Renting · Section 8
Data from November 2026
Renting in Steuben County, New York
Steuben County has a HUD fair market rent of $1,058 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $894 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $20.35 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,058
- a month, HUD, Fiscal year 2027
- 56% less than in New York
- Typical rent
- $894
- a month, Census, Average 2020–2024
- 45% less than in New York
- Wage needed
- $20.35
- an hour, 2 bedrooms
- Or $42,320 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 44%
- spend 30% or more of income on rent
- 16% less than in New York
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Steuben County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Steuben County was $1,274 a month in September 2026: 2.8% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $831 | $15.98 | $33,240 |
| 1 bedroom | $836 | $16.08 | $33,440 |
| 2 bedrooms | $1,058 | $20.35 | $42,320 |
| 3 bedrooms | $1,399 | $26.90 | $55,960 |
| 4 bedrooms | $1,768 | $34.00 | $70,720 |
HUD area: Steuben County, NY. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 36 ZIP codes in Steuben County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,010 in 14801 to $1,590 in 14858. 17 ZIP codes are above the county's fair market rent ($1,058).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 14529 | Steuben County, NY | $800 | $860 | $1,080 | $1,360 | $1,620 |
|---|---|---|---|---|---|---|
| 14572 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14572 | Steuben County, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14801 | Steuben County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
| 14807 | Allegany County, NY | $860 | $870 | $1,100 | $1,440 | $1,830 |
| 14807 | Steuben County, NY | $860 | $870 | $1,100 | $1,440 | $1,830 |
| 14808 | Steuben County, NY | $800 | $820 | $1,040 | $1,340 | $1,650 |
| 14809 | Steuben County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
| 14810 | Steuben County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
| 14819 | Steuben County, NY | $1,250 | $1,260 | $1,590 | $2,100 | $2,660 |
| 14820 | Steuben County, NY | $800 | $810 | $1,010 | $1,350 | $1,700 |
| 14821 | Steuben County, NY | $870 | $880 | $1,100 | $1,450 | $1,840 |
| 14823 | Steuben County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
| 14826 | Steuben County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
| 14827 | Steuben County, NY | $880 | $890 | $1,070 | $1,400 | $1,790 |
| 14830 | Elmira, NY | $960 | $970 | $1,220 | $1,610 | $2,040 |
| 14830 | Steuben County, NY | $960 | $970 | $1,220 | $1,610 | $2,040 |
| 14839 | Steuben County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
| 14840 | Schuyler County, NY | $790 | $800 | $1,040 | $1,360 | $1,700 |
| 14840 | Steuben County, NY | $790 | $800 | $1,040 | $1,360 | $1,700 |
| 14843 | Allegany County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
| 14843 | Steuben County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
| 14855 | Steuben County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
| 14856 | Steuben County, NY | $830 | $840 | $1,060 | $1,400 | $1,770 |
| 14858 | Steuben County, NY | $1,250 | $1,260 | $1,590 | $2,100 | $2,660 |
| 14870 | Schuyler County, NY | $1,060 | $1,070 | $1,350 | $1,790 | $2,250 |
| 14870 | Steuben County, NY | $1,060 | $1,070 | $1,350 | $1,790 | $2,250 |
| 14873 | Steuben County, NY | $920 | $930 | $1,140 | $1,480 | $1,890 |
| 14873 | Yates County, NY | $920 | $930 | $1,140 | $1,480 | $1,890 |
| 14874 | Steuben County, NY | $880 | $880 | $1,080 | $1,420 | $1,810 |
| 14877 | Steuben County, NY | $810 | $820 | $1,050 | $1,350 | $1,650 |
| 14879 | Steuben County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
| 14885 | Steuben County, NY | $810 | $810 | $1,010 | $1,330 | $1,670 |
| 14893 | Schuyler County, NY | $780 | $810 | $1,040 | $1,360 | $1,700 |
| 14893 | Steuben County, NY | $780 | $810 | $1,040 | $1,360 | $1,700 |
| 14898 | Steuben County, NY | $800 | $800 | $1,010 | $1,350 | $1,700 |
- 14529 · Steuben County, NY $1,080$1,360
- 14572 · Rochester, NY $1,420$1,710
- 14572 · Steuben County, NY $1,420$1,710
- 14801 · Steuben County, NY $1,010$1,350
