In Glens Falls North, a typical home is worth $308,100 and typical rent is $1,235 a month. Compared with all of Warren County, the typical home value is 15% higher, typical rent is 12% higher, and the share of households that own their home is 7 points lower.
Glens Falls North is in Warren County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Warren County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Hudson Falls, the typical home value is $165,200: 46% less than in Glens Falls North ($308,100).
2
Nearby, in Hudson Falls, the typical rent is $927: 25% less than in Glens Falls North ($1,235).
3
The typical home in Glens Falls North is worth $308,100,15% more than in Warren County as a whole ($267,400).
4
65% of households in Glens Falls North own their home, against 72% in Warren County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Glens Falls North
What homes there are in Glens Falls North, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Glens Falls North
Warren County
New York
United States
Kind of home: Glens Falls North and its comparisons
Measure
Glens Falls North
Warren County
New York
United States
Detached house
60%
72%
41%
61%
Attached house
7%
4%
6%
6%
Building of 2 to 4
Unreliable estimate
11%
17%
8%
Apartments (5 or more)
30%
9%
35%
19%
Mobile home
Unreliable estimate
5%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Glens Falls North (60%), but less so than in Warren County (72%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Glens Falls North
Warren County
New York
United States
Year built: Glens Falls North and its comparisons
Measure
Glens Falls North
Warren County
New York
United States
Before 1960
14%
38%
52%
26%
1960–1979
35%
21%
22%
24%
1980–1999
37%
25%
14%
25%
2000–2009
7%
10%
6%
14%
2010 or later
6%
6%
6%
11%
Here half of the homes date from 1980 or later; in Warren County, from 1973 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K12%
$200K–$300K34%
$300K–$500K42%
$500K–$750K6%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Glens Falls North and its comparisons
Measure
Glens Falls North
Under $100K
Unreliable estimate
$100K–$200K
12%
$200K–$300K
34%
$300K–$500K
42%
$500K–$750K
6%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49953%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Glens Falls North and its comparisons
Measure
Glens Falls North
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
53%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,834 a month
Warren County: $1,757 a month
Without a mortgage
$672 a month
Warren County: $664 a month
Owners with a mortgage
61%
Warren County: 59%
The typical cost for an owner with a mortgage in Glens Falls North is $1,834 a month, near the figure in Warren County ($1,757).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Glens Falls North+43%
Warren County+36%
New York+35%
United States+53%
Typical rent
Glens Falls North+34%
Warren County+19%
New York+27%
United States+33%
Typical household income
Glens Falls NorthNo clear change
Warren County+29%
New York+26%
United States+29%
Change since 2015–2019: Glens Falls North and its comparisons
Measure
Glens Falls North
Warren County
New York
United States
Typical home value
+43%
+36%
+35%
+53%
Typical rent
+34%
+19%
+27%
+33%
Typical household income
No clear change
+29%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Glens Falls North rose 43%; in Warren County, it rose 36%.
Rents in Glens Falls North rose faster than in Warren County: 34% since 2015–2019, against 19%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Glens Falls North and its comparisons
Measure
Glens Falls North
Warren County
New York
United States
Rental vacancy
Unreliable estimate
6.8%
3.8%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.1%
0.9%
More than one person per room
Unreliable estimate
0.9%
5.3%
3.4%
People per household
2.04
2.13
2.49
2.53
Drive alone
82%
77%
49%
69%
Carpool
Unreliable estimate
8%
6%
9%
Public transit
Unreliable estimate
Unreliable estimate
22%
3%
Walk or bike
Unreliable estimate
3%
6%
3%
Work from home
12%
9%
15%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Glens Falls North look like those in Warren County: 2.04 people on average.
In Glens Falls North, 82% of workers drive alone to work; in Warren County, 77%.
Do the math
What would you pay each month for a home in Glens Falls North?
A typical home costs more than the typical income allows
We start with a typical home in Glens Falls North, worth $308,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Glens Falls North, which is $77,881 a year. For that payment to be 28% of income, a household would need to earn about $114,797 a year.
