Renting · Section 8
Data from November 2026
Renting in Cumberland County, North Carolina
Cumberland County has a HUD fair market rent of $1,476 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,222 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $28.38 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,476
- a month, HUD, Fiscal year 2027
- 2% more than in North Carolina
- Typical rent
- $1,222
- a month, Census, Average 2020–2024
- About the same as in North Carolina
- Wage needed
- $28.38
- an hour, 2 bedrooms
- Or $59,040 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 52%
- spend 30% or more of income on rent
- 6% more than in North Carolina
Only here
Renting in Cumberland County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
At 55%, Cumberland County ranks 2nd among the 100 counties in North Carolina for the lowest homeownership rate.
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Cumberland County has the highest typical rent in its area: $1,222, more than any of its 6 neighboring counties; next is Harnett County ($1,112).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Cumberland County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Cumberland County was $1,382 a month in September 2026: 2.1% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,302 | $25.04 | $52,080 |
| 1 bedroom | $1,334 | $25.65 | $53,360 |
| 2 bedrooms | $1,476 | $28.38 | $59,040 |
| 3 bedrooms | $1,937 | $37.25 | $77,480 |
| 4 bedrooms | $2,380 | $45.77 | $95,200 |
HUD area: Fayetteville, NC HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 23 ZIP codes in Cumberland County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,130 in 28331 to $1,760 in 28307. 8 ZIP codes are above the county's fair market rent ($1,476).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 28301 | Fayetteville, NC | $1,100 | $1,130 | $1,250 | $1,640 | $2,020 |
|---|---|---|---|---|---|---|
| 28303 | Fayetteville, NC | $1,300 | $1,330 | $1,470 | $1,930 | $2,370 |
| 28304 | Fayetteville, NC | $1,510 | $1,540 | $1,710 | $2,250 | $2,760 |
| 28304 | Hoke County, NC | $1,510 | $1,540 | $1,710 | $2,250 | $2,760 |
| 28305 | Fayetteville, NC | $1,180 | $1,210 | $1,340 | $1,760 | $2,160 |
| 28306 | Bladen County, NC | $1,120 | $1,140 | $1,270 | $1,670 | $2,050 |
| 28306 | Fayetteville, NC | $1,120 | $1,140 | $1,270 | $1,670 | $2,050 |
| 28306 | Hoke County, NC | $1,120 | $1,140 | $1,270 | $1,670 | $2,050 |
| 28307 | Fayetteville, NC | $1,550 | $1,590 | $1,760 | $2,310 | $2,840 |
| 28308 | Fayetteville, NC | $1,300 | $1,320 | $1,490 | $1,990 | $2,430 |
| 28310 | Fayetteville, NC | $1,340 | $1,370 | $1,560 | $2,070 | $2,540 |
| 28311 | Fayetteville, NC | $1,320 | $1,360 | $1,500 | $1,970 | $2,420 |
| 28312 | Bladen County, NC | $1,050 | $1,080 | $1,190 | $1,560 | $1,920 |
| 28312 | Fayetteville, NC | $1,050 | $1,080 | $1,190 | $1,560 | $1,920 |
| 28314 | Fayetteville, NC | $1,440 | $1,470 | $1,630 | $2,140 | $2,630 |
| 28331 | Fayetteville, NC | $990 | $1,010 | $1,130 | $1,510 | $1,870 |
| 28342 | Fayetteville, NC | $990 | $1,010 | $1,130 | $1,510 | $1,870 |
| 28348 | Fayetteville, NC | $1,350 | $1,380 | $1,530 | $2,010 | $2,470 |
| 28356 | Fayetteville, NC | $990 | $1,010 | $1,130 | $1,510 | $1,870 |
| 28356 | Harnett County, NC | $990 | $1,010 | $1,130 | $1,510 | $1,870 |
| 28391 | Fayetteville, NC | $990 | $1,010 | $1,130 | $1,510 | $1,870 |
| 28391 | Sampson County, NC | $990 | $1,010 | $1,130 | $1,510 | $1,870 |
| 28395 | Fayetteville, NC | $1,180 | $1,210 | $1,340 | $1,760 | $2,160 |
- 28301 · Fayetteville, NC $1,250$1,640
- 28303 · Fayetteville, NC $1,470$1,930
