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City · 6,241 residents · Harnett County, North Carolina

Angier , North Carolina

In Angier, a typical home is worth $268,200. Compared with all of Harnett County, typical household income is 27% lower and the typical home value is 9% higher.

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  • Typical home value

    $268,200

    9% above the county

    7% below North Carolina

    • Angier
    • Harnett
    • North Carolina

  • Typical household income

    $52,214a year

    27% below the county

    28% below North Carolina

    • Angier
    • Harnett
    • North Carolina

  • Households that own their home

    70%

    1 points below the county

    3 points above North Carolina

    • Angier
    • Harnett
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$330,760
1.2% less than 12 months ago
Typical rent
$1,830 a month
1.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Angier is in Harnett County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Harnett County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Angier apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Dunn, the typical home value is $193,900: 28% less than in Angier ($268,200).

  2. The typical household income in Angier is $52,214, 27% less than in Harnett County as a whole ($71,287).

  3. Angier has the 11th largest share of rent-burdened renters of the 136 cities in North Carolina with more than 5,000 people (65%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Angier

What homes there are in Angier, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Angier, 7 in 10 homes are single-family detached houses; in Harnett County, 7.

Year built

By age, homes in Angier look like those in Harnett County: the typical year built is 1998.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,576 a month

Harnett County: $1,594 a month

Without a mortgage

$509 a month

Harnett County: $462 a month

Owners with a mortgage

84%

Harnett County: 65%

The typical cost for an owner with a mortgage in Angier is $1,576 a month, near the figure in Harnett County ($1,594).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Angier rose 70% since 2015–2019, more than in Harnett County (60%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAngierHarnett CountyNorth CarolinaUnited States
Rental vacancy Unreliable estimate7.2%7.1%5.5%
Homeowner vacancy Unreliable estimate0.9%1.3%0.9%
More than one person per room Unreliable estimate2.3%2.2%3.4%
People per household 2.222.732.442.53
Drive alone 76%79%72%69%
Carpool Unreliable estimate10%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 20%9%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Angier has 2.22 people, fewer than in Harnett County (2.73).

In Angier, 20% of workers work from home, more than in Harnett County (9%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Angier?

A typical home costs more than the typical income allows

We start with a typical home in Angier, worth $268,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Angier, which is $52,214 a year. For that payment to be 28% of income, a household would need to earn about $94,088 a year.

The calculator's FHA and conventional loan limits are those of all of Harnett County.

Your numbers

Local data
$

Starts at the typical home value in Angier. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,387 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,195

at 7.18% · 30 years

Loan amount
$263,342
Total interest
$378,888
Paid off in
November 2056

Includes $4,529 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,218 a month

  • Tight

    $1,218 to $1,566 a month

  • Hard

    more than $1,566 a month

    Your payment · 50%

Compared with the typical household income in Angier ($52,214 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,195
Principal & interest$1,784
Property tax$181
Home insurance$112
FHA mortgage insurance (MIP)$119

You need at least $9,387 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Angier and Harnett County

Angier is in Harnett County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Angier's own numbers

Typical home value
$268,200
Typical yearly household income
$52,214
Households that own their home
70%
Effective property tax rate
0.81%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Harnett County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,051
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Harnett County.

Everything about Harnett County

Buying

Buying a home in Angier

A typical home in Angier is worth $268,200: 9% above the county and 7% below North Carolina. With the typical household income in Angier ($52,214 a year), a typical home costs 5.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Angier 5.1 years
  • Harnett 3.5 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Harnett County

According to FHFA’s house price index, home prices in Harnett County rose 97% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Harnett County.

Period County North Carolina U.S.
Last year (2025) +4.4% +2.5% +2.9%
5 years (2020–2025) +59% +60% +47%
10 years (2015–2025) +97% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Angier next to Harnett County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Angier $268,200
  • Harnett $246,200
  • North Carolina $288,900
  • United States $332,700
Typical yearly household income
  • Angier $52,214
  • Harnett $71,287
  • North Carolina $72,388
  • United States $80,734
See the full table
Angier next to Harnett County and North Carolina
Measure Angier Harnett County North Carolina U.S.
Typical home value $268,200 $246,200 $288,900 $332,700
Typical yearly household income $52,214 $71,287 $72,388 $80,734
Households that own their home 70% 71% 67% 65%
Typical yearly property tax $2,176 $1,689 $1,896 $3,119
Effective property tax rate 0.81% 0.69% 0.66% 0.94%
Renters with high rent for their income 65% 45% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Harnett County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Angier

For a typical $268,200 home in Angier, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Angier's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,195a month

    Least cash to close
    Down payment
    $9,387
    Cash to close
    $17,433
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $119

  • Conventional, 5% down $2,146a month

    Down payment
    $13,410
    Cash to close
    $21,456
    Rate
    7.18%
    Mortgage insurance
    PMI · $127

  • Conventional, 20% down, no PMI $1,746a month

    Down payment
    $53,640
    Cash to close
    $61,686
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,994a month

    Down payment
    $40,230
    Cash to close
    $48,276
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Angier and for Harnett County.

