Renting · Section 8
Data from November 2026
Renting in Lucas County, Ohio
Lucas County has a HUD fair market rent of $1,145 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $934 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $22.02 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,145
- a month, HUD, Fiscal year 2027
- 10% less than in Ohio
- Typical rent
- $934
- a month, Census, Average 2020–2024
- 10% less than in Ohio
- Wage needed
- $22.02
- an hour, 2 bedrooms
- Or $45,800 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 45%
- spend 30% or more of income on rent
- 2% less than in Ohio
Only here
Renting in Lucas County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
At 62%, Lucas County ranks 5th among the 88 counties in Ohio for the lowest homeownership rate.
-
Nearby, in Sandusky County, the typical rent is $783: 16% less than in Lucas County ($934).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Lucas County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Lucas County was $1,198 a month in September 2026: 5.7% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $822 | $15.81 | $32,880 |
| 1 bedroom | $875 | $16.83 | $35,000 |
| 2 bedrooms | $1,145 | $22.02 | $45,800 |
| 3 bedrooms | $1,461 | $28.10 | $58,440 |
| 4 bedrooms | $1,558 | $29.96 | $62,320 |
HUD area: Toledo, OH MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 27 ZIP codes in Lucas County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,000 in 43604 to $1,580 in 43566. 14 ZIP codes are above the county's fair market rent ($1,145).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 43412 | Ottawa County, OH | $860 | $900 | $1,190 | $1,480 | $1,710 |
|---|---|---|---|---|---|---|
| 43412 | Toledo, OH | $860 | $900 | $1,190 | $1,480 | $1,710 |
| 43434 | Toledo, OH | $790 | $840 | $1,100 | $1,400 | $1,500 |
| 43504 | Toledo, OH | $750 | $810 | $1,060 | $1,350 | $1,450 |
| 43528 | Toledo, OH | $960 | $1,020 | $1,330 | $1,700 | $1,810 |
| 43537 | Toledo, OH | $950 | $1,010 | $1,320 | $1,680 | $1,800 |
| 43542 | Toledo, OH | $1,030 | $1,100 | $1,440 | $1,840 | $1,960 |
| 43547 | Toledo, OH | $870 | $910 | $1,160 | $1,500 | $1,690 |
| 43560 | Toledo, OH | $940 | $1,000 | $1,310 | $1,670 | $1,780 |
| 43566 | Toledo, OH | $1,130 | $1,210 | $1,580 | $2,020 | $2,150 |
| 43571 | Toledo, OH | $780 | $830 | $1,080 | $1,380 | $1,470 |
| 43604 | Toledo, OH | $720 | $770 | $1,000 | $1,280 | $1,360 |
| 43605 | Toledo, OH | $830 | $890 | $1,160 | $1,480 | $1,580 |
| 43606 | Toledo, OH | $840 | $890 | $1,170 | $1,490 | $1,590 |
| 43607 | Toledo, OH | $780 | $830 | $1,080 | $1,380 | $1,470 |
| 43608 | Toledo, OH | $750 | $800 | $1,040 | $1,330 | $1,410 |
| 43609 | Toledo, OH | $830 | $880 | $1,150 | $1,470 | $1,560 |
| 43610 | Toledo, OH | $820 | $870 | $1,140 | $1,460 | $1,550 |
| 43611 | Toledo, OH | $790 | $840 | $1,100 | $1,400 | $1,500 |
| 43612 | Toledo, OH | $870 | $920 | $1,210 | $1,540 | $1,650 |
| 43613 | Toledo, OH | $800 | $860 | $1,120 | $1,430 | $1,520 |
| 43614 | Toledo, OH | $770 | $820 | $1,070 | $1,370 | $1,460 |
| 43615 | Toledo, OH | $930 | $990 | $1,300 | $1,660 | $1,770 |
| 43616 | Toledo, OH | $790 | $840 | $1,100 | $1,400 | $1,500 |
| 43617 | Toledo, OH | $940 | $1,000 | $1,310 | $1,670 | $1,780 |
| 43620 | Toledo, OH | $720 | $770 | $1,000 | $1,280 | $1,360 |
| 43623 | Toledo, OH | $820 | $870 | $1,140 | $1,460 | $1,550 |
- 43412 · Ottawa County, OH $1,190$1,480
- 43412 · Toledo, OH $1,190$1,480
- 43434 · Toledo, OH $1,100$1,400
- 43504 · Toledo, OH $1,060$1,350
- 43528 · Toledo, OH $1,330$1,700
- 43537 · Toledo, OH $1,320$1,680
- 43542 · Toledo, OH $1,440$1,840
- 43547 · Toledo, OH $1,160$1,500
- 43560 · Toledo, OH $1,310$1,670
- 43566 · Toledo, OH $1,580$2,020
- 43571 · Toledo, OH $1,080$1,380
- 43604 · Toledo, OH $1,000$1,280
- 43605 · Toledo, OH $1,160$1,480
- 43606 · Toledo, OH $1,170$1,490
- 43607 · Toledo, OH $1,080$1,380
- 43608 · Toledo, OH $1,040$1,330
- 43609 · Toledo, OH $1,150$1,470
- 43610 · Toledo, OH $1,140$1,460
- 43611 · Toledo, OH $1,100$1,400
- 43612 · Toledo, OH $1,210$1,540
- 43613 · Toledo, OH $1,120$1,430
- 43614 · Toledo, OH $1,070$1,370
- 43615 · Toledo, OH $1,300$1,660
- 43616 · Toledo, OH $1,100$1,400
- 43617 · Toledo, OH $1,310$1,670
- 43620 · Toledo, OH $1,000$1,280
- 43623 · Toledo, OH $1,140$1,460
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Lucas County, 45% of renter households are in that position; in Ohio, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
45%
of renter households spend 30% or more of their income on rent.