- 28304 · Fayetteville, NC $1,710$2,250
- 28304 · Hoke County, NC $1,710$2,250
- 28305 · Fayetteville, NC $1,340$1,760
- 28306 · Bladen County, NC $1,270$1,670
- 28306 · Fayetteville, NC $1,270$1,670
- 28306 · Hoke County, NC $1,270$1,670
- 28307 · Fayetteville, NC $1,760$2,310
- 28308 · Fayetteville, NC $1,490$1,990
- 28310 · Fayetteville, NC $1,560$2,070
- 28311 · Fayetteville, NC $1,500$1,970
- 28312 · Bladen County, NC $1,190$1,560
- 28312 · Fayetteville, NC $1,190$1,560
- 28314 · Fayetteville, NC $1,630$2,140
- 28331 · Fayetteville, NC $1,130$1,510
- 28342 · Fayetteville, NC $1,130$1,510
- 28348 · Fayetteville, NC $1,530$2,010
- 28356 · Fayetteville, NC $1,130$1,510
- 28356 · Harnett County, NC $1,130$1,510
- 28391 · Fayetteville, NC $1,130$1,510
- 28391 · Sampson County, NC $1,130$1,510
- 28395 · Fayetteville, NC $1,340$1,760
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Cumberland County, 52% of renter households are in that position; in North Carolina, 49%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
52%
of renter households spend 30% or more of their income on rent.
58,430 households rent in Cumberland County
- Spend half or more of their income 24%
- Spend 30% or more, but less than half 28%
- Spend less than 30% 48%
Compared with the state and the country
- Cumberland 52%
- North Carolina 49%
- United States 51%
Low-income apartments
Low-income apartments in Cumberland County
HUD lists 76 properties with homes for low-income households in Cumberland County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 44
- HUD-assisted
- 26
- public housing
- 9
5,497 homes in all; 4,965 of them low-income, according to HUD.
- Grove View Terrace Tax credit (LIHTC) · HUD-assisted 88 Grove View Ter, Fayetteville 28301 272 low-income homes · For families · (910) 483-6980
- Holland Homes Public housing 3081 Enterprise Ave, Fayetteville 28306 218 low-income homes · Run by Fayetteville Metropolitan Housing Authority · Average payment: $304 a month · Average wait: 12 months · (910) 483-3648
- Melvin Place - Point Place Public housing 334 Point Pl, Fayetteville 28301 210 low-income homes · Run by Fayetteville Metropolitan Housing Authority · Average payment: $269 a month · Average wait: 11 months · (910) 483-3648
- Sycamore Park Tax credit (LIHTC) 604 Volunteer Dr, Fayetteville 28301 184 low-income homes · 2 bd: 121 · 3 bd: 63 · In service since 2011 · For families
- Topeka Heights HUD-assisted 2908 Dwelle Dr, Fayetteville 28306 150 low-income homes · For families · (910) 424-6415
- Project Unnamed Public housing 3025 Akron Dr, Hope Mills 28348 124 low-income homes · Run by Fayetteville Metropolitan Housing Authority · Average payment: $436 a month · Homes at several sites · (910) 483-3648
- Tera Gardens Apartments HUD-assisted 233 Law Rd, Fayetteville 28311 120 low-income homes · For families · (910) 488-4166
- Oak Run II Tax credit (LIHTC) 575 Scarborough St, Fayetteville 28301 118 low-income homes · 2 bd: 87 · 3 bd: 31 · In service since 2013 · For families
- Oak Run Tax credit (LIHTC) 550 Campbell Ave, Fayetteville 28301 112 low-income homes · 2 bd: 81 · 3 bd: 31 · In service since 2011 · For families
- Curtis Lane/Alfred Street Public housing 632 Volunteer Dr, Fayetteville 28301 221 homes, 110 low-income · Run by Fayetteville Metropolitan Housing Authority · Average payment: $358 a month · Average wait: 23 months · (910) 483-3648
- Towers West Apartments HUD-assisted 810 Executive Pl, Fayetteville 28305 110 low-income homes · For older adults · (910) 485-4176
- Colony Place Tax credit (LIHTC) 2095 Hyde Pl, Fayetteville 28306 100 low-income homes · 2 bd: 60 · 3 bd: 40 · In service since 2012 · For families
