Renting · Section 8
Data from November 2026
Renting in Caddo County, Oklahoma
Caddo County has a HUD fair market rent of $916 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $734 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $17.62 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $916
- a month, HUD, Fiscal year 2027
- 19% less than in Oklahoma
- Typical rent
- $734
- a month, Census, Average 2020–2024
- 28% less than in Oklahoma
- Wage needed
- $17.62
- an hour, 2 bedrooms
- Or $36,640 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 37%
- spend 30% or more of income on rent
- 20% less than in Oklahoma
Only here
Renting in Caddo County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Caddo County has the lowest typical rent in its area: $734, less than any of its 6 neighboring counties; next is Kiowa County ($780).
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14% of households in Caddo County have no internet at home, against 8% in Oklahoma.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Caddo County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $703 | $13.52 | $28,120 |
| 1 bedroom | $733 | $14.10 | $29,320 |
| 2 bedrooms | $916 | $17.62 | $36,640 |
| 3 bedrooms | $1,164 | $22.38 | $46,560 |
| 4 bedrooms | $1,204 | $23.15 | $48,160 |
HUD area: Caddo County, OK. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 23 ZIP codes in Caddo County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $920 in 73006 to $1,060 in 73047. 23 ZIP codes are above the county's fair market rent ($916).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 73001 | Caddo County, OK | $710 | $740 | $930 | $1,170 | $1,210 |
|---|---|---|---|---|---|---|
| 73005 | Caddo County, OK | $710 | $740 | $930 | $1,180 | $1,220 |
| 73006 | Caddo County, OK | $710 | $730 | $920 | $1,260 | $1,520 |
| 73006 | Lawton, OK | $710 | $730 | $920 | $1,260 | $1,520 |
| 73009 | Caddo County, OK | $700 | $730 | $920 | $1,160 | $1,200 |
| 73015 | Caddo County, OK | $700 | $770 | $920 | $1,180 | $1,420 |
| 73015 | Kiowa County, OK | $700 | $770 | $920 | $1,180 | $1,420 |
| 73015 | Washita County, OK | $700 | $770 | $920 | $1,180 | $1,420 |
| 73017 | Caddo County, OK | $710 | $720 | $920 | $1,260 | $1,520 |
| 73017 | Grady County, OK | $710 | $720 | $920 | $1,260 | $1,520 |
| 73017 | Lawton, OK | $710 | $720 | $920 | $1,260 | $1,520 |
| 73029 | Caddo County, OK | $700 | $730 | $920 | $1,160 | $1,200 |
| 73033 | Caddo County, OK | $700 | $730 | $920 | $1,160 | $1,200 |
| 73038 | Caddo County, OK | $710 | $740 | $930 | $1,180 | $1,220 |
| 73042 | Caddo County, OK | $700 | $730 | $920 | $1,160 | $1,200 |
| 73047 | Blaine County, OK | $820 | $850 | $1,060 | $1,360 | $1,430 |
| 73047 | Caddo County, OK | $820 | $850 | $1,060 | $1,360 | $1,430 |
| 73047 | Grady County, OK | $820 | $850 | $1,060 | $1,360 | $1,430 |
| 73047 | Oklahoma City, OK | $820 | $850 | $1,060 | $1,360 | $1,430 |
| 73048 | Blaine County, OK | $720 | $750 | $950 | $1,190 | $1,420 |
| 73048 | Caddo County, OK | $720 | $750 | $950 | $1,190 | $1,420 |
| 73048 | Custer County, OK | $720 | $750 | $950 | $1,190 | $1,420 |
| 73053 | Caddo County, OK | $700 | $730 | $920 | $1,160 | $1,200 |
- 73001 · Caddo County, OK $930$1,170
- 73005 · Caddo County, OK $930$1,180
- 73006 · Caddo County, OK $920$1,260
- 73006 · Lawton, OK $920$1,260
- 73009 · Caddo County, OK $920$1,160
- 73015 · Caddo County, OK $920$1,180
- 73015 · Kiowa County, OK $920$1,180
- 73015 · Washita County, OK $920$1,180
- 73017 · Caddo County, OK $920$1,260
- 73017 · Grady County, OK $920$1,260
- 73017 · Lawton, OK $920$1,260
- 73029 · Caddo County, OK $920$1,160
- 73033 · Caddo County, OK $920$1,160
- 73038 · Caddo County, OK $930$1,180
- 73042 · Caddo County, OK $920$1,160
- 73047 · Blaine County, OK $1,060$1,360
- 73047 · Caddo County, OK $1,060$1,360
- 73047 · Grady County, OK $1,060$1,360
- 73047 · Oklahoma City, OK $1,060$1,360
- 73048 · Blaine County, OK $950$1,190
- 73048 · Caddo County, OK $950$1,190
- 73048 · Custer County, OK $950$1,190
- 73053 · Caddo County, OK $920$1,160
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Caddo County, 37% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
37%
of renter households spend 30% or more of their income on rent.
