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City · 10,766 residents · Wake County, North Carolina

Rolesville , North Carolina

In Rolesville, a typical home is worth $535,000. Compared with all of Wake County, typical household income is 41% higher, the typical home value is 16% higher, and the share of households that own their home is 28 points higher.

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  • Typical home value

    $535,000

    16% above the county

    85% above North Carolina

    • Rolesville
    • Wake
    • North Carolina

  • Typical household income

    $149,565a year

    41% above the county

    107% above North Carolina

    • Rolesville
    • Wake
    • North Carolina

  • Households that own their home

    93%

    28 points above the county

    26 points above North Carolina

    • Rolesville
    • Wake
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$491,450
1.2% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Rolesville is in Wake County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wake County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Rolesville apart

What this place has that others do not, from public data, most unusual first.

  1. 93% of households in Rolesville own their home, against 64% in Wake County.

  2. Nearby, in Zebulon, the typical home value is $320,700: 40% less than in Rolesville ($535,000).

  3. The typical household income in Rolesville is $149,565, 41% more than in Wake County as a whole ($105,768).

  4. The typical home in Rolesville is worth $535,000, 16% more than in Wake County as a whole ($461,300).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Rolesville

What homes there are in Rolesville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Rolesville, 9 in 10 homes are single-family detached houses; in Wake County, 6.

Year built

The typical home in Rolesville was built in 2013, 13 years after the typical one in Wake County.

Homes in Rolesville are bigger: 94% have 3 bedrooms or more; in Wake County, 67%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,483 a month

Wake County: $2,113 a month

Without a mortgage

$731 a month

Wake County: $672 a month

Owners with a mortgage

89%

Wake County: 74%

In Rolesville, 89% of owners have a mortgage, and their typical cost is $2,483 a month, against $2,113 in Wake County. Without one it drops to $731.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Rolesville rose 69%; in Wake County, it rose 64%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureRolesvilleWake CountyNorth CarolinaUnited States
Rental vacancy Unreliable estimate8.9%7.1%5.5%
Homeowner vacancy Unreliable estimate0.6%1.3%0.9%
More than one person per room Unreliable estimate1.9%2.2%3.4%
People per household 3.052.512.442.53
Drive alone 66%61%72%69%
Carpool Unreliable estimate6%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 28%29%16%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Rolesville has 3.05 people, more than in Wake County (2.51).

In Rolesville, 66% of workers drive alone to work; in Wake County, 61%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Rolesville?

A typical home is tight for the typical income

We start with a typical home in Rolesville, worth $535,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Rolesville, which is $149,565 a year. For that payment to be 28% of income, a household would need to earn about $187,493 a year.

The calculator's FHA and conventional loan limits are those of all of Wake County.

Your numbers

Local data
$

Starts at the typical home value in Rolesville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $18,725 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,375

at 7.18% · 30 years

Loan amount
$525,310
Total interest
$755,798
Paid off in
November 2056

Includes $9,035 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,490 a month

  • Tight

    $3,490 to $4,487 a month

    Your payment · 35%

  • Hard

    more than $4,487 a month

Compared with the typical household income in Rolesville ($149,565 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,375
Principal & interest$3,559
Property tax$357
Home insurance$223
FHA mortgage insurance (MIP)$237

You need at least $18,725 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Rolesville and Wake County

Rolesville is in Wake County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Rolesville's own numbers

Typical home value
$535,000
Typical yearly household income
$149,565
Households that own their home
93%
Effective property tax rate
0.8%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Wake County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,689
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wake County.

Everything about Wake County

Buying

Buying a home in Rolesville

A typical home in Rolesville is worth $535,000: 16% above the county and 85% above North Carolina. With the typical household income in Rolesville ($149,565 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Rolesville 3.6 years
  • Wake 4.4 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Wake County

According to FHFA’s house price index, home prices in Wake County rose 107% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Wake County.

