In Bowling Green, a typical home is worth $226,100 and typical rent is $897 a month. Compared with all of Wood County, typical household income is 39% lower, typical rent is 8% lower, and the share of households that own their home is 30 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $214,401 to $263,330.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Bowling Green is in Wood County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wood County. See the county
What this place has that others do not, from public data, most unusual first.
1
34% of households in Bowling Green own their home, against 64% in Wood County.
2
The typical household income in Bowling Green is $45,154,39% less than in Wood County as a whole ($74,216).
3
Nearby, in Rossford, the typical home value is $174,900: 23% less than in Bowling Green ($226,100).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Bowling Green
What homes there are in Bowling Green, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Bowling Green
Wood County
Ohio
United States
Kind of home: Bowling Green and its comparisons
Measure
Bowling Green
Wood County
Ohio
United States
Detached house
39%
64%
69%
61%
Attached house
5%
4%
5%
6%
Building of 2 to 4
9%
6%
8%
8%
Apartments (5 or more)
43%
20%
15%
19%
Mobile home
4%
6%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Bowling Green, the apartment is the most common kind of home: 43%, against 20% in Wood County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Bowling Green
Wood County
Ohio
United States
Year built: Bowling Green and its comparisons
Measure
Bowling Green
Wood County
Ohio
United States
Before 1960
21%
26%
38%
26%
1960–1979
28%
26%
26%
24%
1980–1999
30%
25%
20%
25%
2000–2009
16%
14%
10%
14%
2010 or later
5%
9%
7%
11%
The typical year built in Bowling Green is 1980, about the same as in Wood County (1978).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K13%
$100K–$200K27%
$200K–$300K34%
$300K–$500K23%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Bowling Green and its comparisons
Measure
Bowling Green
Under $100K
13%
$100K–$200K
27%
$200K–$300K
34%
$300K–$500K
23%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
At least 97% of owner-occupied homes in Bowling Green are worth less than $500,000, below the FHA loan limit for Wood County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99960%
$1,000–$1,49926%
$1,500–$1,999Unreliable
$2,000–$2,4994%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Bowling Green and its comparisons
Measure
Bowling Green
Under $500
Unreliable estimate
$500–$999
60%
$1,000–$1,499
26%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
4%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,565 a month
Wood County: $1,626 a month
Without a mortgage
$609 a month
Wood County: $640 a month
Owners with a mortgage
59%
Wood County: 62%
In Bowling Green, 59% of owners have a mortgage; their typical cost is $1,565 a month, about the same as in Wood County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Bowling Green+35%
Wood County+39%
Ohio+47%
United States+53%
Typical rent
Bowling Green+24%
Wood County+22%
Ohio+28%
United States+33%
Typical household income
Bowling Green+21%
Wood County+19%
Ohio+26%
United States+29%
Change since 2015–2019: Bowling Green and its comparisons
Measure
Bowling Green
Wood County
Ohio
United States
Typical home value
+35%
+39%
+47%
+53%
Typical rent
+24%
+22%
+28%
+33%
Typical household income
+21%
+19%
+26%
+29%
Homes in Bowling Green gained value more slowly than in Wood County: 35% since 2015–2019, against 39%.
The typical rent in Bowling Green rose 24% since 2015–2019, about the same as in Wood County (22%).
To compare: typical income in Bowling Green rose 21%; the home, +35%; the rent, +24%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Bowling Green and its comparisons
Measure
Bowling Green
Wood County
Ohio
United States
Rental vacancy
2.8%
3.0%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.1%
1.5%
3.4%
People per household
2.07
2.33
2.37
2.53
Drive alone
72%
80%
75%
69%
Carpool
7%
6%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
10%
3%
2%
3%
Work from home
11%
10%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
In Bowling Green, the rental vacancy rate is 2.8%, about the same as in Wood County.
Households in Bowling Green are smaller: 2.07 people on average; in Wood County, 2.33.
Many here get to work on foot or by bike: 10%, more than in Wood County (3%).
Do the math
What would you pay each month for a home in Bowling Green?
A typical home costs more than the typical income allows
We start with a typical home in Bowling Green, worth $226,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Bowling Green, which is $45,154 a year. For that payment to be 28% of income, a household would need to earn about $82,226 a year.
The calculator's FHA and conventional loan limits are those of all of Wood County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Bowling Green. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,914 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,919
at 7.18% · 30 years
Loan amount
$222,004
Total interest
$319,412
Paid off in
November 2056
Includes $3,818 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,054 a month
Tight
$1,054 to $1,355 a month
Hard
more than $1,355 a month
Your payment · 51%
Compared with the typical household income in Bowling Green ($45,154 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,504
Property tax
$220
Home insurance
$94
FHA mortgage insurance (MIP)
$100
You need at least $7,914 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,919; principal and interest $1,504.
The city and its county
Bowling Green and Wood County
Bowling Green is in Wood County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Bowling Green
Map of Wood County, Ohio, with Bowling Green marked. Around it, the neighboring counties.
Bowling Green
Wood County
Other cities with a page
Bowling Green's own numbers
Typical home value
$226,100
Typical monthly rent
$897
Typical yearly household income
$45,154
Households that own their home
34%
Effective property tax rate
1.17%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Wood County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,145
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wood County.
