City · 5,557 residents · Yabucoa Municipio, Puerto Rico
Yabucoa, Puerto Rico
In Yabucoa, a typical home is worth $98,200 and typical rent is $416 a month. Compared with all of Yabucoa Municipio, typical rent is 15% lower, typical household income is 13% lower, and the share of households that own their home is 7 points lower.
Yabucoa is in Yabucoa Municipio. The FHA loan limit ($690,000 for a one-unit home), the fair market rents and the help on this page are those of all of Yabucoa Municipio. See the county
What this place has that others do not, from public data, most unusual first.
1
63% of households in Yabucoa own their home, against 71% in Yabucoa Municipio.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Yabucoa
What homes there are in Yabucoa, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Yabucoa
Yabucoa Municipio
Puerto Rico
United States
Kind of home: Yabucoa and its comparisons
Measure
Yabucoa
Yabucoa Municipio
Puerto Rico
United States
Detached house
75%
86%
68%
61%
Attached house
12%
10%
12%
6%
Building of 2 to 4
Unreliable estimate
Unreliable estimate
6%
8%
Apartments (5 or more)
12%
3%
14%
19%
Mobile home
Unreliable estimate
Unreliable estimate
0%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
Unreliable estimate
0%
In Yabucoa, 8 in 10 homes are single-family detached houses; in Yabucoa Municipio, 9.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Yabucoa
Yabucoa Municipio
Puerto Rico
United States
Year built: Yabucoa and its comparisons
Measure
Yabucoa
Yabucoa Municipio
Puerto Rico
United States
Before 1960
10%
7%
14%
26%
1960–1979
47%
35%
39%
24%
1980–1999
28%
42%
31%
25%
2000–2009
10%
13%
13%
14%
2010 or later
Unreliable estimate
3%
3%
11%
Homes in Yabucoa are older: the typical year built is 1977; in Yabucoa Municipio, 1984.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K53%
$100K–$200K39%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Yabucoa and its comparisons
Measure
Yabucoa
Under $100K
53%
$100K–$200K
39%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50070%
$500–$99928%
HUD fair market rent, 2 bedrooms: $706
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Yabucoa and its comparisons
Measure
Yabucoa
Under $500
70%
$500–$999
28%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
About 82% of rented homes in Yabucoa cost less than HUD's 2-bedroom fair market rent for Yabucoa Municipio ($706).
With a mortgage
$643 a month
Yabucoa Municipio: $727 a month
Without a mortgage
$174 a month
Yabucoa Municipio: $153 a month
Owners with a mortgage
39%
Yabucoa Municipio: 23%
In Yabucoa, 39% of owners have a mortgage, and their typical cost is $643 a month, against $727 in Yabucoa Municipio. Without one it drops to $174.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
YabucoaBoundaries changed
Yabucoa Municipio+12%
Puerto Rico+18%
United States+53%
Typical rent
YabucoaBoundaries changed
Yabucoa MunicipioNo clear change
Puerto Rico+21%
United States+33%
Typical household income
YabucoaBoundaries changed
Yabucoa Municipio+41%
Puerto Rico+28%
United States+29%
Change since 2015–2019: Yabucoa and its comparisons
Measure
Yabucoa
Yabucoa Municipio
Puerto Rico
United States
Typical home value
Boundaries changed
+12%
+18%
+53%
Typical rent
Boundaries changed
No clear change
+21%
+33%
Typical household income
Boundaries changed
+41%
+28%
+29%
The Census does not compare Yabucoa with 2015–2019 because its boundaries changed. In Yabucoa Municipio, over that time, the typical home value rose 12%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Yabucoa and its comparisons
Measure
Yabucoa
Yabucoa Municipio
Puerto Rico
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.3%
0.9%
More than one person per room
Unreliable estimate
3.0%
2.3%
3.4%
People per household
2.17
2.40
2.48
2.53
Drive alone
88%
90%
83%
69%
Carpool
Unreliable estimate
6%
6%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
5%
3%
3%
Work from home
Unreliable estimate
Unreliable estimate
6%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
On average, a household in Yabucoa has 2.17 people, fewer than in Yabucoa Municipio (2.40).
In Yabucoa, 88% of workers drive alone to work; in Yabucoa Municipio, 90%.
Do the math
What would you pay each month for a home in Yabucoa?
A typical home costs more than the typical income allows
We start with a typical home in Yabucoa, worth $98,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in Yabucoa, which is $20,000 a year. For that payment to be 28% of income, a household would need to earn about $34,309 a year.
The calculator's FHA and conventional loan limits are those of all of Yabucoa Municipio.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Yabucoa. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,437 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$801
at 7.18% · 30 years
Loan amount
$96,421
Total interest
$138,728
Paid off in
November 2056
Includes $1,658 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $467 a month
Tight
$467 to $600 a month
Hard
more than $600 a month
Your payment · 48%
Compared with the typical household income in Yabucoa ($20,000 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$653
Property tax
$63
Home insurance
$41
FHA mortgage insurance (MIP)
$43
You need at least $3,437 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $801; principal and interest $653.
The city and its county
Yabucoa and Yabucoa Municipio
Yabucoa is in Yabucoa Municipio, Puerto Rico. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Yabucoa
Map of Yabucoa Municipio, Puerto Rico, with Yabucoa marked. Around it, the neighboring counties.
