Renting · Section 8
Data from November 2026
Renting in Chatham County, North Carolina
Chatham County has a HUD fair market rent of $1,745 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,180 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $33.56 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,745
- a month, HUD, Fiscal year 2027
- 21% more than in North Carolina
- Typical rent
- $1,180
- a month, Census, Average 2020–2024
- 4% less than in North Carolina
- Wage needed
- $33.56
- an hour, 2 bedrooms
- Or $69,800 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 48%
- spend 30% or more of income on rent
- 2% less than in North Carolina
Only here
Renting in Chatham County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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At $94,317, Chatham County ranks 3rd among the 100 counties in North Carolina for the highest typical household income.
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Nearby, in Randolph County, the typical rent is $887: 25% less than in Chatham County ($1,180).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Chatham County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Chatham County was $1,867 a month in September 2026: 2% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,498 | $28.81 | $59,920 |
| 1 bedroom | $1,554 | $29.88 | $62,160 |
| 2 bedrooms | $1,745 | $33.56 | $69,800 |
| 3 bedrooms | $2,161 | $41.56 | $86,440 |
| 4 bedrooms | $2,486 | $47.81 | $99,440 |
HUD area: Durham-Chapel Hill, NC HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 19 ZIP codes in Chatham County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,200 in 27208 to $2,080 in 27523. 5 ZIP codes are above the county's fair market rent ($1,745).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 27207 | Durham-Chapel Hill, NC | $1,280 | $1,360 | $1,540 | $1,910 | $2,280 |
|---|---|---|---|---|---|---|
| 27208 | Durham-Chapel Hill, NC | $1,020 | $1,050 | $1,200 | $1,510 | $1,840 |
| 27208 | Greensboro-High Point, NC | $1,020 | $1,050 | $1,200 | $1,510 | $1,840 |
| 27208 | Pinehurst-Southern Pines, NC | $1,020 | $1,050 | $1,200 | $1,510 | $1,840 |
| 27213 | Durham-Chapel Hill, NC | $1,280 | $1,360 | $1,540 | $1,910 | $2,280 |
| 27252 | Durham-Chapel Hill, NC | $1,280 | $1,360 | $1,540 | $1,910 | $2,280 |
| 27252 | Pinehurst-Southern Pines, NC | $1,280 | $1,360 | $1,540 | $1,910 | $2,280 |
| 27256 | Durham-Chapel Hill, NC | $1,280 | $1,360 | $1,540 | $1,910 | $2,280 |
| 27312 | Burlington, NC | $1,280 | $1,360 | $1,540 | $1,910 | $2,280 |
| 27312 | Durham-Chapel Hill, NC | $1,280 | $1,360 | $1,540 | $1,910 | $2,280 |
| 27344 | Burlington, NC | $1,120 | $1,170 | $1,310 | $1,620 | $1,870 |
| 27344 | Durham-Chapel Hill, NC | $1,120 | $1,170 | $1,310 | $1,620 | $1,870 |
| 27344 | Greensboro-High Point, NC | $1,120 | $1,170 | $1,310 | $1,620 | $1,870 |
| 27517 | Durham-Chapel Hill, NC | $1,620 | $1,680 | $1,890 | $2,340 | $2,690 |
| 27523 | Durham-Chapel Hill, NC | $1,820 | $1,900 | $2,080 | $2,580 | $3,390 |
| 27523 | Raleigh-Cary, NC | $1,820 | $1,900 | $2,080 | $2,580 | $3,390 |
| 27559 | Durham-Chapel Hill, NC | $1,280 | $1,360 | $1,540 | $1,910 | $2,280 |
| 27562 | Durham-Chapel Hill, NC | $1,730 | $1,800 | $1,970 | $2,450 | $3,250 |
| 27562 | Raleigh-Cary, NC | $1,730 | $1,800 | $1,970 | $2,450 | $3,250 |
- 27207 · Durham-Chapel Hill, NC $1,540$1,910
- 27208 · Durham-Chapel Hill, NC $1,200$1,510
- 27208 · Greensboro-High Point, NC $1,200$1,510
- 27208 · Pinehurst-Southern Pines, NC $1,200$1,510
- 27213 · Durham-Chapel Hill, NC $1,540$1,910
- 27252 · Durham-Chapel Hill, NC $1,540$1,910
- 27252 · Pinehurst-Southern Pines, NC $1,540$1,910
- 27256 · Durham-Chapel Hill, NC $1,540$1,910
- 27312 · Burlington, NC $1,540$1,910
- 27312 · Durham-Chapel Hill, NC $1,540$1,910
- 27344 · Burlington, NC $1,310$1,620
- 27344 · Durham-Chapel Hill, NC $1,310$1,620
- 27344 · Greensboro-High Point, NC $1,310$1,620
- 27517 · Durham-Chapel Hill, NC $1,890$2,340
- 27523 · Durham-Chapel Hill, NC $2,080$2,580
- 27523 · Raleigh-Cary, NC $2,080$2,580
- 27559 · Durham-Chapel Hill, NC $1,540$1,910
- 27562 · Durham-Chapel Hill, NC $1,970$2,450
- 27562 · Raleigh-Cary, NC $1,970$2,450
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Chatham County, 48% of renter households are in that position; in North Carolina, 49%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
48%
of renter households spend 30% or more of their income on rent.
6,413 households rent in Chatham County
- Spend half or more of their income 25%
- Spend 30% or more, but less than half 23%
- Spend less than 30% 52%
Compared with the state and the country
- Chatham 48%
- North Carolina 49%
- United States 51%
Low-income apartments
Low-income apartments in Chatham County
HUD lists 12 properties with homes for low-income households in Chatham County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 9
- HUD-assisted
- 3
452 homes in all; 449 of them low-income, according to HUD.