69,694 households rent in Lucas County
- Spend half or more of their income 24%
- Spend 30% or more, but less than half 21%
- Spend less than 30% 55%
Compared with the state and the country
- Lucas 45%
- Ohio 46%
- United States 51%
Low-income apartments
Low-income apartments in Lucas County
HUD lists 150 properties with homes for low-income households in Lucas County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 80
- HUD-assisted
- 74
- public housing
- 8
12,848 homes in all; 11,621 of them low-income, according to HUD.
- East 2 - Amp 122 Public housing 27 Ravine Park Vlg, Toledo 43605 496 homes, 495 low-income · Run by Lucas Metropolitan Housing Authority · Average payment: $264 a month · Average wait: 62 months · (419) 259-9439
- Central 1 - Amp 131 Public housing 615 Cherry St, Toledo 43604 482 low-income homes · Run by Lucas Metropolitan Housing Authority · Average payment: $204 a month · Average wait: 21 months · (419) 259-9439
- West 2 - Amp 112 Public housing 3425 Nebraska Ave, Toledo 43607 440 low-income homes · Run by Lucas Metropolitan Housing Authority · Average payment: $285 a month · Average wait: 37 months · (419) 259-9439
- East 1 - Amp 121 Public housing 572 Leach Ave, Toledo 43605 435 homes, 422 low-income · Run by Lucas Metropolitan Housing Authority · Average payment: $184 a month · Average wait: 38 months · (419) 259-9439
- West 1 - Amp 111 Public housing 5836 Southwyck Blvd, Toledo 43614 359 low-income homes · Run by Lucas Metropolitan Housing Authority · Average payment: $355 a month · Average wait: 16 months · (419) 259-9439
- Central 3 - Amp 133 Public housing 240 21st St, Toledo 43604 324 homes, 322 low-income · Run by Lucas Metropolitan Housing Authority · Average payment: $284 a month · Average wait: 31 months · (419) 259-9439
- Vistula Heritage Village 1 Tax credit (LIHTC) · HUD-assisted 711 Locust St, Toledo 43604 250 low-income homes · For older adults · (419) 244-2836
- Southbridge Square Apts Tax credit (LIHTC) 1255 S Byrne Rd, Toledo 43614 326 homes, 243 low-income · Studio: 1 · 1 bd: 153 · 2 bd: 167 · 3 bd: 5 · In service since 1999
- Northgate Apartments HUD-assisted 610 Stickney Ave, Toledo 43604 230 homes, 229 low-income · For older adults · (419) 729-7118
- Country Creek Apts Tax credit (LIHTC) 1500 College Dr, Toledo 43607 229 low-income homes · In service since 1996
- Regina Manor Tax credit (LIHTC) · HUD-assisted 3731 N Erie St, Toledo 43611 180 low-income homes · 1 bd: 56 · 2 bd: 100 · 3 bd: 24 · In service since 2006 · For families · (419) 246-4731
- Greenbelt Apts Tax credit (LIHTC) 806 Cherry St, Toledo 43604 176 low-income homes · 1 bd: 38 · 2 bd: 82 · 3 bd: 34 · 4 bd: 22 · In service since 2003
- Greenbelt Place Apartments HUD-assisted 727 Michigan/909-915 Walnut, Toledo 43604 176 low-income homes · For families · (419) 243-1131
- Madonna Homes Tax credit (LIHTC) · HUD-assisted 722 N Huron St, Toledo 43604 171 low-income homes · Studio: 136 · 1 bd: 35 · In service since 2006 · For older adults · (419) 244-3758
- Heathergate Park Apts Tax credit (LIHTC) 2450 Heather Gate Blvd, Toledo 43614 168 low-income homes · 1 bd: 40 · 2 bd: 80 · 3 bd: 48 · In service since 1996
- Oakwood Gardens HUD-assisted 6844 Oakfield Dr, Toledo 43615 168 low-income homes · For families · (419) 866-5719
- Alpha Towers HUD-assisted 525 E Woodruff Ave, Toledo 43604 165 low-income homes · For older adults · (419) 246-1258
- Vistula Heritage II HUD-assisted 629 Locust St, Toledo 43604 165 low-income homes · For families · (419) 244-2836
