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City · 19,799 residents · Rockland County, New York

Nanuet , New York

In Nanuet, a typical home is worth $532,500 and typical rent is $2,308 a month. Compared with all of Rockland County, typical rent is 21% higher and the typical home value is 11% lower.

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  • Typical home value

    $532,500

    11% below the county

    26% above New York

    • Nanuet
    • Rockland
    • New York

  • Typical rent

    $2,308a month

    21% above the county

    42% above New York

    • Nanuet
    • Rockland
    • New York

  • Typical household income

    $117,167a year

    7% above the county

    36% above New York

    • Nanuet
    • Rockland
    • New York

  • Households that own their home

    65%

    3 points below the county

    10 points above New York

    • Nanuet
    • Rockland
    • New York

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$641,697
5% more than 12 months ago
Typical rent
$3,276 a month
3.4% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Nanuet is in Rockland County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Rockland County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Nanuet apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Spring Valley, the typical home value is $381,800: 28% less than in Nanuet ($532,500).

  2. Nearby, in Spring Valley, the typical rent is $1,695: 27% less than in Nanuet ($2,308).

  3. The typical rent in Nanuet is $2,308 a month, 21% more than in Rockland County as a whole ($1,901).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Nanuet

What homes there are in Nanuet, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Nanuet there is a bit of everything: no kind of home reaches half. The most common are detached houses (47%); in Rockland County, 57%.

Year built

Here half of the homes date from 1975 or later; in Rockland County, from 1971 or later.

Homes in Nanuet are smaller: 56% have 3 bedrooms or more; in Rockland County, 67%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,436 a month

Rockland County: $3,641 a month

Owners with a mortgage

64%

Rockland County: 63%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Nanuet rose 39%; in Rockland County, it rose 35%.

Since 2015–2019, the typical rent in Nanuet did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNanuetRockland CountyNew YorkUnited States
Rental vacancy Unreliable estimate2.6%3.8%5.5%
Homeowner vacancy Unreliable estimate0.8%1.1%0.9%
More than one person per room Unreliable estimate6.9%5.3%3.4%
People per household 2.643.222.492.53
Drive alone 73%65%49%69%
Carpool 7%10%6%9%
Public transit 5%6%22%3%
Walk or bike Unreliable estimate3%6%3%
Work from home 10%13%15%15%
Other means Unreliable estimate3%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.64 on average, against 3.22 in Rockland County.

To get to work, 73% of workers in Nanuet drive alone; in Rockland County, 65%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Nanuet?

A typical home costs more than the typical income allows

We start with a typical home in Nanuet, worth $532,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Nanuet, which is $117,167 a year. For that payment to be 28% of income, a household would need to earn about $207,156 a year.

The calculator's FHA and conventional loan limits are those of all of Rockland County.

Your numbers

Local data
$

Starts at the typical home value in Nanuet. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $18,638 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,834

at 7.18% · 30 years

Loan amount
$522,855
Total interest
$752,265
Paid off in
November 2056

Includes $8,993 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,734 a month

  • Tight

    $2,734 to $3,515 a month

  • Hard

    more than $3,515 a month

    Your payment · 50%

Compared with the typical household income in Nanuet ($117,167 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,834
Principal & interest$3,542
Property tax$834
Home insurance$222
FHA mortgage insurance (MIP)$236

You need at least $18,638 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Nanuet and Rockland County

Nanuet is in Rockland County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Nanuet's own numbers

Typical home value
$532,500
Typical monthly rent
$2,308
Typical yearly household income
$117,167
Households that own their home
65%
Effective property tax rate
1.88%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Rockland County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,971
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Rockland County.

Everything about Rockland County

Buying

Buying a home in Nanuet

A typical home in Nanuet is worth $532,500: 11% below the county and 26% above New York. With the typical household income in Nanuet ($117,167 a year), a typical home costs 4.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Nanuet 4.5 years
  • Rockland 5.4 years
  • New York 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Rockland County

According to FHFA’s house price index, home prices in Rockland County rose 83% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Rockland County.

Period County New York U.S.
Last year (2025) +4.8% +6.0% +2.9%
5 years (2020–2025) +56% +52% +47%
10 years (2015–2025) +83% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Nanuet next to Rockland County, New York and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Nanuet $532,500
  • Rockland $596,900
  • New York $423,800
  • United States $332,700
Typical monthly rent
  • Nanuet $2,308
  • Rockland $1,901
  • New York $1,621
  • United States $1,413
Typical yearly household income
  • Nanuet $117,167
  • Rockland $109,959
  • New York $85,974
  • United States $80,734
See the full table
Nanuet next to Rockland County and New York
Measure Nanuet Rockland County New York U.S.
Typical home value $532,500 $596,900 $423,800 $332,700
Typical monthly rent $2,308 $1,901 $1,621 $1,413
Typical yearly household income $117,167 $109,959 $85,974 $80,734
Households that own their home 65% 68% 54% 65%
Typical yearly property tax $10,001 $10,001 $6,582 $3,119
Effective property tax rate 1.88% 1.68% 1.55% 0.94%
Renters with high rent for their income 55% 63% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Rockland County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Nanuet

For a typical $532,500 home in Nanuet, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Nanuet's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,834a month

    Least cash to close
    Down payment
    $18,638
    Cash to close
    $34,613
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $236

  • Conventional, 5% down $4,736a month

    Down payment
    $26,625
    Cash to close
    $42,600
    Rate
    7.18%
    Mortgage insurance
    PMI · $253

  • Conventional, 20% down, no PMI $3,942a month

    Down payment
    $106,500
    Cash to close
    $122,475
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,434a month

    Down payment
    $79,875
    Cash to close
    $95,850
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Nanuet and for Rockland County.

