Renting · Section 8
Data from November 2026
Renting in Deschutes County, Oregon
Deschutes County has a HUD fair market rent of $1,893 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,787 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $36.40 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,893
- a month, HUD, Fiscal year 2027
- 12% more than in Oregon
- Typical rent
- $1,787
- a month, Census, Average 2020–2024
- 17% more than in Oregon
- Wage needed
- $36.40
- an hour, 2 bedrooms
- Or $75,720 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 50%
- spend 30% or more of income on rent
- 4% less than in Oregon
Only here
Renting in Deschutes County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Deschutes County has the highest typical rent in its area: $1,787, more than any of its 6 neighboring counties; next is Lane County ($1,355).
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Deschutes County has the 2nd highest typical rent of the 36 counties in Oregon ($1,787).
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Deschutes County has the 3rd highest typical household income of the 36 counties in Oregon ($92,758).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Deschutes County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Deschutes County was $2,218 a month in September 2026: 3.2% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,438 | $27.65 | $57,520 |
| 1 bedroom | $1,447 | $27.83 | $57,880 |
| 2 bedrooms | $1,893 | $36.40 | $75,720 |
| 3 bedrooms | $2,621 | $50.40 | $104,840 |
| 4 bedrooms | $3,164 | $60.85 | $126,560 |
HUD area: Bend-Redmond, OR HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 14 ZIP codes in Deschutes County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,610 in 97712 to $2,350 in 97707. 3 ZIP codes are above the county's fair market rent ($1,893).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 97701 | Bend-Redmond, OR | $1,390 | $1,400 | $1,830 | $2,530 | $3,060 |
|---|---|---|---|---|---|---|
| 97701 | Crook County, OR | $1,390 | $1,400 | $1,830 | $2,530 | $3,060 |
| 97702 | Bend-Redmond, OR | $1,560 | $1,570 | $2,050 | $2,840 | $3,430 |
| 97703 | Bend-Redmond, OR | $1,550 | $1,560 | $2,040 | $2,820 | $3,410 |
| 97707 | Bend-Redmond, OR | $1,780 | $1,800 | $2,350 | $3,250 | $3,930 |
| 97709 | Bend-Redmond, OR | $1,440 | $1,440 | $1,890 | $2,620 | $3,160 |
| 97712 | Bend-Redmond, OR | $1,230 | $1,240 | $1,610 | $2,240 | $2,700 |
| 97739 | Bend-Redmond, OR | $1,230 | $1,240 | $1,610 | $2,240 | $2,700 |
| 97739 | Klamath County, OR | $1,230 | $1,240 | $1,610 | $2,240 | $2,700 |
| 97756 | Bend-Redmond, OR | $1,280 | $1,290 | $1,690 | $2,340 | $2,820 |
| 97756 | Crook County, OR | $1,280 | $1,290 | $1,690 | $2,340 | $2,820 |
| 97760 | Bend-Redmond, OR | $1,330 | $1,340 | $1,760 | $2,430 | $2,850 |
| 97760 | Crook County, OR | $1,330 | $1,340 | $1,760 | $2,430 | $2,850 |
| 97760 | Jefferson County, OR | $1,330 | $1,340 | $1,760 | $2,430 | $2,850 |
- 97701 · Bend-Redmond, OR $1,830$2,530
- 97701 · Crook County, OR $1,830$2,530
- 97702 · Bend-Redmond, OR $2,050$2,840
- 97703 · Bend-Redmond, OR $2,040$2,820
- 97707 · Bend-Redmond, OR $2,350$3,250
- 97709 · Bend-Redmond, OR $1,890$2,620
- 97712 · Bend-Redmond, OR $1,610$2,240
- 97739 · Bend-Redmond, OR $1,610$2,240
- 97739 · Klamath County, OR $1,610$2,240
- 97756 · Bend-Redmond, OR $1,690$2,340
- 97756 · Crook County, OR $1,690$2,340
- 97760 · Bend-Redmond, OR $1,760$2,430
- 97760 · Crook County, OR $1,760$2,430
- 97760 · Jefferson County, OR $1,760$2,430
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Deschutes County, 50% of renter households are in that position; in Oregon, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
50%
of renter households spend 30% or more of their income on rent.
25,496 households rent in Deschutes County
- Spend half or more of their income 25%
- Spend 30% or more, but less than half 25%
- Spend less than 30% 50%
Compared with the state and the country
- Deschutes 50%
- Oregon 52%
- United States 51%
Low-income apartments
Low-income apartments in Deschutes County
HUD lists 32 properties with homes for low-income households in Deschutes County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 25
- HUD-assisted
- 8
1,604 homes in all; 1,422 of them low-income, according to HUD.
