Renting in Vance County, North Carolina: fair rents and Section 8

Fair market rent, 2 bedrooms: $1,012; a month, HUD, Fiscal year 2027; 30% less than in North Carolina
Typical rent: $883; a month, Census, Average 2020–2024; 28% less than in North Carolina
Wage needed: $19.46; an hour, 2 bedrooms; Or $40,480 a year, to spend no more than 30% of income on rent.
Rent-burdened households: 57%; spend 30% or more of income on rent; 16% more than in North Carolina

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Vance County: what sets it apart

What this place has that others do not, from public data, most unusual first.

Vance County has the 6th largest share of rent-burdened renters of the 97 counties in North Carolina with this figure (57%).
At 60%, Vance County ranks 8th among the 100 counties in North Carolina for the lowest homeownership rate.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Vance County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Vance County was $996 a month in September 2026: 0.8% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).

Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size	Fair rent per month	Hourly wage	Income needed per year
Studio	$769	$14.79	$30,760
1 bedroom	$774	$14.88	$30,960
2 bedrooms	$1,012	$19.46	$40,480
3 bedrooms	$1,261	$24.25	$50,440
4 bedrooms	$1,333	$25.63	$53,320

HUD area: Vance County, NC. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 9 ZIP codes in Vance County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,010 in 27536 to $1,220 in 27544. 8 ZIP codes are above the county's fair market rent ($1,012).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Fair market rent by ZIP code, HUD area and size, Fiscal year 2027. A ZIP code that crosses a HUD area line appears once per area.

27536	Vance County, NC	$770	$770	$1,010	$1,260	$1,330
27537	Raleigh-Cary, NC	$1,060	$1,080	$1,220	$1,500	$1,980
27537	Vance County, NC	$1,060	$1,080	$1,220	$1,500	$1,980
27537	Warren County, NC	$1,060	$1,080	$1,220	$1,500	$1,980
27544	Granville County, NC	$1,060	$1,080	$1,220	$1,500	$1,980
27544	Raleigh-Cary, NC	$1,060	$1,080	$1,220	$1,500	$1,980
27544	Vance County, NC	$1,060	$1,080	$1,220	$1,500	$1,980
27556	Vance County, NC	$800	$810	$1,050	$1,310	$1,420
27584	Vance County, NC	$830	$840	$1,080	$1,350	$1,450

ZIP code 2 bd3 bd
27536 · Vance County, NC $1,010$1,260
27537 · Raleigh-Cary, NC $1,220$1,500
27537 · Vance County, NC $1,220$1,500
27537 · Warren County, NC $1,220$1,500
27544 · Granville County, NC $1,220$1,500
27544 · Raleigh-Cary, NC $1,220$1,500
27544 · Vance County, NC $1,220$1,500
27556 · Vance County, NC $1,050$1,310
27584 · Vance County, NC $1,080$1,350

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Vance County, 57% of renter households are in that position; in North Carolina, 49%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

57%

of renter households spend 30% or more of their income on rent.

6,435 households rent in Vance County

Spend half or more of their income 29%
Spend 30% or more, but less than half 28%
Spend less than 30% 43%

Compared with the state and the country

Vance 57%
North Carolina 49%
United States 51%

Low-income apartments

Low-income apartments in Vance County

HUD lists 36 properties with homes for low-income households in Vance County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC): 27
HUD-assisted: 10
public housing: 1

1,127 homes in all; 1,115 of them low-income, according to HUD.

