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City · 5,729 residents · Nash County, North Carolina

Nashville , North Carolina

In Nashville, a typical home is worth $205,300 and typical rent is $1,073 a month. Compared with all of Nash County, typical rent is 13% higher, the typical home value is 7% higher, and the share of households that own their home is 12 points lower.

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  • Typical home value

    $205,300

    7% above the county

    29% below North Carolina

    • Nashville
    • Nash
    • North Carolina

  • Typical rent

    $1,073a month

    13% above the county

    13% below North Carolina

    • Nashville
    • Nash
    • North Carolina

  • Typical household income

    $61,000a year

    2% below the county

    16% below North Carolina

    • Nashville
    • Nash
    • North Carolina

  • Households that own their home

    52%

    12 points below the county

    15 points below North Carolina

    • Nashville
    • Nash
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$255,952
1.3% more than 12 months ago
Typical rent
$1,448 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Nashville is in Nash County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Nash County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Nashville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Tarboro, the typical rent is $843: 21% less than in Nashville ($1,073).

  2. Nearby, in Rocky Mount, the typical home value is $165,700: 19% less than in Nashville ($205,300).

  3. 52% of households in Nashville own their home, against 64% in Nash County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Nashville

What homes there are in Nashville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Nash County, most homes in Nashville are detached houses (69%).

Year built

Here half of the homes date from 1993 or later; in Nash County, from 1986 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,181 a month

Nash County: $1,367 a month

Without a mortgage

$524 a month

Nash County: $501 a month

Owners with a mortgage

55%

Nash County: 53%

Owning costs less in Nashville: with a mortgage, the typical cost is $1,181 a month; in Nash County, $1,367. Without one, $524.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Nashville rose 50% since 2015–2019, about the same as in Nash County (49%).

Since 2015–2019, the typical rent in Nashville rose 24%, more than in Nash County (19%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNashvilleNash CountyNorth CarolinaUnited States
Rental vacancy Unreliable estimate3.1%7.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.2%3.4%
People per household 2.292.432.442.53
Drive alone 76%81%72%69%
Carpool Unreliable estimate7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate0%2%3%
Work from home 21%11%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.29 on average, against 2.43 in Nash County.

In Nashville, 21% of workers work from home, more than in Nash County (11%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Nashville?

A typical home is tight for the typical income

We start with a typical home in Nashville, worth $205,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Nashville, which is $61,000 a year. For that payment to be 28% of income, a household would need to earn about $71,655 a year.

The calculator's FHA and conventional loan limits are those of all of Nash County.

Your numbers

Local data
$

Starts at the typical home value in Nashville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,186 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,672

at 7.18% · 30 years

Loan amount
$201,581
Total interest
$290,028
Paid off in
November 2056

Includes $3,467 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,423 a month

  • Tight

    $1,423 to $1,830 a month

    Your payment · 33%

  • Hard

    more than $1,830 a month

Compared with the typical household income in Nashville ($61,000 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,672
Principal & interest$1,366
Property tax$130
Home insurance$86
FHA mortgage insurance (MIP)$91

You need at least $7,186 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Nashville and Nash County

Nashville is in Nash County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Nashville's own numbers

Typical home value
$205,300
Typical monthly rent
$1,073
Typical yearly household income
$61,000
Households that own their home
52%
Effective property tax rate
0.76%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Nash County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,167
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nash County.

Everything about Nash County

Buying

Buying a home in Nashville

A typical home in Nashville is worth $205,300: 7% above the county and 29% below North Carolina. With the typical household income in Nashville ($61,000 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Nashville 3.4 years
  • Nash 3.1 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Nash County

According to FHFA’s house price index, home prices in Nash County rose 91% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Nash County.

Period County North Carolina U.S.
Last year (2025) +3.0% +2.5% +2.9%
5 years (2020–2025) +60% +60% +47%
10 years (2015–2025) +91% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Nashville next to Nash County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Nashville $205,300
  • Nash $191,000
  • North Carolina $288,900
  • United States $332,700
Typical monthly rent
  • Nashville $1,073
  • Nash $953
  • North Carolina $1,228
  • United States $1,413
Typical yearly household income
  • Nashville $61,000
  • Nash $62,426
  • North Carolina $72,388
  • United States $80,734
See the full table
Nashville next to Nash County and North Carolina
Measure Nashville Nash County North Carolina U.S.
Typical home value $205,300 $191,000 $288,900 $332,700
Typical monthly rent $1,073 $953 $1,228 $1,413
Typical yearly household income $61,000 $62,426 $72,388 $80,734
Households that own their home 52% 64% 67% 65%
Typical yearly property tax $1,557 $1,362 $1,896 $3,119
Effective property tax rate 0.76% 0.71% 0.66% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nash County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Nashville

For a typical $205,300 home in Nashville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Nashville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,672a month

    Least cash to close
    Down payment
    $7,186
    Cash to close
    $13,345
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $91

  • Conventional, 5% down $1,634a month

    Down payment
    $10,265
    Cash to close
    $16,424
    Rate
    7.18%
    Mortgage insurance
    PMI · $98

  • Conventional, 20% down, no PMI $1,328a month

    Down payment
    $41,060
    Cash to close
    $47,219
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,518a month

    Down payment
    $30,795
    Cash to close
    $36,954
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Nashville and for Nash County.

