City · 90,595 residents · Comanche County, Oklahoma

Lawton , Oklahoma

In Lawton, a typical home is worth $142,100 and typical rent is $967 a month. Compared with all of Comanche County, the typical home value is 13% lower, typical household income is 10% lower, and the share of households that own their home is 11 points lower.

Typical home value

$142,100

13% below the county

29% below Oklahoma
- Lawton
- Comanche
- Oklahoma
Typical rent

$967a month

About the same as the county

5% below Oklahoma
- Lawton
- Comanche
- Oklahoma
Typical household income

$54,433a year

10% below the county

16% below Oklahoma
- Lawton
- Comanche
- Oklahoma
Households that own their home

45%

11 points below the county

21 points below Oklahoma
- Lawton
- Comanche
- Oklahoma

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data

Typical home value: $144,725; 6.8% more than 12 months ago; Typical home value from Zillow, September 2021 to September 2026: from $111,381 to $144,725.
Typical rent: $1,101 a month; 4.9% more than 12 months ago; Typical rent from Zillow, September 2021 to September 2026: from $811 to $1,101.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lawton is in Comanche County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Comanche County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lawton apart

What this place has that others do not, from public data, most unusual first.

Nearby, in Anadarko, the typical home value is $89,300: 37% less than in Lawton ($142,100).
Lawton has the 5th lowest homeownership rate of the 75 cities in Oklahoma with more than 5,000 people (45%).
According to Zillow, in the 12 months to September 2026 the typical home value in Lawton rose 6.8%; in Oklahoma, it rose 2.6%.
Nearby, in Anadarko, the typical rent is $775: 20% less than in Lawton ($967).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Lawton

What homes there are in Lawton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Kind of home: Lawton and its comparisons
Measure	Lawton	Comanche County	Oklahoma	United States
Detached house	69%	73%	73%	61%
Attached house	5%	4%	2%	6%
Building of 2 to 4	8%	7%	5%	8%
Apartments (5 or more)	16%	12%	12%	19%
Mobile home	2%	4%	8%	6%
Boat, RV and other	Unreliable estimate	Unreliable estimate	0%	0%

Detached houses are the majority in Lawton (69%), but less so than in Comanche County (73%).

Year built

Year built: Lawton and its comparisons
Measure	Lawton	Comanche County	Oklahoma	United States
Before 1960	25%	22%	21%	26%
1960–1979	38%	34%	28%	24%
1980–1999	21%	21%	24%	25%
2000–2009	9%	12%	13%	14%
2010 or later	6%	11%	13%	11%

In Lawton, half of the homes were built before 1973; in Comanche County, before 1977.

There are fewer big homes in Lawton than in Comanche County: 64% have 3 bedrooms or more, against 68%.

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

Value of owner-occupied homes: Lawton and its comparisons
Measure	Lawton
Under $100K	31%
$100K–$200K	41%
$200K–$300K	18%
$300K–$500K	8%
$500K–$750K	1%
$750K–$1M	Unreliable estimate
$1M or more	Unreliable estimate

About 97% of owner-occupied homes in Lawton are worth less than the FHA loan limit for Comanche County ($541,287).

Monthly rent with utilities

Monthly rent with utilities: Lawton and its comparisons
Measure	Lawton
Under $500	6%
$500–$999	48%
$1,000–$1,499	36%
$1,500–$1,999	7%
$2,000–$2,499	2%
$2,500–$2,999	Unreliable estimate
$3,000 or more	Unreliable estimate

Measured against HUD's 2-bedroom fair market rent ($974), about 51% of rented homes in Lawton cost less.

With a mortgage

$1,218 a month

Comanche County: $1,406 a month

Without a mortgage

$513 a month

Comanche County: $508 a month

Owners with a mortgage

59%

Comanche County: 58%

Owning costs less in Lawton: with a mortgage, the typical cost is $1,218 a month; in Comanche County, $1,406. Without one, $513.

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Change since 2015–2019: Lawton and its comparisons
Measure	Lawton	Comanche County	Oklahoma	United States
Typical home value	+26%	+32%	+46%	+53%
Typical rent	+16%	+16%	+25%	+33%
Typical household income	+14%	+17%	+23%	+29%

The typical home value in Lawton rose 26% since 2015–2019, less than in Comanche County (32%).

Much as in Comanche County, the typical rent in Lawton rose 16% since 2015–2019.

The typical household income in Lawton rose 14% over that time; home values changed +26% and rent +16%.

