Renting · Section 8
Data from November 2026
Renting in Ontario County, New York
Ontario County has a HUD fair market rent of $1,416 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,150 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $27.23 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,416
- a month, HUD, Fiscal year 2027
- 41% less than in New York
- Typical rent
- $1,150
- a month, Census, Average 2020–2024
- 29% less than in New York
- Wage needed
- $27.23
- an hour, 2 bedrooms
- Or $56,640 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 46%
- spend 30% or more of income on rent
- 11% less than in New York
Only here
Renting in Ontario County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Nearby, in Yates County, the typical rent is $834: 27% less than in Ontario County ($1,150).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Ontario County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Ontario County was $1,799 a month in September 2026: 3.5% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,005 | $19.33 | $40,200 |
| 1 bedroom | $1,131 | $21.75 | $45,240 |
| 2 bedrooms | $1,416 | $27.23 | $56,640 |
| 3 bedrooms | $1,706 | $32.81 | $68,240 |
| 4 bedrooms | $1,875 | $36.06 | $75,000 |
HUD area: Rochester, NY MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 25 ZIP codes in Ontario County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,420 in 14432 to $1,810 in 14425. 25 ZIP codes are above the county's fair market rent ($1,416).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 14424 | Rochester, NY | $1,030 | $1,170 | $1,450 | $1,750 | $1,920 |
|---|---|---|---|---|---|---|
| 14425 | Rochester, NY | $1,280 | $1,440 | $1,810 | $2,180 | $2,390 |
| 14432 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14453 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14456 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14456 | Seneca County, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14456 | Yates County, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14463 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14466 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14469 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14471 | Rochester, NY | $1,050 | $1,170 | $1,470 | $1,770 | $1,950 |
| 14475 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14504 | Rochester, NY | $1,050 | $1,170 | $1,480 | $1,780 | $1,950 |
| 14512 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14512 | Steuben County, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14512 | Yates County, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14532 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14532 | Seneca County, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14537 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14548 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14560 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14561 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14561 | Yates County, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
| 14564 | Rochester, NY | $1,230 | $1,370 | $1,720 | $2,070 | $2,280 |
| 14585 | Rochester, NY | $1,010 | $1,140 | $1,420 | $1,710 | $1,880 |
- 14424 · Rochester, NY $1,450$1,750
- 14425 · Rochester, NY $1,810$2,180
- 14432 · Rochester, NY $1,420$1,710
- 14453 · Rochester, NY $1,420$1,710
- 14456 · Rochester, NY $1,420$1,710
- 14456 · Seneca County, NY $1,420$1,710
- 14456 · Yates County, NY $1,420$1,710
- 14463 · Rochester, NY $1,420$1,710
- 14466 · Rochester, NY $1,420$1,710
- 14469 · Rochester, NY $1,420$1,710
- 14471 · Rochester, NY $1,470$1,770
- 14475 · Rochester, NY $1,420$1,710
- 14504 · Rochester, NY $1,480$1,780
- 14512 · Rochester, NY $1,420$1,710
- 14512 · Steuben County, NY $1,420$1,710
- 14512 · Yates County, NY $1,420$1,710
- 14532 · Rochester, NY $1,420$1,710
- 14532 · Seneca County, NY $1,420$1,710
- 14537 · Rochester, NY $1,420$1,710
- 14548 · Rochester, NY $1,420$1,710
- 14560 · Rochester, NY $1,420$1,710
- 14561 · Rochester, NY $1,420$1,710
- 14561 · Yates County, NY $1,420$1,710
- 14564 · Rochester, NY $1,720$2,070
- 14585 · Rochester, NY $1,420$1,710
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Ontario County, 46% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
46%
of renter households spend 30% or more of their income on rent.
12,713 households rent in Ontario County
- Spend half or more of their income 20%
- Spend 30% or more, but less than half 26%
- Spend less than 30% 54%
Compared with the state and the country
- Ontario 46%
- New York 52%
- United States 51%
Low-income apartments
Low-income apartments in Ontario County
HUD lists 39 properties with homes for low-income households in Ontario County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 27
- HUD-assisted
- 11
- public housing
- 1
2,180 homes in all; 1,971 of them low-income, according to HUD.