- 14807 · Allegany County, NY $1,100$1,440
- 14807 · Steuben County, NY $1,100$1,440
- 14808 · Steuben County, NY $1,040$1,340
- 14809 · Steuben County, NY $1,010$1,350
- 14810 · Steuben County, NY $1,010$1,350
- 14819 · Steuben County, NY $1,590$2,100
- 14820 · Steuben County, NY $1,010$1,350
- 14821 · Steuben County, NY $1,100$1,450
- 14823 · Steuben County, NY $1,010$1,350
- 14826 · Steuben County, NY $1,010$1,350
- 14827 · Steuben County, NY $1,070$1,400
- 14830 · Elmira, NY $1,220$1,610
- 14830 · Steuben County, NY $1,220$1,610
- 14839 · Steuben County, NY $1,010$1,350
- 14840 · Schuyler County, NY $1,040$1,360
- 14840 · Steuben County, NY $1,040$1,360
- 14843 · Allegany County, NY $1,010$1,350
- 14843 · Steuben County, NY $1,010$1,350
- 14855 · Steuben County, NY $1,010$1,350
- 14856 · Steuben County, NY $1,060$1,400
- 14858 · Steuben County, NY $1,590$2,100
- 14870 · Schuyler County, NY $1,350$1,790
- 14870 · Steuben County, NY $1,350$1,790
- 14873 · Steuben County, NY $1,140$1,480
- 14873 · Yates County, NY $1,140$1,480
- 14874 · Steuben County, NY $1,080$1,420
- 14877 · Steuben County, NY $1,050$1,350
- 14879 · Steuben County, NY $1,010$1,350
- 14885 · Steuben County, NY $1,010$1,330
- 14893 · Schuyler County, NY $1,040$1,360
- 14893 · Steuben County, NY $1,040$1,360
- 14898 · Steuben County, NY $1,010$1,350
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Steuben County, 44% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
44%
of renter households spend 30% or more of their income on rent.
10,481 households rent in Steuben County
- Spend half or more of their income 22%
- Spend 30% or more, but less than half 22%
- Spend less than 30% 56%
Compared with the state and the country
- Steuben 44%
- New York 52%
- United States 51%
Low-income apartments
Low-income apartments in Steuben County
HUD lists 20 properties with homes for low-income households in Steuben County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 11
- HUD-assisted
- 9
1,183 homes in all; 1,106 of them low-income, according to HUD.
- Clyde F. Simon Lakeview Apts. HUD-assisted 105 Geneva St, Bath 14810 151 homes, 150 low-income · For older adults · (607) 776-4139
- Hornell Housing Tax credit (LIHTC) 71 1/8 Church Street Ct, Hornell 14843 144 low-income homes · 1 bd: 84 · 2 bd: 16 · 3 bd: 31 · 4 bd: 16
- Stewart Park Apartments HUD-assisted 301 Walter Smith Ter, Corning 14830 119 homes, 118 low-income · For families · (607) 936-9350
- Badger Creek Meadows HUD-assisted 31 Redwood Cir, Painted Post 14870 76 low-income homes · For families · (607) 962-8826
- Dayspring Apartments HUD-assisted 101 Columbia St, Corning 14830 110 homes, 74 low-income · For older adults · (607) 936-6239
- Village Manor HUD-assisted 300 Steuben St, Painted Post 14870 64 low-income homes · For older adults · (607) 936-8769
- Lamphear Court 1 Tax credit (LIHTC) 77 Lamphear Ct, Corning 14830 60 low-income homes · 1 bd: 48 · 2 bd: 12 · In service since 2017
- Spring Meadow Apartments HUD-assisted 135 Water St, Bath 14810 52 low-income homes · For older adults · (607) 776-7823
- Addison Place Apartments HUD-assisted 43 William St, Addison 14801 48 low-income homes · For older adults · (607) 359-2786
- Maple Court Homes HUD-assisted 480 Maple City Dr, Hornell 14843 80 homes, 42 low-income · For families · (607) 324-3447
- Fairside Apts Tax credit (LIHTC) 5 Casey Ln, Bath 14810 40 low-income homes · 1 bd: 8 · 2 bd: 16 · 3 bd: 16 · In service since 2003 · For families
- Pine Tree Village Family Apts Tax credit (LIHTC) 140 Forest Dr, Painted Post 14870 40 low-income homes · 1 bd: 12 · 2 bd: 24 · 3 bd: 4 · In service since 1998 · For families
- Clyde F. Simon Lakeview Apts. II HUD-assisted 105 Geneva St, Bath 14810 40 homes, 39 low-income · For older adults · (607) 776-4139
- Pine Tree Village Senior Apts Tax credit (LIHTC) 140 Forest Dr, Painted Post 14870 35 low-income homes · 1 bd: 35 · In service since 2002 · For older adults
- River Bend Apts Tax credit (LIHTC) 199 East Ave, Hornell 14843 32 low-income homes · 1 bd: 32 · In service since 1999 · For older adults
- Lincoln Gardens 2014 Tax credit (LIHTC) 373 Canisteo St, Hornell 14843 25 low-income homes · 1 bd: 23 · 2 bd: 2 · In service since 2017 · For older adults, people with disabilities
