Renting · Section 8
Data from November 2026
Renting in Creek County, Oklahoma
Creek County has a HUD fair market rent of $1,229 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $936 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $23.63 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,229
- a month, HUD, Fiscal year 2027
- 9% more than in Oklahoma
- Typical rent
- $936
- a month, Census, Average 2020–2024
- 8% less than in Oklahoma
- Wage needed
- $23.63
- an hour, 2 bedrooms
- Or $49,160 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 41%
- spend 30% or more of income on rent
- 12% less than in Oklahoma
Only here
Renting in Creek County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Nearby, in Okfuskee County, the typical rent is $716: 24% less than in Creek County ($936).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Creek County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Creek County was $1,256 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $947 | $18.21 | $37,880 |
| 1 bedroom | $1,007 | $19.37 | $40,280 |
| 2 bedrooms | $1,229 | $23.63 | $49,160 |
| 3 bedrooms | $1,611 | $30.98 | $64,440 |
| 4 bedrooms | $1,882 | $36.19 | $75,280 |
HUD area: Tulsa, OK HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 19 ZIP codes in Creek County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $920 in 74030 to $1,300 in 74041. 1 ZIP code is above the county's fair market rent ($1,229).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 74010 | Okfuskee County, OK | $750 | $790 | $970 | $1,270 | $1,480 |
|---|---|---|---|---|---|---|
| 74010 | Tulsa, OK | $750 | $790 | $970 | $1,270 | $1,480 |
| 74028 | Lincoln County, OK | $720 | $770 | $940 | $1,230 | $1,440 |
| 74028 | Tulsa, OK | $720 | $770 | $940 | $1,230 | $1,440 |
| 74030 | Payne County, OK | $710 | $750 | $920 | $1,210 | $1,400 |
| 74030 | Tulsa, OK | $710 | $750 | $920 | $1,210 | $1,400 |
| 74038 | Pawnee County, OK | $890 | $950 | $1,150 | $1,530 | $1,850 |
| 74038 | Tulsa, OK | $890 | $950 | $1,150 | $1,530 | $1,850 |
| 74039 | Tulsa, OK | $840 | $890 | $1,090 | $1,430 | $1,670 |
| 74041 | Tulsa, OK | $1,000 | $1,060 | $1,300 | $1,700 | $1,990 |
| 74044 | Pawnee County, OK | $810 | $860 | $1,050 | $1,370 | $1,610 |
| 74044 | Tulsa, OK | $810 | $860 | $1,050 | $1,370 | $1,610 |
| 74046 | Tulsa, OK | $780 | $810 | $920 | $1,220 | $1,420 |
| 74050 | Tulsa, OK | $710 | $750 | $920 | $1,200 | $1,400 |
| 74052 | Tulsa, OK | $710 | $750 | $920 | $1,210 | $1,410 |
| 74066 | Tulsa, OK | $890 | $940 | $1,150 | $1,510 | $1,760 |
| 74068 | Tulsa, OK | $710 | $760 | $930 | $1,220 | $1,420 |
| 74071 | Tulsa, OK | $750 | $790 | $970 | $1,270 | $1,480 |
| 74131 | Tulsa, OK | $920 | $970 | $1,190 | $1,560 | $1,820 |
- 74010 · Okfuskee County, OK $970$1,270
- 74010 · Tulsa, OK $970$1,270
- 74028 · Lincoln County, OK $940$1,230
- 74028 · Tulsa, OK $940$1,230
- 74030 · Payne County, OK $920$1,210
- 74030 · Tulsa, OK $920$1,210
- 74038 · Pawnee County, OK $1,150$1,530
- 74038 · Tulsa, OK $1,150$1,530
- 74039 · Tulsa, OK $1,090$1,430
- 74041 · Tulsa, OK $1,300$1,700
- 74044 · Pawnee County, OK $1,050$1,370
- 74044 · Tulsa, OK $1,050$1,370
- 74046 · Tulsa, OK $920$1,220
- 74050 · Tulsa, OK $920$1,200
- 74052 · Tulsa, OK $920$1,210
- 74066 · Tulsa, OK $1,150$1,510
- 74068 · Tulsa, OK $930$1,220
- 74071 · Tulsa, OK $970$1,270
- 74131 · Tulsa, OK $1,190$1,560
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Creek County, 41% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
41%
of renter households spend 30% or more of their income on rent.