- Vistula Heritage Village II Tax credit (LIHTC) 617 Mulberry St, Toledo 43604 165 low-income homes · Studio: 14 · 1 bd: 76 · 2 bd: 54 · 3 bd: 16 · 4 bd: 4 · In service since 2006 · For older adults
- Plaza Tax credit (LIHTC) · HUD-assisted 2520 Monroe St, Toledo 43620 160 homes, 159 low-income · Studio: 128 · 1 bd: 25 · 2 bd: 7 · In service since 2004 · For older adults · (419) 244-1881
- Covenant House Apts Tax credit (LIHTC) · HUD-assisted 702 N Erie St, Toledo 43604 156 low-income homes · 1 bd: 142 · 2 bd: 14 · In service since 2009 · For older adults · (419) 243-2334
- Ashland Manor HUD-assisted 2030 Ashland Ave, Toledo 43620 189 homes, 146 low-income · For older adults · (419) 246-6364
- Parqwood Apartments HUD-assisted 2125 Parkwood Ave, Toledo 43620 134 low-income homes · For older adults · (419) 214-6943
- Greenview Gardens HUD-assisted 1151 Pinebrook Pkwy, Toledo 43615 120 low-income homes · For people with disabilities · (419) 389-9613
- Moody Manor HUD-assisted 2293 1/2 Kent St, Toledo 43620 119 low-income homes · For families · (419) 241-6985
- Moody Manor Apts Tax credit (LIHTC) 2777 Kent ST, Toledo 43620 118 low-income homes · 1 bd: 30 · 2 bd: 41 · 3 bd: 35 · 4 bd: 12 · In service since 2006
- Riverfront Apts Tax credit (LIHTC) 245 N Summit St, Toledo 43604 113 low-income homes · Studio: 13 · 1 bd: 40 · 2 bd: 53 · 3 bd: 7 · In service since 2000 · For older adults
- Fountain Square Apts Tax credit (LIHTC) 3135 Navarre Ave, Oregon 43616 112 low-income homes · 1 bd: 110 · 2 bd: 2 · In service since 2006
- Fountain Square Apartments HUD-assisted 3113 Navarre Ave, Oregon 43616 112 homes, 110 low-income · For older adults · (419) 689-9773
- Briarwood of Toledo HUD-assisted 2558 Briar Ln, Toledo 43614 200 homes, 100 low-income · For families · (419) 865-0438
- Hope Manor HUD-assisted 4702 Violet Rd, Toledo 43623 101 homes, 100 low-income · For older adults · (419) 246-4733
- Pelham Manor HUD-assisted 2700 Pelham Rd, Toledo 43606 101 homes, 100 low-income · For older adults · (419) 537-1515
- Byrneport Apartments HUD-assisted 909 Byrneport Dr, Toledo 43609 100 low-income homes · For families · (419) 385-8328
- Byrneport Apts Tax credit (LIHTC) 867 Byrneport Dr, Toledo 43609 100 low-income homes · 2 bd: 48 · 3 bd: 42 · 4 bd: 10 · In service since 2006
- New Town HUD-assisted 1013 Dorr St, Toledo 43607 100 low-income homes · For families · (419) 241-2538
- Oblate Residences HUD-assisted 1225 Flaire Dr, Toledo 43615 100 low-income homes · For older adults · (419) 246-4715
- Ottawa Cove Apartments HUD-assisted 1850 S Ottawa Cv, Toledo 43611 100 low-income homes · For families · (419) 729-4015
- Ottawa Cove Apts Tax credit (LIHTC) 1848 Ottawa Cove Dr, Toledo 43611 100 low-income homes · 2 bd: 64 · 3 bd: 36 · In service since 2006
- Southgate Woods Apartments HUD-assisted 472 Southgate Circle Dr, Toledo 43615 100 low-income homes · For families · (419) 473-3023
- Westland Gardens HUD-assisted 1717 Fielding Ave, Toledo 43615 100 low-income homes · For families · (419) 536-4699
- Pinewood Place HUD-assisted 1210 Collingwood Blvd, Toledo 43604 99 low-income homes · For older adults · (419) 243-1413
- Woodruff Village HUD-assisted 125 E Woodruff Ave, Toledo 43604 96 low-income homes · For families · (419) 243-1672
- Michaelmas Manor HUD-assisted 3250 Schneider Rd, Toledo 43614 94 low-income homes · For older adults · (419) 389-4615
- Michaelmas Manor Tax credit (LIHTC) 3260 Schneider Rd, Toledo 43614 94 homes, 93 low-income · 1 bd: 82 · 2 bd: 12 · In service since 2007 · For older adults
- Hilltop Village HUD-assisted 3507 Hilltop Blvd, Toledo 43607 90 low-income homes · For families · (419) 537-8956