ST. Charles Place Apartments Tax credit (LIHTC) 120 Charles Rollins Rd, Henderson 27536 80 low-income homes · 1 bd: 12 · 2 bd: 44 · 3 bd: 24 · In service since 2021 · For families
North Henderson Heights HUD-assisted 550 W Andrews Ave, Henderson 27536 76 homes, 75 low-income · For families · (919) 492-5201
Lincoln Height Apts. Public housing 200 Lincoln St, Henderson 27536 75 low-income homes · Run by Vance County Housing Authority · Average payment: $412 a month · (252) 438-6127
Foxborough Pines Tax credit (LIHTC) Vicksboro RD, Henderson 27536 60 low-income homes · 1 bd: 20 · 2 bd: 28 · 3 bd: 12 · In service since 1998 · For families
Garden Gate Villas Tax credit (LIHTC) 672 Approx Vicksboro RD, Henderson 27537 56 low-income homes · 1 bd: 28 · 2 bd: 28 · In service since 2017 · For older adults
Carey Chapel Village Tax credit (LIHTC) 15 Ashmont Ln, Henderson 27537 54 low-income homes · 3 bd: 50 · 4 bd: 4 · In service since 2016 · For families
Cedarhurst Tax credit (LIHTC) · HUD-assisted 720 Highland Ave, Henderson 27536 52 low-income homes · 2 bd: 29 · 3 bd: 23 · In service since 2011 · For families · (252) 760-8100
Heritage Homes Apartments HUD-assisted 351 Keene St, Henderson 27536 50 low-income homes · For older adults · (252) 492-9091
Highland Green Tax credit (LIHTC) · HUD-assisted 111 S Pinkston St, Henderson 27536 50 low-income homes · 2 bd: 30 · 3 bd: 20 · In service since 2004 · For people with disabilities, families, people experiencing homelessness · (252) 492-0601
Oak Hill Apartments HUD-assisted 820 Coble Blvd, Henderson 27536 50 low-income homes · For older adults · (919) 438-3800
Springwood Apartments Tax credit (LIHTC) 605 High St, Henderson 27536 50 low-income homes · 2 bd: 20 · 3 bd: 30 · In service since 2007 · For people with disabilities, families, people experiencing homelessness
Garden Walk Villas Tax credit (LIHTC) 100 Garden Walk Dr, Henderson 27536 48 low-income homes · 1 bd: 36 · 2 bd: 12 · In service since 2005 · For older adults, people with disabilities, people experiencing homelessness
Hillcrest Apartments HUD-assisted 271 S Beckford Dr, Henderson 27536 48 low-income homes · For families · (919) 492-9600
The Wickford Apartments Tax credit (LIHTC) 250 S Beckford Dr, Henderson 27536 44 low-income homes · 1 bd: 18 · 2 bd: 18 · 3 bd: 8 · In service since 2016 · For families
Woods II Tax credit (LIHTC) 300 S Cooper Dr, Henderson 27536 44 low-income homes · 1 bd: 24 · 2 bd: 20 · In service since 2012 · For families
Springwood Apartments HUD-assisted 623 McBorn St, Henderson 27536 50 homes, 41 low-income · For families · (252) 492-4573
Vance Commons Tax credit (LIHTC) 1000 W Young Ave, Henderson 27536 40 low-income homes · 1 bd: 20 · 2 bd: 20 · In service since 2011 · For older adults
Courtyard Apts II Tax credit (LIHTC) 600 S Cooper Dr, Henderson 27536 38 low-income homes · 1 bd: 37 · 2 bd: 1 · In service since 1993 · For older adults
Maria Parham Apts Tax credit (LIHTC) 406 S Chestnut St, Henderson 27536 31 low-income homes · 1 bd: 30 · 2 bd: 1 · In service since 1992 · For older adults
Vance Senior Housing Tax credit (LIHTC) 125 Wyche St, Henderson 27536 31 low-income homes · 1 bd: 27 · 2 bd: 4 · In service since 2003 · For older adults
Lulas landing HUD-assisted 222 W Parkview Dr, Henderson 27536 30 low-income homes · For older adults · (252) 433-8866
Carmel Ridge Tax credit (LIHTC) 100 124 Carmel Ridge RD, Henderson 27537 22 low-income homes · 3 bd: 22 · In service since 1995 · For families
Long Creek Court Tax credit (LIHTC) 1001 1014 Long Creek Court, Kittrell 27544 14 low-income homes · 3 bd: 14 · In service since 1991 · For families
Arc/HDS Vance County Group Home #1 HUD-assisted 264 S Beckford Dr, Henderson 27536 6 homes, 5 low-income · For people with disabilities · (252) 438-7060
Arc/HDS Vance County Group Home #2 HUD-assisted 1642 Graham Ave, Henderson 27536 6 homes, 5 low-income · For people with disabilities · (252) 492-9545
508 & 510 Charles Street Tax credit (LIHTC) 508 Charles St, Henderson 27536 4 low-income homes · 2 bd: 4 · In service since 1995
1010 & 1012 Harriet Street Tax credit (LIHTC) 1010 Harriett St, Henderson 27536 2 low-income homes · 2 bd: 2 · In service since 1994
1027 & 1029 Maple Street Tax credit (LIHTC) 1027 Maple St, Henderson 27536 2 low-income homes · 2 bd: 2 · In service since 1994
1031 & 1033 Maple Street Tax credit (LIHTC) 1031 Maple St, Henderson 27536 2 low-income homes · 2 bd: 2 · In service since 1994
206 & 208 Swain Street Tax credit (LIHTC) 206 Swain St, Henderson 27536 2 low-income homes · 2 bd: 2 · In service since 1994
691 & 693 Boddie ST Apts Tax credit (LIHTC) 691 Boddie St, Henderson 27536 2 low-income homes · 2 bd: 2 · In service since 1993
697 & 699 Beck Avenue Tax credit (LIHTC) 697 Beck Ave, Henderson 27536 2 low-income homes · 2 bd: 2 · In service since 1994
Apple & Peach Housing Tax credit (LIHTC) 135 Apple St, Henderson 27536 2 low-income homes · 3 bd: 2 · In service since 1995
Roberson Housing Tax credit (LIHTC) 717 Roberson St, Henderson 27536 2 low-income homes · 2 bd: 2 · In service since 1993
728 Roberson ST Tax credit (LIHTC) 728 Roberson St, Henderson 27536 1 low-income home · 3 bd: 1 · In service since 1994
College House Tax credit (LIHTC) 415 S College St, Henderson 27536 1 low-income home · 3 bd: 1 · In service since 1993

