In Rossford, a typical home is worth $174,900 and typical rent is $898 a month. Compared with all of Wood County, the typical home value is 23% lower and typical rent is 8% lower.
Typical home value from Zillow, September 2021 to September 2026: from $161,677 to $198,640.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Rossford is in Wood County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wood County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Toledo, the typical home value is $114,500: 35% less than in Rossford ($174,900).
2
The typical home in Rossford is worth $174,900,23% less than in Wood County as a whole ($227,600).
3
11% of households in Rossford have no internet at home (5% in Wood County).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Rossford
What homes there are in Rossford, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Rossford
Wood County
Ohio
United States
Kind of home: Rossford and its comparisons
Measure
Rossford
Wood County
Ohio
United States
Detached house
70%
64%
69%
61%
Attached house
Unreliable estimate
4%
5%
6%
Building of 2 to 4
Unreliable estimate
6%
8%
8%
Apartments (5 or more)
18%
20%
15%
19%
Mobile home
Unreliable estimate
6%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Rossford: 70% of homes, more than in Wood County (64%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Rossford
Wood County
Ohio
United States
Year built: Rossford and its comparisons
Measure
Rossford
Wood County
Ohio
United States
Before 1960
40%
26%
38%
26%
1960–1979
34%
26%
26%
24%
1980–1999
15%
25%
20%
25%
2000–2009
Unreliable estimate
14%
10%
14%
2010 or later
Unreliable estimate
9%
7%
11%
In Rossford, half of the homes were built before 1971; in Wood County, before 1978.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K52%
$200K–$300K27%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Rossford and its comparisons
Measure
Rossford
Under $100K
Unreliable estimate
$100K–$200K
52%
$200K–$300K
27%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99947%
$1,000–$1,49920%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Rossford and its comparisons
Measure
Rossford
Under $500
Unreliable estimate
$500–$999
47%
$1,000–$1,499
20%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,450 a month
Wood County: $1,626 a month
Without a mortgage
$720 a month
Wood County: $640 a month
Owners with a mortgage
71%
Wood County: 62%
Owning costs less in Rossford: with a mortgage, the typical cost is $1,450 a month; in Wood County, $1,626. Without one, $720.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Rossford+23%
Wood County+39%
Ohio+47%
United States+53%
Typical rent
Rossford+27%
Wood County+22%
Ohio+28%
United States+33%
Typical household income
RossfordNo clear change
Wood County+19%
Ohio+26%
United States+29%
Change since 2015–2019: Rossford and its comparisons
Measure
Rossford
Wood County
Ohio
United States
Typical home value
+23%
+39%
+47%
+53%
Typical rent
+27%
+22%
+28%
+33%
Typical household income
No clear change
+19%
+26%
+29%
Homes in Rossford gained value more slowly than in Wood County: 23% since 2015–2019, against 39%.
Rents in Rossford rose faster than in Wood County: 27% since 2015–2019, against 22%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Rossford and its comparisons
Measure
Rossford
Wood County
Ohio
United States
Rental vacancy
Unreliable estimate
3.0%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.1%
1.5%
3.4%
People per household
2.29
2.33
2.37
2.53
Drive alone
81%
80%
75%
69%
Carpool
Unreliable estimate
6%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
7%
10%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
A household in Rossford has 2.29 people on average, about the same as in Wood County (2.33).
To get to work, 81% of workers in Rossford drive alone; in Wood County, 80%.
Do the math
What would you pay each month for a home in Rossford?
A typical home is within reach of the typical income
We start with a typical home in Rossford, worth $174,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Rossford, which is $71,199 a year.
The calculator's FHA and conventional loan limits are those of all of Wood County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Rossford. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,122 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,588
at 7.18% · 30 years
Loan amount
$171,732
Total interest
$247,082
Paid off in
November 2056
Includes $2,954 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,661 a month
Your payment · 27%
Tight
$1,661 to $2,136 a month
Hard
more than $2,136 a month
Compared with the typical household income in Rossford ($71,199 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,163
Property tax
$274
Home insurance
$73
FHA mortgage insurance (MIP)
$77
You need at least $6,122 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,588; principal and interest $1,163.
The city and its county
Rossford and Wood County
Rossford is in Wood County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Rossford
Map of Wood County, Ohio, with Rossford marked. Around it, the neighboring counties.
Rossford
Wood County
Other cities with a page
Rossford's own numbers
Typical home value
$174,900
Typical monthly rent
$898
Typical yearly household income
$71,199
Households that own their home
64%
Effective property tax rate
1.88%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Wood County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,145
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wood County.
