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Renting · Section 8

Data from November 2026

Renting in Seminole County, Oklahoma

Seminole County has a HUD fair market rent of $916 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $752 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $17.62 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$916
a month, HUD, Fiscal year 2027
19% less than in Oklahoma
Typical rent
$752
a month, Census, Average 2020–2024
26% less than in Oklahoma
Wage needed
$17.62
an hour, 2 bedrooms
Or $36,640 a year, to spend no more than 30% of income on rent.
Rent-burdened households
46%
spend 30% or more of income on rent
About the same as in Oklahoma

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Seminole County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. 14% of households in Seminole County have no internet at home, against 8% in Oklahoma.

  2. Seminole County has the 8th lowest typical household income of the 77 counties in Oklahoma ($48,062).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Seminole County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Seminole County was $799 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $650 $12.50 $26,000
1 bedroom $719 $13.83 $28,760
2 bedrooms $916 $17.62 $36,640
3 bedrooms $1,260 $24.23 $50,400
4 bedrooms $1,368 $26.31 $54,720

HUD area: Seminole County, OK. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 11 ZIP codes in Seminole County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $920 in 74840 to $1,020 in 74884. 11 ZIP codes are above the county's fair market rent ($916).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 74830 · Seminole County, OK $970$1,330
  • 74837 · Seminole County, OK $980$1,350
  • 74840 · Pottawatomie County, OK $920$1,240
  • 74840 · Seminole County, OK $920$1,240
  • 74849 · Pottawatomie County, OK $920$1,260
  • 74849 · Seminole County, OK $920$1,260
  • 74867 · Hughes County, OK $970$1,220
  • 74867 · Seminole County, OK $970$1,220
  • 74868 · Seminole County, OK $920$1,270
  • 74884 · Hughes County, OK $1,020$1,400
  • 74884 · Seminole County, OK $1,020$1,400

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Seminole County, 46% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

46%

of renter households spend 30% or more of their income on rent.

2,550 households rent in Seminole County

  • Spend half or more of their income 22%
  • Spend 30% or more, but less than half 24%
  • Spend less than 30% 54%

Compared with the state and the country

  • Seminole 46%
  • Oklahoma 46%
  • United States 51%

Low-income apartments

Low-income apartments in Seminole County

HUD lists 14 properties with homes for low-income households in Seminole County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
9
HUD-assisted
1
public housing
4

568 homes in all; 550 of them low-income, according to HUD.

  • Elderly Public housing 509 N 4th St, Seminole 74868 120 low-income homes · Run by Housing Authority of the City of Seminole · Average payment: $329 a month · Average wait: 6 months · (405) 382-3081
  • Rental Public housing 5 Patton Sq, Wewoka 74884 91 homes, 90 low-income · Run by Housing Authority of the City of Wewoka · Average payment: $328 a month · Average wait: 11 months · Homes at several sites · (405) 257-5717
  • Seminole Springs Apts Tax credit (LIHTC) 701 N Harvey Rd, Seminole 74868 60 low-income homes · In service since 2004 · For families
  • Broadway Pointe Apts Tax credit (LIHTC) 900 W Broadway, Seminole 74868 46 low-income homes · 2 bd: 46 · In service since 2006 · For older adults
  • Maud Housing Authority Public housing 202 S Martha St, Maud 74854 42 low-income homes · Run by Housing Authority of the City of Maud · Average payment: $312 a month · Average wait: 5 months · Homes at several sites · (405) 374-2800
  • Konawa Housing Authority Public housing 400 E 1st St, Konawa 74849 38 low-income homes · Run by Housing Authority of the City of Konawa · Average payment: $368 a month · Average wait: 4 months · (580) 925-3955
  • Brookstone Park of Seminole Tax credit (LIHTC) 1101 Clausing Blvd, Seminole 74868 38 homes, 37 low-income · 3 bd: 33 · 4 bd: 5 · In service since 2002
  • Wewoka Lofts Tax credit (LIHTC) 220 S Wewoka Ave, Wewoka 74884 32 low-income homes · 1 bd: 8 · 2 bd: 8 · 3 bd: 13 · 4 bd: 3 · In service since 2018
  • Stonebrook Villas Tax credit (LIHTC) 201 W Stonebrook Villas DR, Konawa 74849 20 low-income homes · 2 bd: 20 · In service since 2011 · For older adults
  • Whispering Meadows Tax credit (LIHTC) 712 Tamara Ln, Wewoka 74884 20 low-income homes · 2 bd: 20 · In service since 2012 · For older adults
  • Stonebrook Estates Tax credit (LIHTC) 416 W South St, Konawa 74849 18 low-income homes · 3 bd: 18 · In service since 2011
  • Konawa Village Apts Tax credit (LIHTC) 400 N East St, Konawa 74849 16 low-income homes · 2 bd: 16 · In service since 1997
  • Autumn Ridge HUD-assisted 1150 Roesler Blvd, Seminole 74868 11 low-income homes · For older adults · (405) 275-3855
  • Wewoka Village Apts Tax credit (LIHTC) 1609 Seran Dr, Wewoka 74884 16 homes

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Seminole County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 4 agencies serve in Seminole County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Seminole County, OK.
People Extremely low (30%) Very low (50%) Low
1 person $15,960 $26,600 $42,500
2 people $21,640 $30,400 $48,600
3 people $27,320 $34,200 $54,650
4 people $33,000 $37,950 $60,700
5 people $38,680 $41,000 $65,600
6 people $44,050 $44,050 $70,450
7 people $47,100 $47,100 $75,300
8 people $50,100 $50,100 $80,150

Area median income: $62,100. HUD income limits by family size, Fiscal year 2026. Area: Seminole County, OK. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $585 – $715
  • 1 bedroom $647 – $791
  • 2 bedrooms $824 – $1,008
  • 3 bedrooms $1,134 – $1,386
  • 4 bedrooms $1,231 – $1,505

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Oklahoma Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Oklahoma

What Oklahoma law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
45 days
Okla. Stat. tit. 41, §115(B)
If I fall behind on rent, what notice must I get?
5 days
Okla. Stat. tit. 41, §131(B)
How much notice ends a month-to-month rental?
30 days
Okla. Stat. tit. 41, §111(A)

Help

Where to get help with rent in Seminole County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • Chickasaw Nation Division of Housing

    111 Rosedale Rd, Ada · 25 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
  • Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.

    319 SW 25th St, Oklahoma City · 55 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
  • Neighborhood Housing Services Oklahoma City

    4101 N Classen Blvd Ste A, Oklahoma City · 58 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Seminole County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Oklahoma, the average home bill was $132 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$1,832

What you need before you get the keys.

What adds up

First month
$916
Security deposit
$916
Total
$1,832

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Seminole County?

According to HUD (Fiscal year 2027): Studio: $650; 1 bedroom: $719; 2 bedrooms: $916; 3 bedrooms: $1,260; 4 bedrooms: $1,368. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Seminole County?

Paying the 2-bedroom fair market rent ($916) without spending more than 30% of income takes $17.62 an hour full time, or $36,640 a year.

Who qualifies for Section 8 in Seminole County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $37,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Seminole County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $824 and $1,008 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Seminole County?

For 2 bedrooms they run from $920 in 74840 to $1,020 in 74884. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Seminole County?

HUD lists 14 properties with homes for low-income households in Seminole County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Seminole County?

HUD counts rent as a burden when it reaches 30% of income or more. In Seminole County, 46% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).