2 properties have two programs at the same address and appear once. Search HUD's map

How to apply

For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information. Source: HUD
You apply for public housing at the housing agency that runs it. The agency looks at your yearly income, whether you are a family, an older adult or a person with a disability, and your U.S. citizenship or eligible immigration status. If you qualify, your name goes on a waiting list unless they can help you right away. Source: HUD
In tax-credit (LIHTC) apartments, the low-income homes have an income limit, a percentage of the area median income, and a rent cap. Source: 26 U.S.C. §42(g)
In buildings with Section 8 project-based assistance, only low-income households can move in. Source: 24 CFR §5.653(b)
A housing voucher (Section 8) is a separate kind of help: you apply at the public housing agency and use it to rent a home you choose. Source: HUD

This county's income limits Search HUD's map

In public housing, the average payment is what households pay on average for rent and utilities, and the average wait is the time on the list of those who moved in. HUD does not publish those figures where fewer than 11 households reported.

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Vance County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Vance County. Here is what the rules say:

The rules, with their source

You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured

HUD income limits Yearly income of the whole family, before taxes.

HUD income limits by family size, Fiscal year 2026. Area: Vance County, NC.
People	Extremely low (30%)	Very low (50%)	Low
1 person	$16,450	$27,450	$43,900
2 people	$21,640	$31,350	$50,150
3 people	$27,320	$35,250	$56,400
4 people	$33,000	$39,150	$62,650
5 people	$38,680	$42,300	$67,700
6 people	$44,360	$45,450	$72,700
7 people	$48,550	$48,550	$77,700
8 people	$51,700	$51,700	$82,700

Area median income: $67,800. HUD income limits by family size, Fiscal year 2026. Area: Vance County, NC. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

Studio $692 – $846
1 bedroom $697 – $851
2 bedrooms $911 – $1,113
3 bedrooms $1,135 – $1,387
4 bedrooms $1,200 – $1,466

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Franklin-Vance-Warren Opportunity, Inc. Section 8 vouchers · 586 vouchers (252) 492-0161 Franklin-Vance-Warren Opportunity, Inc.: feliciacoleman@fvwopp.com
Vance County Housing Authority Public housing · 75 public housing units (252) 438-6127 Vance County Housing Authority: vcha.bhawkins@gmail.com

Housing agencies in North Carolina Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in North Carolina

What North Carolina law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?: 30 days; N.C. Gen. Stat. § 42-52
If I fall behind on rent, what notice must I get?: 10 days; N.C. Gen. Stat. § 42-3
How much notice ends a month-to-month rental?: 7 days; N.C. Gen. Stat. § 42-14

Only a court order can remove youN.C. Gen. Stat. § 42-25.6
Protection from retaliationN.C. Gen. Stat. § 42-37.1(b)

Help

Where to get help with rent in Vance County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

TC
Telamon Corporation - Raleigh Branch

5560 Munford Rd Ste 107, Raleigh · 39 miles away

Also serves in Farsi.
- Mortgage delinquency and default
- Budget and financial counseling
- and 8 more
(919) 899-9911
TC
Telamon Corporation, Inc

5560 Munford Road, Raleigh · 39 miles away · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 8 more
(919) 899-9911
CC
Carolina Community Impact Inc.

