Renting · Section 8
Data from November 2026
Renting in Rockland County, New York
Rockland County has a HUD fair market rent of $2,971 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,901 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $57.13 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $2,971
- a month, HUD, Fiscal year 2027
- 24% more than in New York
- Typical rent
- $1,901
- a month, Census, Average 2020–2024
- 17% more than in New York
- Wage needed
- $57.13
- an hour, 2 bedrooms
- Or $118,840 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 63%
- spend 30% or more of income on rent
- 20% more than in New York
Only here
Renting in Rockland County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Of the 62 counties in New York, Rockland County has the largest share of rent-burdened renters: 63%.
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Nearby, in Bronx County, the typical rent is $1,458: 23% less than in Rockland County ($1,901).
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At $109,959, Rockland County ranks 5th among the 62 counties in New York for the highest typical household income.
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At $1,901, Rockland County ranks 6th among the 62 counties in New York for the highest typical rent.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Rockland County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Rockland County was $2,989 a month in September 2026: 2.4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $2,593 | $49.87 | $103,720 |
| 1 bedroom | $2,729 | $52.48 | $109,160 |
| 2 bedrooms | $2,971 | $57.13 | $118,840 |
| 3 bedrooms | $3,760 | $72.31 | $150,400 |
| 4 bedrooms | $4,121 | $79.25 | $164,840 |
HUD area: New York, NY HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 27 ZIP codes in Rockland County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $2,620 in 10962 to $3,950 in 10974. 14 ZIP codes are above the county's fair market rent ($2,971).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 10901 | New York, NY | $2,630 | $2,770 | $3,010 | $3,810 | $4,170 |
|---|---|---|---|---|---|---|
| 10911 | New York, NY | $2,590 | $2,730 | $2,970 | $3,760 | $4,120 |
| 10913 | New York, NY | $3,400 | $3,580 | $3,900 | $4,940 | $5,410 |
| 10920 | New York, NY | $2,980 | $3,130 | $3,410 | $4,320 | $4,730 |
| 10923 | New York, NY | $2,440 | $2,570 | $2,800 | $3,540 | $3,880 |
| 10927 | New York, NY | $2,660 | $2,800 | $3,050 | $3,860 | $4,230 |
| 10931 | New York, NY | $2,770 | $2,910 | $3,170 | $4,010 | $4,400 |
| 10952 | New York, NY | $2,430 | $2,560 | $2,790 | $3,530 | $3,870 |
| 10954 | New York, NY | $3,120 | $3,280 | $3,570 | $4,520 | $4,950 |
| 10956 | New York, NY | $2,870 | $3,020 | $3,290 | $4,160 | $4,560 |
| 10960 | New York, NY | $2,940 | $3,100 | $3,370 | $4,260 | $4,670 |
| 10962 | New York, NY | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 |
| 10964 | New York, NY | $2,380 | $2,580 | $2,880 | $3,570 | $4,190 |
| 10965 | New York, NY | $2,650 | $2,790 | $3,040 | $3,850 | $4,220 |
| 10968 | New York, NY | $2,720 | $2,870 | $3,120 | $3,950 | $4,330 |
| 10970 | New York, NY | $2,570 | $2,700 | $2,940 | $3,720 | $4,080 |
| 10974 | Kiryas Joel-Poughkeepsie-Newburgh, NY | $3,450 | $3,630 | $3,950 | $5,000 | $5,480 |
| 10974 | New York, NY | $3,450 | $3,630 | $3,950 | $5,000 | $5,480 |
| 10976 | New York, NY | $2,590 | $2,730 | $2,970 | $3,760 | $4,120 |
| 10977 | New York, NY | $2,320 | $2,440 | $2,660 | $3,370 | $3,690 |
| 10980 | New York, NY | $2,370 | $2,500 | $2,720 | $3,440 | $3,770 |
| 10983 | New York, NY | $3,070 | $3,230 | $3,520 | $4,450 | $4,880 |
| 10984 | New York, NY | $2,440 | $2,570 | $2,800 | $3,530 | $3,870 |
| 10986 | New York, NY | $2,370 | $2,500 | $2,730 | $3,440 | $3,770 |
| 10989 | New York, NY | $2,850 | $3,000 | $3,270 | $4,140 | $4,540 |
| 10993 | New York, NY | $2,340 | $2,460 | $2,680 | $3,390 | $3,720 |
| 10994 | New York, NY | $2,290 | $2,410 | $2,620 | $3,320 | $3,630 |
- 10901 · New York, NY $3,010$3,810
- 10911 · New York, NY $2,970$3,760
- 10913 · New York, NY $3,900$4,940
- 10920 · New York, NY $3,410$4,320
- 10923 · New York, NY $2,800$3,540
- 10927 · New York, NY $3,050$3,860
- 10931 · New York, NY $3,170$4,010
- 10952 · New York, NY $2,790$3,530
- 10954 · New York, NY $3,570$4,520
- 10956 · New York, NY $3,290$4,160
- 10960 · New York, NY $3,370$4,260
- 10962 · New York, NY $2,620$3,280
- 10964 · New York, NY $2,880$3,570
- 10965 · New York, NY $3,040$3,850
- 10968 · New York, NY $3,120$3,950
- 10970 · New York, NY $2,940$3,720
- 10974 · Kiryas Joel-Poughkeepsie-Newburgh, NY $3,950$5,000
- 10974 · New York, NY $3,950$5,000
- 10976 · New York, NY $2,970$3,760
- 10977 · New York, NY $2,660$3,370
- 10980 · New York, NY $2,720$3,440
- 10983 · New York, NY $3,520$4,450
- 10984 · New York, NY $2,800$3,530
- 10986 · New York, NY $2,730$3,440
- 10989 · New York, NY $3,270$4,140
- 10993 · New York, NY $2,680$3,390
- 10994 · New York, NY $2,620$3,320
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Rockland County, 63% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
63%
of renter households spend 30% or more of their income on rent.
