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City · 5,694 residents · Rockland County, New York

Kaser , New York

In Kaser, a typical home is worth $877,000 and typical rent is $1,341 a month. Compared with all of Rockland County, typical household income is 76% lower and the typical home value is 47% higher.

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  • Typical home value

    $877,000

    47% above the county

    107% above New York

    • Kaser
    • Rockland
    • New York

  • Typical rent

    $1,341a month

    29% below the county

    17% below New York

    • Kaser
    • Rockland
    • New York

  • Typical household income

    $26,848a year

    76% below the county

    69% below New York

    • Kaser
    • Rockland
    • New York

Source: U.S. Census Bureau, Average 2020–2024

Kaser is in Rockland County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Rockland County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Kaser apart

What this place has that others do not, from public data, most unusual first.

  1. Kaser has the lowest typical household income of the 350 cities in New York with more than 5,000 people: $26,848.

  2. 75% of households in Kaser have no internet at home (11% in Rockland County).

  3. Nearby, in Spring Valley, the typical home value is $381,800: 56% less than in Kaser ($877,000).

  4. The typical home in Kaser is worth $877,000, 47% more than in Rockland County as a whole ($596,900).

  5. The typical rent in Kaser is $1,341 a month, 29% less than in Rockland County as a whole ($1,901).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Kaser

What homes there are in Kaser, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Kaser; the largest group, buildings of 2 to 4 homes, adds up to 44%, against 14% in Rockland County.

Year built

The typical home in Kaser was built in 1999, 28 years after the typical one in Rockland County.

In Kaser, 68% of homes have 3 bedrooms or more, about the same as in Rockland County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Owners with a mortgage

94%

Rockland County: 63%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Kaser did not change clearly: the difference is within the Census margin of error.

Since 2015–2019, the typical rent in Kaser rose 39%, more than in Rockland County (26%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureKaserRockland CountyNew YorkUnited States
Rental vacancy Unreliable estimate2.6%3.8%5.5%
Homeowner vacancy Unreliable estimate0.8%1.1%0.9%
More than one person per room 20.1%6.9%5.3%3.4%
People per household 4.613.222.492.53
Drive alone 24%65%49%69%
Carpool 19%10%6%9%
Public transit 14%6%22%3%
Walk or bike 30%3%6%3%
Work from home Unreliable estimate13%15%15%
Other means Unreliable estimate3%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 20.1% of households in Kaser live, more than in Rockland County (6.9%).

Households in Kaser are bigger: 4.61 people on average; in Rockland County, 3.22.

More people walk or bike to work in Kaser: 30%, against 3% in Rockland County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Kaser?

A typical home costs more than the typical income allows

We start with a typical home in Kaser, worth $877,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 335% of the typical household income in Kaser, which is $26,848 a year. For that payment to be 28% of income, a household would need to earn about $320,911 a year.

The calculator's FHA and conventional loan limits are those of all of Rockland County.

Your numbers

Local data
$

Starts at the typical home value in Kaser. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $30,695 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$7,488

at 7.18% · 30 years

Loan amount
$861,115
Total interest
$1,238,943
Paid off in
November 2056

Includes $14,810 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $626 a month

  • Tight

    $626 to $805 a month

  • Hard

    more than $805 a month

    Your payment · 335%

Compared with the typical household income in Kaser ($26,848 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$7,488
Principal & interest$5,833
Property tax$760
Home insurance$365
FHA mortgage insurance (MIP)$529

You need at least $30,695 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Kaser and Rockland County

Kaser is in Rockland County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Kaser's own numbers

Typical home value
$877,000
Typical monthly rent
$1,341
Typical yearly household income
$26,848
Effective property tax rate
1.04%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Rockland County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,971
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Rockland County.

Everything about Rockland County

Buying

Buying a home in Kaser

A typical home in Kaser is worth $877,000: 47% above the county and 107% above New York. With the typical household income in Kaser ($26,848 a year), a typical home costs 32.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Kaser 32.7 years
  • Rockland 5.4 years
  • New York 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Rockland County

According to FHFA’s house price index, home prices in Rockland County rose 83% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Rockland County.