- The Lakewoods Tax credit (LIHTC) · HUD-assisted 2125 Arlington Ave, Toledo 43609 89 low-income homes · 1 bd: 62 · 2 bd: 27 · In service since 2000 · For older adults · (313) 886-7196
- Oregon Senior Lofts Tax credit (LIHTC) · HUD-assisted 4436 Navarre Ave, Oregon 43616 81 low-income homes · 1 bd: 62 · 2 bd: 19 · In service since 2020 · (513) 964-1141
- Norwich Apts Tax credit (LIHTC) 5086 Norwich Rd, Toledo 43615 77 low-income homes · 2 bd: 48 · 3 bd: 23 · 4 bd: 6 · In service since 2006
- Norwich Apartments HUD-assisted 5150 Norwich Rd, Toledo 43615 77 homes, 76 low-income · For families · (419) 381-8846
- Swan Cove Apts Tax credit (LIHTC) 1232 Wenz Rd, Toledo 43615 76 low-income homes · 1 bd: 22 · 2 bd: 54 · In service since 2001 · For older adults
- Commons at Garden Lake Tax credit (LIHTC) 1065 Garden Lake Pkwy, Toledo 43614 75 low-income homes · 1 bd: 75 · In service since 2015
- Palmer Gardens Tax credit (LIHTC) 2723 Wayman Palmer Dr, Toledo 43606 75 low-income homes · 2 bd: 53 · 3 bd: 14 · 4 bd: 8 · In service since 2008
- Palmer Gardens HUD-assisted 2733 Wayman Palmer Dr, Toledo 43606 75 low-income homes · For families · (419) 246-4739
- Waterford II Tax credit (LIHTC) 4856 Townsend Dr, Toledo 43615 74 low-income homes · 1 bd: 4 · 2 bd: 70 · In service since 2006 · For people with disabilities
- Luther Crest HUD-assisted 2519 N Holland Sylvania Rd, Toledo 43615 71 low-income homes · For older adults · (419) 841-5689
- City Forrest of Toledo Tax credit (LIHTC) 151 N Michigan St, Toledo 43604 70 low-income homes · 4 bd: 70 · In service since 2002
- Luther Hills Apts Tax credit (LIHTC) 2472 Luther Hills Cir, Oregon 43616 70 low-income homes · 1 bd: 58 · 2 bd: 12 · In service since 1996
- North Towne Village HUD-assisted 5725 Silverside Dr, Toledo 43612 70 low-income homes · For families · (419) 476-8269
- Valley Bridge Tax credit (LIHTC) 5301 Nebraska Ave, Toledo 43615 70 low-income homes · 1 bd: 60 · 2 bd: 10 · In service since 2018 · For older adults
- Macy's Apts Tax credit (LIHTC) 513 Adams St, Toledo 43604 130 homes, 65 low-income · 1 bd: 72 · 2 bd: 58 · In service since 1996
- YWCA of Toledo Tax credit (LIHTC) 1018 Jefferson Ave, Toledo 43604 65 low-income homes · Studio: 18 · 1 bd: 31 · 2 bd: 16 · In service since 2009 · For people experiencing homelessness
- Waterford Tax credit (LIHTC) 4851 Angola Rd, Toledo 43615 80 homes, 64 low-income · 2 bd: 80 · In service since 2001 · For older adults
- Commodore Perry Apts Tax credit (LIHTC) 505 Jefferson Ave, Toledo 43604 156 homes, 63 low-income · 1 bd: 52 · 2 bd: 104 · In service since 1999
- Garden View Acres Tax credit (LIHTC) 1124 Rockcress Dr, Toledo 43615 90 homes, 63 low-income · 3 bd: 30 · 4 bd: 60 · In service since 2003
- Keygate Manor HUD-assisted 2629 Keygate Dr, Toledo 43614 58 low-income homes · For older adults · (419) 382-8196
- Hillcrest Apts Tax credit (LIHTC) 241 16th St, Toledo 43604 106 homes, 56 low-income · 1 bd: 21 · 2 bd: 33 · In service since 1999
- Collingwood Green Phase III Tax credit (LIHTC) 719 Division Street, Toledo 43604 55 low-income homes · 2 bd: 38 · 3 bd: 14 · 4 bd: 3 · In service since 2019 · For families
- Renaissance Senior Apts Tax credit (LIHTC) 419 N Saint Clair St, Toledo 43604 55 low-income homes · 1 bd: 55 · In service since 2010 · For older adults
- Warren Sherman Flats Tax credit (LIHTC) 14 Columbia St, Toledo 43620 55 low-income homes · 3 bd: 28 · 4 bd: 27 · In service since 1998
- Whitehouse Square Townhomes Tax credit (LIHTC) 10405 Washington St, Whitehouse 43571 55 low-income homes · In service since 2016 · For families
