Renting · Section 8
Data from November 2026
Renting in Clinton County, Ohio
Clinton County has a HUD fair market rent of $1,071 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $910 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $20.60 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,071
- a month, HUD, Fiscal year 2027
- 16% less than in Ohio
- Typical rent
- $910
- a month, Census, Average 2020–2024
- 12% less than in Ohio
- Wage needed
- $20.60
- an hour, 2 bedrooms
- Or $42,840 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 39%
- spend 30% or more of income on rent
- 14% less than in Ohio
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Clinton County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Clinton County was $1,075 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $809 | $15.56 | $32,360 |
| 1 bedroom | $843 | $16.21 | $33,720 |
| 2 bedrooms | $1,071 | $20.60 | $42,840 |
| 3 bedrooms | $1,386 | $26.65 | $55,440 |
| 4 bedrooms | $1,694 | $32.58 | $67,760 |
HUD area: Clinton County, OH. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 16 ZIP codes in Clinton County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,000 in 45148 to $1,290 in 45113. 9 ZIP codes are above the county's fair market rent ($1,071).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 45107 | Brown County, OH | $840 | $880 | $1,120 | $1,460 | $1,750 |
|---|---|---|---|---|---|---|
| 45107 | Cincinnati, OH-KY-IN | $840 | $880 | $1,120 | $1,460 | $1,750 |
| 45107 | Clinton County, OH | $840 | $880 | $1,120 | $1,460 | $1,750 |
| 45113 | Cincinnati, OH-KY-IN | $960 | $1,010 | $1,290 | $1,680 | $2,000 |
| 45113 | Clinton County, OH | $960 | $1,010 | $1,290 | $1,680 | $2,000 |
| 45146 | Clinton County, OH | $870 | $910 | $1,150 | $1,490 | $1,820 |
| 45148 | Brown County, OH | $760 | $790 | $1,000 | $1,300 | $1,590 |
| 45148 | Clinton County, OH | $760 | $790 | $1,000 | $1,300 | $1,590 |
| 45159 | Clinton County, OH | $880 | $1,000 | $1,200 | $1,510 | $1,870 |
| 45159 | Highland County, OH | $880 | $1,000 | $1,200 | $1,510 | $1,870 |
| 45164 | Clinton County, OH | $760 | $790 | $1,000 | $1,300 | $1,590 |
| 45166 | Clinton County, OH | $770 | $800 | $1,010 | $1,320 | $1,600 |
| 45169 | Clinton County, OH | $760 | $790 | $1,000 | $1,300 | $1,580 |
| 45169 | Dayton-Kettering-Beavercreek, OH | $760 | $790 | $1,000 | $1,300 | $1,580 |
| 45169 | Fayette County, OH | $760 | $790 | $1,000 | $1,300 | $1,580 |
| 45177 | Clinton County, OH | $820 | $860 | $1,090 | $1,410 | $1,720 |
- 45107 · Brown County, OH $1,120$1,460
- 45107 · Cincinnati, OH-KY-IN $1,120$1,460
- 45107 · Clinton County, OH $1,120$1,460
- 45113 · Cincinnati, OH-KY-IN $1,290$1,680
- 45113 · Clinton County, OH $1,290$1,680
- 45146 · Clinton County, OH $1,150$1,490
- 45148 · Brown County, OH $1,000$1,300
- 45148 · Clinton County, OH $1,000$1,300
- 45159 · Clinton County, OH $1,200$1,510
- 45159 · Highland County, OH $1,200$1,510
- 45164 · Clinton County, OH $1,000$1,300
- 45166 · Clinton County, OH $1,010$1,320
- 45169 · Clinton County, OH $1,000$1,300
- 45169 · Dayton-Kettering-Beavercreek, OH $1,000$1,300
- 45169 · Fayette County, OH $1,000$1,300
- 45177 · Clinton County, OH $1,090$1,410
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Clinton County, 39% of renter households are in that position; in Ohio, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
39%
of renter households spend 30% or more of their income on rent.
4,727 households rent in Clinton County
- Spend half or more of their income 23%
- Spend 30% or more, but less than half 16%
- Spend less than 30% 61%
Compared with the state and the country
- Clinton 39%
- Ohio 46%
- United States 51%
Low-income apartments
Low-income apartments in Clinton County
HUD lists 23 properties with homes for low-income households in Clinton County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 11
- HUD-assisted
- 12
985 homes in all; 979 of them low-income, according to HUD.