- Cumberland Gardens HUD-assisted 812 McLamb Ct, Spring Lake 28390 100 low-income homes · For families · (910) 497-2948
- Fayetteville Gardens HUD-assisted 2927 Gordon Way, Fayetteville 28303 100 low-income homes · For families · (910) 483-0274
- Fayetteville Gardens Apartments Tax credit (LIHTC) 2941A Gordon Way, Fayetteville 28303 100 low-income homes · 1 bd: 23 · 2 bd: 53 · 3 bd: 24 · In service since 2006 · For people with disabilities, families, people experiencing homelessness
- Rosehill Gardens Apartments Tax credit (LIHTC) 216 Tiffany Ct, Fayetteville 28301 100 low-income homes · 1 bd: 10 · 2 bd: 44 · 3 bd: 36 · 4 bd: 10 · In service since 2005 · For people with disabilities, families, people experiencing homelessness
- Mount Sinai Homes HUD-assisted 703 Blue St, Fayetteville 28301 100 homes, 99 low-income · For families · (910) 483-8404
- Cape's Landing Apartments Tax credit (LIHTC) 1404 Deer Trail Dr, Fayetteville 28314 96 low-income homes · 2 bd: 62 · 3 bd: 34 · In service since 2016 · For families
- Mcarthur Park Tax credit (LIHTC) 2510 Mary Charles Loop, Fayetteville 28311 96 low-income homes · 1 bd: 16 · 2 bd: 48 · 3 bd: 32 · For families
- Millstone Landing Tax credit (LIHTC) 3417 Christakait Pl, Fayetteville 28306 88 low-income homes · 2 bd: 56 · 3 bd: 32 · In service since 2017 · For families
- Bunce Green Apts Tax credit (LIHTC) 1409 Distinct Cir, Fayetteville 28314 80 low-income homes · 2 bd: 68 · 3 bd: 12 · In service since 2005 · For people with disabilities, families, people experiencing homelessness
- Maple Ridge Apartments - Phase 3 Tax credit (LIHTC) 6736 Bone Creek Dr, Fayetteville 28314 80 low-income homes · 1 bd: 20 · 2 bd: 60 · In service since 2010 · For families
- Mcarthur Park II Tax credit (LIHTC) 4500 Beagle Dr, Fayetteville 28311 80 low-income homes · In service since 2021 · For families
- Tokay Green Apartments Tax credit (LIHTC) 1928 Florida DR, Fayetteville 28301 80 low-income homes · 2 bd: 60 · 3 bd: 20 · In service since 2006 · For people with disabilities, families, people experiencing homelessness
- Hickory Hill Apartments HUD-assisted 3006 Hickory Hill Rd, Fayetteville 28301 76 low-income homes · For older adults · (910) 488-1242
- Rosehill West Apts Tax credit (LIHTC) 1945 James Hamner Way, Fayetteville 28311 76 low-income homes · 2 bd: 56 · 3 bd: 20 · In service since 2002 · For families
- Rosehill Garden Apartments HUD-assisted 218 Tiffany Ct, Fayetteville 28301 100 homes, 74 low-income · For families · (910) 488-1330
- Azalea Manor Tax credit (LIHTC) · Public housing 230 Lincoln Dr, Fayetteville 28301 73 homes, 72 low-income · 1 bd: 54 · 2 bd: 18 · In service since 2012 · For older adults · Run by Fayetteville Metropolitan Housing Authority · Average payment: $352 a month · Average wait: 36 months · (910) 483-3648
- Hickory Ridge Tax credit (LIHTC) 1249 Beebe Estate Cir, Fayetteville 28314 72 low-income homes · 2 bd: 44 · 3 bd: 28 · In service since 2011 · For families
- Hoke Loop Commons Tax credit (LIHTC) 5420 Hubble Dr, Fayetteville 28314 72 low-income homes · 1 bd: 12 · 2 bd: 36 · 3 bd: 24 · In service since 2020 · For families
- Lafayette Park Tax credit (LIHTC) 3510 Monument Dr, Fayetteville 28304 72 low-income homes · 1 bd: 12 · 2 bd: 24 · 3 bd: 36 · For families
- Southview Green Apartments Tax credit (LIHTC) 3143 Round Grove Pl, Hope Mills 28348 72 low-income homes · 2 bd: 60 · 3 bd: 12 · In service since 2004 · For people with disabilities, families, people experiencing homelessness
- Southview Villas Tax credit (LIHTC) 3315 Gibbon Dr, Hope Mills 28348 64 low-income homes · 2 bd: 50 · 3 bd: 14 · In service since 2008 · For families