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Lawton and its comparisons
Measure	Lawton	Comanche County	Oklahoma	United States
Rental vacancy	7.0%	6.8%	6.5%	5.5%
Homeowner vacancy	2.8%	2.1%	1.2%	0.9%
More than one person per room	2.4%	2.1%	2.9%	3.4%
People per household	2.43	2.50	2.50	2.53
Drive alone	73%	76%	77%	69%
Carpool	10%	9%	10%	9%
Public transit	Unreliable estimate	Unreliable estimate	0%	3%
Walk or bike	3%	3%	2%	3%
Work from home	12%	10%	9%	15%
Other means	2%	2%	1%	2%
Typical commute	10 to 19 minutes	10 to 19 minutes	Unreliable estimate	20 to 29 minutes

In Lawton, the rental vacancy rate is 7.0%, about the same as in Comanche County.

In Lawton, 2.4% of households live with more than one person per room, about the same as in Comanche County.

By size, households in Lawton look like those in Comanche County: 2.43 people on average.

The car rules in Lawton: 73% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Do the math

What would you pay each month for a home in Lawton?

A typical home is within reach of the typical income

We start with a typical home in Lawton, worth $142,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Lawton, which is $54,433 a year.

The calculator's FHA and conventional loan limits are those of all of Comanche County.

A mother holding her baby watches her daughter blow bubbles outdoors.

Change the price, the down payment or the loan: the payment updates right away.

Your numbers

Home priceLocal data

Starts at the typical home value in Lawton. Change it to the price you have in mind.

Your credit score

620 or higher580 to 619500 to 579Under 500

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment

That is $4,974 (3.5% of the price). The usual minimum for this loan is 3.5%.

Interest rate%

This week's average ± a quarter or half point.

Term

30 years20 years15 years

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Property tax per year$Estimate: the typical effective rate in Lawton is 0.9% of the home's value (Census ACS).Home insurance per year$An example, not official data: get quotes from several insurers.HOA dues per month$Add the FHA upfront mortgage insurance premium to the loan

Estimated monthly payment

Local data

$1,179

at 7.18% · 30 years

Loan amount: $139,526
Total interest: $200,745
Paid off in: November 2056

Includes $2,400 FHA upfront mortgage insurance premium.

Does it fit the income?

Comfortable
up to $1,270 a month
Your payment · 26%
Tight
$1,270 to $1,633 a month
Hard
more than $1,633 a month

Compared with the typical household income in Lawton ($54,433 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as

Payment partsBalance and interestPayment table

Monthly payment breakdown
Principal & interest	$945
Property tax	$111
Home insurance	$59
FHA mortgage insurance (MIP)	$63

You need at least $4,974 for the down payment, plus closing costs.

Next step

See which down payment help you qualify for in Lawton

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lawton and Comanche County

Lawton is in Comanche County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lawton's own numbers

Typical home value: $142,100
Typical monthly rent: $967
Typical yearly household income: $54,433
Households that own their home: 45%
Effective property tax rate: 0.94%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Comanche County

FHA limit, one-unit home: $541,287
Conventional limit, one unit: $832,750
HUD fair market rent, 2 bedrooms: $974
Price change over 5 years (FHFA): +36%
Homes in a high flood-risk zone: 3.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Comanche County.

Everything about Comanche County

Buying

Buying a home in Lawton

A typical home in Lawton is worth $142,100: 13% below the county and 29% below Oklahoma. With the typical household income in Lawton ($54,433 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

Lawton 2.6 years
Comanche 2.7 years
Oklahoma 3.1 years
United States 4.1 years

Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Comanche County

According to FHFA’s house price index, home prices in Comanche County rose 40% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Comanche County.

2016: −2.2%
2017: +2.0%
2018: +0.8%
2019: −0.2%
2020: +3.0%
2021: +8.3%
2022: +11.4%
2023: +4.9%
2024: +4.0%
2025: +3.0%

Change in FHFA’s price index in Comanche County, Oklahoma and the United States
Period	County	Oklahoma	U.S.
Last year (2025)	+3.0%	+2.6%	+2.9%
5 years (2020–2025)	+36%	+46%	+47%
10 years (2015–2025)	+40%	+71%	+85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lawton next to Comanche County, Oklahoma and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value

