In Brookville, a typical home is worth $182,200 and typical rent is $1,001 a month. Home values, rent and income are very close to those of all of Montgomery County.
Typical home value from Zillow, September 2021 to September 2026: from $204,684 to $269,810.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Brookville is in Montgomery County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Montgomery County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Trotwood, the typical home value is $113,200: 38% less than in Brookville ($182,200).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Brookville
What homes there are in Brookville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Brookville
Montgomery County
Ohio
United States
Kind of home: Brookville and its comparisons
Measure
Brookville
Montgomery County
Ohio
United States
Detached house
71%
67%
69%
61%
Attached house
10%
7%
5%
6%
Building of 2 to 4
13%
9%
8%
8%
Apartments (5 or more)
Unreliable estimate
16%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Brookville: 71% of homes, more than in Montgomery County (67%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Brookville
Montgomery County
Ohio
United States
Year built: Brookville and its comparisons
Measure
Brookville
Montgomery County
Ohio
United States
Before 1960
26%
40%
38%
26%
1960–1979
24%
34%
26%
24%
1980–1999
24%
16%
20%
25%
2000–2009
17%
6%
10%
14%
2010 or later
9%
4%
7%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K45%
$200K–$300K15%
$300K–$500K24%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Brookville and its comparisons
Measure
Brookville
Under $100K
Unreliable estimate
$100K–$200K
45%
$200K–$300K
15%
$300K–$500K
24%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99944%
$1,000–$1,49934%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Brookville and its comparisons
Measure
Brookville
Under $500
Unreliable estimate
$500–$999
44%
$1,000–$1,499
34%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,395 a month
Montgomery County: $1,438 a month
Without a mortgage
$596 a month
Montgomery County: $604 a month
Owners with a mortgage
56%
Montgomery County: 61%
Owning costs about the same in Brookville as in Montgomery County: with a mortgage, $1,395 a month; without one, $596.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Brookville+39%
Montgomery County+51%
Ohio+47%
United States+53%
Typical rent
Brookville+47%
Montgomery County+29%
Ohio+28%
United States+33%
Typical household income
Brookville+22%
Montgomery County+28%
Ohio+26%
United States+29%
Change since 2015–2019: Brookville and its comparisons
Measure
Brookville
Montgomery County
Ohio
United States
Typical home value
+39%
+51%
+47%
+53%
Typical rent
+47%
+29%
+28%
+33%
Typical household income
+22%
+28%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Brookville rose 39%; in Montgomery County, it rose 51%.
Rents in Brookville rose faster than in Montgomery County: 47% since 2015–2019, against 29%.
Housing prices ran ahead of income in Brookville: typical income rose 22%, against +39% for home values and +47% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Brookville and its comparisons
Measure
Brookville
Montgomery County
Ohio
United States
Rental vacancy
Unreliable estimate
4.7%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.5%
1.5%
3.4%
People per household
2.29
2.24
2.37
2.53
Drive alone
85%
76%
75%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
12%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Much as in Montgomery County, a household in Brookville has 2.29 people on average.
To get to work, 85% of workers in Brookville drive alone; in Montgomery County, 76%.
Do the math
What would you pay each month for a home in Brookville?
A typical home is tight for the typical income
We start with a typical home in Brookville, worth $182,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Brookville, which is $63,598 a year. For that payment to be 28% of income, a household would need to earn about $68,798 a year.
The calculator's FHA and conventional loan limits are those of all of Montgomery County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Brookville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,377 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,605
at 7.18% · 30 years
Loan amount
$178,900
Total interest
$257,395
Paid off in
November 2056
Includes $3,077 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,484 a month
Tight
$1,484 to $1,908 a month
Your payment · 30%
Hard
more than $1,908 a month
Compared with the typical household income in Brookville ($63,598 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,212
Property tax
$237
Home insurance
$76
FHA mortgage insurance (MIP)
$81
You need at least $6,377 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,605; principal and interest $1,212.
The city and its county
Brookville and Montgomery County
Brookville is in Montgomery County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Brookville
Map of Montgomery County, Ohio, with Brookville marked. Around it, the neighboring counties.
Brookville
Montgomery County
Other cities with a page
Brookville's own numbers
Typical home value
$182,200
Typical monthly rent
$1,001
Typical yearly household income
$63,598
Households that own their home
62%
Effective property tax rate
1.56%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Montgomery County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,248
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
1.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Montgomery County.
