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Renting · Section 8

Data from November 2026

Renting in Cambria County, Pennsylvania

Cambria County has a HUD fair market rent of $1,014 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $739 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $19.50 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,014
a month, HUD, Fiscal year 2027
34% less than in Pennsylvania
Typical rent
$739
a month, Census, Average 2020–2024
39% less than in Pennsylvania
Wage needed
$19.50
an hour, 2 bedrooms
Or $40,560 a year, to spend no more than 30% of income on rent.
Rent-burdened households
43%
spend 30% or more of income on rent
12% less than in Pennsylvania

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Cambria County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Cambria County has the lowest typical rent in its area: $739, less than any of its 6 neighboring counties; next is Somerset County ($753).

  2. Cambria County has the 3rd lowest typical rent of the 67 counties in Pennsylvania ($739).

  3. Cambria County has the 4th lowest typical household income of the 67 counties in Pennsylvania ($58,418).

  4. 13% of households in Cambria County have no internet at home, against 8% in Pennsylvania.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Cambria County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Cambria County was $886 a month in September 2026: 2.9% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $832 $16.00 $33,280
1 bedroom $837 $16.10 $33,480
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,404 $27.00 $56,160
4 bedrooms $1,429 $27.48 $57,160

HUD area: Johnstown, PA MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 58 ZIP codes in Cambria County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,010 in 15714 to $1,520 in 15962. 36 ZIP codes are above the county's fair market rent ($1,014).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Cambria County, 43% of renter households are in that position; in Pennsylvania, 48%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

43%

of renter households spend 30% or more of their income on rent.

13,228 households rent in Cambria County

  • Spend half or more of their income 22%
  • Spend 30% or more, but less than half 21%
  • Spend less than 30% 57%

Compared with the state and the country

  • Cambria 43%
  • Pennsylvania 48%
  • United States 51%

Low-income apartments

Low-income apartments in Cambria County

HUD lists 27 properties with homes for low-income households in Cambria County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
5
HUD-assisted
14
public housing
9

2,658 homes in all; 2,374 of them low-income, according to HUD.

  • Oakhurst Homes Ext. Public housing Johnstown 15906 300 low-income homes · Run by Johnstown Housing Authority · Average payment: $299 a month · Average wait: 6 months · (814) 535-7771
  • Solomon Homes Public housing 1201 Solomon St, Johnstown 15902 248 low-income homes · Run by Johnstown Housing Authority · Average payment: $214 a month · Average wait: 16 months · (814) 535-7771
  • Vine Street Towers Public housing 525 Vine St, Johnstown 15901 238 homes, 182 low-income · Run by Johnstown Housing Authority · Average payment: $308 a month · Average wait: 9 months · (814) 535-7771
  • Townhouse Towers Public housing 420 Vine St, Johnstown 15901 170 low-income homes · Run by Johnstown Housing Authority · Average payment: $346 a month · Average wait: 3 months · (814) 535-7771
  • Fulton I Connor Towers Public housing 527 Vine St, Johnstown 15901 252 homes, 169 low-income · Run by Johnstown Housing Authority · Average payment: $320 a month · Average wait: 5 months · (814) 535-7771
  • Richland Towers HUD-assisted 343 Theatre Dr, Johnstown 15904 125 low-income homes · For older adults · (814) 266-9546
  • Coopersdale Public housing 255 Cooper Ave, Johnstown 15906 121 low-income homes · Run by Johnstown Housing Authority · Average payment: $198 a month · Average wait: 15 months · (814) 535-7771
  • Prospect Homes Public housing 373 Gray Ave, Johnstown 15901 111 homes, 110 low-income · Run by Johnstown Housing Authority · Average payment: $295 a month · Average wait: 2 months · (814) 535-7771
  • Nanty Glo Homes Public housing 67 W Railroad St, Nanty Glo 15943 104 low-income homes · Run by Johnstown Housing Authority · Average payment: $362 a month · (814) 535-7771
  • Garden Terrace Apts. HUD-assisted 730 Bloom St, Johnstown 15902 101 homes, 100 low-income · For older adults · (814) 535-8291
  • Oakhurst Homes Public housing 499 Lloyd Ct, Johnstown 15906 100 low-income homes · Run by Johnstown Housing Authority · Average payment: $273 a month · Average wait: 3 months · (814) 535-7771
  • Luxor Gardens HUD-assisted 1201 Heeney Ave, Johnstown 15904 220 homes, 81 low-income · For families · (814) 288-3505
  • Valley Pike Manor HUD-assisted 1029 Franklin St, Johnstown 15905 75 homes, 74 low-income · For older adults · (814) 536-1710
  • Cherry Ridge Terrace HUD-assisted 1 Cherry Ridge Ter, Northern Cambria 15714 61 low-income homes · For families · (814) 948-5353
  • Turner Apts. HUD-assisted 700 N Center St, Ebensburg 15931 61 low-income homes · For older adults · (814) 472-6117
  • Mountview Manor HUD-assisted 116 Mountview Mnr, Cresson 16630 61 homes, 60 low-income · For older adults · (814) 886-4979
  • Patton Terrace Commons Tax credit (LIHTC) 673 Murray Ave, Patton 16668 59 low-income homes · 1 bd: 8 · 2 bd: 45 · 3 bd: 6 · In service since 1994 · For families
  • Crossroads Meadow Tax credit (LIHTC) · HUD-assisted 112 McConahy Way, Ebensburg 15931 50 low-income homes · 1 bd: 8 · 2 bd: 24 · 3 bd: 18 · In service since 2007 · For families · (614) 396-3200
  • Roxbury Place Tax credit (LIHTC) 1308 Franklin St, Johnstown 15905 43 low-income homes · 1 bd: 32 · 2 bd: 11 · In service since 2019 · For older adults
  • Laurel Wood Apts. HUD-assisted 102 Woodmont Rd, Johnstown 15905 40 low-income homes · For older adults · (814) 266-3323
  • Haida Village HUD-assisted PO Box 623, Hastings 16646 31 homes, 30 low-income · For families · (814) 247-9284
  • Lodge Run HUD-assisted 816 Gillespie Ave, Portage 15946 31 homes, 30 low-income · For older adults · (814) 736-3756
  • Chandler School Apts Tax credit (LIHTC) 280 Garfield St, Johnstown 15906 23 low-income homes · 1 bd: 15 · 2 bd: 8 · In service since 2004 · For older adults
  • Colver Hotel Apts. HUD-assisted 53 Reese Ave, Colver 15927 14 low-income homes · For families · (814) 948-4444
  • Crawford Commons Tax credit (LIHTC) 2015 Crawford Ave, Northern Cambria 15714 11 low-income homes · 1 bd: 11 · In service since 1996 · For older adults
  • Chestnut Commons HUD-assisted 281 Dogwood St, Northern Cambria 15714 4 low-income homes · For people with disabilities · (814) 949-2699
  • Kennedy Court HUD-assisted 819 23rd Street, Northern Cambria 15714 4 low-income homes · For people with disabilities · (814) 948-4444

