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,386

at 7.18% · 30 years

Loan amount
$170,259
Total interest
$244,963
Paid off in
November 2056

Includes $2,928 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,039 a month

  • Tight

    $1,039 to $1,336 a month

  • Hard

    more than $1,336 a month

    Your payment · 37%

Compared with the typical household income in Clinton ($44,522 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,386
Principal & interest$1,153
Property tax$84
Home insurance$72
FHA mortgage insurance (MIP)$77

You need at least $6,069 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Clinton and Laurens County

Clinton is in Laurens County, South Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Clinton's own numbers

Typical home value
$173,400
Typical monthly rent
$899
Typical yearly household income
$44,522
Households that own their home
52%
Effective property tax rate
0.58%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Laurens County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,119
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Laurens County.

Everything about Laurens County

Buying

Buying a home in Clinton

A typical home in Clinton is worth $173,400: about the same as the county and 33% below South Carolina. With the typical household income in Clinton ($44,522 a year), a typical home costs 3.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Clinton 3.9 years
  • Laurens 3.0 years
  • South Carolina 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Laurens County

According to FHFA’s house price index, home prices in Laurens County rose 97% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Laurens County.

Period County South Carolina U.S.
Last year (2025) +4.7% +3.6% +2.9%
5 years (2020–2025) +61% +60% +47%
10 years (2015–2025) +97% +104% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Clinton next to Laurens County, South Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Clinton $173,400
  • Laurens $170,600
  • South Carolina $259,000
  • United States $332,700
Typical monthly rent
  • Clinton $899
  • Laurens $880
  • South Carolina $1,180
  • United States $1,413
Typical yearly household income
  • Clinton $44,522
  • Laurens $57,623
  • South Carolina $69,324
  • United States $80,734
See the full table
Clinton next to Laurens County and South Carolina
Measure Clinton Laurens County South Carolina U.S.
Typical home value $173,400 $170,600 $259,000 $332,700
Typical monthly rent $899 $880 $1,180 $1,413
Typical yearly household income $44,522 $57,623 $69,324 $80,734
Households that own their home 52% 71% 72% 65%
Typical yearly property tax $1,011 $698 $1,251 $3,119
Effective property tax rate 0.58% 0.41% 0.48% 0.94%
Renters with high rent for their income 49% 47% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Laurens County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Clinton

For a typical $173,400 home in Clinton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Clinton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,386a month

    Least cash to close
    Down payment
    $6,069
    Cash to close
    $11,271
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $77

  • Conventional, 5% down $1,354a month

    Down payment
    $8,670
    Cash to close
    $13,872
    Rate
    7.18%
    Mortgage insurance
    PMI · $82

  • Conventional, 20% down, no PMI $1,096a month

    Down payment
    $34,680
    Cash to close
    $39,882
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,256a month

    Down payment
    $26,010
    Cash to close
    $31,212
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Clinton and for Laurens County.

Property tax

Effective rate in Clinton

0.58%of the home’s value each year

$1,011 a year for the typical owner in Clinton.

  • Clinton 0.58%
  • Laurens 0.41%
  • South Carolina 0.48%

What South Carolina publishes Special 4% assessment ratio for your legal residence (South Carolina General Assembly (South Carolina Code of Laws))

Exemptions and deadlines in South Carolina

Flood risk in Laurens County

FEMA does not publish these numbers by city: they are for all of Laurens County.

Homes in the high-risk zone
0.3%
64
Of those, with NFIP insurance
28%
County South Carolina U.S.
Homes in the high-risk zone 0.3% 4% 3.5%
Of those, with NFIP insurance 28% 85% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Clinton

Typical rent in Clinton is $899 a month: 2% above the county. In Clinton, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Laurens County, by unit size. To pay the 2-bedroom one ($1,119 a month) without spending more than 30% of your income, you would need to earn $21.52 an hour working full time.