A typical home in Bowling Green is worth $226,100: about the same as the county and 5% above Ohio. With the typical household income in Bowling Green ($45,154 a year), a typical home costs 5.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Bowling Green5.0 years
Wood3.1 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Wood County
According to FHFA’s house price index, home prices in Wood County rose 77% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Wood County.
Yearly change in FHFA’s price index in Wood County, 2016 to 2025
2016: +2.8% +2.8% 2016
2017: +4.5% +4.5% 2017
2018: +5.2% +5.2% 2018
2019: +3.4% +3.4% 2019
2020: +3.4% +3.4% 2020
2021: +9.5% +9.5% 2021
2022: +11.1% +11.1% 2022
2023: +8.2% +8.2% 2023
2024: +7.2% +7.2% 2024
2025: +3.8% +3.8% 2025
Change in FHFA’s price index in Wood County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+3.8%
+4.8%
+2.9%
5 years (2020–2025)
+46%
+53%
+47%
10 years (2015–2025)
+77%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Bowling Green next to Wood County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Bowling Green$226,100
Wood$227,600
Ohio$214,800
United States$332,700
Typical monthly rent
Bowling Green$897
Wood$972
Ohio$1,034
United States$1,413
Typical yearly household income
Bowling Green$45,154
Wood$74,216
Ohio$71,389
United States$80,734
See the full table
Bowling Green next to Wood County and Ohio
Measure
Bowling Green
Wood County
Ohio
U.S.
Typical home value
$226,100
$227,600
$214,800
$332,700
Typical monthly rent
$897 ▼8% below the county
$972
$1,034
$1,413
Typical yearly household income
$45,154 ▼39% below the county
$74,216
$71,389
$80,734
Households that own their home
34% ▼30 points below the county
64%
67%
65%
Typical yearly property tax
$2,645 ▼14% below the county
$3,059
$2,822
$3,119
Effective property tax rate
1.17% ▼0.17 points below the county
1.34%
1.31%
0.94%
Renters with high rent for their income
54% ▲11 points above the county
44%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wood County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Bowling Green
For a typical $226,100 home in Bowling Green, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bowling Green's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,919a month
Least cash to close
Down payment
$7,914
Cash to close
$14,697
Rate
7.18%
Mortgage insurance
FHA MIP · $100
Conventional, 5% down$1,877a month
Down payment
$11,305
Cash to close
$18,088
Rate
7.18%
Mortgage insurance
PMI · $107
Conventional, 20% down, no PMI$1,540a month
Down payment
$45,220
Cash to close
$52,003
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,749a month
Down payment
$33,915
Cash to close
$40,698
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Bowling Green
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,919
$7,914
$222,005
7.18%
FHA MIP · $100
$14,697
580
Conventional, 5% down
$1,877
$11,305
$214,795
7.18%
PMI · $107
$18,088
620*
Conventional, 20% down, no PMI
$1,540
$45,220
$180,880
7.18%
None
$52,003
620*
ITIN, 15% down (example)
$1,749
$33,915
$192,185
8.18%
None
$40,698
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Bowling Green is $897 a month: 8% below the county. In Bowling Green, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Wood County, by unit size. To pay the 2-bedroom one ($1,145 a month) without spending more than 30% of your income, you would need to earn $22.02 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Wood County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$822
$15.81
$32,880
1 bedroom
$875
$16.83
$35,000
2 bedrooms
$1,145
$22.02
$45,800
3 bedrooms
$1,461
$28.10
$58,440
4 bedrooms
$1,558
$29.96
$62,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Bowling Green
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bowling Green has 2 ZIP codes with their own.
For 2 bedrooms it is $1,170 in all of them.
2 of the 2 are above the fair market rent for Wood County ($1,145).
Fair market rent by ZIP code and size in Bowling Green, fiscal year 2027.
43402
$840
$890
$1,170
$1,490
$1,590
43403
$840
$890
$1,170
$1,490
$1,590
ZIP code2 bd3 bd
43402 $1,170$1,490
43403 $1,170$1,490
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bowling Green when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Wood County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Bowling Green or Wood County. The ones below are statewide in Ohio: they work in Bowling Green the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
The HUD-approved agencies closest to the center of Bowling Green, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
NL
Nid Lucas County
1510 N. Westwood Ave. Suite 2035, Toledo · 19 miles away
No legal help resource on our list is for Bowling Green or Wood County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Bowling Green and all of Wood County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Bowling Green?
The typical home value in Bowling Green is $226,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wood County it is $227,600.
How much does it cost to rent in Bowling Green?
Typical rent in Bowling Green is $897 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wood County is $1,145.
What is the FHA loan limit in Bowling Green?
Bowling Green uses the FHA limit for all of Wood County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Bowling Green?
The typical homeowner in Bowling Green pays $2,645 a year, according to the U.S. Census Bureau. That is 1.17% of the home’s value; in Wood County, the rate is 1.34%.
Where can I find free help to buy or rent in Bowling Green?
We found no HUD-approved counseling agencies with an office in Wood County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