- Eastside Green Apartments Tax credit (LIHTC) 708 Duggins Way, Fayetteville 28312 60 low-income homes · 2 bd: 49 · 3 bd: 11 · In service since 2006 · For people with disabilities, families, people experiencing homelessness
- Pineridge Manor Tax credit (LIHTC) 3200 Big Pine Dr, Hope Mills 28348 60 low-income homes · 1 bd: 30 · 2 bd: 30 · In service since 2005 · For older adults, people with disabilities, people experiencing homelessness
- West Fayetteville Place Apartments Tax credit (LIHTC) 4803 Adam Jacob DR, Fayetteville 28304 56 low-income homes · 1 bd: 6 · 2 bd: 28 · 3 bd: 22 · In service since 2018 · For families
- Blanton Green Apts Tax credit (LIHTC) 1024 Lauren McNeill Loop, Fayetteville 28303 48 low-income homes · 2 bd: 36 · 3 bd: 12 · In service since 2000 · For families
- Bunce Manor Apartments Tax credit (LIHTC) 3450 Denise Pl, Fayetteville 28314 48 low-income homes · 1 bd: 36 · 2 bd: 12 · In service since 2005 · For older adults, people with disabilities, people experiencing homelessness
- Crosswinds Green Tax credit (LIHTC) 3415 Town St, Hope Mills 28348 48 low-income homes · 2 bd: 48 · In service since 1999 · For families
- Crosswinds Green II Tax credit (LIHTC) 3415 Town St, Hope Mills 28348 48 low-income homes · 2 bd: 36 · 3 bd: 12 · In service since 2001 · For families
- Cypress Manor Tax credit (LIHTC) · Public housing 217 Lincoln Dr, Fayetteville 28301 48 low-income homes · 1 bd: 32 · 2 bd: 16 · In service since 2014 · For older adults · Run by Fayetteville Metropolitan Housing Authority · Average payment: $430 a month · (910) 483-3648
- Eastside Green II Apartments Tax credit (LIHTC) 708 Duggins Way, Fayetteville 28312 48 low-income homes · 2 bd: 37 · 3 bd: 11 · In service since 2008 · For families
- Golfview Apts Tax credit (LIHTC) 4131 Fescue Ct, Hope Mills 28348 48 low-income homes · 2 bd: 48 · In service since 1997 · For families
- Haymount Manor Apts Tax credit (LIHTC) 2040 Elvira St, Fayetteville 28303 48 low-income homes · 1 bd: 36 · 2 bd: 12 · In service since 2001 · For older adults
- Legion Crossing Apartments Tax credit (LIHTC) 3608 Ireland Dr, Hope Mills 28348 48 low-income homes · 2 bd: 36 · 3 bd: 12 · In service since 2006 · For people with disabilities, families, people experiencing homelessness
- Longview Apts Tax credit (LIHTC) 117 Longview Dr, Fayetteville 28311 48 low-income homes · 2 bd: 48 · In service since 1998 · For families
- Maple Ridge Tax credit (LIHTC) 4810 Canyon Crest Cir, Fayetteville 28314 48 low-income homes · 1 bd: 12 · 2 bd: 36 · In service since 2008 · For people with disabilities, families, people experiencing homelessness
- Spring Lake Green Apartments Tax credit (LIHTC) 612 Wellingly Cir, Spring Lake 28390 48 low-income homes · 2 bd: 36 · 3 bd: 12 · In service since 2010 · For families
- J.D. Fuller Place HUD-assisted 2808 Kingdom Way, Fayetteville 28301 47 low-income homes · For older adults · (910) 630-1402
- Legion Manor Apts Tax credit (LIHTC) 651 Seth Way, Hope Mills 28348 44 low-income homes · 1 bd: 28 · 2 bd: 16 · In service since 2003 · For older adults
- Campbell Terrace Phase I (Oak Run) Public housing 400 Truth Ct, Fayetteville 28301 112 homes, 43 low-income · Run by Fayetteville Metropolitan Housing Authority · Average payment: $344 a month · Average wait: 24 months · (910) 483-3648
- Village at Northgate HUD-assisted 335 Sugar Bush Ln, Fayetteville 28311 44 homes, 43 low-income · For older adults · (910) 884-3000
- Adams Court Apts Tax credit (LIHTC) 1033 Appamattox Ct, Fayetteville 28305 40 low-income homes · 1 bd: 38 · 2 bd: 2 · In service since 1993 · For older adults