- Bellemont Pointe Apartments Tax credit (LIHTC) 121 Lowes Dr, Pittsboro 27312 76 low-income homes · 1 bd: 12 · 2 bd: 44 · 3 bd: 20 · In service since 2015 · For families
- Cateland Place Tax credit (LIHTC) 380 W 11th St, Siler City 27344 64 low-income homes · 2 bd: 40 · 3 bd: 24 · In service since 1998 · For families
- Cardinal Chase Tax credit (LIHTC) 205 S 10th Ave, Siler City 27344 48 low-income homes · 1 bd: 4 · 2 bd: 36 · 3 bd: 8 · In service since 2005 · For people with disabilities, families, people experiencing homelessness
- Powell Spring Tax credit (LIHTC) 600 Millbrook Dr, Pittsboro 27312 48 low-income homes · 1 bd: 24 · 2 bd: 24 · In service since 2011 · For older adults
- The Retreat at Pittsboro Tax credit (LIHTC) 196 Chatham Business Dr, Pittsboro 27312 48 low-income homes · 1 bd: 8 · 2 bd: 40 · In service since 2021 · For families
- Siler School Square Tax credit (LIHTC) 502 W 3rd St, Siler City 27344 44 low-income homes · 1 bd: 22 · 2 bd: 22 · In service since 2020 · For families
- Pittsboro Village II Tax credit (LIHTC) 1001 Honeysuckle Dr, Pittsboro 27312 40 low-income homes · 1 bd: 12 · 2 bd: 28 · In service since 1987 · For families
- Braxton Manor Tax credit (LIHTC) 101 S 3rd Ave, Siler City 27344 32 low-income homes · 1 bd: 29 · 2 bd: 3 · In service since 1999 · For older adults
- North Glen Apartments Tax credit (LIHTC) 1221 W 11th St, Siler City 27344 32 low-income homes · 1 bd: 16 · 2 bd: 16 · In service since 2014 · For families
- Arc/HDS Chatham County GH #2 HUD-assisted 1011 W 5th St, Siler City 27344 7 homes, 6 low-income · For people with disabilities · (919) 742-3011
- Arc/HDS Chatham County GH #3 HUD-assisted 813 Tanglewood Dr, Siler City 27344 7 homes, 6 low-income · For people with disabilities · (919) 742-5911
- Arc/HDS Chatham County GH #1 HUD-assisted 320 Martin Luther King Jr Blvd, Siler City 27344 6 homes, 5 low-income · For people with disabilities · (919) 742-7466
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Chatham County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Chatham County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $26,750 | $44,500 | $71,200 |
| 2 people | $30,550 | $50,850 | $81,400 |
| 3 people | $34,350 | $57,200 | $91,550 |
| 4 people | $38,150 | $63,550 | $101,700 |
| 5 people | $41,250 | $68,650 | $109,850 |
| 6 people | $44,360 | $73,750 | $118,000 |
| 7 people | $50,040 | $78,850 | $126,150 |
| 8 people | $55,720 | $83,900 | $134,250 |
Area median income: $129,900. HUD income limits by family size, Fiscal year 2026. Area: Durham-Chapel Hill, NC HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,348 – $1,648
- 1 bedroom $1,399 – $1,709
- 2 bedrooms $1,571 – $1,920
- 3 bedrooms $1,945 – $2,377
- 4 bedrooms $2,237 – $2,735
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Chatham County Housing Authority Section 8 vouchers · 506 vouchers (919) 742-1236 Chatham County Housing Authority: chathamcountyhousing@embarqmail.com
Housing agencies in North Carolina Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in North Carolina
What North Carolina law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- N.C. Gen. Stat. § 42-52
- If I fall behind on rent, what notice must I get?
- 10 days
- N.C. Gen. Stat. § 42-3
- How much notice ends a month-to-month rental?
- 7 days
- N.C. Gen. Stat. § 42-14
- Only a court order can remove youN.C. Gen. Stat. § 42-25.6
- Protection from retaliationN.C. Gen. Stat. § 42-37.1(b)
Help
Where to get help with rent in Chatham County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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Brick Capital Community Development Corporation
822 S Horner Blvd, Sanford · 17 miles away · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
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Empowerment Incorporated
109 N Graham St Ste 200, Chapel Hill · 18 miles away
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 8 more
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White Oak Foundation, Inc.
1624 White Oak Church Rd, Apex · 19 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Chatham County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in North Carolina, the average home bill was $144 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,490
What you need before you get the keys.
What adds up
- First month
- $1,745
- Security deposit
- $1,745
- Total
- $3,490
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Chatham County?
According to HUD (Fiscal year 2027): Studio: $1,498; 1 bedroom: $1,554; 2 bedrooms: $1,745; 3 bedrooms: $2,161; 4 bedrooms: $2,486. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Chatham County?
Paying the 2-bedroom fair market rent ($1,745) without spending more than 30% of income takes $33.56 an hour full time, or $69,800 a year.
Who qualifies for Section 8 in Chatham County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $63,550 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Chatham County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,571 and $1,920 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Chatham County?
For 2 bedrooms they run from $1,200 in 27208 to $2,080 in 27523. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Chatham County?
HUD lists 12 properties with homes for low-income households in Chatham County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Chatham County?
HUD counts rent as a burden when it reaches 30% of income or more. In Chatham County, 48% of renter households are in that position; in North Carolina, 49%, and nationwide, 51% (Average 2020–2024, Census).