In Jackson, a typical home is worth $153,600 and typical rent is $759 a month. Compared with all of Jackson County, typical household income is 6% lower and the share of households that own their home is 16 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $156,146 to $174,385.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Jackson is in Jackson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jackson County. See the county
What this place has that others do not, from public data, most unusual first.
1
Jackson has the 12th lowest typical rent of the 285 cities in Ohio with more than 5,000 people ($759).
2
Nearby, in Portsmouth, the typical home value is $103,300: 33% less than in Jackson ($153,600).
3
58% of households in Jackson own their home, against 74% in Jackson County.
4
According to Zillow, in the 12 months to September 2026 the typical home value in Jackson fell 0.5%; in Ohio, it rose 3.2%.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Jackson
What homes there are in Jackson, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Jackson
Jackson County
Ohio
United States
Kind of home: Jackson and its comparisons
Measure
Jackson
Jackson County
Ohio
United States
Detached house
72%
70%
69%
61%
Attached house
Unreliable estimate
Unreliable estimate
5%
6%
Building of 2 to 4
Unreliable estimate
4%
8%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
15%
19%
Mobile home
Unreliable estimate
19%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Jackson, 7 in 10 homes are single-family detached houses, about the same as in Jackson County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Jackson
Jackson County
Ohio
United States
Year built: Jackson and its comparisons
Measure
Jackson
Jackson County
Ohio
United States
Before 1960
51%
31%
38%
26%
1960–1979
19%
21%
26%
24%
1980–1999
23%
26%
20%
25%
2000–2009
Unreliable estimate
13%
10%
14%
2010 or later
Unreliable estimate
9%
7%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K20%
$100K–$200K57%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Jackson and its comparisons
Measure
Jackson
Under $100K
20%
$100K–$200K
57%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99968%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Jackson and its comparisons
Measure
Jackson
Under $500
Unreliable estimate
$500–$999
68%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,184 a month
Jackson County: $1,234 a month
Without a mortgage
$424 a month
Jackson County: $488 a month
Owners with a mortgage
56%
Jackson County: 51%
In Jackson, 56% of owners have a mortgage; their typical cost is $1,184 a month, about the same as in Jackson County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Jackson+62%
Jackson County+55%
Ohio+47%
United States+53%
Typical rent
JacksonNo clear change
Jackson County+9%
Ohio+28%
United States+33%
Typical household income
JacksonNo clear change
Jackson County+20%
Ohio+26%
United States+29%
Change since 2015–2019: Jackson and its comparisons
Measure
Jackson
Jackson County
Ohio
United States
Typical home value
+62%
+55%
+47%
+53%
Typical rent
No clear change
+9%
+28%
+33%
Typical household income
No clear change
+20%
+26%
+29%
The typical home value in Jackson rose 62% since 2015–2019, more than in Jackson County (55%).
Rent in Jackson moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Jackson and its comparisons
Measure
Jackson
Jackson County
Ohio
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
3.7%
1.5%
3.4%
People per household
2.22
2.50
2.37
2.53
Drive alone
78%
81%
75%
69%
Carpool
Unreliable estimate
9%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
Unreliable estimate
6%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.22 on average, against 2.50 in Jackson County.
To get to work, 78% of workers in Jackson drive alone; in Jackson County, 81%.
Do the math
What would you pay each month for a home in Jackson?
A typical home is tight for the typical income
We start with a typical home in Jackson, worth $153,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Jackson, which is $53,538 a year. For that payment to be 28% of income, a household would need to earn about $54,104 a year.
The calculator's FHA and conventional loan limits are those of all of Jackson County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Jackson. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,376 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,262
at 7.18% · 30 years
Loan amount
$150,818
Total interest
$216,992
Paid off in
November 2056
Includes $2,594 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,249 a month
Tight
$1,249 to $1,606 a month
Your payment · 28%
Hard
more than $1,606 a month
Compared with the typical household income in Jackson ($53,538 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,022
Property tax
$109
Home insurance
$64
FHA mortgage insurance (MIP)
$68
You need at least $5,376 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,262; principal and interest $1,022.
The city and its county
Jackson and Jackson County
Jackson is in Jackson County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Jackson
Map of Jackson County, Ohio, with Jackson marked. Around it, the neighboring counties.
Jackson
Jackson County
Other cities with a page
Jackson's own numbers
Typical home value
$153,600
Typical monthly rent
$759
Typical yearly household income
$53,538
Households that own their home
58%
Effective property tax rate
0.85%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Jackson County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jackson County.
A typical home in Jackson is worth $153,600: about the same as the county and 28% below Ohio. With the typical household income in Jackson ($53,538 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Jackson2.9 years
County2.6 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Jackson County
According to FHFA’s house price index, home prices in Jackson County rose 76% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Jackson County.