- Eastside Green III Apartments Tax credit (LIHTC) 708 Duggins Way, Fayetteville 28312 40 low-income homes · 2 bd: 28 · 3 bd: 12 · In service since 2012 · For families
- Campbell Terrace Ph II (Oak Run Ph II) Public housing 560 Scarborough St, Fayetteville 28301 118 homes, 38 low-income · Run by Fayetteville Metropolitan Housing Authority · Average payment: $432 a month · Average wait: 2 months · (910) 483-3648
- Blanton Green III Apartments Tax credit (LIHTC) 1024 Lauren McNeill Loop, Fayetteville 28303 36 low-income homes · 2 bd: 28 · 3 bd: 8 · In service since 2007 · For people with disabilities, families, people experiencing homelessness
- Dogwood Manor Tax credit (LIHTC) 422 Alfred St, Fayetteville 28301 36 low-income homes · 1 bd: 24 · 2 bd: 12 · In service since 2011 · For older adults
- New Colony Place HUD-assisted 1 Emerson Ave, Fayetteville 28306 100 homes, 35 low-income · For families · (910) 486-6034
- Blanton Green II Apts Tax credit (LIHTC) 1024 Lauren McNeill Loop, Fayetteville 28303 32 low-income homes · 2 bd: 16 · 3 bd: 16 · In service since 2003 · For families
- Hillside Manor HUD-assisted 1920 Rosehill Rd, Fayetteville 28301 32 low-income homes · For families · (910) 483-3648
- Pine Chase Tax credit (LIHTC) 3181 Big Pine Dr, Hope Mills 28348 32 low-income homes · 2 bd: 22 · 3 bd: 10 · In service since 2006 · For people with disabilities, families, people experiencing homelessness
- Bunce East (Hickory Ridge) Public housing 1221 Beebe Estate Cir, Fayetteville 28314 72 homes, 24 low-income · Run by Fayetteville Metropolitan Housing Authority · Average payment: $390 a month · (910) 483-3648
- Edwards Place HUD-assisted 311 Moore St, Fayetteville 28301 18 low-income homes · For older adults · (910) 678-9916
- Abilities @ Bartons Landing HUD-assisted 683 Bartons Landing Pl, Fayetteville 28314 14 low-income homes · For people with disabilities · (910) 826-4699
- Abilities at Briarcliff HUD-assisted 1800 Tryon Dr, Fayetteville 28303 14 low-income homes · For people with disabilities · (910) 826-4699
- Abilities @ Cumberland Towers HUD-assisted 2520 Cumberland Creek Dr, Fayetteville 28306 12 low-income homes · For people with disabilities · (727) 538-7370
- Cac of Cumberland Co.#1 HUD-assisted 3410 Miracle Ln, Fayetteville 28311 11 homes, 10 low-income · For people with disabilities · (910) 822-8513
- Cac of Cumberland Co.#2 HUD-assisted 1132 Camden Rd, Fayetteville 28306 11 homes, 10 low-income · For people with disabilities · (910) 485-4979
- ARC/HDS Cumberland Co. GH #7 HUD-assisted 250 Prince Charles Dr, Fayetteville 28311 7 homes, 6 low-income · For people with disabilities · (910) 630-2331
- Arc/HDS Cumberland Co GH #2 HUD-assisted 224 Randolph Ave, Fayetteville 28311 7 homes, 5 low-income · For people with disabilities · (910) 822-5551
- Arc/HDS Cumberland Co GH #5 HUD-assisted 5713 Newton St, Hope Mills 28348 7 homes, 5 low-income · For people with disabilities · (910) 425-0791
- Arc/HDS Cumberland Co GH #6 HUD-assisted 2001 Southern Ave, Fayetteville 28306 7 homes, 5 low-income · For people with disabilities · (910) 486-4021
- Arc/HDS Cumberland Co GH #1 HUD-assisted 635 Dashland Dr, Fayetteville 28303 6 homes, 5 low-income · For people with disabilities · (910) 868-6208
- Arc/HDS Cumberland Co GH #3 HUD-assisted 323 Sinclair St, Fayetteville 28301 6 homes, 5 low-income · For people with disabilities · (910) 485-4487
- Arc/HDS Cumberland Co GH #4 HUD-assisted 1533 Mintz Ave, Fayetteville 28303 6 homes, 5 low-income · For people with disabilities · (910) 822-8758