- Ehdoc Teamsters Residences HUD-assisted 6071 Manley Rd, Maumee 43537 52 low-income homes · For older adults · (419) 246-4720
- Luther Crest Apts Tax credit (LIHTC) 2511 Royce Rd, Toledo 43615 52 low-income homes · In service since 1994
- Essmar Senior Apartments Fka ST. Georges Manor Tax credit (LIHTC) · HUD-assisted 3716 Hill Ave, Toledo 43607 51 low-income homes · 1 bd: 50 · 2 bd: 1 · In service since 2019 · For older adults · (419) 246-4746
- Luther Grove HUD-assisted 2506 Seaman St, Toledo 43605 51 low-income homes · For older adults · (419) 698-1919
- Sylvania Senior Residence Tax credit (LIHTC) · HUD-assisted 3316 Percentum Rd, Toledo 43617 51 low-income homes · 1 bd: 19 · 2 bd: 32 · In service since 2012 · For older adults · (513) 964-1141
- Arlington By the Lake Tax credit (LIHTC) · HUD-assisted 2101 Arlington Ave, Toledo 43609 51 homes, 50 low-income · In service since 2014 · For older adults · (419) 381-6627
- Ahepa 118 HUD-assisted 1865 W Alexis Rd, Toledo 43613 50 low-income homes · For older adults · (419) 471-0112
- Charles Crest II HUD-assisted 2930 Dustin Rd, Oregon 43616 50 low-income homes · For older adults · (419) 242-2300
- Pilgrim Port HUD-assisted 4541 Angola Rd, Toledo 43615 50 low-income homes · For older adults · (419) 350-9535
- Doves Manor HUD-assisted 1040 Brookview Dr, Toledo 43615 50 homes, 49 low-income · For older adults · (419) 389-9999
- North River Homes I Tax credit (LIHTC) 529 Mulberry St, Toledo 43604 49 low-income homes · 3 bd: 19 · 4 bd: 30 · In service since 1999 · For older adults
- Autumn Wood Village Tax credit (LIHTC) 4205 Angelwood Dr, Toledo 43615 48 low-income homes · 4 bd: 48 · In service since 2003 · For people with disabilities
- Hampton Court HUD-assisted 3125 Ilger Ave, Toledo 43606 48 low-income homes · For families · (419) 536-1714
- The Lakewoods Phase II Tax credit (LIHTC) 1021 Garden Trl, Toledo 43614 48 low-income homes · 2 bd: 48 · In service since 2009 · For older adults
- Toledo Homes Tax credit (LIHTC) 553 Lucas St, Toledo 43604 48 low-income homes · 3 bd: 24 · 4 bd: 24 · In service since 1997
- Renascence Ottawa Area Residences Tax credit (LIHTC) 1445 Macomber St, Toledo 43606 47 low-income homes · 3 bd: 20 · 4 bd: 27 · In service since 2001
- New Cheney Flats Tax credit (LIHTC) 6 Southard Ave, Toledo 43604 65 homes, 45 low-income · 1 bd: 9 · 2 bd: 23 · 3 bd: 33 · In service since 2002
- Autumn Wood Village II Tax credit (LIHTC) 1122 Country Creek Ln, Toledo 43615 42 low-income homes · 4 bd: 42 · In service since 2004
- The Lakewoods Phase III Tax credit (LIHTC) 2106 Virginia Lake Rd, Toledo 43614 42 low-income homes · 2 bd: 42 · In service since 2011 · For older adults
- Douglas Square Apartments HUD-assisted 4811 Douglas Rd, Toledo 43613 40 low-income homes · For families · (419) 472-6087
- Franklin Village Senior Homes Fka George Mance Commons Tax credit (LIHTC) · HUD-assisted 2050 Warren St, Toledo 43620 40 low-income homes · 1 bd: 20 · 2 bd: 13 · 3 bd: 7 · In service since 2019 · For older adults · (419) 246-4740
- Luther Ridge HUD-assisted 80 S Wheeling St, Oregon 43616 40 low-income homes · For older adults · (419) 698-8933
- Oakwood Homes I Tax credit (LIHTC) 916 Oakwood Ave, Toledo 43607 40 low-income homes · 3 bd: 20 · 4 bd: 20 · In service since 2001 · For people with disabilities
- Oakwood Homes II Tax credit (LIHTC) 1384 Grand Ave, Toledo 43606 40 low-income homes · 3 bd: 5 · 4 bd: 35 · In service since 2002 · For people with disabilities