Yearly change in FHFA’s price index in Jackson County, 2016 to 2025
2016: −2.2% −2.2% 2016
2017: +3.5% +3.5% 2017
2018: +5.9% +5.9% 2018
2019: +7.3% +7.3% 2019
2020: −1.1% −1.1% 2020
2021: +10.3% +10.3% 2021
2022: +12.3% +12.3% 2022
2023: +18.8% +18.8% 2023
2024: +2.4% +2.4% 2024
2025: +2.3% +2.3% 2025
Change in FHFA’s price index in Jackson County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+2.3%
+4.8%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+76%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Jackson next to Jackson County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Jackson$153,600
County$150,700
Ohio$214,800
United States$332,700
Typical monthly rent
Jackson$759
County$769
Ohio$1,034
United States$1,413
Typical yearly household income
Jackson$53,538
County$57,106
Ohio$71,389
United States$80,734
See the full table
Jackson next to Jackson County and Ohio
Measure
Jackson
Jackson County
Ohio
U.S.
Typical home value
$153,600
$150,700
$214,800
$332,700
Typical monthly rent
$759
$769
$1,034
$1,413
Typical yearly household income
$53,538 ▼6% below the county
$57,106
$71,389
$80,734
Households that own their home
58% ▼16 points below the county
74%
67%
65%
Typical yearly property tax
$1,306 ▼4% below the county
$1,363
$2,822
$3,119
Effective property tax rate
0.85% ▼0.05 points below the county
0.9%
1.31%
0.94%
Renters with high rent for their income
46%
46%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jackson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Jackson
For a typical $153,600 home in Jackson, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jackson's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,262a month
Least cash to close
Down payment
$5,376
Cash to close
$9,984
Rate
7.18%
Mortgage insurance
FHA MIP · $68
Conventional, 5% down$1,234a month
Down payment
$7,680
Cash to close
$12,288
Rate
7.18%
Mortgage insurance
PMI · $73
Conventional, 20% down, no PMI$1,005a month
Down payment
$30,720
Cash to close
$35,328
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,147a month
Down payment
$23,040
Cash to close
$27,648
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Jackson
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,262
$5,376
$150,818
7.18%
FHA MIP · $68
$9,984
580
Conventional, 5% down
$1,234
$7,680
$145,920
7.18%
PMI · $73
$12,288
620*
Conventional, 20% down, no PMI
$1,005
$30,720
$122,880
7.18%
None
$35,328
620*
ITIN, 15% down (example)
$1,147
$23,040
$130,560
8.18%
None
$27,648
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Jackson is $759 a month: about the same as the county. In Jackson, 46% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Jackson County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Jackson County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$758
$14.58
$30,320
1 bedroom
$772
$14.85
$30,880
2 bedrooms
$1,003
$19.29
$40,120
3 bedrooms
$1,246
$23.96
$49,840
4 bedrooms
$1,333
$25.63
$53,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Jackson
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jackson is in ZIP code 45640.
For 2 bedrooms it is $1,000: $3 less than the fair market rent for Jackson County ($1,003).
Fair market rent by ZIP code and size in Jackson, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
45640
$760
$770
$1,000
$1,250
$1,330
ZIP code2 bd3 bd
45640 $1,000$1,250
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jackson when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 9 buildings with rents for lower incomes in Jackson. These are the largest.
Bundy Heights254 E Main St, Jackson 45640165 low-income homes · Run by Jackson County Metropolitan Housing Authority · Average payment: $335 a month · Average wait: 13 months(740) 384-5627
Holly Hills Apts700 Holly Hill Dr, Jackson 4564072 homes, 60 low-income · 2 bd: 60 · 3 bd: 12 · In service since 2001 · For older adults
Stonecrest South Apts25 Honeysuckle Ln, Jackson 4564060 low-income homes · 1 bd: 36 · 2 bd: 24 · In service since 1997
Jackson Family Apts6 Powell Dr, Jackson 4564042 low-income homes · In service since 1992
Jackson Retirement Village134 Powell Dr, Jackson 4564042 low-income homes · 1 bd: 41 · 2 bd: 1 · In service since 1995
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Jackson County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Jackson or Jackson County. The ones below are statewide in Ohio: they work in Jackson the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Jackson or Jackson County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Jackson and all of Jackson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Jackson?
The typical home value in Jackson is $153,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jackson County it is $150,700.
How much does it cost to rent in Jackson?
Typical rent in Jackson is $759 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jackson County is $1,003.
What is the FHA loan limit in Jackson?
Jackson uses the FHA limit for all of Jackson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Jackson?
The typical homeowner in Jackson pays $1,306 a year, according to the U.S. Census Bureau. That is 0.85% of the home’s value; in Jackson County, the rate is 0.9%.
Where can I find free help to buy or rent in Jackson?
We found no HUD-approved counseling agencies with an office in Jackson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