Period County North Carolina U.S.
Last year (2025) +1.0% +2.5% +2.9%
5 years (2020–2025) +57% +60% +47%
10 years (2015–2025) +107% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Rolesville next to Wake County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Rolesville $535,000
  • Wake $461,300
  • North Carolina $288,900
  • United States $332,700
Typical yearly household income
  • Rolesville $149,565
  • Wake $105,768
  • North Carolina $72,388
  • United States $80,734
See the full table
Rolesville next to Wake County and North Carolina
Measure Rolesville Wake County North Carolina U.S.
Typical home value $535,000 $461,300 $288,900 $332,700
Typical yearly household income $149,565 $105,768 $72,388 $80,734
Households that own their home 93% 64% 67% 65%
Typical yearly property tax $4,273 $3,260 $1,896 $3,119
Effective property tax rate 0.8% 0.71% 0.66% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Rolesville

For a typical $535,000 home in Rolesville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Rolesville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,375a month

    Least cash to close
    Down payment
    $18,725
    Cash to close
    $34,775
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $237

  • Conventional, 5% down $4,277a month

    Down payment
    $26,750
    Cash to close
    $42,800
    Rate
    7.18%
    Mortgage insurance
    PMI · $254

  • Conventional, 20% down, no PMI $3,479a month

    Down payment
    $107,000
    Cash to close
    $123,050
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,974a month

    Down payment
    $80,250
    Cash to close
    $96,300
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Rolesville and for Wake County.

Property tax

Effective rate in Rolesville

0.8%of the home’s value each year

$4,273 a year for the typical owner in Rolesville.

  • Rolesville 0.8%
  • Wake 0.71%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in Wake County

FEMA does not publish these numbers by city: they are for all of Wake County.

Homes in the high-risk zone
0.5%
1,680
Of those, with NFIP insurance
46%
County North Carolina U.S.
Homes in the high-risk zone 0.5% 2.8% 3.5%
Of those, with NFIP insurance 46% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Rolesville

The Census Bureau publishes no typical rent for Rolesville. Below are the fair market rents for Wake County.

HUD publishes a fair market rent for all of Wake County, by unit size. To pay the 2-bedroom one ($1,689 a month) without spending more than 30% of your income, you would need to earn $32.48 an hour working full time.

HUD fair market rent for all of Wake County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,489 $28.63 $59,560
1 bedroom $1,552 $29.85 $62,080
2 bedrooms $1,689 $32.48 $67,560
3 bedrooms $2,103 $40.44 $84,120
4 bedrooms $2,823 $54.29 $112,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Rolesville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Rolesville has 2 ZIP codes with their own.

For 2 bedrooms it is $1,670 in all of them.

None is above the fair market rent for Wake County ($1,689).

  • 27571 $1,670$2,080
  • 27587 $1,670$2,080

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Rolesville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Rolesville

HUD lists 2 buildings with rents for lower incomes in Rolesville. These are the largest.

  • The Grande at Granite Falls 400 Grand Rock Way, Rolesville 27571 74 low-income homes · Studio: 1 · 1 bd: 26 · 2 bd: 47 · In service since 2016 · For older adults
  • Granite Falls Apartments 404 Hunter Falls Ln, Rolesville 27571 72 low-income homes · 2 bd: 48 · 3 bd: 24 · In service since 2014 · For families

See all 195 buildings in Wake County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Rolesville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 9 HUD-approved agencies with an office in Wake County; 7 say they serve in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Rolesville

No down payment, repair or rent-help program on our list is for Rolesville or Wake County. The ones below are statewide in North Carolina: they work in Rolesville the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near Rolesville

The HUD-approved agencies closest to the center of Rolesville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Carolina Community Impact Inc.

    3725 National Dr, Raleigh · 13 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (866) 635-6414

  • Consumer Education Services, Inc

    3725 National Dr Ste 160, Raleigh · 13 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (877) 322-8824

  • Dhic, Inc.

    113 S Wilmington St, Raleigh · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (919) 832-4345

Every agency in Wake County All counseling agencies in North Carolina

Help in Spanish near Rolesville

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Rolesville

HUD’s record names them for Rolesville or Wake County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Wake Public housing and Section 8 vouchers (919) 269-6404

2 other authorities have an office in Wake County: see the list Source: HUD

Cities

Other cities in Wake County

These cities are also in Wake County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Wake County Housing in North Carolina

Nearby cities

The cities closest to Rolesville, with the typical home value.

Neighboring counties

If Wake County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Rolesville.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Rolesville

Short answers with the numbers for Rolesville and all of Wake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Rolesville?

The typical home value in Rolesville is $535,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wake County it is $461,300.

What is the FHA loan limit in Rolesville?

Rolesville uses the FHA limit for all of Wake County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Rolesville?

The typical homeowner in Rolesville pays $4,273 a year, according to the U.S. Census Bureau. That is 0.8% of the home’s value; in Wake County, the rate is 0.71%.

Where can I find free help to buy or rent in Rolesville?

There are 9 HUD-approved counseling agencies with an office in Wake County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).