- Englewood Senior Housing Tax credit (LIHTC) 2737 Monroe St, Toledo 43606 38 low-income homes · 2 bd: 38 · In service since 2010 · For older adults
- ST. Hedwig Senior Housing Tax credit (LIHTC) 225 Dexter St, Toledo 43608 38 low-income homes · 1 bd: 30 · 2 bd: 8 · In service since 2019 · For older adults
- Toledo Homes II Tax credit (LIHTC) 662 Avondale Ave, Toledo 43604 38 low-income homes · 3 bd: 9 · 4 bd: 29 · In service since 1998
- Oakwood Homes IV Tax credit (LIHTC) 1625 Norwood Ave, Toledo 43607 35 low-income homes · 4 bd: 35 · In service since 2005 · For people with disabilities
- Collingwood Green, Phase II Public housing 354 Belmont Ave, Toledo 43604 68 homes, 34 low-income · Run by Lucas Metropolitan Housing Authority · Average payment: $274 a month · Average wait: 40 months · (419) 259-9439
- Collingwood Green Phase I Tax credit (LIHTC) · Public housing 800 Division St, Toledo 43604 65 homes, 33 low-income · Run by Lucas Metropolitan Housing Authority · Average payment: $370 a month · Average wait: 33 months · (419) 259-9439
- West Central Homes Tax credit (LIHTC) 1719 Macomber St, Toledo 43606 32 low-income homes · 4 bd: 32 · In service since 2006 · For people with disabilities
- Whitehouse Square Senior Village Tax credit (LIHTC) 7014 Park View Ct, Whitehouse 43571 32 low-income homes · 2 bd: 32 · In service since 2011 · For older adults
- Adams Street Development Tax credit (LIHTC) 322 14th St, Toledo 43604 52 homes, 31 low-income · 1 bd: 6 · 2 bd: 16 · 3 bd: 30 · In service since 2002
- Uptown Arts Apts I Tax credit (LIHTC) 336 14th St, Toledo 43604 52 homes, 31 low-income · 1 bd: 6 · 2 bd: 16 · 3 bd: 30 · In service since 2002 · For people with disabilities
- Beacon Place Tax credit (LIHTC) 332 Beacon St, Toledo 43620 139 homes, 30 low-income · In service since 1988
- Collingwood Phase V HUD-assisted 400 Nebraska Ave, Toledo 43604 30 low-income homes · For older adults · (614) 451-2151
- Totco Homes Tax credit (LIHTC) 2221 Fulton St, Toledo 43620 30 low-income homes · 1 bd: 12 · 3 bd: 3 · 4 bd: 15 · In service since 1998 · For older adults
- Southeast Toledo Homes Tax credit (LIHTC) 317 Dearborn Ave, Toledo 43605 28 low-income homes · 4 bd: 28 · In service since 2007
- South East Toledo Homes II Tax credit (LIHTC) 1258 Rockcress Dr, Toledo 43615 25 low-income homes · 4 bd: 25 · In service since 2008
- Accessible Country Trail HUD-assisted 1182 Country Creek Ln, Toledo 43615 24 low-income homes · For people with disabilities · (419) 389-0361
- United North School Homes Tax credit (LIHTC) 2017 Walnut St, Toledo 43608 24 low-income homes · 4 bd: 24 · In service since 2009
- United North School Homes II Tax credit (LIHTC) 2822 C St, Toledo 43608 24 low-income homes · 4 bd: 24 · In service since 2010
- Highland Crest Apartments HUD-assisted 423 Southcrest St, Toledo 43609 20 low-income homes · For families · (419) 381-8846
- The Oaks HUD-assisted 5320 Hill Ave, Toledo 43615 20 low-income homes · For people with disabilities · (419) 531-0019
- Ontario Place Homes Tax credit (LIHTC) 3019 N Ontario St, Toledo 43611 23 homes, 19 low-income · 3 bd: 2 · 4 bd: 21 · In service since 2003
- South Toledo Homes HUD-assisted 837 Western Ave, Toledo 43609 18 low-income homes · For families · (419) 242-2300
- Ide Apartments II HUD-assisted 3456 Mercer St, Toledo 43609 18 homes, 17 low-income · For people with disabilities · (419) 381-0585
- Accessible Country Trail II HUD-assisted 4233 Foxfire Ct, Toledo 43615 16 low-income homes · For people with disabilities · (419) 244-9609