2,471 households rent in Caddo County
- Spend half or more of their income 16%
- Spend 30% or more, but less than half 21%
- Spend less than 30% 63%
Compared with the state and the country
- Caddo 37%
- Oklahoma 46%
- United States 51%
Low-income apartments
Low-income apartments in Caddo County
HUD lists 16 properties with homes for low-income households in Caddo County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 6
- HUD-assisted
- 3
- public housing
- 7
426 homes in all; 425 of them low-income, according to HUD.
- Unnamed Public housing 615 E Texas Dr, Anadarko 73005 80 low-income homes · Run by Housing Authority of the City of Anadarko · Average payment: $376 a month · Average wait: 13 months · (405) 247-3110
- Anadarko Village Tax credit (LIHTC) 400 S Country Club Rd, Anadarko 73005 48 homes, 47 low-income · 1 bd: 12 · 2 bd: 36 · In service since 2001
- Iscani Subdivision To the City of Tax credit (LIHTC) 206 E Coronado Cir, Anadarko 73005 40 low-income homes · 2 bd: 24 · 3 bd: 16 · In service since 2009 · For people with disabilities
- Housing Authority of the Caddo Electric Public housing Lookeba 73053 34 low-income homes · Run by Housing Authority of the Caddo Electric Cooperativ · Average payment: $481 a month · Average wait: 4 months · (405) 457-6323
- Rental Public housing Cement 73017 34 low-income homes · Run by Housing Authority of the Town of Cement · Average payment: $318 a month · Average wait: 13 months · (405) 489-3674
- Rental Public housing 412 Oak St, Apache 73006 30 low-income homes · Run by Housing Authority of the Town of Apache · Average payment: $273 a month · (580) 588-3664
- Iscani Subdivision City of Anadarko Phase I Tax credit (LIHTC) 1 Coronado Cir, Anadarko 73005 25 low-income homes · 1 bd: 3 · 2 bd: 10 · 3 bd: 12 · In service since 2008 · For people with disabilities
- Westside Village Tax credit (LIHTC) 600 W Main ST, Hinton 73047 24 low-income homes · In service since 1994
- Cyril Housing Authority Public housing Cyril 73029 20 low-income homes · Run by Housing Authority of the Town of Cyril · Average payment: $251 a month · (580) 464-2439
- Unnamed Public housing Fort Cobb 73038 20 low-income homes · Run by Housing Authority of the Town of Fort Cobb · Average payment: $335 a month · Average wait: 14 months · (405) 643-2111
- Anadarko Willows HUD-assisted 901 Wells Dr, Anadarko 73005 17 low-income homes · For people with disabilities · (405) 247-1020
- Canyon Ridge Apts Tax credit (LIHTC) 201 E Skyview Dr, Hinton 73047 16 low-income homes
- Rental Public housing 507 W 4th St, Hydro 73048 16 low-income homes · Run by Housing Authority of the Town of Hydro · Average payment: $378 a month · Average wait: 13 months · (405) 663-2326
- Anadarko Group Homes HUD-assisted 406 Knox St, Anadarko 73005 12 low-income homes · For people with disabilities · (405) 247-6727
- Cedar Ridge Apts of Bing Tax credit (LIHTC) 407 W Locust ST, Binger 73009 6 low-income homes
- The Elms HUD-assisted 319 W Oklahoma Ave, Anadarko 73005 4 low-income homes · For people with disabilities · (405) 247-1020
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Caddo County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 7 agencies serve in Caddo County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $15,960 | $26,600 | $42,500 |
| 2 people | $21,640 | $30,400 | $48,600 |
| 3 people | $27,320 | $34,200 | $54,650 |
| 4 people | $33,000 | $37,950 | $60,700 |
| 5 people | $38,680 | $41,000 | $65,600 |
| 6 people | $44,050 | $44,050 | $70,450 |
| 7 people | $47,100 | $47,100 | $75,300 |
| 8 people | $50,100 | $50,100 | $80,150 |