- Geneva Apartments Tax credit (LIHTC) Various, Geneva 14456 215 low-income homes · 1 bd: 103 · 2 bd: 41 · 3 bd: 58 · 4 bd: 13 · In service since 2020 · For families
- Canandaigua Elderly Housing HUD-assisted 80 Parrish St, Canandaigua 14424 131 homes, 130 low-income · For older adults · (585) 394-3097
- Courtyard Apartments HUD-assisted 10 Goodman St, Geneva 14456 124 low-income homes · For families · (315) 789-3245
- Farmington Gardens II Tax credit (LIHTC) 1347 Hathaway Dr, Farmington 14425 104 low-income homes · 1 bd: 13 · In service since 2019
- Spa Apartments Tax credit (LIHTC) 11 E Main St, Clifton Springs 14432 109 homes, 96 low-income · Studio: 41 · 1 bd: 65 · 2 bd: 3 · In service since 2014
- Creekview Apartments at Woodland Park Tax credit (LIHTC) 1004 Woodland Park Cir, Canandaigua 14424 96 low-income homes · 1 bd: 24 · 2 bd: 48 · 3 bd: 24 · In service since 2019 · For people with disabilities
- Townside at Pre-Emption Tax credit (LIHTC) 100 Genesis Way, Geneva 14456 88 low-income homes · In service since 2019
- Farmington Senior Apts Tax credit (LIHTC) 6000 Mercier Blvd, Canandaigua 14425 88 homes, 87 low-income · 1 bd: 72 · 2 bd: 16 · In service since 2010 · For older adults
- Elmcrest HUD-assisted 99 Lewis St, Geneva 14456 75 low-income homes · For older adults · (315) 789-3245
- Lakeside Village Apartments HUD-assisted 275 Jefferson Ave, Canandaigua 14424 64 low-income homes · For families · (585) 396-2730
- Pintail Crossing Tax credit (LIHTC) 5798 Pintail Xing, Farmington 14425 64 low-income homes · 1 bd: 16 · 2 bd: 32 · 3 bd: 16 · In service since 2019
- Old Brookside Apts I Tax credit (LIHTC) 2890 Conifer Dr, Canandaigua 14424 64 homes, 63 low-income · 1 bd: 16 · 2 bd: 40 · 3 bd: 8 · In service since 2007 · For families
- Canandaigua Junior Academy Tax credit (LIHTC) 235 N Main St, Canandaigua 14424 57 low-income homes · Studio: 6 · 1 bd: 42 · 2 bd: 9 · In service since 1996 · For older adults
- North Street Apartments HUD-assisted 260 W North St, Geneva 14456 50 low-income homes · For older adults · (315) 789-0902
- The Seneca Apartments HUD-assisted 529 Exchange St, Geneva 14456 50 low-income homes · For older adults · (315) 789-7408
- Autumn Grove HUD-assisted 1325 E Victor Rd, Victor 14564 50 homes, 49 low-income · For families
- Framark Place Apts Tax credit (LIHTC) 4 Framark Dr, Victor 14564 50 homes, 49 low-income · 1 bd: 34 · 2 bd: 16 · In service since 2004 · For older adults
- Geneva Gardens Tax credit (LIHTC) 500 Pulteney St, Geneva 14456 53 homes, 48 low-income · 2 bd: 48 · In service since 1994 · For families
- Liberty Apartments at Parkside Tax credit (LIHTC) 5251 Parkside Dr, Canandaigua 14424 48 low-income homes · 1 bd: 24 · 2 bd: 22 · 3 bd: 2 · In service since 2017 · For families, people experiencing homelessness
- Woodlands at Northside Apts Tax credit (LIHTC) 1111 Bluespruce Cir, Geneva 14456 48 low-income homes · 1 bd: 8 · 2 bd: 16 · 3 bd: 24 · In service since 2009 · For families
- Wilcox Lane Senior Citizen HUD-assisted 40 Wilcox Ln, Canandaigua 14424 118 homes, 47 low-income · For older adults · (585) 394-4292
- Thompson Apts Tax credit (LIHTC) 120 N Main St, Canandaigua 14424 42 low-income homes · Studio: 3 · 1 bd: 36 · 2 bd: 3 · In service since 1994 · For older adults
- GENEVA Housing Authority Scattered Sites Public housing 119 William St, Geneva 14456 38 low-income homes · Run by Geneva Housing Authority · Average payment: $737 a month · Homes at several sites · (315) 789-8010
- Geneva Community Senior Citizens Apts Tax credit (LIHTC) 150 Lyceum St, Geneva 14456 32 low-income homes · 1 bd: 28 · 2 bd: 4 · In service since 2004 · For older adults
- Hale Court Tax credit (LIHTC) 1207 Lyman Way, Farmington 14425 32 low-income homes · 3 bd: 32 · In service since 2007 · For people with disabilities, families
- Lyceum Heights II Tax credit (LIHTC) 152 Lyceum St, Geneva 14456 32 low-income homes · 1 bd: 28 · 2 bd: 4 · In service since 2008 · For older adults
- Bloomfield Meadows Tax credit (LIHTC) 21 Bennett Ave, Bloomfield 14469 24 low-income homes · 1 bd: 18 · 2 bd: 6 · In service since 2000
- Victor Senior Apts Tax credit (LIHTC) 2 Framark Dr, Victor 14564 24 low-income homes · 1 bd: 24 · In service since 1999 · For older adults
- Alloway Manor HUD-assisted Elizabeth Way, Farmington 14425 24 homes, 23 low-income · For older adults
- Geneva YMCA Apts Tax credit (LIHTC) 235 Genesee St, Geneva 14456 20 low-income homes · 1 bd: 20 · In service since 2000
- Shortsville Meadows Tax credit (LIHTC) 45 East Ave, Shortsville 14548 20 low-income homes · 1 bd: 10 · 2 bd: 10 · In service since 2006 · For families