- Brookview Gardens HUD-assisted 1051 Brookview Dr, Toledo 43615 16 low-income homes · For people with disabilities · (419) 244-9609
- Oakwood Homes III Tax credit (LIHTC) 1356 Elmwood Ave, Toledo 43606 16 low-income homes · 4 bd: 16 · In service since 2005 · For people with disabilities
- Byram Properties HUD-assisted 823 N Huron St, Toledo 43604 15 low-income homes · For families · (419) 787-5886
- Willard Apts Tax credit (LIHTC) 2257 Upton Ave, Toledo 43606 15 low-income homes · 1 bd: 1 · 2 bd: 14 · In service since 2000
- Ottawa River Estates HUD-assisted 4638 Davids Crk, Toledo 43611 14 low-income homes · For people with disabilities · (419) 244-9609
- Museum Place Tax credit (LIHTC) 2300 Monroe St, Toledo 43604 65 homes, 13 low-income · 1 bd: 12 · 2 bd: 33 · 3 bd: 20 · In service since 1997
- Bettye Ruth Kay Community Homes HUD-assisted 12660 Archbold Whitehouse Rd, Whitehouse 43571 12 low-income homes · For people with disabilities · (419) 214-9609
- John H Mckissick Senior Apartments HUD-assisted 1116 Brookview Dr, Toledo 43615 12 low-income homes · For older adults · (419) 389-0361
- Mercy Outreach Ministries IV HUD-assisted 1149 Shadow Ln, Toledo 43615 12 low-income homes · For people with disabilities · (419) 836-7741
- Schleicher Homes V HUD-assisted 4754 Chicory Dr, Toledo 43615 12 low-income homes · For people with disabilities · (419) 836-7741
- Woodside Village HUD-assisted 1045 Brookview Dr, Toledo 43615 12 low-income homes · For people with disabilities · (419) 244-9609
- Bridge Point Senior Village HUD-assisted 2005 Abygail Trl, Toledo 43611 11 low-income homes · For older adults
- Kelly Apts Tax credit (LIHTC) 1118 Upton Ave, Toledo 43607 11 low-income homes · In service since 1988
- The Lakewoods II HUD-assisted 20 Garden Lake Court, Toledo 43614 48 homes, 10 low-income · For older adults · (313) 881-8150
- The Lakewoods III HUD-assisted 1035 Garden Lake Pkwy, Toledo 43614 42 homes, 10 low-income · For older adults · (313) 881-8150
- Frisch Properties HUD-assisted 1320 N Huron St, Toledo 43604 10 low-income homes · For families · (419) 882-6030
- Pontiac Place Homes Tax credit (LIHTC) 3152 N Ontario St, Toledo 43611 11 homes, 9 low-income · 4 bd: 11 · In service since 2004
- Maumee House HUD-assisted 1028 Linden Ln, Toledo 43615 9 homes, 8 low-income · For people with disabilities · (419) 535-8726
- Ottawa House HUD-assisted 5310 Hill Ave, Toledo 43615 9 homes, 8 low-income · For people with disabilities · (419) 535-7852
- Ide Center Apartments HUD-assisted 802 Shadow Ln, Toledo 43615 8 low-income homes · For people with disabilities · (419) 936-7356
- Stewart Apartments HUD-assisted 4656 Hill Ave, Toledo 43615 8 low-income homes · For people with disabilities · (419) 539-7644
- Turner Properties HUD-assisted 1430 N Huron St, Toledo 43604 8 low-income homes · For families · (517) 467-7891
- Living Stream HUD-assisted 4226 Foxfire Ct, Toledo 43615 5 low-income homes · For people with disabilities · (419) 382-9040
- Airline Manor Tax credit (LIHTC) 1942 Airline Ave, Toledo 43609 4 low-income homes · In service since 1989
- Jac Rentals HUD-assisted 315 Elm St, Toledo 43604 4 low-income homes · For families · (419) 787-5886
- White Street Tax credit (LIHTC) 519 White St, Toledo 43605 1 low-income home · In service since 1992
- The Plaza Tax credit (LIHTC) 1931 Scottwood Ave, Toledo 43620 152 homes
- Collingwood Green Phase II Tax credit (LIHTC) 750 Division ST, Toledo 43604 68 homes
- Chestnut Hill Tax credit (LIHTC) 1127 Champlain St, Toledo 43604 40 homes
- Cranes Landing Tax credit (LIHTC) 3315 Mayo St, Toledo 43611 40 homes