HUD fair market rent for all of Laurens County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $875 $16.83 $35,000
1 bedroom $924 $17.77 $36,960
2 bedrooms $1,119 $21.52 $44,760
3 bedrooms $1,333 $25.63 $53,320
4 bedrooms $1,571 $30.21 $62,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Clinton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Clinton is in ZIP code 29325.

For 2 bedrooms it is $1,150: $31 more than the fair market rent for Laurens County ($1,119).

  • 29325 $1,150$1,370

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Clinton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Clinton

HUD lists 12 buildings with rents for lower incomes in Clinton. These are the largest.

  • Westchase Apartments 590 Phillips St, Clinton 29325 85 low-income homes · 1 bd: 8 · 2 bd: 33 · 3 bd: 34 · 4 bd: 10 · In service since 2015 · For families
  • Landau Apartments 1321 S Broad St, Clinton 29325 80 homes, 60 low-income · For families (864) 833-3215
  • Clinton Manor Apartments 100 Clinton Manor Dr, Clinton 29325 60 low-income homes · For families (864) 833-3836
  • Countryside Apts 100 Countryside Cir, Clinton 29325 52 low-income homes · 1 bd: 10 · 2 bd: 26 · 3 bd: 16 · In service since 2008
  • Glendale Manor Apartments 100 Glendale Manor Dr, Clinton 29325 50 low-income homes · For older adults (864) 833-5472

See all 28 buildings in Laurens County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Clinton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Laurens County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Clinton

1 program is for Clinton or Laurens County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in South Carolina: they work in Clinton the same as in the rest of the state.

Which programs do I qualify for? All programs in South Carolina

  • County First Initiative

    For Laurens County

    South Carolina state agency rural initiative for certain counties: an FHA, USDA or VA mortgage at a special fixed rate with forgivable down payment assistance, for first-time buyers and for people who have owned a home before. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • Palmetto Home Advantage

    Statewide in South Carolina

    South Carolina state agency program with forgivable down payment assistance of 0%, 3% or 4% of the loan, with no monthly payments, for any buyer in all 46 counties. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • SC Housing Homebuyer Program

    Statewide in South Carolina

    South Carolina state agency fixed-rate mortgage with forgivable help for the down payment, closing costs or prepaid expenses: a 0% second mortgage with no monthly payments, forgiven if you live in the home 15 years. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

Housing counselors near Clinton

The HUD-approved agencies closest to the center of Clinton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Telamon Corporation - Greenville Branch

    300A S Daniel Morgan Ave, Spartanburg · 33 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (919) 899-9911

  • Regenesis Community Development Corporation F/K/A Upstate Housing Partnership

    430 E Main St, Spartanburg · 33 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (864) 504-3090

  • Greenville County Human Relations Commission

    301 University Rdg, Greenville · 40 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (864) 467-7095

All counseling agencies in South Carolina

Help in Spanish near Clinton

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Clinton

In HUD’s record, no housing authority with an office in Laurens County is named for Clinton or Laurens County.

2 other authorities have an office in Laurens County: see the list Source: HUD

Cities

Other cities in Laurens County

These cities are also in Laurens County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Laurens County Housing in South Carolina

Nearby cities

The cities closest to Clinton, with the typical home value.

Neighboring counties

If Laurens County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Clinton.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Clinton

Short answers with the numbers for Clinton and all of Laurens County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Clinton?

The typical home value in Clinton is $173,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Laurens County it is $170,600.

How much does it cost to rent in Clinton?

Typical rent in Clinton is $899 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Laurens County is $1,119.

What is the FHA loan limit in Clinton?

Clinton uses the FHA limit for all of Laurens County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Clinton?

The typical homeowner in Clinton pays $1,011 a year, according to the U.S. Census Bureau. That is 0.58% of the home’s value; in Laurens County, the rate is 0.41%.

Where can I find free help to buy or rent in Clinton?

We found no HUD-approved counseling agencies with an office in Laurens County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).