A typical home in Brookville is worth $182,200: about the same as the county and 15% below Ohio. With the typical household income in Brookville ($63,598 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Brookville2.9 years
Montgomery2.7 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Montgomery County
According to FHFA’s house price index, home prices in Montgomery County rose 104% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Montgomery County.
Yearly change in FHFA’s price index in Montgomery County, 2016 to 2025
2016: +4.0% +4.0% 2016
2017: +5.4% +5.4% 2017
2018: +7.1% +7.1% 2018
2019: +5.9% +5.9% 2019
2020: +5.4% +5.4% 2020
2021: +12.6% +12.6% 2021
2022: +13.6% +13.6% 2022
2023: +8.5% +8.5% 2023
2024: +6.2% +6.2% 2024
2025: +5.7% +5.7% 2025
Change in FHFA’s price index in Montgomery County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+5.7%
+4.8%
+2.9%
5 years (2020–2025)
+56%
+53%
+47%
10 years (2015–2025)
+104%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Brookville next to Montgomery County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Brookville$182,200
Montgomery$180,900
Ohio$214,800
United States$332,700
Typical monthly rent
Brookville$1,001
Montgomery$1,026
Ohio$1,034
United States$1,413
Typical yearly household income
Brookville$63,598
Montgomery$66,139
Ohio$71,389
United States$80,734
See the full table
Brookville next to Montgomery County and Ohio
Measure
Brookville
Montgomery County
Ohio
U.S.
Typical home value
$182,200
$180,900
$214,800
$332,700
Typical monthly rent
$1,001 ▼2% below the county
$1,026
$1,034
$1,413
Typical yearly household income
$63,598 ▼4% below the county
$66,139
$71,389
$80,734
Households that own their home
62% ▼1 points below the county
62%
67%
65%
Typical yearly property tax
$2,851 ▼9% below the county
$3,127
$2,822
$3,119
Effective property tax rate
1.56% ▼0.17 points below the county
1.73%
1.31%
0.94%
Renters with high rent for their income
54% ▲7 points above the county
47%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Montgomery County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Brookville
For a typical $182,200 home in Brookville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Brookville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,605a month
Least cash to close
Down payment
$6,377
Cash to close
$11,843
Rate
7.18%
Mortgage insurance
FHA MIP · $81
Conventional, 5% down$1,572a month
Down payment
$9,110
Cash to close
$14,576
Rate
7.18%
Mortgage insurance
PMI · $87
Conventional, 20% down, no PMI$1,300a month
Down payment
$36,440
Cash to close
$41,906
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,469a month
Down payment
$27,330
Cash to close
$32,796
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Brookville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,605
$6,377
$178,900
7.18%
FHA MIP · $81
$11,843
580
Conventional, 5% down
$1,572
$9,110
$173,090
7.18%
PMI · $87
$14,576
620*
Conventional, 20% down, no PMI
$1,300
$36,440
$145,760
7.18%
None
$41,906
620*
ITIN, 15% down (example)
$1,469
$27,330
$154,870
8.18%
None
$32,796
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Brookville is $1,001 a month: 2% below the county. In Brookville, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Montgomery County, by unit size. To pay the 2-bedroom one ($1,248 a month) without spending more than 30% of your income, you would need to earn $24.00 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Montgomery County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$909
$17.48
$36,360
1 bedroom
$1,008
$19.38
$40,320
2 bedrooms
$1,248
$24.00
$49,920
3 bedrooms
$1,623
$31.21
$64,920
4 bedrooms
$1,774
$34.12
$70,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Brookville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brookville is in ZIP code 45309.
For 2 bedrooms it is $1,200: $48 less than the fair market rent for Montgomery County ($1,248).
Fair market rent by ZIP code and size in Brookville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
45309
$880
$970
$1,200
$1,560
$1,700
ZIP code2 bd3 bd
45309 $1,200$1,560
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Brookville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Montgomery County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Brookville or Montgomery County. The ones below are statewide in Ohio: they work in Brookville the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Brookville or Montgomery County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Brookville and all of Montgomery County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Brookville?
The typical home value in Brookville is $182,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Montgomery County it is $180,900.
How much does it cost to rent in Brookville?
Typical rent in Brookville is $1,001 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Montgomery County is $1,248.
What is the FHA loan limit in Brookville?
Brookville uses the FHA limit for all of Montgomery County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Brookville?
The typical homeowner in Brookville pays $2,851 a year, according to the U.S. Census Bureau. That is 1.56% of the home’s value; in Montgomery County, the rate is 1.73%.
Where can I find free help to buy or rent in Brookville?
There are 5 HUD-approved counseling agencies with an office in Montgomery County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