Yabucoa
Yabucoa Municipio
Other cities with a page
Yabucoa's own numbers
Typical home value
$98,200
Typical monthly rent
$416
Typical yearly household income
$20,000
Households that own their home
63%
Effective property tax rate
0.77%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Yabucoa Municipio
FHA limit, one-unit home
$690,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$706
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Yabucoa Municipio.
A typical home in Yabucoa is worth $98,200: about the same as the municipio and 25% below Puerto Rico. With the typical household income in Yabucoa ($20,000 a year), a typical home costs 4.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Yabucoa4.9 years
Municipio4.3 years
Puerto Rico5.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Puerto Rico
FHFA publishes no annual price index in Yabucoa Municipio. That usually happens when there are too few sales to measure it.
Data not available for this place
Yabucoa next to Yabucoa Municipio, Puerto Rico and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Yabucoa$98,200
Municipio$97,800
Puerto Rico$131,500
United States$332,700
Typical monthly rent
Yabucoa$416
Municipio$489
Puerto Rico$578
United States$1,413
Typical yearly household income
Yabucoa$20,000
Municipio$22,944
Puerto Rico$26,297
United States$80,734
See the full table
Yabucoa next to Yabucoa Municipio and Puerto Rico
Measure
Yabucoa
Yabucoa Municipio
Puerto Rico
U.S.
Typical home value
$98,200
$97,800
$131,500
$332,700
Typical monthly rent
$416 ▼15% below the municipio
$489
$578
$1,413
Typical yearly household income
$20,000 ▼13% below the municipio
$22,944
$26,297
$80,734
Households that own their home
63% ▼7 points below the municipio
71%
68%
65%
Typical yearly property tax
$755 ▲279% above the municipio
$199
$646
$3,119
Effective property tax rate
0.77% ▲0.57 points above the municipio
0.2%
0.49%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Yabucoa Municipio. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Yabucoa
For a typical $98,200 home in Yabucoa, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Yabucoa's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$801a month
Least cash to close
Down payment
$3,437
Cash to close
$6,383
Rate
7.18%
Mortgage insurance
FHA MIP · $43
Conventional, 5% down$783a month
Down payment
$4,910
Cash to close
$7,856
Rate
7.18%
Mortgage insurance
PMI · $47
Conventional, 20% down, no PMI$636a month
Down payment
$19,640
Cash to close
$22,586
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$727a month
Down payment
$14,730
Cash to close
$17,676
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Yabucoa
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$801
$3,437
$96,421
7.18%
FHA MIP · $43
$6,383
580
Conventional, 5% down
$783
$4,910
$93,290
7.18%
PMI · $47
$7,856
620*
Conventional, 20% down, no PMI
$636
$19,640
$78,560
7.18%
None
$22,586
620*
ITIN, 15% down (example)
$727
$14,730
$83,470
8.18%
None
$17,676
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Yabucoa is $416 a month: 15% below the municipio.
HUD publishes a fair market rent for all of Yabucoa Municipio, by unit size. To pay the 2-bedroom one ($706 a month) without spending more than 30% of your income, you would need to earn $13.58 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Yabucoa Municipio (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$592
$11.38
$23,680
1 bedroom
$604
$11.62
$24,160
2 bedrooms
$706
$13.58
$28,240
3 bedrooms
$920
$17.69
$36,800
4 bedrooms
$1,117
$21.48
$44,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Yabucoa
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Yabucoa is in ZIP code 00767.
For 2 bedrooms it is $600: $106 less than the fair market rent for Yabucoa Municipio ($706).
Fair market rent by ZIP code and size in Yabucoa, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
00767
$510
$520
$600
$790
$950
ZIP code2 bd3 bd
00767 $600$790
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Yabucoa when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Yabucoa. These are the largest.
DR Victor Berrios100 Res Victor Berrios, Yabucoa 00767144 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $104 a month · Average wait: 38 months(787) 759-9407
Ernesto Carrasquillo Housing for the Elderly54 Calle 1, Yabucoa 0076765 low-income homes · For older adults(787) 893-7559
Ext Santa ElenaC1 Calle 8, Yabucoa 0076740 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $252 a month · Average wait: 2 months(787) 759-9407
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Yabucoa Municipio. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Yabucoa or Yabucoa Municipio. The ones below are statewide in Puerto Rico: they work in Yabucoa the same as in the rest of the state.
Puerto Rico Housing Finance Authority help of up to $45,000 per eligible household (plus $5,000 if you buy in a designated urban center) to buy an existing home; with a mortgage from a participating financial institution.Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).
Puerto Rico Housing Finance Authority help, with federal HOME funds, for the down payment (pronto pago) of low- and moderate-income families who buy their primary residence with a mortgage; not repaid if you meet the program's conditions.Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).
No legal help resource on our list is for Yabucoa or Yabucoa Municipio in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Yabucoa and all of Yabucoa Municipio. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Yabucoa?
The typical home value in Yabucoa is $98,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Yabucoa Municipio it is $97,800.
How much does it cost to rent in Yabucoa?
Typical rent in Yabucoa is $416 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Yabucoa Municipio is $706.
What is the FHA loan limit in Yabucoa?
Yabucoa uses the FHA limit for all of Yabucoa Municipio (2026): $690,000 for a one-unit home and $1,326,950 for a four-unit home.
How much property tax do owners pay in Yabucoa?
The typical homeowner in Yabucoa pays $755 a year, according to the U.S. Census Bureau. That is 0.77% of the home’s value; in Yabucoa Municipio, the rate is 0.2%.
Where can I find free help to buy or rent in Yabucoa?
We found no HUD-approved counseling agencies with an office in Yabucoa Municipio; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