- Legacy Homes Tax credit (LIHTC) 2433 Franklin Ave, Toledo 43620 40 homes · In service since 2014 · For families
- Vistula Building Tax credit (LIHTC) 1007 N Summit St, Toledo 43604 16 homes
12 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Lucas County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Lucas County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $20,050 | $33,400 | $53,450 |
| 2 people | $22,900 | $38,200 | $61,050 |
| 3 people | $27,320 | $42,950 | $68,700 |
| 4 people | $33,000 | $47,700 | $76,300 |
| 5 people | $38,680 | $51,550 | $82,450 |
| 6 people | $44,360 | $55,350 | $88,550 |
| 7 people | $50,040 | $59,150 | $94,650 |
| 8 people | $55,720 | $63,000 | $100,750 |
Area median income: $95,400. HUD income limits by family size, Fiscal year 2026. Area: Toledo, OH HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $740 – $904
- 1 bedroom $788 – $963
- 2 bedrooms $1,031 – $1,260
- 3 bedrooms $1,315 – $1,607
- 4 bedrooms $1,402 – $1,714
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Lucas Metropolitan Housing Authority Public housing and Section 8 vouchers · 4,745 vouchers · 2,653 public housing units (419) 259-9439 Lucas Metropolitan Housing Authority: smanns@lucasmha.org
Housing agencies in Ohio Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Ohio
What Ohio law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- Ohio Rev. Code §5321.16(B)
- If I fall behind on rent, what notice must I get?
- 3 days
- Ohio Rev. Code §1923.04(A)
- How much notice ends a month-to-month rental?
- 30 days
- Ohio Rev. Code §5321.17(B)
- Only a court order can remove youOhio Rev. Code §5321.15(A)
- Protection from retaliationOhio Rev. Code §5321.02(A)
Help
Where to get help with rent in Lucas County
These HUD-approved agencies have offices in Lucas County. They counsel for free or at low cost.
-
Neighborhood Housing Services of Toledo, Inc
704 2nd St, Toledo
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
-
Nid Lucas County
1510 N. Westwood Ave. Suite 2035, Toledo
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 7 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Lucas County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Ohio, the average home bill was $135 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,290
What you need before you get the keys.
What adds up
- First month
- $1,145
- Security deposit
- $1,145
- Total
- $2,290
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Lucas County?
According to HUD (Fiscal year 2027): Studio: $822; 1 bedroom: $875; 2 bedrooms: $1,145; 3 bedrooms: $1,461; 4 bedrooms: $1,558. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Lucas County?
Paying the 2-bedroom fair market rent ($1,145) without spending more than 30% of income takes $22.02 an hour full time, or $45,800 a year.
Who qualifies for Section 8 in Lucas County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $47,700 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Lucas County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,031 and $1,260 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Lucas County?
For 2 bedrooms they run from $1,000 in 43604 to $1,580 in 43566. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Lucas County?
HUD lists 150 properties with homes for low-income households in Lucas County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Lucas County?
HUD counts rent as a burden when it reaches 30% of income or more. In Lucas County, 45% of renter households are in that position; in Ohio, 46%, and nationwide, 51% (Average 2020–2024, Census).