Renting · Section 8
Data from November 2026
Renting in Osage County, Oklahoma
Osage County has a HUD fair market rent of $1,229 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $777 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $23.63 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,229
- a month, HUD, Fiscal year 2027
- 9% more than in Oklahoma
- Typical rent
- $777
- a month, Census, Average 2020–2024
- 23% less than in Oklahoma
- Wage needed
- $23.63
- an hour, 2 bedrooms
- Or $49,160 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 46%
- spend 30% or more of income on rent
- 2% less than in Oklahoma
Only here
Renting in Osage County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Osage County has the lowest typical rent in its area: $777, less than any of its 6 neighboring counties; next is Nowata County ($811).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Osage County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Osage County was $1,308 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $947 | $18.21 | $37,880 |
| 1 bedroom | $1,007 | $19.37 | $40,280 |
| 2 bedrooms | $1,229 | $23.63 | $49,160 |
| 3 bedrooms | $1,611 | $30.98 | $64,440 |
| 4 bedrooms | $1,882 | $36.19 | $75,280 |
HUD area: Tulsa, OK HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 22 ZIP codes in Osage County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $920 in 74002 to $1,220 in 74126. No ZIP code is above the county's fair market rent ($1,229).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 74001 | Tulsa, OK | $840 | $900 | $1,090 | $1,440 | $1,670 |
|---|---|---|---|---|---|---|
| 74002 | Tulsa, OK | $710 | $750 | $920 | $1,200 | $1,400 |
| 74003 | Tulsa, OK | $720 | $790 | $940 | $1,270 | $1,300 |
| 74003 | Washington County, OK | $720 | $790 | $940 | $1,270 | $1,300 |
| 74035 | Tulsa, OK | $710 | $750 | $920 | $1,200 | $1,400 |
| 74054 | Tulsa, OK | $720 | $770 | $940 | $1,230 | $1,470 |
| 74056 | Tulsa, OK | $710 | $750 | $920 | $1,200 | $1,400 |
| 74060 | Tulsa, OK | $710 | $750 | $920 | $1,200 | $1,400 |
| 74070 | Tulsa, OK | $840 | $900 | $1,090 | $1,440 | $1,670 |
| 74070 | Washington County, OK | $840 | $900 | $1,090 | $1,440 | $1,670 |
| 74073 | Tulsa, OK | $860 | $920 | $1,120 | $1,470 | $1,720 |
| 74084 | Tulsa, OK | $710 | $750 | $920 | $1,200 | $1,400 |
| 74126 | Tulsa, OK | $940 | $1,000 | $1,220 | $1,600 | $1,870 |
| 74127 | Tulsa, OK | $920 | $970 | $1,190 | $1,560 | $1,820 |
| 74604 | Kay County, OK | $650 | $710 | $920 | $1,200 | $1,270 |
| 74604 | Tulsa, OK | $650 | $710 | $920 | $1,200 | $1,270 |
| 74633 | Tulsa, OK | $710 | $750 | $920 | $1,200 | $1,400 |
| 74637 | Tulsa, OK | $710 | $750 | $920 | $1,200 | $1,400 |
| 74650 | Pawnee County, OK | $710 | $750 | $930 | $1,200 | $1,460 |
| 74650 | Tulsa, OK | $710 | $750 | $930 | $1,200 | $1,460 |
| 74652 | Kay County, OK | $750 | $800 | $980 | $1,280 | $1,480 |
| 74652 | Tulsa, OK | $750 | $800 | $980 | $1,280 | $1,480 |
- 74001 · Tulsa, OK $1,090$1,440
- 74002 · Tulsa, OK $920$1,200
- 74003 · Tulsa, OK $940$1,270
- 74003 · Washington County, OK $940$1,270
- 74035 · Tulsa, OK $920$1,200
- 74054 · Tulsa, OK $940$1,230
- 74056 · Tulsa, OK $920$1,200
- 74060 · Tulsa, OK $920$1,200
- 74070 · Tulsa, OK $1,090$1,440
- 74070 · Washington County, OK $1,090$1,440
- 74073 · Tulsa, OK $1,120$1,470
- 74084 · Tulsa, OK $920$1,200
- 74126 · Tulsa, OK $1,220$1,600
- 74127 · Tulsa, OK $1,190$1,560
- 74604 · Kay County, OK $920$1,200
- 74604 · Tulsa, OK $920$1,200
- 74633 · Tulsa, OK $920$1,200
- 74637 · Tulsa, OK $920$1,200
- 74650 · Pawnee County, OK $930$1,200
- 74650 · Tulsa, OK $930$1,200
- 74652 · Kay County, OK $980$1,280
- 74652 · Tulsa, OK $980$1,280
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Osage County, 46% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
46%
of renter households spend 30% or more of their income on rent.
3,771 households rent in Osage County
- Spend half or more of their income 21%
- Spend 30% or more, but less than half 24%
- Spend less than 30% 54%
Compared with the state and the country
- Osage 46%
- Oklahoma 46%
- United States 51%
Low-income apartments
Low-income apartments in Osage County
HUD lists 17 properties with homes for low-income households in Osage County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 12
- HUD-assisted
- 3
- public housing
- 2
1,093 homes in all; 1,012 of them low-income, according to HUD.
