Este sitio también está en español. Leer en español

Renting · Section 8

Data from November 2026

Renting in Chowan County, North Carolina

Chowan County has a HUD fair market rent of $1,331 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $681 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $25.60 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,331
a month, HUD, Fiscal year 2027
8% less than in North Carolina
Typical rent
$681
a month, Census, Average 2020–2024
45% less than in North Carolina
Wage needed
$25.60
an hour, 2 bedrooms
Or $53,240 a year, to spend no more than 30% of income on rent.
Rent-burdened households
54%
spend 30% or more of income on rent
11% more than in North Carolina

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Chowan County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Chowan County has the lowest typical rent in its area: $681, less than any of its 6 neighboring counties; next is Washington County ($743).

  2. Chowan County has the 4th lowest typical rent of the 100 counties in North Carolina ($681).

  3. At 54%, Chowan County ranks 9th among the 97 counties in North Carolina with this figure for the largest share of rent-burdened renters.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Chowan County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,011 $19.44 $40,440
1 bedroom $1,017 $19.56 $40,680
2 bedrooms $1,331 $25.60 $53,240
3 bedrooms $1,586 $30.50 $63,440
4 bedrooms $1,749 $33.63 $69,960

HUD area: Chowan County, NC. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 4 ZIP codes in Chowan County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,240 in 27980 to $1,320 in 27932. No ZIP code is above the county's fair market rent ($1,331).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 27932 · Chowan County, NC $1,320$1,580
  • 27932 · Perquimans County, NC $1,320$1,580
  • 27980 · Chowan County, NC $1,240$1,600
  • 27980 · Perquimans County, NC $1,240$1,600

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Chowan County, 54% of renter households are in that position; in North Carolina, 49%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

54%

of renter households spend 30% or more of their income on rent.

1,808 households rent in Chowan County

  • Spend half or more of their income 29%
  • Spend 30% or more, but less than half 26%
  • Spend less than 30% 46%

Compared with the state and the country

  • Chowan 54%
  • North Carolina 49%
  • United States 51%

Low-income apartments

Low-income apartments in Chowan County

HUD lists 9 properties with homes for low-income households in Chowan County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
6
HUD-assisted
4
public housing
1

446 homes in all; 442 of them low-income, according to HUD.

  • New Edenton Housing Authority Public housing 900 N Oakum St, Edenton 27932 100 low-income homes · Run by The New Edenton Housing Authority · Average payment: $510 a month · Homes at several sites · (252) 482-8164
  • Tyler Run II Tax credit (LIHTC) 201 Tyler Ln, Edenton 27932 60 low-income homes · 1 bd: 8 · 2 bd: 40 · 3 bd: 12 · In service since 2006 · For people with disabilities, families, people experiencing homelessness
  • Tyler Run 1 Apartments HUD-assisted 200 Tyler Ln, Edenton 27932 51 homes, 50 low-income · For families · (252) 482-8589
  • Tyler Run I Tax credit (LIHTC) 213 Tyler Ln, Edenton 27932 51 homes, 50 low-income · 1 bd: 4 · 2 bd: 41 · 3 bd: 6 · In service since 2005 · For people with disabilities, families, people experiencing homelessness
  • Wedgewood Apartments Tax credit (LIHTC) · HUD-assisted 725 Dr Martin Luther King Jr Ave, Edenton 27932 50 low-income homes · 1 bd: 3 · 2 bd: 27 · 3 bd: 20 · In service since 2010 · For families · (252) 482-4598
  • Waterford Place Apartments Tax credit (LIHTC) · HUD-assisted 200 Chowan Ct, Edenton 27932 50 homes, 49 low-income · 2 bd: 25 · 3 bd: 25 · In service since 2008 · For families · (252) 482-4598
  • Filbert's Creek Apartments Tax credit (LIHTC) 112 Filberts Creek Dr, Edenton 27932 40 low-income homes · 1 bd: 4 · 2 bd: 24 · 3 bd: 12 · In service since 2005 · For people with disabilities, families, people experiencing homelessness
  • E.a. Swain Apartments Tax credit (LIHTC) 101 Court St, Edenton 27932 38 low-income homes · 1 bd: 38 · In service since 1988 · For older adults
  • Arc/HDS Chowan Co GH #1 HUD-assisted 200 Luke St, Edenton 27932 6 homes, 5 low-income · For people with disabilities · (252) 482-8746

2 properties have two programs at the same address and appear once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Chowan County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Chowan County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Chowan County, NC.
People Extremely low (30%) Very low (50%) Low
1 person $16,450 $27,450 $43,900
2 people $21,640 $31,350 $50,150
3 people $27,320 $35,250 $56,400
4 people $33,000 $39,150 $62,650
5 people $38,680 $42,300 $67,700
6 people $44,360 $45,450 $72,700
7 people $48,550 $48,550 $77,700
8 people $51,700 $51,700 $82,700

Area median income: $76,900. HUD income limits by family size, Fiscal year 2026. Area: Chowan County, NC. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $910 – $1,112
  • 1 bedroom $915 – $1,119
  • 2 bedrooms $1,198 – $1,464
  • 3 bedrooms $1,427 – $1,745
  • 4 bedrooms $1,574 – $1,924

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in North Carolina Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in North Carolina

What North Carolina law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
30 days
N.C. Gen. Stat. § 42-52
If I fall behind on rent, what notice must I get?
10 days
N.C. Gen. Stat. § 42-3
How much notice ends a month-to-month rental?
7 days
N.C. Gen. Stat. § 42-14
  • Only a court order can remove youN.C. Gen. Stat. § 42-25.6
  • Protection from retaliationN.C. Gen. Stat. § 42-37.1(b)

Help

Where to get help with rent in Chowan County

This is the nearest HUD-approved agency. They counsel for free or at low cost.

  • Choanoke Area Development Association of Nc, Inc.

    120 Sessoms Dr, Rich Square · 39 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Chowan County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in North Carolina, the average home bill was $144 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,662

What you need before you get the keys.

What adds up

First month
$1,331
Security deposit
$1,331
Total
$2,662

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Chowan County?

According to HUD (Fiscal year 2027): Studio: $1,011; 1 bedroom: $1,017; 2 bedrooms: $1,331; 3 bedrooms: $1,586; 4 bedrooms: $1,749. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Chowan County?

Paying the 2-bedroom fair market rent ($1,331) without spending more than 30% of income takes $25.60 an hour full time, or $53,240 a year.

Who qualifies for Section 8 in Chowan County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $39,150 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Chowan County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,198 and $1,464 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Chowan County?

For 2 bedrooms they run from $1,240 in 27980 to $1,320 in 27932. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Chowan County?

HUD lists 9 properties with homes for low-income households in Chowan County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Chowan County?

HUD counts rent as a burden when it reaches 30% of income or more. In Chowan County, 54% of renter households are in that position; in North Carolina, 49%, and nationwide, 51% (Average 2020–2024, Census).