Lawton $142,100
Comanche $163,800
Oklahoma $199,800
United States $332,700

Typical monthly rent

Lawton $967
Comanche $970
Oklahoma $1,014
United States $1,413

Typical yearly household income

Lawton $54,433
Comanche $60,761
Oklahoma $65,039
United States $80,734

See the full table

Lawton next to Comanche County and Oklahoma
Measure	Lawton	Comanche County	Oklahoma	U.S.
Typical home value	$142,100 13% below the county	$163,800	$199,800	$332,700
Typical monthly rent	$967	$970	$1,014	$1,413
Typical yearly household income	$54,433 10% below the county	$60,761	$65,039	$80,734
Households that own their home	45% 11 points below the county	56%	66%	65%
Typical yearly property tax	$1,329 8% below the county	$1,449	$1,599	$3,119
Effective property tax rate	0.94% 0.06 points above the county	0.88%	0.8%	0.94%
Renters with high rent for their income	44%	43%	46%	51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Comanche County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lawton

For a typical $142,100 home in Lawton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lawton's typical property tax, an example home insurance and mortgage insurance when it applies.

FHA, 3.5% down $1,179a month
Least cash to close

Down payment
$4,974

Cash to close
$9,237

Rate
7.18%

Mortgage insurance
FHA MIP · $63
Conventional, 5% down $1,153a month

Down payment
$7,105

Cash to close
$11,368

Rate
7.18%

Mortgage insurance
PMI · $67
Conventional, 20% down, no PMI $941a month

Down payment
$28,420

Cash to close
$32,683

Rate
7.18%

Mortgage insurance
None
ITIN, 15% down (example) $1,072a month

Down payment
$21,315

Cash to close
$25,578

Rate
8.18%

Mortgage insurance
None

Four ways to pay for a typical home in Lawton
Loan	Monthly payment	Down payment	Loan amount	Rate	Mortgage insurance	Cash to close	Minimum score
FHA, 3.5% down Least cash to close	$1,179	$4,974	$139,526	7.18%	FHA MIP · $63	$9,237	580
Conventional, 5% down	$1,153	$7,105	$134,995	7.18%	PMI · $67	$11,368	620*
Conventional, 20% down, no PMI	$941	$28,420	$113,680	7.18%	None	$32,683	620*
ITIN, 15% down (example)	$1,072	$21,315	$120,785	8.18%	None	$25,578	Set by the lender

The option that asks for the least cash to close is FHA, 3.5% down.

Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lawton and for Comanche County.

Property tax

Effective rate in Lawton

0.94%of the home’s value each year

$1,329 a year for the typical owner in Lawton.

Lawton 0.94%
Comanche 0.88%
Oklahoma 0.8%

What Oklahoma publishes Homestead exemption of $1,000 of assessed value (Oklahoma Legislature (Oklahoma Statutes, Title 68))

Exemptions and deadlines in Oklahoma

Flood risk in Comanche County

FEMA does not publish these numbers by city: they are for all of Comanche County.

Homes in the high-risk zone: 3.1%; 1,311
Of those, with NFIP insurance: 20%

Homes in the high-risk zone and with NFIP insurance: Comanche County, Oklahoma and the U.S.
Measure	County	Oklahoma	U.S.
Homes in the high-risk zone	3.1%	2.2%	3.5%
Of those, with NFIP insurance	20%	13%	48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lawton

Typical rent in Lawton is $967 a month: about the same as the county. In Lawton, 44% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Comanche County, by unit size. To pay the 2-bedroom one ($974 a month) without spending more than 30% of your income, you would need to earn $18.73 an hour working full time.

HUD fair market rent for all of Comanche County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Comanche County (Fiscal year 2027)
Size	Fair rent a month	Hourly wage	Yearly income
Studio	$758	$14.58	$30,320
1 bedroom	$763	$14.67	$30,520
2 bedrooms	$974	$18.73	$38,960
3 bedrooms	$1,338	$25.73	$53,520
4 bedrooms	$1,605	$30.87	$64,200

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lawton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lawton has 3 ZIP codes with their own.

For 2 bedrooms it runs from $930 in 73501 to $1,270 in 73503.

2 of the 3 are above the fair market rent for Comanche County ($974).

Fair market rent by ZIP code and size in Lawton, fiscal year 2027.

73501	$720	$730	$930	$1,280	$1,530
73503	$990	$990	$1,270	$1,740	$2,090
73505	$770	$780	$990	$1,360	$1,630

ZIP code 2 bd3 bd
73501 $930$1,280
73503 $1,270$1,740
73505 $990$1,360

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lawton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Lawton

HUD lists 19 buildings with rents for lower incomes in Lawton. These are the largest.