33,315 households rent in Rockland County
- Spend half or more of their income 38%
- Spend 30% or more, but less than half 24%
- Spend less than 30% 37%
Compared with the state and the country
- Rockland 63%
- New York 52%
- United States 51%
Low-income apartments
Low-income apartments in Rockland County
HUD lists 51 properties with homes for low-income households in Rockland County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 20
- HUD-assisted
- 32
3,741 homes in all; 3,616 of them low-income, according to HUD.
- Spook Rock United Tax credit (LIHTC) Dashew DR, Suffern 10901 231 low-income homes · 1 bd: 231 · In service since 1995
- Spook Rock Senior Citizens Apts. HUD-assisted 200 Dashew Dr, Suffern 10901 255 homes, 230 low-income · For families
- Lakeview Village & Highview Apts Tax credit (LIHTC) 125 Lakeview Vlg, Spring Valley 10977 220 low-income homes · Studio: 16 · 1 bd: 151 · 2 bd: 32 · 3 bd: 13 · 4 bd: 8 · In service since 2006 · For older adults, families
- Thorpe Village HUD-assisted 1 Thorpe Dr, Sparkill 10976 200 homes, 198 low-income · For older adults
- Surrey Carlton Apartments HUD-assisted 41 Ewing Ave, Spring Valley 10977 176 homes, 175 low-income · For families
- Nyack Plaza Apartments HUD-assisted 801 Nyack Plz, Nyack 10960 174 homes, 173 low-income · For older adults
- Surrey Carlton Apts Tax credit (LIHTC) 5 Slinn Ave, Spring Valley 10977 176 homes, 171 low-income · 1 bd: 32 · 2 bd: 134 · 3 bd: 8 · 4 bd: 2 · In service since 2012
- Airmont Gardens Tax credit (LIHTC) 60 De Baun Ave, Airmont 10901 140 homes, 139 low-income · 1 bd: 110 · 2 bd: 30 · In service since 2003 · For older adults
- Ross Towers HUD-assisted 200 Lafayette Ave, Suffern 10901 113 homes, 112 low-income · For older adults
- Monterey Gardens HUD-assisted 1 Monterey GDNS, Bardonia 10954 107 homes, 106 low-income · For older adults
- Esther Dashew Apartments HUD-assisted 20 Secora Rd, Monsey 10952 107 homes, 105 low-income · For older adults · (845) 352-3333
- Middlewood Senior Citizen Park HUD-assisted 80 N Middletown Rd, Nanuet 10954 107 homes, 102 low-income · For older adults
- Red Schoolhouse Road SNR CTZN HSG HUD-assisted 117 Hubert Humphrey Dr, Spring Valley 10977 101 homes, 100 low-income · For older adults
- Squadron Gardens SNR CZN HSG HUD-assisted 1 Squadron Blvd, New City 10956 101 homes, 100 low-income · For older adults · (914) 638-2262
- West Haverstraw Senior Citizen HSG. HUD-assisted 119 Walnut Hls, West Haverstraw 10993 100 low-income homes · For older adults
- Warren Knolls HUD-assisted 401 Warren Knls, Haverstraw 10927 97 homes, 96 low-income · For older adults
- Sycamore Crest Tax credit (LIHTC) 15 Summit Ave, Spring Valley 10977 96 low-income homes · 1 bd: 48 · 2 bd: 48 · In service since 2001
- Haverstraw Place Tax credit (LIHTC) 140 Route 9W, Haverstraw 10927 90 homes, 89 low-income · Studio: 2 · 1 bd: 87 · In service since 2003 · For older adults, families
- Tallman Towers Tax credit (LIHTC) · HUD-assisted 36 S Broadway, Nyack 10960 83 low-income homes · 1 bd: 56 · 2 bd: 13 · 3 bd: 14 · In service since 2008 · For older adults, families
- Esther Gitlow Towers II HUD-assisted 200 Lafayette Ave, Suffern 10901 79 low-income homes · For older adults
- Stony Point Elderly Apartments HUD-assisted 301 Knights Cor, Stony Point 10980 75 homes, 74 low-income · For older adults
- Rockland Gardens HUD-assisted 701-705 Sickles Ave, Nyack 10960 70 homes, 68 low-income · For families
- Spring Valley Commons/Excel Program Tax credit (LIHTC) 30 Spring Valley Commons, Spring Valley 10977 68 homes, 64 low-income · 1 bd: 1 · 2 bd: 30 · 3 bd: 33 · In service since 1998 · For families
- Spring Valley Apts Tax credit (LIHTC) 46 N Madison Ave, Spring Valley 10977 53 low-income homes · 1 bd: 48 · 2 bd: 5 · In service since 2009 · For older adults, people with disabilities
- Maplewood Gardens HUD-assisted 201 Maplewood Gdns, Nanuet 10954 51 homes, 50 low-income · For families