- Abbey Residences HUD-assisted 824 Pre Emption Rd, Geneva 14456 11 homes, 10 low-income · For people with disabilities · (585) 394-7500
- ST. Francis HUD-assisted 110 Exchange St, Geneva 14456 10 low-income homes · For older adults · (315) 789-7563
- 112 Genesee ST Tax credit (LIHTC) 112 Genesee St, Geneva 14456 4 low-income homes · Studio: 2 · 2 bd: 1 · 3 bd: 1 · In service since 1995 · For families
- Farmbrook Subdivision Phase I Tax credit (LIHTC) 5772 Oatfield Dr, Farmington 14425 4 low-income homes · 3 bd: 4 · In service since 1994 · For older adults
- 265 Castle ST Tax credit (LIHTC) 265 Castle St, Geneva 14456 3 low-income homes · 1 bd: 1 · 2 bd: 2 · In service since 1995 · For families
- Farmbrook Phase II Tax credit (LIHTC) 1570 Hayride Dr, Farmington 14425 1 low-income home · 3 bd: 1 · In service since 1996 · For families
- Brookside II Apts Tax credit (LIHTC) Conifer DR, Canandaigua 14424 88 homes
- Cadence Square Tax credit (LIHTC) 400 Fort Hill Ave, Canandaigua 14424 25 homes · In service since 2013 · For people with disabilities, people experiencing homelessness
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Ontario County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Ontario County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $22,500 | $37,450 | $59,950 |
| 2 people | $25,700 | $42,800 | $68,500 |
| 3 people | $28,900 | $48,150 | $77,050 |
| 4 people | $33,000 | $53,500 | $85,600 |
| 5 people | $38,680 | $57,800 | $92,450 |
| 6 people | $44,360 | $62,100 | $99,300 |
| 7 people | $50,040 | $66,350 | $106,150 |
| 8 people | $55,720 | $70,650 | $113,000 |
Area median income: $107,000. HUD income limits by family size, Fiscal year 2026. Area: Rochester, NY MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $905 – $1,106
- 1 bedroom $1,018 – $1,244
- 2 bedrooms $1,274 – $1,558
- 3 bedrooms $1,535 – $1,877
- 4 bedrooms $1,688 – $2,063
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Geneva Housing Authority Public housing and Section 8 vouchers · 30 vouchers · 38 public housing units (315) 789-8010 Geneva Housing Authority: RDoeblin@genevaha.com
Housing agencies in New York Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in New York
What New York law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1 month of rent
- N.Y. Gen. Oblig. Law §7-108(1-a)(a)
- When must they return my deposit?
- 14 days
- N.Y. Gen. Oblig. Law §7-108(1-a)(e)
- If I fall behind on rent, what notice must I get?
- 14 days
- N.Y. Real Prop. Acts. Law §711(2)
- How much notice before a rent increase?
- 30, 60, or 90 days, depending on the case
- N.Y. Real Prop. Law §226-c(1)(a), (2)
- Only a court order can remove youN.Y. Real Prop. Acts. Law §768(1)(a)
- Protection from retaliationN.Y. Real Prop. Law §223-b(1)
- Protection related to immigration statusN.Y. Exec. Law §296(5)(a)(3)
Help
Where to get help with rent in Ontario County
This HUD-approved agency has an office in Ontario County. They counsel for free or at low cost.
-
Pathstone Corporation- Canandaigua, NY
5297 Parkside Dr Ste 410, Canandaigua
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 7 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Ontario County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in New York, the average home bill was $140 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,832
What you need before you get the keys.
What adds up
- First month
- $1,416
- Security deposit
- $1,416
- Total
- $2,832
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Ontario County?
According to HUD (Fiscal year 2027): Studio: $1,005; 1 bedroom: $1,131; 2 bedrooms: $1,416; 3 bedrooms: $1,706; 4 bedrooms: $1,875. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Ontario County?
Paying the 2-bedroom fair market rent ($1,416) without spending more than 30% of income takes $27.23 an hour full time, or $56,640 a year.
Who qualifies for Section 8 in Ontario County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $53,500 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Ontario County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,274 and $1,558 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Ontario County?
For 2 bedrooms they run from $1,420 in 14432 to $1,810 in 14425. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Ontario County?
HUD lists 39 properties with homes for low-income households in Ontario County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Ontario County?
HUD counts rent as a burden when it reaches 30% of income or more. In Ontario County, 46% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).