Typical home value from Zillow, September 2021 to September 2026: from $101,335 to $119,008.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Wellston is in Jackson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jackson County. See the county
What this place has that others do not, from public data, most unusual first.
1
According to Zillow, in the 12 months to September 2026 the typical home value in Wellston fell 2.9%; in Ohio, it rose 3.2%.
2
The typical home in Wellston is worth $124,000,18% less than in Jackson County as a whole ($150,700).
Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data
The homes here
Housing in Wellston
What homes there are in Wellston, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Wellston
Jackson County
Ohio
United States
Kind of home: Wellston and its comparisons
Measure
Wellston
Jackson County
Ohio
United States
Detached house
70%
70%
69%
61%
Attached house
Unreliable estimate
Unreliable estimate
5%
6%
Building of 2 to 4
Unreliable estimate
4%
8%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
15%
19%
Mobile home
Unreliable estimate
19%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Wellston, 7 in 10 homes are single-family detached houses, about the same as in Jackson County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Wellston
Jackson County
Ohio
United States
Year built: Wellston and its comparisons
Measure
Wellston
Jackson County
Ohio
United States
Before 1960
37%
31%
38%
26%
1960–1979
24%
21%
26%
24%
1980–1999
19%
26%
20%
25%
2000–2009
15%
13%
10%
14%
2010 or later
Unreliable estimate
9%
7%
11%
The typical home in Wellston was built in 1974, 5 years before the typical one in Jackson County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K34%
$100K–$200K42%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Wellston and its comparisons
Measure
Wellston
Under $100K
34%
$100K–$200K
42%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99936%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Wellston and its comparisons
Measure
Wellston
Under $500
Unreliable estimate
$500–$999
36%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,046 a month
Jackson County: $1,234 a month
Without a mortgage
$473 a month
Jackson County: $488 a month
Owners with a mortgage
50%
Jackson County: 51%
In Wellston, 50% of owners have a mortgage, and their typical cost is $1,046 a month, against $1,234 in Jackson County. Without one it drops to $473.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
WellstonNo clear change
Jackson County+55%
Ohio+47%
United States+53%
Typical rent
WellstonUnreliable
Jackson County+9%
Ohio+28%
United States+33%
Typical household income
WellstonNo clear change
Jackson County+20%
Ohio+26%
United States+29%
Change since 2015–2019: Wellston and its comparisons
Measure
Wellston
Jackson County
Ohio
United States
Typical home value
No clear change
+55%
+47%
+53%
Typical rent
Unreliable estimate
+9%
+28%
+33%
Typical household income
No clear change
+20%
+26%
+29%
The typical home value in Wellston stayed about the same since 2015–2019: the Census sees no clear change.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Wellston and its comparisons
Measure
Wellston
Jackson County
Ohio
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
3.7%
1.5%
3.4%
People per household
2.63
2.50
2.37
2.53
Drive alone
80%
81%
75%
69%
Carpool
Unreliable estimate
9%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
Unreliable estimate
6%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 2.63 on average, against 2.50 in Jackson County.
The car rules in Wellston: 80% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Wellston?
A typical home is within reach of the typical income
We start with a typical home in Wellston, worth $124,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 22% of the typical household income in Wellston, which is $56,193 a year.
The calculator's FHA and conventional loan limits are those of all of Jackson County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Wellston. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,340 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,034
at 7.18% · 30 years
Loan amount
$121,754
Total interest
$175,176
Paid off in
November 2056
Includes $2,094 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,311 a month
Your payment · 22%
Tight
$1,311 to $1,686 a month
Hard
more than $1,686 a month
Compared with the typical household income in Wellston ($56,193 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$825
Property tax
$102
Home insurance
$52
FHA mortgage insurance (MIP)
$55
You need at least $4,340 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,034; principal and interest $825.
The city and its county
Wellston and Jackson County
Wellston is in Jackson County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Wellston
Map of Jackson County, Ohio, with Wellston marked. Around it, the neighboring counties.
Wellston
Jackson County
Other cities with a page
Wellston's own numbers
Typical home value
$124,000
Typical yearly household income
$56,193
Households that own their home
71%
Effective property tax rate
0.99%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Jackson County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jackson County.
