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City · 12,741 residents · Darke County, Ohio

Greenville , Ohio

In Greenville, a typical home is worth $157,800 and typical rent is $765 a month. Compared with all of Darke County, typical household income is 27% lower, the typical home value is 9% lower, and the share of households that own their home is 19 points lower.

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  • Typical home value

    $157,800

    9% below the county

    27% below Ohio

    • Greenville
    • Darke
    • Ohio

  • Typical rent

    $765a month

    About the same as the county

    26% below Ohio

    • Greenville
    • Darke
    • Ohio

  • Typical household income

    $47,237a year

    27% below the county

    34% below Ohio

    • Greenville
    • Darke
    • Ohio

  • Households that own their home

    53%

    19 points below the county

    14 points below Ohio

    • Greenville
    • Darke
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$204,311
7.3% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Greenville is in Darke County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Darke County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Greenville apart

What this place has that others do not, from public data, most unusual first.

  1. 53% of households in Greenville own their home, against 72% in Darke County.

  2. The typical household income in Greenville is $47,237, 27% less than in Darke County as a whole ($64,486).

  3. According to Zillow, in the 12 months to September 2026 the typical home value in Greenville rose 7.3%; in Ohio, it rose 3.2%.

  4. Greenville has the 18th lowest typical rent of the 285 cities in Ohio with more than 5,000 people ($765).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Greenville

What homes there are in Greenville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Greenville (62%), but less so than in Darke County (81%).

Year built

In Greenville, half of the homes were built before 1959; in Darke County, before 1963.

There are fewer big homes in Greenville than in Darke County: 54% have 3 bedrooms or more, against 69%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

By rent, most homes in Greenville cost less than HUD's 2-bedroom fair market rent ($1,003): about 83%.

With a mortgage

$1,101 a month

Darke County: $1,255 a month

Without a mortgage

$456 a month

Darke County: $489 a month

Owners with a mortgage

62%

Darke County: 53%

Owning costs less in Greenville: with a mortgage, the typical cost is $1,101 a month; in Darke County, $1,255. Without one, $456.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Greenville rose 60%; in Darke County, it rose 41%.

Since 2015–2019, the typical rent in Greenville rose 24%, more than in Darke County (16%).

Housing prices ran ahead of income in Greenville: typical income rose 13%, against +60% for home values and +24% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGreenvilleDarke CountyOhioUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.4%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.1%1.5%3.4%
People per household 2.052.402.372.53
Drive alone 79%82%75%69%
Carpool 14%10%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 4%6%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

On average, a household in Greenville has 2.05 people, fewer than in Darke County (2.40).

In Greenville, 14% of workers share a car to get to work; in Darke County, 10%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Greenville?

A typical home is tight for the typical income

We start with a typical home in Greenville, worth $157,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Greenville, which is $47,237 a year. For that payment to be 28% of income, a household would need to earn about $55,527 a year.

The calculator's FHA and conventional loan limits are those of all of Darke County.

Your numbers

Local data
$

Starts at the typical home value in Greenville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,523 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,296

at 7.18% · 30 years

Loan amount
$154,942
Total interest
$222,925
Paid off in
November 2056

Includes $2,665 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,102 a month

  • Tight

    $1,102 to $1,417 a month

    Your payment · 33%

  • Hard

    more than $1,417 a month

Compared with the typical household income in Greenville ($47,237 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,296
Principal & interest$1,050
Property tax$111
Home insurance$66
FHA mortgage insurance (MIP)$70

You need at least $5,523 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Greenville and Darke County

Greenville is in Darke County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Greenville's own numbers

Typical home value
$157,800
Typical monthly rent
$765
Typical yearly household income
$47,237
Households that own their home
53%
Effective property tax rate
0.84%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Darke County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
1.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Darke County.

Everything about Darke County

Buying

Buying a home in Greenville

A typical home in Greenville is worth $157,800: 9% below the county and 27% below Ohio. With the typical household income in Greenville ($47,237 a year), a typical home costs 3.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Greenville 3.3 years
  • Darke 2.7 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Darke County

According to FHFA’s house price index, home prices in Darke County rose 95% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Darke County.