Period County New York U.S.
Last year (2025) +4.8% +6.0% +2.9%
5 years (2020–2025) +56% +52% +47%
10 years (2015–2025) +83% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Kaser next to Rockland County, New York and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Kaser $877,000
  • Rockland $596,900
  • New York $423,800
  • United States $332,700
Typical monthly rent
  • Kaser $1,341
  • Rockland $1,901
  • New York $1,621
  • United States $1,413
Typical yearly household income
  • Kaser $26,848
  • Rockland $109,959
  • New York $85,974
  • United States $80,734
See the full table
Kaser next to Rockland County and New York
Measure Kaser Rockland County New York U.S.
Typical home value $877,000 $596,900 $423,800 $332,700
Typical monthly rent $1,341 $1,901 $1,621 $1,413
Typical yearly household income $26,848 $109,959 $85,974 $80,734
Typical yearly property tax $9,129 $10,001 $6,582 $3,119
Effective property tax rate 1.04% 1.68% 1.55% 0.94%
Renters with high rent for their income 70% 63% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Rockland County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Kaser

For a typical $877,000 home in Kaser, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kaser's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $7,488a month

    Least cash to close
    Down payment
    $30,695
    Cash to close
    $57,005
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $529

  • Conventional, 5% down $7,186a month

    Down payment
    $43,850
    Cash to close
    $70,160
    Rate
    7.18%
    Mortgage insurance
    PMI · $417

  • Conventional, 20% down, no PMI $5,878a month

    Down payment
    $175,400
    Cash to close
    $201,710
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $6,689a month

    Down payment
    $131,550
    Cash to close
    $157,860
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Kaser and for Rockland County.

Property tax

Effective rate in Kaser

1.04%of the home’s value each year

$9,129 a year for the typical owner in Kaser.

  • Kaser 1.04%
  • Rockland 1.68%
  • New York 1.55%

What New York publishes Basic STAR school tax relief (New York State Department of Taxation and Finance)

Exemptions and deadlines in New York

Flood risk in Rockland County

FEMA does not publish these numbers by city: they are for all of Rockland County.

Homes in the high-risk zone
1%
793
Of those, with NFIP insurance
50%
County New York U.S.
Homes in the high-risk zone 1% 2% 3.5%
Of those, with NFIP insurance 50% 76% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Kaser

Typical rent in Kaser is $1,341 a month: 29% below the county. In Kaser, 70% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Rockland County, by unit size. To pay the 2-bedroom one ($2,971 a month) without spending more than 30% of your income, you would need to earn $57.13 an hour working full time.

HUD fair market rent for all of Rockland County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,593 $49.87 $103,720
1 bedroom $2,729 $52.48 $109,160
2 bedrooms $2,971 $57.13 $118,840
3 bedrooms $3,760 $72.31 $150,400
4 bedrooms $4,121 $79.25 $164,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Kaser

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kaser is in ZIP code 10952.

For 2 bedrooms it is $2,790: $181 less than the fair market rent for Rockland County ($2,971).

  • 10952 $2,790$3,530

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kaser when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Kaser

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Rockland County; none says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Kaser

No down payment, repair or rent-help program on our list is for Kaser or Rockland County. The ones below are statewide in New York: they work in Kaser the same as in the rest of the state.

Which programs do I qualify for? All programs in New York

Housing counselors near Kaser

The HUD-approved agencies closest to the center of Kaser, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Rockland Housing Action Coalition

    475 Route 304, New City · 4 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (845) 708-5799

  • Housing Action Council Inc.

    55 S Broadway, Tarrytown · 11 miles away

    • Pre-purchase counseling
    (914) 332-4144

  • Cambridge Credit Counseling Corporation - New York Branch

    245 Saw Mill River Road, Hawthorne · 14 miles away · Spanish

    Also serves in Polish.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (888) 656-4396

Every agency in Rockland County All counseling agencies in New York

Help in Spanish near Kaser

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Kaser

HUD’s record names them for Kaser or Rockland County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

5 other authorities have an office in Rockland County: see the list Source: HUD

Cities

Other cities in Rockland County

These cities are also in Rockland County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Rockland County Housing in New York
See 10 more cities in Rockland County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Kaser, with the typical home value.

Neighboring counties

If Rockland County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Kaser.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Kaser

Short answers with the numbers for Kaser and all of Rockland County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Kaser?

The typical home value in Kaser is $877,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Rockland County it is $596,900.

How much does it cost to rent in Kaser?

Typical rent in Kaser is $1,341 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Rockland County is $2,971.

What is the FHA loan limit in Kaser?

Kaser uses the FHA limit for all of Rockland County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Kaser?

The typical homeowner in Kaser pays $9,129 a year, according to the U.S. Census Bureau. That is 1.04% of the home’s value; in Rockland County, the rate is 1.68%.

Where can I find free help to buy or rent in Kaser?

There is 1 HUD-approved counseling agency with an office in Rockland County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).