Renting · Section 8
Data from November 2026
Renting in Choctaw County, Oklahoma
Choctaw County has a HUD fair market rent of $916 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $690 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $17.62 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $916
- a month, HUD, Fiscal year 2027
- 19% less than in Oklahoma
- Typical rent
- $690
- a month, Census, Average 2020–2024
- 32% less than in Oklahoma
- Wage needed
- $17.62
- an hour, 2 bedrooms
- Or $36,640 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 45%
- spend 30% or more of income on rent
- 2% less than in Oklahoma
Only here
Renting in Choctaw County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Choctaw County has the 3rd lowest typical household income of the 77 counties in Oklahoma ($44,081).
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20% of households in Choctaw County have no internet at home, against 8% in Oklahoma.
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Choctaw County has the 7th lowest typical rent of the 77 counties in Oklahoma ($690).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Choctaw County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $696 | $13.38 | $27,840 |
| 1 bedroom | $700 | $13.46 | $28,000 |
| 2 bedrooms | $916 | $17.62 | $36,640 |
| 3 bedrooms | $1,127 | $21.67 | $45,080 |
| 4 bedrooms | $1,204 | $23.15 | $48,160 |
HUD area: Choctaw County, OK. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 10 ZIP codes in Choctaw County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $920 in 74727 to $1,100 in 74735. 10 ZIP codes are above the county's fair market rent ($916).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 74727 | Atoka County, OK | $700 | $710 | $920 | $1,190 | $1,350 |
|---|---|---|---|---|---|---|
| 74727 | Bryan County, OK | $700 | $710 | $920 | $1,190 | $1,350 |
| 74727 | Choctaw County, OK | $700 | $710 | $920 | $1,190 | $1,350 |
| 74735 | Choctaw County, OK | $820 | $840 | $1,100 | $1,400 | $1,490 |
| 74735 | Pushmataha County, OK | $820 | $840 | $1,100 | $1,400 | $1,490 |
| 74738 | Choctaw County, OK | $730 | $730 | $960 | $1,200 | $1,260 |
| 74743 | Choctaw County, OK | $700 | $700 | $920 | $1,130 | $1,210 |
| 74756 | Choctaw County, OK | $810 | $820 | $1,070 | $1,320 | $1,410 |
| 74759 | Choctaw County, OK | $700 | $700 | $920 | $1,130 | $1,200 |
| 74761 | Choctaw County, OK | $750 | $790 | $1,030 | $1,340 | $1,460 |
- 74727 · Atoka County, OK $920$1,190
- 74727 · Bryan County, OK $920$1,190
- 74727 · Choctaw County, OK $920$1,190
- 74735 · Choctaw County, OK $1,100$1,400
- 74735 · Pushmataha County, OK $1,100$1,400
- 74738 · Choctaw County, OK $960$1,200
- 74743 · Choctaw County, OK $920$1,130
- 74756 · Choctaw County, OK $1,070$1,320
- 74759 · Choctaw County, OK $920$1,130
- 74761 · Choctaw County, OK $1,030$1,340
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Choctaw County, 45% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
45%
of renter households spend 30% or more of their income on rent.
2,028 households rent in Choctaw County
- Spend half or more of their income 22%
- Spend 30% or more, but less than half 23%
- Spend less than 30% 55%
Compared with the state and the country
- Choctaw 45%
- Oklahoma 46%
- United States 51%
Low-income apartments
Low-income apartments in Choctaw County
HUD lists 12 properties with homes for low-income households in Choctaw County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 7
- HUD-assisted
- 3
- public housing
- 2
488 homes in all; 457 of them low-income, according to HUD.