- Canisteo Manor Tax credit (LIHTC) 11 5th St, Canisteo 14823 24 low-income homes · 1 bd: 24 · In service since 1998 · For older adults, people with disabilities
- Seneca Street Station Tax credit (LIHTC) 46 Seneca St, Hornell 14843 22 low-income homes · 1 bd: 12 · 2 bd: 10 · In service since 1991 · For families
- Lake Street Senior Apts Tax credit (LIHTC) 41 Lake St, Hammondsport 14840 21 low-income homes · 1 bd: 20 · 2 bd: 1 · In service since 2009 · For older adults
- Village Square Apts (painted Post) Tax credit (LIHTC) 250 N Hamilton St, Painted Post 14870 In service since 2011 · For older adults, people with disabilities
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Steuben County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Steuben County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $18,900 | $31,500 | $50,350 |
| 2 people | $21,640 | $36,000 | $57,550 |
| 3 people | $27,320 | $40,500 | $64,750 |
| 4 people | $33,000 | $44,950 | $71,900 |
| 5 people | $38,680 | $48,550 | $77,700 |
| 6 people | $44,360 | $52,150 | $83,450 |
| 7 people | $50,040 | $55,750 | $89,200 |
| 8 people | $55,720 | $59,350 | $94,950 |
Area median income: $89,800. HUD income limits by family size, Fiscal year 2026. Area: Steuben County, NY. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $748 – $914
- 1 bedroom $752 – $920
- 2 bedrooms $952 – $1,164
- 3 bedrooms $1,259 – $1,539
- 4 bedrooms $1,591 – $1,945
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Hornell Housing Authority Public housing and Section 8 vouchers · 284 vouchers (607) 324-7912 Hornell Housing Authority: kcarney@hornellhousing.org
Housing agencies in New York Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in New York
What New York law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1 month of rent
- N.Y. Gen. Oblig. Law §7-108(1-a)(a)
- When must they return my deposit?
- 14 days
- N.Y. Gen. Oblig. Law §7-108(1-a)(e)
- If I fall behind on rent, what notice must I get?
- 14 days
- N.Y. Real Prop. Acts. Law §711(2)
- How much notice before a rent increase?
- 30, 60, or 90 days, depending on the case
- N.Y. Real Prop. Law §226-c(1)(a), (2)
- Only a court order can remove youN.Y. Real Prop. Acts. Law §768(1)(a)
- Protection from retaliationN.Y. Real Prop. Law §223-b(1)
- Protection related to immigration statusN.Y. Exec. Law §296(5)(a)(3)
Help
Where to get help with rent in Steuben County
This HUD-approved agency has an office in Steuben County. They counsel for free or at low cost.
-
Steuben Churchpeople Against Poverty, Inc. D/B/A Arbor Housing and Development
26 Bridge St, Corning
- Mortgage delinquency and default
- Budget and financial counseling
- and 2 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Steuben County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in New York, the average home bill was $140 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,116
What you need before you get the keys.
What adds up
- First month
- $1,058
- Security deposit
- $1,058
- Total
- $2,116
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Steuben County?
According to HUD (Fiscal year 2027): Studio: $831; 1 bedroom: $836; 2 bedrooms: $1,058; 3 bedrooms: $1,399; 4 bedrooms: $1,768. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Steuben County?
Paying the 2-bedroom fair market rent ($1,058) without spending more than 30% of income takes $20.35 an hour full time, or $42,320 a year.
Who qualifies for Section 8 in Steuben County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $44,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Steuben County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $952 and $1,164 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Steuben County?
For 2 bedrooms they run from $1,010 in 14801 to $1,590 in 14858. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Steuben County?
HUD lists 20 properties with homes for low-income households in Steuben County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Steuben County?
HUD counts rent as a burden when it reaches 30% of income or more. In Steuben County, 44% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).