- Crest Court Tax credit (LIHTC) 82 Crest Ct, Monsey 10952 50 low-income homes · 2 bd: 4 · 3 bd: 16 · 4 bd: 30 · In service since 1999 · For families
- Maplewood Gardens Tax credit (LIHTC) Maplewood Gardens, Nanuet 10954 50 homes, 48 low-income · 1 bd: 27 · 2 bd: 20 · 3 bd: 3 · In service since 2009 · For families
- Dowling Gardens Tax credit (LIHTC) 190 Kings Hwy, Tappan 10983 111 homes, 47 low-income · 1 bd: 47 · In service since 1995 · For older adults, people with disabilities
- New Square Family Housing HUD-assisted 701 Wilson Ave, New Square 10977 45 homes, 44 low-income · For families
- Seton Village Senior Housing Tax credit (LIHTC) 146 Convent Rd, Nanuet 10954 34 low-income homes · 1 bd: 34 · In service since 2005 · For older adults
- Nyack Point Apartments Tax credit (LIHTC) 263 Main St, Nyack 10960 33 low-income homes · Studio: 9 · 1 bd: 12 · 2 bd: 12 · In service since 2017 · For families
- Village of New Square Tax credit (LIHTC) 37 Buchanan Rd, New Square 10977 30 low-income homes · 2 bd: 6 · 3 bd: 24 · In service since 2006 · For people with disabilities, families
- Pine Street Homes Tax credit (LIHTC) Highview CT, Nyack 10960 28 low-income homes · 1 bd: 16 · 2 bd: 10 · 3 bd: 2 · In service since 2009 · For families
- Murphy Manor Apts Tax credit (LIHTC) 45 Route 9W, Haverstraw 10927 26 low-income homes · Studio: 1 · 2 bd: 25 · In service since 2010
- Youngblood Senior Housing Tax credit (LIHTC) 201 N Main St, Spring Valley 10977 26 low-income homes · 1 bd: 26 · In service since 2006 · For older adults
- New Square Family Housing II Tax credit (LIHTC) 86 Buchanan Rd, New Square 10977 24 low-income homes · 2 bd: 8 · 3 bd: 6 · 4 bd: 10 · In service since 1995 · For people with disabilities, families
- Help Me Independent Living Center HUD-assisted 164 E Eckerson Rd, Spring Valley 10977 24 homes, 23 low-income · For people with disabilities
- New Square Public Housing Tax credit (LIHTC) 61 Buchanan Rd, New Square 10977 22 low-income homes · 3 bd: 10 · 4 bd: 12 · In service since 1991 · For families
- Camp Venture Ind Liv Fac HUD-assisted 250 Route 340, Sparkill 10976 22 homes, 21 low-income · For people with disabilities
- Venture Development 2002 HUD-assisted 136 N Middletown Rd, Nanuet 10954 18 low-income homes · For people with disabilities
- Jawonio Residential Opportunity HUD-assisted 135 W Eckerson Rd, New Hempstead 10977 17 low-income homes · For people with disabilities
- Jawonio Residential Opportunities III HUD-assisted 1 Franklin Ln, New City 10956 15 low-income homes · For people with disabilities
- Rockland Arc Living Alternatives HUD-assisted 95 Blanchard Rd, Stony Point 10980 15 low-income homes · For people with disabilities
- Rockland Arc Project Independence HUD-assisted 77 Highview Rd, Suffern 10901 15 low-income homes · For people with disabilities
- Rockland ARC Visions HUD-assisted 199 Red Hill Rd, New City 10956 15 low-income homes · For people with disabilities
- ARC of Rockland Community Connections HUD-assisted 2 Redwood Ct, Nanuet 10954 12 low-income homes · For people with disabilities
- Camp Venture OPTS 2005 HUD-assisted 109 Old Nyack Tpke, Spring Valley 10977 11 low-income homes · For older adults
- Venture South Community Residence HUD-assisted 220 Kings Hwy, Orangeburg 10962 10 low-income homes · For people with disabilities
- Rockland Ahrc Homes HUD-assisted 70 N Harrison Ave, Congers 10920 8 low-income homes · For people with disabilities
- Jawonio Apartments HUD-assisted 15 Park Ave, Spring Valley 10977 5 low-income homes · For people with disabilities
- Venture 2004 Development HUD-assisted 18 Stanley Rd, Garnerville 10923 5 low-income homes · For people with disabilities
One property has two programs at the same address and appears once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Rockland County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 6 agencies serve in Rockland County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $35,650 | $59,400 | $95,000 |