A typical home in Wellston is worth $124,000: 18% below the county and 42% below Ohio. With the typical household income in Wellston ($56,193 a year), a typical home costs 2.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Wellston2.2 years
Jackson2.6 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Jackson County
According to FHFA’s house price index, home prices in Jackson County rose 76% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Jackson County.
Yearly change in FHFA’s price index in Jackson County, 2016 to 2025
2016: −2.2% −2.2% 2016
2017: +3.5% +3.5% 2017
2018: +5.9% +5.9% 2018
2019: +7.3% +7.3% 2019
2020: −1.1% −1.1% 2020
2021: +10.3% +10.3% 2021
2022: +12.3% +12.3% 2022
2023: +18.8% +18.8% 2023
2024: +2.4% +2.4% 2024
2025: +2.3% +2.3% 2025
Change in FHFA’s price index in Jackson County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+2.3%
+4.8%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+76%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Wellston next to Jackson County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Wellston$124,000
Jackson$150,700
Ohio$214,800
United States$332,700
Typical yearly household income
Wellston$56,193
Jackson$57,106
Ohio$71,389
United States$80,734
See the full table
Wellston next to Jackson County and Ohio
Measure
Wellston
Jackson County
Ohio
U.S.
Typical home value
$124,000 ▼18% below the county
$150,700
$214,800
$332,700
Typical yearly household income
$56,193
$57,106
$71,389
$80,734
Households that own their home
71% ▼3 points below the county
74%
67%
65%
Typical yearly property tax
$1,233 ▼10% below the county
$1,363
$2,822
$3,119
Effective property tax rate
0.99% ▲0.09 points above the county
0.9%
1.31%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jackson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Wellston
For a typical $124,000 home in Wellston, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Wellston's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,034a month
Least cash to close
Down payment
$4,340
Cash to close
$8,060
Rate
7.18%
Mortgage insurance
FHA MIP · $55
Conventional, 5% down$1,011a month
Down payment
$6,200
Cash to close
$9,920
Rate
7.18%
Mortgage insurance
PMI · $59
Conventional, 20% down, no PMI$826a month
Down payment
$24,800
Cash to close
$28,520
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$941a month
Down payment
$18,600
Cash to close
$22,320
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Wellston
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,034
$4,340
$121,754
7.18%
FHA MIP · $55
$8,060
580
Conventional, 5% down
$1,011
$6,200
$117,800
7.18%
PMI · $59
$9,920
620*
Conventional, 20% down, no PMI
$826
$24,800
$99,200
7.18%
None
$28,520
620*
ITIN, 15% down (example)
$941
$18,600
$105,400
8.18%
None
$22,320
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
The Census Bureau publishes no typical rent for Wellston. Below are the fair market rents for Jackson County.
HUD publishes a fair market rent for all of Jackson County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Jackson County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$758
$14.58
$30,320
1 bedroom
$772
$14.85
$30,880
2 bedrooms
$1,003
$19.29
$40,120
3 bedrooms
$1,246
$23.96
$49,840
4 bedrooms
$1,333
$25.63
$53,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Wellston
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Wellston is in ZIP code 45692.
For 2 bedrooms it is $1,080: $77 more than the fair market rent for Jackson County ($1,003).
Fair market rent by ZIP code and size in Wellston, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
45692
$820
$830
$1,080
$1,340
$1,440
ZIP code2 bd3 bd
45692 $1,080$1,340
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Wellston when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Jackson County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Wellston or Jackson County. The ones below are statewide in Ohio: they work in Wellston the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Wellston or Jackson County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Wellston and all of Jackson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Wellston?
The typical home value in Wellston is $124,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jackson County it is $150,700.
What is the FHA loan limit in Wellston?
Wellston uses the FHA limit for all of Jackson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Wellston?
The typical homeowner in Wellston pays $1,233 a year, according to the U.S. Census Bureau. That is 0.99% of the home’s value; in Jackson County, the rate is 0.9%.
Where can I find free help to buy or rent in Wellston?
We found no HUD-approved counseling agencies with an office in Jackson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