Property tax

Effective rate in Nanuet

1.88%of the home’s value each year

$10,001 a year for the typical owner in Nanuet.

  • Nanuet 1.88%
  • Rockland 1.68%
  • New York 1.55%

What New York publishes Basic STAR school tax relief (New York State Department of Taxation and Finance)

Exemptions and deadlines in New York

Flood risk in Rockland County

FEMA does not publish these numbers by city: they are for all of Rockland County.

Homes in the high-risk zone
1%
793
Of those, with NFIP insurance
50%
County New York U.S.
Homes in the high-risk zone 1% 2% 3.5%
Of those, with NFIP insurance 50% 76% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Nanuet

Typical rent in Nanuet is $2,308 a month: 21% above the county. In Nanuet, 55% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Rockland County, by unit size. To pay the 2-bedroom one ($2,971 a month) without spending more than 30% of your income, you would need to earn $57.13 an hour working full time.

HUD fair market rent for all of Rockland County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,593 $49.87 $103,720
1 bedroom $2,729 $52.48 $109,160
2 bedrooms $2,971 $57.13 $118,840
3 bedrooms $3,760 $72.31 $150,400
4 bedrooms $4,121 $79.25 $164,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Nanuet

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Nanuet is in ZIP code 10954.

For 2 bedrooms it is $3,570: $599 more than the fair market rent for Rockland County ($2,971).

  • 10954 $3,570$4,520

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Nanuet when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Nanuet

HUD lists 6 buildings with rents for lower incomes in Nanuet. These are the largest.

  • Middlewood Senior Citizen Park 80 N Middletown Rd, Nanuet 10954 107 homes, 102 low-income · For older adults
  • Maplewood Gardens 201 Maplewood Gdns, Nanuet 10954 51 homes, 50 low-income · For families
  • Maplewood Gardens Maplewood Gardens, Nanuet 10954 50 homes, 48 low-income · 1 bd: 27 · 2 bd: 20 · 3 bd: 3 · In service since 2009 · For families
  • Seton Village Senior Housing 146 Convent Rd, Nanuet 10954 34 low-income homes · 1 bd: 34 · In service since 2005 · For older adults
  • Venture Development 2002 136 N Middletown Rd, Nanuet 10954 18 low-income homes · For people with disabilities

See all 51 buildings in Rockland County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Nanuet

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Rockland County; none says it serves in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Nanuet

No down payment, repair or rent-help program on our list is for Nanuet or Rockland County. The ones below are statewide in New York: they work in Nanuet the same as in the rest of the state.

Which programs do I qualify for? All programs in New York

Housing counselors near Nanuet

The HUD-approved agencies closest to the center of Nanuet, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Rockland Housing Action Coalition

    475 Route 304, New City · 3 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (845) 708-5799

  • Housing Action Council Inc.

    55 S Broadway, Tarrytown · 8 miles away

    • Pre-purchase counseling
    (914) 332-4144

  • Cambridge Credit Counseling Corporation - New York Branch

    245 Saw Mill River Road, Hawthorne · 11 miles away · Spanish

    Also serves in Polish.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (888) 656-4396

Every agency in Rockland County All counseling agencies in New York

Help in Spanish near Nanuet

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Nanuet

In HUD’s record, no housing authority with an office in Rockland County is named for Nanuet or Rockland County.

6 other authorities have an office in Rockland County: see the list Source: HUD

Cities

Other cities in Rockland County

These cities are also in Rockland County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Rockland County Housing in New York
See 10 more cities in Rockland County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Nanuet, with the typical home value.

Neighboring counties

If Rockland County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Nanuet.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Nanuet

Short answers with the numbers for Nanuet and all of Rockland County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Nanuet?

The typical home value in Nanuet is $532,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Rockland County it is $596,900.

How much does it cost to rent in Nanuet?

Typical rent in Nanuet is $2,308 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Rockland County is $2,971.

What is the FHA loan limit in Nanuet?

Nanuet uses the FHA limit for all of Rockland County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Nanuet?

The typical homeowner in Nanuet pays $10,001 a year, according to the U.S. Census Bureau. That is 1.88% of the home’s value; in Rockland County, the rate is 1.68%.

Where can I find free help to buy or rent in Nanuet?

There is 1 HUD-approved counseling agency with an office in Rockland County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).