3725 National Dr, Raleigh · 39 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
(866) 635-6414

See every agency in North Carolina Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Vance County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in North Carolina, the average home bill was $144 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

State

We use the place's fair market rent and the state's deposit rule.

Monthly rentHUD fair market rent$HUD two-bedroom fair market rent (FMR) in Vance County (FY2027). Enter the rent of the home you want.What you can set aside each month$To see how long it takes to put it together.

Adjust advanced details

Deposit and rent in advance

The deposit, in

Months of rentDollars

Months of rent for the depositThat is $1,012. We start with an example; enter what you are asked for.Pay the first month before moving inThey also ask for the last month

Application fees$What each application charges, for all the ones you'll fill out.Utility deposits and connection$Electricity, gas, water and internet. Ask each company.The move$Planning example, not a price: $100 to $400 to rent a truck for a day for a move within your city. Get quotes.Pet deposit$Other costs$Boxes, locks, basic furniture.

Let's do the math

Cash to move in

$2,024

What you need before you get the keys.

What adds up

First month: $1,012
Security deposit: $1,012
Total: $2,024

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

Ask for a receipt for every payment and keep a copy of the lease.
On move-in day, walk through the home and take dated photos.
Never send money for a home you haven't seen or a lease you haven't read.

Guide: the security deposit Guide: avoiding rental scams Family budget How much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Vance County?

According to HUD (Fiscal year 2027): Studio: $769; 1 bedroom: $774; 2 bedrooms: $1,012; 3 bedrooms: $1,261; 4 bedrooms: $1,333. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Vance County?

Paying the 2-bedroom fair market rent ($1,012) without spending more than 30% of income takes $19.46 an hour full time, or $40,480 a year.

Who qualifies for Section 8 in Vance County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $39,150 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Vance County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $911 and $1,113 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Vance County?

For 2 bedrooms they run from $1,010 in 27536 to $1,220 in 27544. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Vance County?

HUD lists 36 properties with homes for low-income households in Vance County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Vance County?

HUD counts rent as a burden when it reaches 30% of income or more. In Vance County, 57% of renter households are in that position; in North Carolina, 49%, and nationwide, 51% (Average 2020–2024, Census).

Sources and methodology

Fair market rents and income limits come from HUD; typical rent and the burden, from the Census. The wage needed is our calculation: fair market rent × 12 ÷ 30% ÷ full-time hours a year. The voucher rules were read in their official text on the date shown.

Fair Market Rents Fiscal year 2027
Small Area Fair Market Rents Fiscal year 2027
Low-income apartments Retrieved November 6, 2026
American Community Survey Average 2020–2024
Income Limits Fiscal year 2026
Public Housing Agencies Retrieved November 6, 2026
HUD-approved housing counseling agencies Retrieved November 6, 2026

Program rules

24 CFR §888.113, Fair market rents for existing housing: Methodology Verified October 30, 2026
24 CFR §982.503, Payment standard areas, schedule, and amounts Verified October 30, 2026
24 CFR §5.603, Definitions (income) Verified October 30, 2026
24 CFR §982.201, Eligibility and targeting Verified October 30, 2026
24 CFR §982.1, Programs: purpose and structure Verified October 30, 2026
24 CFR §982.508, Maximum family share at initial occupancy Verified October 30, 2026
HUD, Housing Choice Voucher Tenants Verified October 30, 2026

Renting in Vance County, North Carolina

Four numbers to start with

Renting in Vance County: what sets it apart

What HUD sets for each size

The fair market rent for your ZIP code

How many households spend too much

Compared with the state and the country

Low-income apartments in Vance County

The Section 8 voucher in Vance County

The rules, with their source

Possible payment standard

Housing agencies that serve this place

Your rights as a tenant in North Carolina

Where to get help with rent in Vance County

How much cash do you need to move in?

Your move

Before you sign

Frequently asked questions

What is the fair market rent in Vance County?

How much do you need to earn to rent in Vance County?

Who qualifies for Section 8 in Vance County?

How much does Section 8 pay in Vance County?

Does the fair market rent change by ZIP code in Vance County?

How many low-income apartments are there in Vance County?

How many households spend too much on rent in Vance County?