- Hominy,Barnsdall,Pawhus.Lynn,Cedar Ridge Public housing 808 W Main St, Barnsdall 74002 153 homes, 151 low-income · Run by Housing Authority of Osage County · Average payment: $437 a month · Average wait: 5 months · Homes at several sites · (918) 287-2270
- Hominy,Barnsdall,Pawhus.Lynn,Cedar Ridge Public housing Pawhuska 74056 129 low-income homes · Run by Housing Authority of Osage County · Average payment: $443 a month · Average wait: 4 months · Homes at several sites · (918) 287-2270
- Osage Center/Country Club Gardens Tax credit (LIHTC) 650 N Osage Dr, Tulsa 74106 128 low-income homes · In service since 2004 · For families
- Gilcrease Hills Estates Tax credit (LIHTC) 1150 N 24th West Ave, Tulsa 74127 84 low-income homes · In service since 2005 · For older adults
- West Edison Plaza Apartments HUD-assisted 570 N 39th West Ave, Tulsa 74127 66 homes, 65 low-income · For older adults · (918) 584-4224
- Oak Timbers / Skiatook Apts Tax credit (LIHTC) 1202 W Oak St, Skiatook 74070 61 low-income homes · In service since 2004 · For families
- River Ridge Apts Tax credit (LIHTC) 5202 S Highway 97, Sand Springs 74063 57 homes, 56 low-income · 1 bd: 30 · 2 bd: 27 · In service since 2012 · For families
- Parkview Manor HUD-assisted 301 Parkview Dr, Hominy 74035 50 low-income homes · For families · (918) 885-4414
- Osage Duplexes/Country Club Gard of Has Tax credit (LIHTC) 600 N Osage Dr, Tulsa 74106 49 low-income homes · 2 bd: 1 · 3 bd: 48 · In service since 2003 · For families
- Jenny Lynn Apts Tax credit (LIHTC) 1512 W 4th St, Skiatook 74070 48 low-income homes
- Skiatook Retirement Community Tax credit (LIHTC) 1504 W 5th St, Skiatook 74070 48 homes, 47 low-income · 1 bd: 47 · 2 bd: 1 · In service since 2011 · For older adults
- West Oak Village Tax credit (LIHTC) 1002 S Fairfax Ave, Skiatook 74070 40 homes, 39 low-income · 1 bd: 38 · 2 bd: 2 · In service since 2003 · For older adults
- Stoneridge Estates Townhomes Tax credit (LIHTC) 1825 E Main St, Pawhuska 74056 30 low-income homes · 2 bd: 10 · 3 bd: 20 · In service since 2006
- Newton Plaza Tax credit (LIHTC) 959 Country Club Dr, Tulsa 74127 28 low-income homes · 2 bd: 4 · 3 bd: 24 · In service since 2005 · For families
- Osage Village Apts Tax credit (LIHTC) 1125 S Regan Ave, Hominy 74035 24 low-income homes · 2 bd: 16 · 3 bd: 8 · In service since 1997
- Help Works Homes HUD-assisted 101 Diamond Drive, Pawhuska 74056 23 low-income homes · For people with disabilities · (918) 287-9980
- Osage III /Country Club Gardens (NEWTON) Tax credit (LIHTC) 574 W Newton St, Tulsa 74106 75 homes
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Osage County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Osage County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $19,950 | $33,250 | $53,200 |
| 2 people | $22,800 | $38,000 | $60,800 |
| 3 people | $27,320 | $42,750 | $68,400 |
| 4 people | $33,000 | $47,500 | $76,000 |
| 5 people | $38,680 | $51,300 | $82,100 |
| 6 people | $44,360 | $55,100 | $88,200 |
| 7 people | $50,040 | $58,900 | $94,250 |
| 8 people | $55,720 | $62,700 | $100,350 |
Area median income: $95,000. HUD income limits by family size, Fiscal year 2026. Area: Tulsa, OK HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $852 – $1,042
- 1 bedroom $906 – $1,108
- 2 bedrooms $1,106 – $1,352
- 3 bedrooms $1,450 – $1,772
- 4 bedrooms $1,694 – $2,070
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of Osage County Public housing · 280 public housing units (918) 287-2270 Housing Authority of Osage County: christi@osagecountyha.org
Housing agencies in Oklahoma Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Oklahoma
What Oklahoma law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 45 days
- Okla. Stat. tit. 41, §115(B)
- If I fall behind on rent, what notice must I get?
- 5 days
- Okla. Stat. tit. 41, §131(B)
- How much notice ends a month-to-month rental?
- 30 days
- Okla. Stat. tit. 41, §111(A)
Help
Where to get help with rent in Osage County
This is the nearest HUD-approved agency. They counsel for free or at low cost.
-
Quickcert, Inc.
7122 S Sheridan Rd Ste 2, Tulsa · 48 miles away · Spanish
- Pre-purchase counseling
- Rental counseling
- and 1 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Osage County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Oklahoma, the average home bill was $132 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,458
What you need before you get the keys.
What adds up
- First month
- $1,229
- Security deposit
- $1,229
- Total
- $2,458
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Osage County?
According to HUD (Fiscal year 2027): Studio: $947; 1 bedroom: $1,007; 2 bedrooms: $1,229; 3 bedrooms: $1,611; 4 bedrooms: $1,882. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Osage County?
Paying the 2-bedroom fair market rent ($1,229) without spending more than 30% of income takes $23.63 an hour full time, or $49,160 a year.
Who qualifies for Section 8 in Osage County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $47,500 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Osage County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,106 and $1,352 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Osage County?
For 2 bedrooms they run from $920 in 74002 to $1,220 in 74126. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Osage County?
HUD lists 17 properties with homes for low-income households in Osage County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Osage County?
HUD counts rent as a burden when it reaches 30% of income or more. In Osage County, 46% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).