Deer Park Apartments 2405 NW 22nd St, Lawton 73505 152 low-income homes · For families (580) 355-4296
Lawton View Addition 1401M SW Wisconsin Ave, Lawton 73501 149 low-income homes · Run by Housing Authority of the City of Lawton · Average payment: $276 a month · Average wait: 15 months (580) 353-7392
Benjamin O Davis Highrise 620 SW E Ave, Lawton 73501 150 homes, 147 low-income · Run by Housing Authority of the City of Lawton · Average payment: $305 a month · Average wait: 5 months (580) 353-7392
Garrett's Landing 1321 SW 27th St, Lawton 73505 92 low-income homes · In service since 2005 · For families
Lawton Pointe Apartments 2237 NW Hoover Ave, Lawton 73505 72 low-income homes · For families (580) 280-4020

See all 25 buildings in Comanche County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Lawton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Comanche County. The nearest ones are below; many serve by phone or online.

Local programs None For Lawton or Comanche County
Housing authorities 1 Named for Lawton or Comanche County
Counseling agencies None HUD-approved, with an office in Comanche County
Local legal help None Serves Comanche County

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Lawton

No down payment, repair or rent-help program on our list is for Lawton or Comanche County. The ones below are statewide in Oklahoma: they work in Lawton the same as in the rest of the state.

Which programs do I qualify for? All programs in Oklahoma

OHFA Homebuyer Down Payment Assistance

Statewide in Oklahoma

Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home. Offered by Oklahoma Housing Finance Agency (OHFA).

Deferred

See the program Official page

Housing counselors near Lawton

The HUD-approved agencies closest to the center of Lawton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

CA
Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.

319 SW 25th St, Oklahoma City · 76 miles away
- Mortgage delinquency and default
- Pre-purchase counseling
- and 1 more
(405) 232-0199
NH
Neighborhood Housing Services Oklahoma City

4101 N Classen Blvd Ste A, Oklahoma City · 80 miles away · Spanish
- Mortgage delinquency and default
- Pre-purchase counseling
- and 1 more
(405) 231-4663
CN
Chickasaw Nation Division of Housing

111 Rosedale Rd, Ada · 100 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
(580) 421-8817

All counseling agencies in Oklahoma

Help in Spanish near Lawton

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lawton

HUD’s record names them for Lawton or Comanche County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

Housing Authority of the City of Lawton Public housing and Section 8 vouchers (580) 353-7392

3 other authorities have an office in Comanche County: see the list Source: HUD

Legal help in Lawton

No legal help resource on our list is for Lawton or Comanche County in particular.

If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.

Cities

Nearby cities

The cities closest to Lawton, with the typical home value.

Everything about Comanche County Housing in Oklahoma

Neighboring counties

If Comanche County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lawton.

All guides

A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Lawton

Short answers with the numbers for Lawton and all of Comanche County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lawton?

The typical home value in Lawton is $142,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Comanche County it is $163,800.

How much does it cost to rent in Lawton?

Typical rent in Lawton is $967 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Comanche County is $974.

What is the FHA loan limit in Lawton?

Lawton uses the FHA limit for all of Comanche County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Lawton?

The typical homeowner in Lawton pays $1,329 a year, according to the U.S. Census Bureau. That is 0.94% of the home’s value; in Comanche County, the rate is 0.88%.

Where can I find free help to buy or rent in Lawton?

We found no HUD-approved counseling agencies with an office in Comanche County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).

Lawton , Oklahoma

Lawton in numbers

Market now, with Zillow data

What sets Lawton apart

Housing in Lawton

What would you pay each month for a home in Lawton?

Your numbers

Lawton and Comanche County

Buying a home in Lawton

Years of income to pay for a typical home

How prices have changed in Comanche County

Lawton next to Comanche County, Oklahoma and the U.S.

Four ways to pay for a typical home in Lawton

Two costs that change from place to place

Property tax

Flood risk in Comanche County

Renting in Lawton

HUD fair market rent for all of Comanche County

Fair market rent by ZIP code in Lawton

Low-income apartments in Lawton

Help to buy or rent in Lawton

Assistance programs in Lawton

OHFA Homebuyer Down Payment Assistance

Housing counselors near Lawton

Help in Spanish near Lawton

Housing authorities of Lawton

Legal help in Lawton

Nearby cities

Neighboring counties

Guides for your next step

Housing questions about Lawton

How much does a typical home cost in Lawton?

How much does it cost to rent in Lawton?

What is the FHA loan limit in Lawton?

How much property tax do owners pay in Lawton?

Where can I find free help to buy or rent in Lawton?