A typical home in Rossford is worth $174,900: 23% below the county and 19% below Ohio. With the typical household income in Rossford ($71,199 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Rossford2.5 years
Wood3.1 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Wood County
According to FHFA’s house price index, home prices in Wood County rose 77% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Wood County.
Yearly change in FHFA’s price index in Wood County, 2016 to 2025
2016: +2.8% +2.8% 2016
2017: +4.5% +4.5% 2017
2018: +5.2% +5.2% 2018
2019: +3.4% +3.4% 2019
2020: +3.4% +3.4% 2020
2021: +9.5% +9.5% 2021
2022: +11.1% +11.1% 2022
2023: +8.2% +8.2% 2023
2024: +7.2% +7.2% 2024
2025: +3.8% +3.8% 2025
Change in FHFA’s price index in Wood County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+3.8%
+4.8%
+2.9%
5 years (2020–2025)
+46%
+53%
+47%
10 years (2015–2025)
+77%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Rossford next to Wood County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Rossford$174,900
Wood$227,600
Ohio$214,800
United States$332,700
Typical monthly rent
Rossford$898
Wood$972
Ohio$1,034
United States$1,413
Typical yearly household income
Rossford$71,199
Wood$74,216
Ohio$71,389
United States$80,734
See the full table
Rossford next to Wood County and Ohio
Measure
Rossford
Wood County
Ohio
U.S.
Typical home value
$174,900 ▼23% below the county
$227,600
$214,800
$332,700
Typical monthly rent
$898 ▼8% below the county
$972
$1,034
$1,413
Typical yearly household income
$71,199 ▼4% below the county
$74,216
$71,389
$80,734
Households that own their home
64%
64%
67%
65%
Typical yearly property tax
$3,296 ▲8% above the county
$3,059
$2,822
$3,119
Effective property tax rate
1.88% ▲0.54 points above the county
1.34%
1.31%
0.94%
Renters with high rent for their income
47% ▲3 points above the county
44%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wood County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Rossford
For a typical $174,900 home in Rossford, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Rossford's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,588a month
Least cash to close
Down payment
$6,122
Cash to close
$11,369
Rate
7.18%
Mortgage insurance
FHA MIP · $77
Conventional, 5% down$1,556a month
Down payment
$8,745
Cash to close
$13,992
Rate
7.18%
Mortgage insurance
PMI · $83
Conventional, 20% down, no PMI$1,295a month
Down payment
$34,980
Cash to close
$40,227
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,456a month
Down payment
$26,235
Cash to close
$31,482
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Rossford
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,588
$6,122
$171,732
7.18%
FHA MIP · $77
$11,369
580
Conventional, 5% down
$1,556
$8,745
$166,155
7.18%
PMI · $83
$13,992
620*
Conventional, 20% down, no PMI
$1,295
$34,980
$139,920
7.18%
None
$40,227
620*
ITIN, 15% down (example)
$1,456
$26,235
$148,665
8.18%
None
$31,482
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Rossford is $898 a month: 8% below the county. In Rossford, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Wood County, by unit size. To pay the 2-bedroom one ($1,145 a month) without spending more than 30% of your income, you would need to earn $22.02 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Wood County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$822
$15.81
$32,880
1 bedroom
$875
$16.83
$35,000
2 bedrooms
$1,145
$22.02
$45,800
3 bedrooms
$1,461
$28.10
$58,440
4 bedrooms
$1,558
$29.96
$62,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Rossford
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Rossford has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,080 in 43460 to $1,490 in 43551.
1 of the 2 is above the fair market rent for Wood County ($1,145).
Fair market rent by ZIP code and size in Rossford, fiscal year 2027.
43460
$780
$830
$1,080
$1,380
$1,470
43551
$1,070
$1,140
$1,490
$1,900
$2,030
ZIP code2 bd3 bd
43460 $1,080$1,380
43551 $1,490$1,900
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Rossford when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Wood County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Rossford or Wood County. The ones below are statewide in Ohio: they work in Rossford the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Rossford or Wood County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Rossford and all of Wood County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Rossford?
The typical home value in Rossford is $174,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wood County it is $227,600.
How much does it cost to rent in Rossford?
Typical rent in Rossford is $898 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wood County is $1,145.
What is the FHA loan limit in Rossford?
Rossford uses the FHA limit for all of Wood County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Rossford?
The typical homeowner in Rossford pays $3,296 a year, according to the U.S. Census Bureau. That is 1.88% of the home’s value; in Wood County, the rate is 1.34%.
Where can I find free help to buy or rent in Rossford?
We found no HUD-approved counseling agencies with an office in Wood County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