- Vintage at Bend Tax credit (LIHTC) 611 NE Bellevue Dr, Bend 97701 106 low-income homes · 1 bd: 47 · 2 bd: 59 · In service since 2005 · For older adults
- Ariel South Apts Tax credit (LIHTC) 1707 SE Tempest Dr, Bend 97702 97 low-income homes · 2 bd: 97 · In service since 2005 · For families
- Bluffs Apts Tax credit (LIHTC) 340 SW Rimrock Way, Redmond 97756 96 low-income homes · Studio: 18 · 1 bd: 43 · 2 bd: 27 · 3 bd: 8 · In service since 2000 · For families
- VM Housing Ponderosa Heights Tax credit (LIHTC) 601 N Brooks Camp Rd, Sisters 97759 90 homes, 88 low-income · 1 bd: 32 · 2 bd: 8 · 3 bd: 8 · In service since 2019
- Village Meadows Housing (ponderosa HTS + Hawks View Estates) Tax credit (LIHTC) 601 + 680 N Brooks Camp RD + 51760 Lil Deschutes LN, Sisters Lapine 97759 88 low-income homes · 1 bd: 40 · 2 bd: 23 · 3 bd: 25 · In service since 2018 · For people with disabilities, families
- Ariel Glen Apts Site 1 Tax credit (LIHTC) 1700 SE Tempest Dr, Bend 97702 70 low-income homes · 1 bd: 4 · 2 bd: 35 · 3 bd: 35 · In service since 2014 · For families
- Healy Heights Apts Site 2 Tax credit (LIHTC) 1900 NE Bear Creek Rd, Bend 97701 70 low-income homes · 1 bd: 4 · 2 bd: 32 · 3 bd: 30 · 4 bd: 4 · In service since 2014
- Pilot Butte I Retirement Center HUD-assisted 1350 NE 27th St, Bend 97701 58 low-income homes · For older adults · (541) 383-4674
- Eastlake Village Tax credit (LIHTC) 675 NE Bellevue Dr, Bend 97701 56 low-income homes · 2 bd: 28 · 3 bd: 28 · In service since 2002 · For families
- Mountain Laurel Lodge Tax credit (LIHTC) 990 SW Yates Dr, Bend 97702 54 low-income homes · 1 bd: 42 · 2 bd: 12 · In service since 2006 · For older adults
- Discovery Park Lodge Tax credit (LIHTC) 2868 NW Crossing Dr, Bend 97703 53 low-income homes · 1 bd: 42 · 2 bd: 11 · In service since 2009
- Little Deschutes Lodge II Tax credit (LIHTC) 51745 Little Deschutes Ln, La Pine 97739 52 low-income homes · 1 bd: 22 · 2 bd: 4 · In service since 2013 · For older adults, people experiencing homelessness
- Quimby Apts Renewal Tax credit (LIHTC) · HUD-assisted 455 NE Quimby Ave, Bend 97701 52 low-income homes · 1 bd: 52 · In service since 2010 · For older adults · (541) 382-9046
- Reindeer Meadows Tax credit (LIHTC) 1601 SW Reindeer Ave, Redmond 97756 50 low-income homes · 2 bd: 40 · 3 bd: 10 · In service since 2015 · For older adults
- Ridgemont Apts Tax credit (LIHTC) 2210 SW 19th St, Redmond 97756 46 low-income homes · 1 bd: 18 · 2 bd: 28 · In service since 2007 · For families
- Crest Butte Apts Tax credit (LIHTC) 1695 NE Purcell Blvd, Bend 97701 52 homes, 41 low-income · 1 bd: 16 · 2 bd: 36 · In service since 2010
- Stoneybrook Tax credit (LIHTC) 933 NW Canal Blvd, Redmond 97756 50 homes, 40 low-income · 2 bd: 24 · 3 bd: 16 · In service since 1993 · For older adults, people with disabilities
- Greenwood Manor HUD-assisted 2248 NE 4th St, Bend 97701 40 low-income homes · For older adults · (541) 389-2712
- Putnam Pointe Tax credit (LIHTC) 750 NW Lava Rd, Bend 97703 33 low-income homes · 1 bd: 27 · 2 bd: 6 · In service since 2009
- Tamarack Village Tax credit (LIHTC) 555 N Larch St, Sisters 97759 33 low-income homes · 2 bd: 16 · 3 bd: 17 · In service since 2003 · For families
- High Desert Commons Tax credit (LIHTC) 2195 SW Canal Blvd, Redmond 97756 28 homes, 27 low-income · 2 bd: 18 · In service since 2012 · For people with disabilities, families
- Pilot Butte II Retirement Center HUD-assisted 1350 NE 27th St, Bend 97701 27 low-income homes · For older adults · (541) 383-4674
- Little Deschutes Lodge Tax credit (LIHTC) 51725 Huntington Rd, La Pine 97739 26 low-income homes · 1 bd: 22 · 2 bd: 4 · In service since 2010
- Redmond Triangle Housing Tax credit (LIHTC) 767 NW Canal Blvd, Redmond 97756 25 low-income homes · 1 bd: 18 · 2 bd: 5 · In service since 1994 · For older adults, people with disabilities
- Daggett Townhomes Tax credit (LIHTC) 2027 NE Daggett Ln, Bend 97701 24 low-income homes · 2 bd: 10 · 3 bd: 14 · In service since 2018 · For families, people experiencing homelessness
- Wintergreen Apts Tax credit (LIHTC) 2050 SW Timber Ave, Redmond 97756 24 low-income homes · 1 bd: 8 · 2 bd: 13 · 3 bd: 3 · In service since 1991 · For families
- Crest Butte Apartments HUD-assisted 1695A NE Purcell Blvd, Bend 97701 52 homes, 15 low-income · For families · (541) 389-9107