Period County Ohio U.S.
Last year (2025) +8.7% +4.8% +2.9%
5 years (2020–2025) +58% +53% +47%
10 years (2015–2025) +95% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Greenville next to Darke County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Greenville $157,800
  • Darke $173,200
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Greenville $765
  • Darke $779
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Greenville $47,237
  • Darke $64,486
  • Ohio $71,389
  • United States $80,734
See the full table
Greenville next to Darke County and Ohio
Measure Greenville Darke County Ohio U.S.
Typical home value $157,800 $173,200 $214,800 $332,700
Typical monthly rent $765 $779 $1,034 $1,413
Typical yearly household income $47,237 $64,486 $71,389 $80,734
Households that own their home 53% 72% 67% 65%
Typical yearly property tax $1,331 $1,584 $2,822 $3,119
Effective property tax rate 0.84% 0.91% 1.31% 0.94%
Renters with high rent for their income 53% 41% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Darke County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Greenville

For a typical $157,800 home in Greenville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Greenville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,296a month

    Least cash to close
    Down payment
    $5,523
    Cash to close
    $10,257
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $70

  • Conventional, 5% down $1,267a month

    Down payment
    $7,890
    Cash to close
    $12,624
    Rate
    7.18%
    Mortgage insurance
    PMI · $75

  • Conventional, 20% down, no PMI $1,031a month

    Down payment
    $31,560
    Cash to close
    $36,294
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,177a month

    Down payment
    $23,670
    Cash to close
    $28,404
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Greenville and for Darke County.

Property tax

Effective rate in Greenville

0.84%of the home’s value each year

$1,331 a year for the typical owner in Greenville.

  • Greenville 0.84%
  • Darke 0.91%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Darke County

FEMA does not publish these numbers by city: they are for all of Darke County.

Homes in the high-risk zone
1.3%
274
Of those, with NFIP insurance
20%
County Ohio U.S.
Homes in the high-risk zone 1.3% 1.7% 3.5%
Of those, with NFIP insurance 20% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Greenville

Typical rent in Greenville is $765 a month: about the same as the county. In Greenville, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Darke County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.

HUD fair market rent for all of Darke County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $827 $15.90 $33,080
1 bedroom $832 $16.00 $33,280
2 bedrooms $1,003 $19.29 $40,120
3 bedrooms $1,350 $25.96 $54,000
4 bedrooms $1,352 $26.00 $54,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Greenville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Greenville is in ZIP code 45331.

For 2 bedrooms it is $1,000: $3 less than the fair market rent for Darke County ($1,003).

  • 45331 $1,000$1,350

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Greenville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Greenville

HUD lists 7 buildings with rents for lower incomes in Greenville. These are the largest.

  • Treaty City Manor 650 Wagner Ave, Greenville 45331 80 low-income homes · For older adults (937) 548-0932
  • Hunter's Oak Apts 1199 E Russ Rd, Greenville 45331 72 low-income homes · 2 bd: 60 · 3 bd: 12 · In service since 1998 · For older adults
  • Fox Run 1230 Adrien Ave, Greenville 45331 60 low-income homes · 2 bd: 44 · 3 bd: 16 · In service since 2006 · For older adults
  • Greenville Manor 1350 Benden Way, Greenville 45331 60 low-income homes · 3 bd: 60 · In service since 1999 · For older adults
  • Wayne Crossing 894 E Russ Rd, Greenville 45331 48 low-income homes · 1 bd: 11 · 2 bd: 20 · 3 bd: 17 · In service since 2010

See all 11 buildings in Darke County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Greenville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Darke County. The nearest ones are below; many serve by phone or online.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Greenville

No down payment, repair or rent-help program on our list is for Greenville or Darke County. The ones below are statewide in Ohio: they work in Greenville the same as in the rest of the state.

Which programs do I qualify for? All programs in Ohio

  • Your Choice! Down Payment Assistance

    Statewide in Ohio

    Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

    Forgivable

    See the program Official page

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

    Tax credit

    See the program Official page

Housing counselors near Greenville

The HUD-approved agencies closest to the center of Greenville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Nid-Hca Trotwood

    4000 Lake Center Dr, Trotwood · 26 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (937) 589-0155

  • Nid-Hca Dayton

    4403 N Main St, 1st FL, Dayton · 29 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (937) 567-0990

  • Horizon Housing Communities Development for Ohio (HHCDO)

    1700 Needmore Rd, Dayton · 30 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (937) 259-8870

All counseling agencies in Ohio

Help in Spanish near Greenville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Greenville

HUD’s record names them for Greenville or Darke County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Darke County Metropolitian Housing Authority Section 8 vouchers (937) 548-5380

All housing agencies in Ohio Source: HUD

Cities

Nearby cities

The cities closest to Greenville, with the typical home value.

Everything about Darke County Housing in Ohio

Neighboring counties

If Darke County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Greenville.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about Greenville

Short answers with the numbers for Greenville and all of Darke County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Greenville?

The typical home value in Greenville is $157,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Darke County it is $173,200.

How much does it cost to rent in Greenville?

Typical rent in Greenville is $765 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Darke County is $1,003.

What is the FHA loan limit in Greenville?

Greenville uses the FHA limit for all of Darke County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Greenville?

The typical homeowner in Greenville pays $1,331 a year, according to the U.S. Census Bureau. That is 0.84% of the home’s value; in Darke County, the rate is 0.91%.

Where can I find free help to buy or rent in Greenville?

We found no HUD-approved counseling agencies with an office in Darke County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).