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Renting · Section 8

Data from November 2026

Renting in Pottawatomie County, Oklahoma

Pottawatomie County has a HUD fair market rent of $949 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $894 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $18.25 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$949
a month, HUD, Fiscal year 2027
16% less than in Oklahoma
Typical rent
$894
a month, Census, Average 2020–2024
12% less than in Oklahoma
Wage needed
$18.25
an hour, 2 bedrooms
Or $37,960 a year, to spend no more than 30% of income on rent.
Rent-burdened households
41%
spend 30% or more of income on rent
11% less than in Oklahoma

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Pottawatomie County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Seminole County, the typical rent is $752: 16% less than in Pottawatomie County ($894).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Pottawatomie County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Pottawatomie County was $1,080 a month in September 2026: 2.5% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $721 $13.87 $28,840
1 bedroom $725 $13.94 $29,000
2 bedrooms $949 $18.25 $37,960
3 bedrooms $1,268 $24.38 $50,720
4 bedrooms $1,494 $28.73 $59,760

HUD area: Pottawatomie County, OK. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 15 ZIP codes in Pottawatomie County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $920 in 74826 to $1,020 in 74804. 3 ZIP codes are above the county's fair market rent ($949).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 74801 · Pottawatomie County, OK $980$1,310
  • 74804 · Pottawatomie County, OK $1,020$1,360
  • 74804 · Seminole County, OK $1,020$1,360
  • 74826 · Pottawatomie County, OK $920$1,220
  • 74851 · Lincoln County, OK $920$1,230
  • 74851 · Oklahoma City, OK $920$1,230
  • 74851 · Pottawatomie County, OK $920$1,230
  • 74852 · Oklahoma City, OK $920$1,220
  • 74852 · Pottawatomie County, OK $920$1,220
  • 74854 · Pottawatomie County, OK $920$1,240
  • 74854 · Seminole County, OK $920$1,240
  • 74866 · Pottawatomie County, OK $920$1,230
  • 74873 · Pottawatomie County, OK $920$1,220
  • 74878 · Oklahoma City, OK $930$1,250
  • 74878 · Pottawatomie County, OK $930$1,250

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Pottawatomie County, 41% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

41%

of renter households spend 30% or more of their income on rent.

7,973 households rent in Pottawatomie County

  • Spend half or more of their income 20%
  • Spend 30% or more, but less than half 22%
  • Spend less than 30% 59%

Compared with the state and the country

  • Pottawatomie 41%
  • Oklahoma 46%
  • United States 51%

Low-income apartments

Low-income apartments in Pottawatomie County

HUD lists 28 properties with homes for low-income households in Pottawatomie County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
21
HUD-assisted
4
public housing
3

1,429 homes in all; 1,375 of them low-income, according to HUD.

