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City · 20,214 residents · Wake County, North Carolina

Knightdale , North Carolina

In Knightdale, a typical home is worth $380,100 and typical rent is $1,674 a month. Compared with all of Wake County, the typical home value is 18% lower.

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  • Typical home value

    $380,100

    18% below the county

    32% above North Carolina

    • Knightdale
    • Wake
    • North Carolina

  • Typical rent

    $1,674a month

    3% above the county

    36% above North Carolina

    • Knightdale
    • Wake
    • North Carolina

  • Typical household income

    $103,220a year

    2% below the county

    43% above North Carolina

    • Knightdale
    • Wake
    • North Carolina

  • Households that own their home

    65%

    1 points above the county

    2 points below North Carolina

    • Knightdale
    • Wake
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$361,028
2% less than 12 months ago
Typical rent
$1,698 a month
2.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Knightdale is in Wake County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wake County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Knightdale apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Knightdale is worth $380,100, 18% less than in Wake County as a whole ($461,300).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Knightdale

What homes there are in Knightdale, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Knightdale, 6 in 10 homes are single-family detached houses; in Wake County, 6.

Year built

The typical home in Knightdale was built in 2008, 8 years after the typical one in Wake County.

In Knightdale, 73% of homes have 3 bedrooms or more, more than in Wake County (67%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,880 a month

Wake County: $2,113 a month

Without a mortgage

$578 a month

Wake County: $672 a month

Owners with a mortgage

86%

Wake County: 74%

The typical cost for an owner with a mortgage in Knightdale is $1,880 a month, less than in Wake County ($2,113); without one, $578.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Knightdale rose 93% since 2015–2019, more than in Wake County (64%).

Since 2015–2019, the typical rent in Knightdale rose 44%, more than in Wake County (41%).

While home values in Knightdale changed +93% and rent +44%, the typical household income rose 48%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureKnightdaleWake CountyNorth CarolinaUnited States
Rental vacancy Unreliable estimate8.9%7.1%5.5%
Homeowner vacancy Unreliable estimate0.6%1.3%0.9%
More than one person per room Unreliable estimate1.9%2.2%3.4%
People per household 2.652.512.442.53
Drive alone 70%61%72%69%
Carpool 7%6%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 19%29%16%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Knightdale are bigger: 2.65 people on average; in Wake County, 2.51.

The car rules in Knightdale: 70% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Knightdale?

A typical home is tight for the typical income

We start with a typical home in Knightdale, worth $380,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Knightdale, which is $103,220 a year. For that payment to be 28% of income, a household would need to earn about $132,393 a year.

The calculator's FHA and conventional loan limits are those of all of Wake County.

Your numbers

Local data
$

Starts at the typical home value in Knightdale. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,304 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,089

at 7.18% · 30 years

Loan amount
$373,215
Total interest
$536,969
Paid off in
November 2056

Includes $6,419 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,408 a month

  • Tight

    $2,408 to $3,097 a month

    Your payment · 36%

  • Hard

    more than $3,097 a month

Compared with the typical household income in Knightdale ($103,220 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,089
Principal & interest$2,528
Property tax$234
Home insurance$158
FHA mortgage insurance (MIP)$168

You need at least $13,304 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Knightdale and Wake County

Knightdale is in Wake County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Knightdale's own numbers

Typical home value
$380,100
Typical monthly rent
$1,674
Typical yearly household income
$103,220
Households that own their home
65%
Effective property tax rate
0.74%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Wake County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,689
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wake County.

Everything about Wake County

Buying

Buying a home in Knightdale

A typical home in Knightdale is worth $380,100: 18% below the county and 32% above North Carolina. With the typical household income in Knightdale ($103,220 a year), a typical home costs 3.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Knightdale 3.7 years
  • Wake 4.4 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Wake County

According to FHFA’s house price index, home prices in Wake County rose 107% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Wake County.

Period County North Carolina U.S.
Last year (2025) +1.0% +2.5% +2.9%
5 years (2020–2025) +57% +60% +47%
10 years (2015–2025) +107% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Knightdale next to Wake County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Knightdale $380,100
  • Wake $461,300
  • North Carolina $288,900
  • United States $332,700
Typical monthly rent
  • Knightdale $1,674
  • Wake $1,623
  • North Carolina $1,228
  • United States $1,413
Typical yearly household income
  • Knightdale $103,220
  • Wake $105,768
  • North Carolina $72,388
  • United States $80,734
See the full table
Knightdale next to Wake County and North Carolina
Measure Knightdale Wake County North Carolina U.S.
Typical home value $380,100 $461,300 $288,900 $332,700
Typical monthly rent $1,674 $1,623 $1,228 $1,413
Typical yearly household income $103,220 $105,768 $72,388 $80,734
Households that own their home 65% 64% 67% 65%
Typical yearly property tax $2,828 $3,260 $1,896 $3,119
Effective property tax rate 0.74% 0.71% 0.66% 0.94%
Renters with high rent for their income 45% 48% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Knightdale

For a typical $380,100 home in Knightdale, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Knightdale's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,089a month

    Least cash to close
    Down payment
    $13,304
    Cash to close
    $24,707
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $168

  • Conventional, 5% down $3,020a month

    Down payment
    $19,005
    Cash to close
    $30,408
    Rate
    7.18%
    Mortgage insurance
    PMI · $181

  • Conventional, 20% down, no PMI $2,453a month

    Down payment
    $76,020
    Cash to close
    $87,423
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,804a month

    Down payment
    $57,015
    Cash to close
    $68,418
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Knightdale and for Wake County.