Area median income: $71,800. HUD income limits by family size, Fiscal year 2026. Area: Caddo County, OK. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $633 – $773
- 1 bedroom $660 – $806
- 2 bedrooms $824 – $1,008
- 3 bedrooms $1,048 – $1,280
- 4 bedrooms $1,084 – $1,324
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of the City of Anadarko Public housing · 80 public housing units (405) 247-3110 Housing Authority of the City of Anadarko: anadarkohousing@cebridge.net
- Housing Authority of the Town of Cement Public housing · 34 public housing units (405) 489-3674
- Housing Authority of the Caddo Electric Cooperativ Public housing · 34 public housing units (405) 457-6323 Housing Authority of the Caddo Electric Cooperativ: kristidmyers@sbcglobal.net
- Housing Authority of the Town of Apache Public housing · 30 public housing units (580) 588-3664 Housing Authority of the Town of Apache: bob.farley@phamail.com
- Housing Authority of the Town of Cyril Public housing · 20 public housing units (580) 464-2439 Housing Authority of the Town of Cyril: Cyrilhousing@gmail.com
- Housing Authority of the Town of Fort Cobb Public housing · 20 public housing units (405) 643-2111 Housing Authority of the Town of Fort Cobb: fcpha@att.net
- Housing Authority of the Town of Hydro Public housing · 16 public housing units (405) 663-2326 Housing Authority of the Town of Hydro: ok046hydro@hotmail.com
Housing agencies in Oklahoma Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Oklahoma
What Oklahoma law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 45 days
- Okla. Stat. tit. 41, §115(B)
- If I fall behind on rent, what notice must I get?
- 5 days
- Okla. Stat. tit. 41, §131(B)
- How much notice ends a month-to-month rental?
- 30 days
- Okla. Stat. tit. 41, §111(A)
Help
Where to get help with rent in Caddo County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.
319 SW 25th St, Oklahoma City · 52 miles away
- Mortgage delinquency and default
- Pre-purchase counseling
- and 1 more
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Neighborhood Housing Services Oklahoma City
4101 N Classen Blvd Ste A, Oklahoma City · 53 miles away · Spanish
- Mortgage delinquency and default
- Pre-purchase counseling
- and 1 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Caddo County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Oklahoma, the average home bill was $132 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$1,832
What you need before you get the keys.
What adds up
- First month
- $916
- Security deposit
- $916
- Total
- $1,832
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Caddo County?
According to HUD (Fiscal year 2027): Studio: $703; 1 bedroom: $733; 2 bedrooms: $916; 3 bedrooms: $1,164; 4 bedrooms: $1,204. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Caddo County?
Paying the 2-bedroom fair market rent ($916) without spending more than 30% of income takes $17.62 an hour full time, or $36,640 a year.
Who qualifies for Section 8 in Caddo County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $37,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Caddo County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $824 and $1,008 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Caddo County?
For 2 bedrooms they run from $920 in 73006 to $1,060 in 73047. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Caddo County?
HUD lists 16 properties with homes for low-income households in Caddo County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Caddo County?
HUD counts rent as a burden when it reaches 30% of income or more. In Caddo County, 37% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).