7,230 households rent in Creek County
- Spend half or more of their income 19%
- Spend 30% or more, but less than half 22%
- Spend less than 30% 59%
Compared with the state and the country
- Creek 41%
- Oklahoma 46%
- United States 51%
Low-income apartments
Low-income apartments in Creek County
HUD lists 21 properties with homes for low-income households in Creek County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 14
- HUD-assisted
- 4
- public housing
- 3
1,060 homes in all; 1,035 of them low-income, according to HUD.
- Unnamed Public housing 110 Cape Dr, Bristow 74010 159 low-income homes · Run by Housing Authority of the City of Bristow · Average payment: $387 a month · Average wait: 7 months · (918) 367-5558
- Penn Oaks Public housing 1100 Spruce St, Drumright 74030 148 low-income homes · Run by Housing Authority of the City of Drumright · Average payment: $259 a month · Average wait: 5 months · (918) 352-9539
- Garden Park Apts Tax credit (LIHTC) 207 N Hickory St, Sapulpa 74066 100 low-income homes · 1 bd: 64 · 2 bd: 32 · 3 bd: 4 · In service since 2000
- Lynx Crossing HUD-assisted 619 S Division St, Sapulpa 74066 63 homes, 62 low-income · For older adults · (918) 224-8306
- Bristow Village HUD-assisted 703 S Mutteloke Dr, Bristow 74010 60 low-income homes · For families · (918) 367-5395
- Cambridge Court Apts Tax credit (LIHTC) 1018 S Birch St, Sapulpa 74066 60 low-income homes · 1 bd: 8 · 2 bd: 36 · 3 bd: 16 · In service since 2002
- Wickham Gardens Apartments Tax credit (LIHTC) 1014 S Wickham Rd, Sapulpa 74066 60 low-income homes · 2 bd: 30 · 3 bd: 30 · In service since 2016 · For families
- Walnut Park Manor Tax credit (LIHTC) 1002 W Teel Rd, Sapulpa 74066 50 low-income homes · 1 bd: 18 · 2 bd: 32 · In service since 2016 · For older adults
- Hickory Crossing Tax credit (LIHTC) 2101 S Hickory St, Sapulpa 74066 40 homes, 39 low-income · 1 bd: 38 · 2 bd: 2 · In service since 1998
- Wells Building Apts Tax credit (LIHTC) 208 E Dewey Ave, Sapulpa 74066 32 low-income homes · 1 bd: 25 · 2 bd: 7 · In service since 2010 · For older adults
- Woodland Village Tax credit (LIHTC) 131 E 9th Ave, Bristow 74010 32 low-income homes · In service since 2005 · For older adults
- Kelly Heights Tax credit (LIHTC) 701 S Lynn St, Bristow 74010 30 low-income homes · 3 bd: 28 · 4 bd: 2 · In service since 2000
- Berryhill Apartments Tax credit (LIHTC) 14 E Dewey Ave, Sapulpa 74066 28 low-income homes · Studio: 1 · 1 bd: 23 · 2 bd: 4 · In service since 2017 · For people with disabilities
- Brian's Village Apts Tax credit (LIHTC) 301 Farrow Dr, Mannford 74044 28 low-income homes
- Briston Place Apts Tax credit (LIHTC) 800 S Kelly Ave, Bristow 74010 28 low-income homes · 2 bd: 9 · 3 bd: 15 · 4 bd: 4 · In service since 2000
- Sunset Village HUD-assisted 701 S McNabb Dr, Mounds 74047 46 homes, 24 low-income · For older adults · (918) 827-6686
- Drumright Place Apts Tax credit (LIHTC) 701 E Walnut St, Drumright 74030 24 low-income homes · 1 bd: 6 · 2 bd: 16 · 3 bd: 2 · In service since 1998
- Rental Public housing 311 E 2nd St, Oilton 74052 22 low-income homes · Run by Housing Authority of the City of Oilton · Average payment: $300 a month · Average wait: 25 months · (918) 639-3046
- Hickory Ridge HUD-assisted 2590 S Hickory St, Sapulpa 74066 18 homes, 17 low-income · For people with disabilities · (918) 224-6863
- Oilton Place Apts Tax credit (LIHTC) 400 S E Ave, Oilton 74052 16 low-income homes · 1 bd: 7 · 2 bd: 7 · 3 bd: 2 · In service since 1998