- Meadow VW + Rosewood DR Public housing 100 Meadowview St, Hugo 74743 226 homes, 220 low-income · Run by Housing Authority of the City of Hugo · Average payment: $312 a month · Average wait: 8 months · Homes at several sites · (580) 326-3348
- SOUTHWIND ACRES 221(d)4 HUD Held) HUD-assisted 548 Southwind Acres, Hugo 74743 74 low-income homes · For families · (580) 326-7842
- Burnside Estates,, LP Tax credit (LIHTC) 412 Burnside St, Hugo 74743 32 low-income homes · 1 bd: 4 · 2 bd: 28 · In service since 2017 · For people with disabilities
- Kiamichi Gardens I Tax credit (LIHTC) 1405 S K St, Hugo 74743 28 low-income homes · 1 bd: 24 · 2 bd: 4 · In service since 2002
- Belmont Place Senior Housing HUD-assisted 500 S. 14th Street, Hugo 74743 20 low-income homes · For older adults · (580) 326-5411
- Kiamichi Gardens II Tax credit (LIHTC) 1405 S K St, Hugo 74743 20 low-income homes · 1 bd: 16 · 2 bd: 4 · In service since 2007 · For older adults
- Rental Public housing 618 2nd St, Boswell 74727 18 low-income homes · Run by Housing Authority of the City of Boswell · (580) 239-0772
- Choctaw Village HUD-assisted 802 N 16th St, Hugo 74743 15 low-income homes · For older adults · (580) 317-9119
- Hugo Affordable Housing II Tax credit (LIHTC) 1100 Wind Haven Dr, Hugo 74743 10 low-income homes · 3 bd: 8 · 4 bd: 2 · In service since 2016 · For families
- Hugo Affordable Housing, III Tax credit (LIHTC) 1105 Sun Haven Dr, Hugo 74743 10 low-income homes · 3 bd: 8 · 4 bd: 2 · In service since 2016 · For people with disabilities
- Hugo Affordable Housing, IV Tax credit (LIHTC) Sunhaven Drive, Hugo 74743 10 low-income homes · 3 bd: 8 · 4 bd: 2 · In service since 2016
- Hugo Affordable Housing Tax credit (LIHTC) 1107 Wind Haven Dr, Hugo 74743 25 homes · 3 bd: 17 · 4 bd: 8 · In service since 2013 · For families
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Choctaw County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Choctaw County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $15,960 | $26,600 | $42,500 |
| 2 people | $21,640 | $30,400 | $48,600 |
| 3 people | $27,320 | $34,200 | $54,650 |
| 4 people | $33,000 | $37,950 | $60,700 |
| 5 people | $38,680 | $41,000 | $65,600 |
| 6 people | $44,050 | $44,050 | $70,450 |
| 7 people | $47,100 | $47,100 | $75,300 |
| 8 people | $50,100 | $50,100 | $80,150 |
Area median income: $65,200. HUD income limits by family size, Fiscal year 2026. Area: Choctaw County, OK. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $626 – $766
- 1 bedroom $630 – $770
- 2 bedrooms $824 – $1,008
- 3 bedrooms $1,014 – $1,240
- 4 bedrooms $1,084 – $1,324
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of the City of Hugo Public housing and Section 8 vouchers · 182 vouchers · 220 public housing units (580) 326-3348 Housing Authority of the City of Hugo: r_gilmore@hugoha.com
- Housing Authority of the City of Boswell Public housing · 18 public housing units (580) 239-0772 Housing Authority of the City of Boswell: boswellha18@yahoo.com
Housing agencies in Oklahoma Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Oklahoma
What Oklahoma law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 45 days
- Okla. Stat. tit. 41, §115(B)
- If I fall behind on rent, what notice must I get?
- 5 days
- Okla. Stat. tit. 41, §131(B)
- How much notice ends a month-to-month rental?
- 30 days
- Okla. Stat. tit. 41, §111(A)
Help
Where to get help with rent in Choctaw County
This HUD-approved agency has an office in Choctaw County. They counsel for free or at low cost.
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Housing Authority of the Choctaw Nation of Oklahoma
403 Chata Cir, Hugo
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Choctaw County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Oklahoma, the average home bill was $132 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$1,832
What you need before you get the keys.
What adds up
- First month
- $916
- Security deposit
- $916
- Total
- $1,832
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Choctaw County?
According to HUD (Fiscal year 2027): Studio: $696; 1 bedroom: $700; 2 bedrooms: $916; 3 bedrooms: $1,127; 4 bedrooms: $1,204. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Choctaw County?
Paying the 2-bedroom fair market rent ($916) without spending more than 30% of income takes $17.62 an hour full time, or $36,640 a year.
Who qualifies for Section 8 in Choctaw County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $37,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Choctaw County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $824 and $1,008 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Choctaw County?
For 2 bedrooms they run from $920 in 74727 to $1,100 in 74735. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Choctaw County?
HUD lists 12 properties with homes for low-income households in Choctaw County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Choctaw County?
HUD counts rent as a burden when it reaches 30% of income or more. In Choctaw County, 45% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).