| 2 people | $40,750 | $67,850 | $108,600 |
| 3 people | $45,850 | $76,350 | $122,150 |
| 4 people | $50,900 | $84,800 | $135,700 |
| 5 people | $55,000 | $91,600 | $146,600 |
| 6 people | $59,050 | $98,400 | $157,450 |
| 7 people | $63,150 | $105,200 | $168,300 |
| 8 people | $67,200 | $111,950 | $179,150 |
Area median income: $128,800. HUD income limits by family size, Fiscal year 2026. Area: Rockland, NY HUD Income Limit Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $2,334 – $2,852
- 1 bedroom $2,456 – $3,002
- 2 bedrooms $2,674 – $3,268
- 3 bedrooms $3,384 – $4,136
- 4 bedrooms $3,709 – $4,533
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Town of Ramapo Housing Authority Public housing and Section 8 vouchers · 979 vouchers (845) 357-7171 Town of Ramapo Housing Authority: lou@ramapohousing.com
- Village of Spring Valley HA Section 8 vouchers · 822 vouchers (845) 367-4599 Village of Spring Valley HA: achykhun@springvalleyhcv.org
- Village of New Square PHA Section 8 vouchers · 675 vouchers (845) 354-7774 Village of New Square PHA: bettym@nscpd.net
- Village of Nyack HA Section 8 vouchers · 241 vouchers (845) 353-0563 Village of Nyack HA: executivedirector@vonha.org
- Village of Kaser Section 8 vouchers · 120 vouchers (845) 352-2932 Village of Kaser: Kaser@kaser.gov
- Village of Spring Valley Housing Authority Public housing (845) 352-7677 Village of Spring Valley Housing Authority: SVHAMGT@verizon.net
Housing agencies in New York Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in New York
What New York law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1 month of rent
- N.Y. Gen. Oblig. Law §7-108(1-a)(a)
- When must they return my deposit?
- 14 days
- N.Y. Gen. Oblig. Law §7-108(1-a)(e)
- If I fall behind on rent, what notice must I get?
- 14 days
- N.Y. Real Prop. Acts. Law §711(2)
- How much notice before a rent increase?
- 30, 60, or 90 days, depending on the case
- N.Y. Real Prop. Law §226-c(1)(a), (2)
- Only a court order can remove youN.Y. Real Prop. Acts. Law §768(1)(a)
- Protection from retaliationN.Y. Real Prop. Law §223-b(1)
- Protection related to immigration statusN.Y. Exec. Law §296(5)(a)(3)
Help
Where to get help with rent in Rockland County
This HUD-approved agency has an office in Rockland County. They counsel for free or at low cost.
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Rockland Housing Action Coalition
475 Route 304, New City
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 4 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Rockland County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in New York, the average home bill was $140 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$5,942
What you need before you get the keys.
What adds up
- First month
- $2,971
- Security deposit
- $2,971
- Total
- $5,942
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Rockland County?
According to HUD (Fiscal year 2027): Studio: $2,593; 1 bedroom: $2,729; 2 bedrooms: $2,971; 3 bedrooms: $3,760; 4 bedrooms: $4,121. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Rockland County?
Paying the 2-bedroom fair market rent ($2,971) without spending more than 30% of income takes $57.13 an hour full time, or $118,840 a year.
Who qualifies for Section 8 in Rockland County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $84,800 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Rockland County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $2,674 and $3,268 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Rockland County?
For 2 bedrooms they run from $2,620 in 10962 to $3,950 in 10974. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Rockland County?
HUD lists 51 properties with homes for low-income households in Rockland County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Rockland County?
HUD counts rent as a burden when it reaches 30% of income or more. In Rockland County, 63% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).