- Oilton Village Apts Tax credit (LIHTC) 400 S D Ave, Oilton 74052 16 low-income homes · 1 bd: 6 · 2 bd: 8 · 3 bd: 2 · In service since 1998
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Creek County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Creek County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $19,950 | $33,250 | $53,200 |
| 2 people | $22,800 | $38,000 | $60,800 |
| 3 people | $27,320 | $42,750 | $68,400 |
| 4 people | $33,000 | $47,500 | $76,000 |
| 5 people | $38,680 | $51,300 | $82,100 |
| 6 people | $44,360 | $55,100 | $88,200 |
| 7 people | $50,040 | $58,900 | $94,250 |
| 8 people | $55,720 | $62,700 | $100,350 |
Area median income: $95,000. HUD income limits by family size, Fiscal year 2026. Area: Tulsa, OK HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $852 – $1,042
- 1 bedroom $906 – $1,108
- 2 bedrooms $1,106 – $1,352
- 3 bedrooms $1,450 – $1,772
- 4 bedrooms $1,694 – $2,070
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of the City of Bristow Public housing and Section 8 vouchers · 91 vouchers · 159 public housing units (918) 367-5558 Housing Authority of the City of Bristow: ok033@bristowhousing.org
- Housing Authority of the City of Drumright Public housing · 148 public housing units (918) 352-9539 Housing Authority of the City of Drumright: ok010drumrightpha@sbcglobal.net
- Housing Authority of the City of Oilton Public housing · 22 public housing units (918) 639-3046 Housing Authority of the City of Oilton: oilpha22@sbcglobal.net
Housing agencies in Oklahoma Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Oklahoma
What Oklahoma law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 45 days
- Okla. Stat. tit. 41, §115(B)
- If I fall behind on rent, what notice must I get?
- 5 days
- Okla. Stat. tit. 41, §131(B)
- How much notice ends a month-to-month rental?
- 30 days
- Okla. Stat. tit. 41, §111(A)
Help
Where to get help with rent in Creek County
This is the nearest HUD-approved agency. They counsel for free or at low cost.
-
Quickcert, Inc.
7122 S Sheridan Rd Ste 2, Tulsa · 29 miles away · Spanish
- Pre-purchase counseling
- Rental counseling
- and 1 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Creek County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Oklahoma, the average home bill was $132 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,458
What you need before you get the keys.
What adds up
- First month
- $1,229
- Security deposit
- $1,229
- Total
- $2,458
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Creek County?
According to HUD (Fiscal year 2027): Studio: $947; 1 bedroom: $1,007; 2 bedrooms: $1,229; 3 bedrooms: $1,611; 4 bedrooms: $1,882. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Creek County?
Paying the 2-bedroom fair market rent ($1,229) without spending more than 30% of income takes $23.63 an hour full time, or $49,160 a year.
Who qualifies for Section 8 in Creek County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $47,500 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Creek County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,106 and $1,352 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Creek County?
For 2 bedrooms they run from $920 in 74030 to $1,300 in 74041. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Creek County?
HUD lists 21 properties with homes for low-income households in Creek County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Creek County?
HUD counts rent as a burden when it reaches 30% of income or more. In Creek County, 41% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).