One property has two programs at the same address and appears once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Cambria County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Cambria County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Johnstown, PA MSA.
People Extremely low (30%) Very low (50%) Low
1 person $18,100 $30,200 $48,300
2 people $21,640 $34,500 $55,200
3 people $27,320 $38,800 $62,100
4 people $33,000 $43,100 $68,950
5 people $38,680 $46,550 $74,500
6 people $44,360 $50,000 $80,000
7 people $50,040 $53,450 $85,500
8 people $55,720 $56,900 $91,050

Area median income: $84,500. HUD income limits by family size, Fiscal year 2026. Area: Johnstown, PA MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $749 – $915
  • 1 bedroom $753 – $921
  • 2 bedrooms $913 – $1,115
  • 3 bedrooms $1,264 – $1,544
  • 4 bedrooms $1,286 – $1,572

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Pennsylvania Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Pennsylvania

What Pennsylvania law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 2 months of rent
68 P.S. §250.511a(a)-(b)
When must they return my deposit?
30 days
68 P.S. §250.512(a)
If I fall behind on rent, what notice must I get?
10 days
68 P.S. §250.501(b)
How much notice ends a month-to-month rental?
15 days
68 P.S. §250.501(b)
  • Only a court order can remove you68 P.S. §250.501 et seq.; 68 P.S. §399.1 et seq.

Help

Where to get help with rent in Cambria County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • The Home Foundation

    226 E Nittany Ave, State College · 49 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
  • Neighborhood Housing Services, DBA NeighborWorks Western Pennsylvania

    10 Duff Rd Ste 402, Pittsburgh · 59 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 3 more

Rental assistance programs

The ones that serve in Cambria County or the whole state, with what each page says about being open.

  • Property Tax/Rent Rebate Program

    Run by Pennsylvania Department of Revenue

    Pennsylvania yearly rebate for owners and renters 65 or older, widows and widowers 50 or older, and people with disabilities 18 or older, based on income

    Open, per the source

    Up to $1,000

    See details

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Cambria County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Pennsylvania, the average home bill was $145 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,028

What you need before you get the keys.

What adds up

First month
$1,014
Security deposit
$1,014
Total
$2,028

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Cambria County?

According to HUD (Fiscal year 2027): Studio: $832; 1 bedroom: $837; 2 bedrooms: $1,014; 3 bedrooms: $1,404; 4 bedrooms: $1,429. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Cambria County?

Paying the 2-bedroom fair market rent ($1,014) without spending more than 30% of income takes $19.50 an hour full time, or $40,560 a year.

Who qualifies for Section 8 in Cambria County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $43,100 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Cambria County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $913 and $1,115 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Cambria County?

For 2 bedrooms they run from $1,010 in 15714 to $1,520 in 15962. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Cambria County?

HUD lists 27 properties with homes for low-income households in Cambria County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Cambria County?

HUD counts rent as a burden when it reaches 30% of income or more. In Cambria County, 43% of renter households are in that position; in Pennsylvania, 48%, and nationwide, 51% (Average 2020–2024, Census).