- Northland Court HUD-assisted 1151 Brownberry Dr, Wilmington 45177 98 homes, 97 low-income · For families · (937) 382-4853
- Quaker Apartments of Wilmington HUD-assisted 274 Prairie Ave, Wilmington 45177 80 low-income homes · For older adults · (937) 382-4567
- Prairie View Apartments HUD-assisted 360 Prairie Ave, Wilmington 45177 74 low-income homes · For older adults · (937) 382-4569
- Wilmington Green HUD-assisted 55 Jodie Ln, Wilmington 45177 72 low-income homes · For families · (937) 382-6342
- Wilmington Court Apts Tax credit (LIHTC) 1035 Xenia Ave, Wilmington 45177 71 low-income homes · 2 bd: 36 · 3 bd: 35 · In service since 1995
- Westminster Court I HUD-assisted 901 Cherry St, Blanchester 45107 64 low-income homes · For older adults · (937) 783-3467
- Community Commons Tax credit (LIHTC) 320 Community Dr, Wilmington 45177 56 low-income homes · 2 bd: 36 · 3 bd: 20 · In service since 1999 · For older adults
- Wilmington Apts Tax credit (LIHTC) 507 Howard St, Wilmington 45177 54 low-income homes · 1 bd: 32 · 2 bd: 22 · 3 bd: 22 · In service since 1995
- Westminster Court II HUD-assisted 905 Cherry St, Blanchester 45107 50 low-income homes · For older adults · (937) 783-3467
- Wilmington Green III HUD-assisted 61 Reba Dr, Wilmington 45177 50 low-income homes · For people with disabilities · (937) 382-6342
- Clinton Commons Tax credit (LIHTC) 136 Commons Ln, Wilmington 45177 42 low-income homes · 3 bd: 42 · In service since 2005 · For people with disabilities
- Blanchester Senior Apts Tax credit (LIHTC) 34 Pansy Rd, Blanchester 45107 40 low-income homes · 2 bd: 40 · In service since 2010 · For older adults
- Clinton Commons II Tax credit (LIHTC) 202 Jeanie Wilson Way, Wilmington 45177 40 low-income homes · 2 bd: 40 · In service since 2009 · For older adults
- Apple Tree Apts Tax credit (LIHTC) 385 Bernard Rd, New Vienna 45159 36 low-income homes · In service since 1991
- Ursula Park Tax credit (LIHTC) 746 S Broadway St, Blanchester 45107 36 low-income homes · 1 bd: 12 · 2 bd: 22 · 3 bd: 2 · In service since 2009
- Clinton Glen Tax credit (LIHTC) 479 Thorne Ave, Wilmington 45177 30 low-income homes · 2 bd: 15 · 3 bd: 15 · In service since 2005
- Mulberry Hill Tax credit (LIHTC) 459 S Mulberry St, Wilmington 45177 23 low-income homes · In service since 1988
- William Tuke Apartments HUD-assisted 150 Sparta Ave, Wilmington 45177 22 homes, 20 low-income · For people with disabilities · (937) 382-7938
- Barker House Aka Wilmington Friendship House HUD-assisted 100 Hale St, Wilmington 45177 15 homes, 14 low-income · For older adults · (513) 554-4567
- Esther Tuke Apartments HUD-assisted 903 Cherry St, Blanchester 45107 11 homes, 10 low-income · For people with disabilities · (937) 783-3467
- Mulberry Place HUD-assisted 445 S Mulberry St, Wilmington 45177 10 low-income homes · For older adults · (937) 382-4569
- Smith House HUD-assisted 421 W Vine St, Wilmington 45177 9 homes, 8 low-income · For people with disabilities · (513) 554-4567
- Marjorie Thatcher Place Tax credit (LIHTC) 282 Clinton St, Wilmington 45177 2 low-income homes · In service since 1992
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Clinton County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Clinton County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $19,500 | $32,550 | $52,050 |
| 2 people | $22,300 | $37,200 | $59,450 |
| 3 people | $27,320 | $41,850 | $66,900 |
| 4 people | $33,000 | $46,450 | $74,300 |
| 5 people | $38,680 | $50,200 | $80,250 |
| 6 people | $44,360 | $53,900 | $86,200 |
| 7 people | $50,040 | $57,600 | $92,150 |
| 8 people | $55,720 | $61,350 | $98,100 |
Area median income: $92,900. HUD income limits by family size, Fiscal year 2026. Area: Clinton County, OH. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $728 – $890
- 1 bedroom $759 – $927
- 2 bedrooms $964 – $1,178
- 3 bedrooms $1,247 – $1,525
- 4 bedrooms $1,525 – $1,863
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Clinton Metropolitian Housing Authority Section 8 vouchers · 302 vouchers (937) 382-5749 Clinton Metropolitian Housing Authority: nathan@clintonmha.com
Housing agencies in Ohio Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Ohio
What Ohio law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- Ohio Rev. Code §5321.16(B)
- If I fall behind on rent, what notice must I get?
- 3 days
- Ohio Rev. Code §1923.04(A)
- How much notice ends a month-to-month rental?
- 30 days
- Ohio Rev. Code §5321.17(B)
- Only a court order can remove youOhio Rev. Code §5321.15(A)
- Protection from retaliationOhio Rev. Code §5321.02(A)
Help
Where to get help with rent in Clinton County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
-
Greenpath Financial Wellness
2465 Executive Park Blvd, Fairborn · 28 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
-
Nid-Hca Dayton
4403 N Main St, 1st FL, Dayton · 35 miles away
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 7 more
-
Neighborhood Housing Partnership of Greater Springfield, Inc.
527 E Home Rd, Springfield · 36 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Clinton County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Ohio, the average home bill was $135 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,142
What you need before you get the keys.
What adds up
- First month
- $1,071
- Security deposit
- $1,071
- Total
- $2,142
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Clinton County?
According to HUD (Fiscal year 2027): Studio: $809; 1 bedroom: $843; 2 bedrooms: $1,071; 3 bedrooms: $1,386; 4 bedrooms: $1,694. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Clinton County?
Paying the 2-bedroom fair market rent ($1,071) without spending more than 30% of income takes $20.60 an hour full time, or $42,840 a year.
Who qualifies for Section 8 in Clinton County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $46,450 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Clinton County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $964 and $1,178 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Clinton County?
For 2 bedrooms they run from $1,000 in 45148 to $1,290 in 45113. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Clinton County?
HUD lists 23 properties with homes for low-income households in Clinton County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Clinton County?
HUD counts rent as a burden when it reaches 30% of income or more. In Clinton County, 39% of renter households are in that position; in Ohio, 46%, and nationwide, 51% (Average 2020–2024, Census).