Property tax

Effective rate in Knightdale

0.74%of the home’s value each year

$2,828 a year for the typical owner in Knightdale.

  • Knightdale 0.74%
  • Wake 0.71%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in Wake County

FEMA does not publish these numbers by city: they are for all of Wake County.

Homes in the high-risk zone
0.5%
1,680
Of those, with NFIP insurance
46%
County North Carolina U.S.
Homes in the high-risk zone 0.5% 2.8% 3.5%
Of those, with NFIP insurance 46% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Knightdale

Typical rent in Knightdale is $1,674 a month: 3% above the county. In Knightdale, 45% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Wake County, by unit size. To pay the 2-bedroom one ($1,689 a month) without spending more than 30% of your income, you would need to earn $32.48 an hour working full time.

HUD fair market rent for all of Wake County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,489 $28.63 $59,560
1 bedroom $1,552 $29.85 $62,080
2 bedrooms $1,689 $32.48 $67,560
3 bedrooms $2,103 $40.44 $84,120
4 bedrooms $2,823 $54.29 $112,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Knightdale

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Knightdale is in ZIP code 27545.

For 2 bedrooms it is $1,780: $91 more than the fair market rent for Wake County ($1,689).

  • 27545 $1,780$2,220

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Knightdale when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Knightdale

HUD lists 5 buildings with rents for lower incomes in Knightdale. These are the largest.

  • Mingo Village Apartments 2371 Federer Dr, Knightdale 27545 76 low-income homes · 1 bd: 12 · 2 bd: 36 · 3 bd: 28 · In service since 2011 · For families
  • Laurel Crossing 918 Malabys Church Dr, Knightdale 27545 60 low-income homes · 1 bd: 12 · 2 bd: 36 · 3 bd: 12 · In service since 2013 · For families
  • Park Place Apts Phase II 107 Luxury Ln, Knightdale 27545 50 low-income homes · 2 bd: 30 · 3 bd: 20 · In service since 1999 · For families
  • Park Place Apts, Phase I 107 Luxury Ln, Knightdale 27545 50 low-income homes · 2 bd: 30 · 3 bd: 20 · In service since 1997 · For families
  • Westgate Village Apts 113 Sills Ave, Knightdale 27545 36 low-income homes · 1 bd: 12 · 2 bd: 24 · In service since 1990 · For families

See all 195 buildings in Wake County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Knightdale

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 9 HUD-approved agencies with an office in Wake County; 7 say they serve in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Knightdale

No down payment, repair or rent-help program on our list is for Knightdale or Wake County. The ones below are statewide in North Carolina: they work in Knightdale the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near Knightdale

The HUD-approved agencies closest to the center of Knightdale, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Dhic, Inc.

    113 S Wilmington St, Raleigh · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (919) 832-4345

  • Carolina Community Impact Inc.

    3725 National Dr, Raleigh · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (866) 635-6414

  • Consumer Education Services, Inc

    3725 National Dr Ste 160, Raleigh · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (877) 322-8824

Every agency in Wake County All counseling agencies in North Carolina

Help in Spanish near Knightdale

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Knightdale

HUD’s record names them for Knightdale or Wake County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Wake Public housing and Section 8 vouchers (919) 269-6404

2 other authorities have an office in Wake County: see the list Source: HUD

Cities

Other cities in Wake County

These cities are also in Wake County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Wake County Housing in North Carolina

Nearby cities

The cities closest to Knightdale, with the typical home value.

Neighboring counties

If Wake County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Knightdale.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Knightdale

Short answers with the numbers for Knightdale and all of Wake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Knightdale?

The typical home value in Knightdale is $380,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wake County it is $461,300.

How much does it cost to rent in Knightdale?

Typical rent in Knightdale is $1,674 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wake County is $1,689.

What is the FHA loan limit in Knightdale?

Knightdale uses the FHA limit for all of Wake County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Knightdale?

The typical homeowner in Knightdale pays $2,828 a year, according to the U.S. Census Bureau. That is 0.74% of the home’s value; in Wake County, the rate is 0.71%.

Where can I find free help to buy or rent in Knightdale?

There are 9 HUD-approved counseling agencies with an office in Wake County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).