- Putnam Lofts Tax credit (LIHTC) 750 NW Lava Rd, Bend 97703 10 low-income homes · 1 bd: 9 · 2 bd: 1 · In service since 2010
- Brentwood Manor HUD-assisted 1121 SW Kalama Ave, Redmond 97756 8 low-income homes · For older adults · (503) 581-1813
- Housing Opportunities Inc HUD-assisted 1113 SW Veterans Way, Redmond 97756 8 low-income homes · For people with disabilities · (541) 548-2611
- Residential Housing Inc. HUD-assisted 1155 SW Veterans Way, Redmond 97756 5 low-income homes · For people with disabilities · (541) 548-2611
- Cedarwest Apts Tax credit (LIHTC) 825 Watt Way, Bend 97701 121 homes · In service since 1998 · For families
One property has two programs at the same address and appears once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Deschutes County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Deschutes County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $25,250 | $42,100 | $67,350 |
| 2 people | $28,850 | $48,100 | $76,950 |
| 3 people | $32,450 | $54,100 | $86,550 |
| 4 people | $36,050 | $60,100 | $96,150 |
| 5 people | $38,950 | $64,950 | $103,850 |
| 6 people | $44,360 | $69,750 | $111,550 |
| 7 people | $50,040 | $74,550 | $119,250 |
| 8 people | $55,720 | $79,350 | $126,950 |
Area median income: $120,200. HUD income limits by family size, Fiscal year 2026. Area: Bend-Redmond, OR HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,294 – $1,582
- 1 bedroom $1,302 – $1,592
- 2 bedrooms $1,704 – $2,082
- 3 bedrooms $2,359 – $2,883
- 4 bedrooms $2,848 – $3,480
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Central Oregon Regional Housing Authority Section 8 vouchers · 1,380 vouchers (541) 923-1018 Central Oregon Regional Housing Authority: lmcconnell@housing-works.org
Housing agencies in Oregon Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Oregon
What Oregon law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 31 days
- ORS 90.300(13)
- If I fall behind on rent, what notice must I get?
- 10 days
- ORS 90.394(2)
- How much notice ends a month-to-month rental?
- 30 days
- ORS 90.427(3)
- How much notice before a rent increase?
- 7 or 90 days, depending on the case
- ORS 90.323(1)-(2)
- Only a court order can remove youORS 90.375
- Protection from retaliationORS 90.385(1)
- Protection related to immigration statusORS 90.306
Help
Where to get help with rent in Deschutes County
These HUD-approved agencies have offices in Deschutes County. They counsel for free or at low cost.
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Neighborimpact
2303 SW 1st St, Redmond · Spanish
Also serves in American Sign Language (ASL).
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 7 more
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Neighborimpact- Bend Housing Center
20310 Empire Ave., Suite A100, Bend · Spanish
Also serves in American Sign Language (ASL).
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Deschutes County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Oregon, the average home bill was $130 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,786
What you need before you get the keys.
What adds up
- First month
- $1,893
- Security deposit
- $1,893
- Total
- $3,786
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Deschutes County?
According to HUD (Fiscal year 2027): Studio: $1,438; 1 bedroom: $1,447; 2 bedrooms: $1,893; 3 bedrooms: $2,621; 4 bedrooms: $3,164. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Deschutes County?
Paying the 2-bedroom fair market rent ($1,893) without spending more than 30% of income takes $36.40 an hour full time, or $75,720 a year.
Who qualifies for Section 8 in Deschutes County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $60,100 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Deschutes County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,704 and $2,082 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Deschutes County?
For 2 bedrooms they run from $1,610 in 97712 to $2,350 in 97707. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Deschutes County?
HUD lists 32 properties with homes for low-income households in Deschutes County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Deschutes County?
HUD counts rent as a burden when it reaches 30% of income or more. In Deschutes County, 50% of renter households are in that position; in Oregon, 52%, and nationwide, 51% (Average 2020–2024, Census).