Property tax

Effective rate in Nashville

0.76%of the home’s value each year

$1,557 a year for the typical owner in Nashville.

  • Nashville 0.76%
  • Nash 0.71%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in Nash County

FEMA does not publish these numbers by city: they are for all of Nash County.

Homes in the high-risk zone
2%
741
Of those, with NFIP insurance
49%
County North Carolina U.S.
Homes in the high-risk zone 2% 2.8% 3.5%
Of those, with NFIP insurance 49% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Nashville

Typical rent in Nashville is $1,073 a month: 13% above the county.

HUD publishes a fair market rent for all of Nash County, by unit size. To pay the 2-bedroom one ($1,167 a month) without spending more than 30% of your income, you would need to earn $22.44 an hour working full time.

HUD fair market rent for all of Nash County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $967 $18.60 $38,680
1 bedroom $972 $18.69 $38,880
2 bedrooms $1,167 $22.44 $46,680
3 bedrooms $1,567 $30.13 $62,680
4 bedrooms $1,787 $34.37 $71,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Nashville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Nashville is in ZIP code 27856.

For 2 bedrooms it is $1,150: $17 less than the fair market rent for Nash County ($1,167).

  • 27856 $1,150$1,540

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Nashville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Nashville

HUD lists 5 buildings with rents for lower incomes in Nashville. These are the largest.

  • Hadley Ridge 237 Macon Dr, Nashville 27856 84 low-income homes · 1 bd: 45 · 2 bd: 39 · In service since 2021 · For older adults
  • Richardson Court 1101 S Brake St, Nashville 27856 50 low-income homes · 1 bd: 5 · 2 bd: 18 · 3 bd: 17 · 4 bd: 10 · In service since 2010 · For families (252) 459-3069
  • Brookway Village 326 N Aviation Ave, Nashville 27856 36 low-income homes · 1 bd: 32 · 2 bd: 4 · In service since 1991 · For older adults
  • Meadow Park Apts 313 Meadow Park Dr, Nashville 27856 25 homes, 24 low-income · 1 bd: 5 · 2 bd: 16 · 3 bd: 4 · In service since 2002 · For families
  • Arc/HDS Nash County Group Home 211 Simbelyn Dr, Nashville 27856 7 homes, 6 low-income · For people with disabilities (252) 459-7620

See all 26 buildings in Nash County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Nashville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Nash County. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Nashville

No down payment, repair or rent-help program on our list is for Nashville or Nash County. The ones below are statewide in North Carolina: they work in Nashville the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near Nashville

The HUD-approved agencies closest to the center of Nashville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Authority of the City of Rocky Mount, NC

    901 Authority Dr, Rocky Mount · 12 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (252) 977-3141

  • Wilson Community Improvement Association, Inc.

    504 Green St E, Wilson · 17 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    252-243-4855x214

  • Dhic, Inc.

    113 S Wilmington St, Raleigh · 40 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (919) 832-4345

All counseling agencies in North Carolina

Help in Spanish near Nashville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Nashville

In HUD’s record, no housing authority with an office in Nash County is named for Nashville or Nash County.

One other authority has an office in Nash County: see the list Source: HUD

Cities

Other cities in Nash County

These cities are also in Nash County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Nash County Housing in North Carolina

Nearby cities

The cities closest to Nashville, with the typical home value.

Neighboring counties

If Nash County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Nashville.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Nashville

Short answers with the numbers for Nashville and all of Nash County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Nashville?

The typical home value in Nashville is $205,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nash County it is $191,000.

How much does it cost to rent in Nashville?

Typical rent in Nashville is $1,073 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nash County is $1,167.

What is the FHA loan limit in Nashville?

Nashville uses the FHA limit for all of Nash County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Nashville?

The typical homeowner in Nashville pays $1,557 a year, according to the U.S. Census Bureau. That is 0.76% of the home’s value; in Nash County, the rate is 0.71%.

Where can I find free help to buy or rent in Nashville?

We found no HUD-approved counseling agencies with an office in Nash County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).