  • Rental Public housing 1002 W 7th St, Shawnee 74801 265 low-income homes · Run by Housing Authority of the City of Shawnee · Average payment: $363 a month · Average wait: 17 months · (405) 275-6330
  • Shawnee Tower Public housing 1130 E Independence St, Shawnee 74804 177 low-income homes · Run by Housing Authority of the City of Shawnee · Average payment: $333 a month · Average wait: 10 months · (405) 275-6330
  • Ashford Place Tax credit (LIHTC) 3105 Acme Rd, Shawnee 74804 101 low-income homes · 1 bd: 32 · 2 bd: 60 · 3 bd: 8 · In service since 2016 · For families
  • Ashford Place Apts Tax credit (LIHTC) 3215 Pierre Taron Rd, Shawnee 74804 100 low-income homes · 1 bd: 32 · 2 bd: 60 · 3 bd: 8 · In service since 1998
  • Stonebridge Tax credit (LIHTC) 700 N 6th St, Tecumseh 74873 79 low-income homes · In service since 2004 · For families
  • Tecumseh Ha Public housing 602 Leisure Dr, Tecumseh 74873 63 low-income homes · Run by Housing Authority of the City of Tecumseh · Average payment: $402 a month · Average wait: 12 months · (405) 598-3244
  • Aldridge Tax credit (LIHTC) 20 E 9th St, Shawnee 74801 60 low-income homes · In service since 2005 · For older adults
  • Shawnee Park Tax credit (LIHTC) East of Harrison on Transporta, Shawnee 74804 60 low-income homes · 2 bd: 30 · 3 bd: 30 · In service since 2017 · For people with disabilities
  • Legacy Park Apts Tax credit (LIHTC) 1701 Airport Dr, Shawnee 74804 60 homes, 59 low-income · 1 bd: 37 · 2 bd: 23 · In service since 2006 · For older adults, families
  • Shawnee Affordable Housing Tax credit (LIHTC) 626 N Ione Ave, Shawnee 74801 55 low-income homes · 3 bd: 45 · 4 bd: 10 · In service since 2008 · For families, people experiencing homelessness
  • The Linden's of Shawnee Tax credit (LIHTC) 315 S Kennedy Ave, Shawnee 74801 54 low-income homes · 2 bd: 32 · 3 bd: 22 · In service since 2006 · For families
  • Sycamore Landing Apts Tax credit (LIHTC) 420 Sycamore Landing Blvd, McLoud 74851 50 low-income homes · 1 bd: 16 · 2 bd: 24 · 3 bd: 8 · 4 bd: 2 · In service since 2008 · For people with disabilities, families
  • Heritage Park Homes Tax credit (LIHTC) 538 E Heritage Park Cir, McLoud 74851 39 low-income homes · 3 bd: 39 · In service since 2008 · For people with disabilities, families
  • The Linden Apts II Tax credit (LIHTC) 319 S Kennedy Ave, Shawnee 74801 36 low-income homes · 2 bd: 18 · 3 bd: 18 · In service since 2012 · For people with disabilities
  • Angels Acres HUD-assisted 205 N Park Ave, Shawnee 74801 33 low-income homes · For people with disabilities · (405) 275-6444
  • Cottage Park Shawnee Tax credit (LIHTC) 1617 Grace Ct, Shawnee 74804 32 low-income homes · 1 bd: 6 · 2 bd: 26 · In service since 2013 · For older adults
  • Kickapoo Run Homes Tax credit (LIHTC) 326 S Kickapoo Ave, Shawnee 74801 32 low-income homes · 3 bd: 32 · In service since 2008 · For people with disabilities
  • Shawnee Lofts Tax credit (LIHTC) 101 E Main St, Shawnee 74801 28 low-income homes · Studio: 9 · 1 bd: 5 · 2 bd: 5 · 3 bd: 9 · In service since 2019
  • Margaret Manor HUD-assisted 2805 N Union Ave, Shawnee 74804 20 homes, 19 low-income · For older adults · (405) 481-7021
  • Danas Garden HUD-assisted 307 S Kennedy Ave, Shawnee 74801 16 homes, 15 low-income · For people with disabilities · (405) 275-4544
  • South Central Industries HUD-assisted 314 W 9th St, Shawnee 74801 13 homes, 12 low-income · For people with disabilities · (405) 273-6187
  • Ramen Apts Tax credit (LIHTC) 900 W Walnut St, Tecumseh 74873 10 homes, 2 low-income
  • Benton Properties Tax credit (LIHTC) 226 N Harrison Ave, Shawnee 74801 1 low-income home · In service since 1990
  • Benton Properties Tax credit (LIHTC) 637 N Broadway Ave, Shawnee 74801 1 low-income home · In service since 1991
  • Benton Properties Tax credit (LIHTC) 825 E 10th St, Shawnee 74801 1 low-income home · In service since 1991
  • Benton Properties Tax credit (LIHTC) 4401 N Kickapoo Ave, Shawnee 74804 1 low-income home · In service since 1992
  • Heritage Park Homes II LP Tax credit (LIHTC) 513 Heritage Park Ct, McLoud 74851 22 homes
  • South Rock Creek Estates Tax credit (LIHTC) 44786 Seth Ln, Shawnee 74801 20 homes · 3 bd: 20 · In service since 2013 · For people with disabilities

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Pottawatomie County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Pottawatomie County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Pottawatomie County, OK.
People Extremely low (30%) Very low (50%) Low
1 person $17,150 $28,600 $45,700
2 people $21,640 $32,650 $52,200
3 people $27,320 $36,700 $58,750
4 people $33,000 $40,800 $65,250
5 people $38,680 $44,100 $70,500
6 people $44,360 $47,350 $75,700
7 people $50,040 $50,600 $80,950
8 people $53,900 $53,900 $86,150

Area median income: $82,200. HUD income limits by family size, Fiscal year 2026. Area: Pottawatomie County, OK. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $649 – $793
  • 1 bedroom $653 – $798
  • 2 bedrooms $854 – $1,044
  • 3 bedrooms $1,141 – $1,395
  • 4 bedrooms $1,345 – $1,643

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Oklahoma Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Oklahoma

What Oklahoma law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
45 days
Okla. Stat. tit. 41, §115(B)
If I fall behind on rent, what notice must I get?
5 days
Okla. Stat. tit. 41, §131(B)
How much notice ends a month-to-month rental?
30 days
Okla. Stat. tit. 41, §111(A)

Help

Where to get help with rent in Pottawatomie County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • Chickasaw Nation Division of Housing

    111 Rosedale Rd, Ada · 33 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
  • Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.

    319 SW 25th St, Oklahoma City · 35 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
  • Neighborhood Housing Services Oklahoma City

    4101 N Classen Blvd Ste A, Oklahoma City · 39 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Pottawatomie County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Oklahoma, the average home bill was $132 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$1,898

What you need before you get the keys.

What adds up

First month
$949
Security deposit
$949
Total
$1,898

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Pottawatomie County?

According to HUD (Fiscal year 2027): Studio: $721; 1 bedroom: $725; 2 bedrooms: $949; 3 bedrooms: $1,268; 4 bedrooms: $1,494. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Pottawatomie County?

Paying the 2-bedroom fair market rent ($949) without spending more than 30% of income takes $18.25 an hour full time, or $37,960 a year.

Who qualifies for Section 8 in Pottawatomie County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $40,800 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Pottawatomie County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $854 and $1,044 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Pottawatomie County?

For 2 bedrooms they run from $920 in 74826 to $1,020 in 74804. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Pottawatomie County?

HUD lists 28 properties with homes for low-income households in Pottawatomie County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Pottawatomie County?

HUD counts rent as a burden when it reaches 30% of income or more. In Pottawatomie County, 41% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).