Property tax

Effective rate in Angier

0.81%of the home’s value each year

$2,176 a year for the typical owner in Angier.

  • Angier 0.81%
  • Harnett 0.69%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in Harnett County

FEMA does not publish these numbers by city: they are for all of Harnett County.

Homes in the high-risk zone
0.5%
224
Of those, with NFIP insurance
49%
County North Carolina U.S.
Homes in the high-risk zone 0.5% 2.8% 3.5%
Of those, with NFIP insurance 49% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Angier

The Census Bureau publishes no typical rent for Angier. Below are the fair market rents for Harnett County. In Angier, 65% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Harnett County, by unit size. To pay the 2-bedroom one ($1,051 a month) without spending more than 30% of your income, you would need to earn $20.21 an hour working full time.

HUD fair market rent for all of Harnett County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $891 $17.13 $35,640
1 bedroom $896 $17.23 $35,840
2 bedrooms $1,051 $20.21 $42,040
3 bedrooms $1,455 $27.98 $58,200
4 bedrooms $1,757 $33.79 $70,280

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Angier

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Angier is in ZIP code 27501.

For 2 bedrooms it is $1,220: $169 more than the fair market rent for Harnett County ($1,051).

  • 27501 $1,220$1,500

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Angier when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Angier

HUD lists 5 buildings with rents for lower incomes in Angier. These are the largest.

  • Austin Acres & Knollwood Court 9 Knollwood Ct, Angier 27501 83 low-income homes · Run by Eastern Carolina Regional Housing Authority · Average payment: $444 a month · Average wait: 8 months (919) 735-0435
  • The Cottages at Twin Oaks 55 Cottage Oaks Way, Angier 27501 48 low-income homes · 2 bd: 16 · 3 bd: 32 · In service since 2015 · For families
  • Black River Village Apts Phase II 103 Black River Dr, Angier 27501 32 low-income homes · 1 bd: 28 · 2 bd: 4 · In service since 1991 · For older adults
  • CHC of Harnett Co. 203 N Willow St, Angier 27501 7 homes, 6 low-income · For people with disabilities (919) 981-0740
  • Arc/HDS Harnett Co GH 190 Rawls Rd, Angier 27501 6 homes, 5 low-income · For people with disabilities (919) 639-6082

See all 28 buildings in Harnett County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Angier

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Harnett County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Angier

No down payment, repair or rent-help program on our list is for Angier or Harnett County. The ones below are statewide in North Carolina: they work in Angier the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near Angier

The HUD-approved agencies closest to the center of Angier, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Navicore Solutions- Raleigh, NC

    4917 Waters Edge Dr, Raleigh · 18 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (866) 472-4557

  • Cccs, A Division of Triangle Family Services, Inc.

    3937 Western Blvd, Raleigh · 19 miles away · Spanish

    Also serves in Arabic, American Sign Language (ASL), Cambodian, Cantonese, and 17 more languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (919) 821-0790

  • Dhic, Inc.

    113 S Wilmington St, Raleigh · 19 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (919) 832-4345

All counseling agencies in North Carolina

Help in Spanish near Angier

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Angier

In HUD’s record, no housing authority with an office in Harnett County is named for Angier or Harnett County.

One other authority has an office in Harnett County: see the list Source: HUD

Cities

Other cities in Harnett County

These cities are also in Harnett County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Harnett County Housing in North Carolina

Nearby cities

The cities closest to Angier, with the typical home value.

Neighboring counties

If Harnett County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Angier.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Angier

Short answers with the numbers for Angier and all of Harnett County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Angier?

The typical home value in Angier is $268,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Harnett County it is $246,200.

What is the FHA loan limit in Angier?

Angier uses the FHA limit for all of Harnett County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Angier?

The typical homeowner in Angier pays $2,176 a year, according to the U.S. Census Bureau. That is 0.81% of the home’s value; in Harnett County, the rate is 0.69%.

Where can I find free help to buy or rent in Angier?

We found no HUD-approved counseling agencies with an office in Harnett County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).