- Campbell Terrace Phase II Tax credit (LIHTC) 550 Campbell Ave, Fayetteville 28301 118 homes
3 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Cumberland County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Cumberland County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $17,200 | $28,700 | $45,850 |
| 2 people | $21,640 | $32,800 | $52,400 |
| 3 people | $27,320 | $36,900 | $58,950 |
| 4 people | $33,000 | $40,950 | $65,500 |
| 5 people | $38,680 | $44,250 | $70,750 |
| 6 people | $44,360 | $47,550 | $76,000 |
| 7 people | $50,040 | $50,800 | $81,250 |
| 8 people | $54,100 | $54,100 | $86,500 |
Area median income: $81,900. HUD income limits by family size, Fiscal year 2026. Area: Fayetteville, NC HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,172 – $1,432
- 1 bedroom $1,201 – $1,467
- 2 bedrooms $1,328 – $1,624
- 3 bedrooms $1,743 – $2,131
- 4 bedrooms $2,142 – $2,618
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Fayetteville Metropolitan Housing Authority Public housing and Section 8 vouchers · 2,114 vouchers · 1,196 public housing units (910) 483-3648 Fayetteville Metropolitan Housing Authority: faymetha@fmhanc.org
Housing agencies in North Carolina Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in North Carolina
What North Carolina law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- N.C. Gen. Stat. § 42-52
- If I fall behind on rent, what notice must I get?
- 10 days
- N.C. Gen. Stat. § 42-3
- How much notice ends a month-to-month rental?
- 7 days
- N.C. Gen. Stat. § 42-14
- Only a court order can remove youN.C. Gen. Stat. § 42-25.6
- Protection from retaliationN.C. Gen. Stat. § 42-37.1(b)
Help
Where to get help with rent in Cumberland County
These HUD-approved agencies have offices in Cumberland County. They counsel for free or at low cost.
-
Kingdom Community Development Corporation
129 N Main St, Spring Lake · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
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North Carolina Community Housing and Consulting, Inc
321 Dick St Ste 102, Fayetteville
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Cumberland County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in North Carolina, the average home bill was $144 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,952
What you need before you get the keys.
What adds up
- First month
- $1,476
- Security deposit
- $1,476
- Total
- $2,952
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Cumberland County?
According to HUD (Fiscal year 2027): Studio: $1,302; 1 bedroom: $1,334; 2 bedrooms: $1,476; 3 bedrooms: $1,937; 4 bedrooms: $2,380. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Cumberland County?
Paying the 2-bedroom fair market rent ($1,476) without spending more than 30% of income takes $28.38 an hour full time, or $59,040 a year.
Who qualifies for Section 8 in Cumberland County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $40,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Cumberland County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,328 and $1,624 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Cumberland County?
For 2 bedrooms they run from $1,130 in 28331 to $1,760 in 28307. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Cumberland County?
HUD lists 76 properties with homes for low-income households in Cumberland County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Cumberland County?
HUD counts rent as a burden when it reaches 30% of income or more. In Cumberland County, 52% of renter households are in that position; in North Carolina, 49%, and nationwide, 51% (Average 2020–2024, Census).