The calculator's FHA and conventional loan limits are those of all of Warren County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Glens Falls North. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,784 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,679
at 7.18% · 30 years
Loan amount
$302,519
Total interest
$435,254
Paid off in
November 2056
Includes $5,203 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,817 a month
Tight
$1,817 to $2,336 a month
Hard
more than $2,336 a month
Your payment · 41%
Compared with the typical household income in Glens Falls North ($77,881 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,049
Property tax
$365
Home insurance
$128
FHA mortgage insurance (MIP)
$136
You need at least $10,784 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,679; principal and interest $2,049.
The city and its county
Glens Falls North and Warren County
Glens Falls North is in Warren County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Glens Falls North
Map of Warren County, New York, with Glens Falls North marked. Around it, the neighboring counties.
Glens Falls North
Warren County
Other cities with a page
Glens Falls North's own numbers
Typical home value
$308,100
Typical monthly rent
$1,235
Typical yearly household income
$77,881
Households that own their home
65%
Effective property tax rate
1.42%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Warren County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,347
Price change over 5 years (FHFA)
+53%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Warren County.
A typical home in Glens Falls North is worth $308,100: 15% above the county and 27% below New York. With the typical household income in Glens Falls North ($77,881 a year), a typical home costs 4.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Glens Falls North4.0 years
Warren3.4 years
New York4.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Warren County
According to FHFA’s house price index, home prices in Warren County rose 76% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Warren County.
Yearly change in FHFA’s price index in Warren County, 2016 to 2025
2016: −1.4% −1.4% 2016
2017: +4.8% +4.8% 2017
2018: +2.6% +2.6% 2018
2019: +1.4% +1.4% 2019
2020: +7.0% +7.0% 2020
2021: +10.1% +10.1% 2021
2022: +14.1% +14.1% 2022
2023: +7.2% +7.2% 2023
2024: +2.7% +2.7% 2024
2025: +10.5% +10.5% 2025
Change in FHFA’s price index in Warren County, New York and the United States
Period
County
New York
U.S.
Last year (2025)
+10.5%
+6.0%
+2.9%
5 years (2020–2025)
+53%
+52%
+47%
10 years (2015–2025)
+76%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Glens Falls North next to Warren County, New York and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Glens Falls North$308,100
Warren$267,400
New York$423,800
United States$332,700
Typical monthly rent
Glens Falls North$1,235
Warren$1,105
New York$1,621
United States$1,413
Typical yearly household income
Glens Falls North$77,881
Warren$78,442
New York$85,974
United States$80,734
See the full table
Glens Falls North next to Warren County and New York
Measure
Glens Falls North
Warren County
New York
U.S.
Typical home value
$308,100 ▲15% above the county
$267,400
$423,800
$332,700
Typical monthly rent
$1,235 ▲12% above the county
$1,105
$1,621
$1,413
Typical yearly household income
$77,881
$78,442
$85,974
$80,734
Households that own their home
65% ▼7 points below the county
72%
54%
65%
Typical yearly property tax
$4,387 ▲11% above the county
$3,936
$6,582
$3,119
Effective property tax rate
1.42% ▼0.05 points below the county
1.47%
1.55%
0.94%
Renters with high rent for their income
44% ▼4 points below the county
48%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Warren County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Glens Falls North
For a typical $308,100 home in Glens Falls North, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Glens Falls North's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,679a month
Least cash to close
Down payment
$10,784
Cash to close
$20,027
Rate
7.18%
Mortgage insurance
FHA MIP · $136
Conventional, 5% down$2,622a month
Down payment
$15,405
Cash to close
$24,648
Rate
7.18%
Mortgage insurance
PMI · $146
Conventional, 20% down, no PMI$2,163a month
Down payment
$61,620
Cash to close
$70,863
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,448a month
Down payment
$46,215
Cash to close
$55,458
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Glens Falls North
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,679
$10,784
$302,520
7.18%
FHA MIP · $136
$20,027
580
Conventional, 5% down
$2,622
$15,405
$292,695
7.18%
PMI · $146
$24,648
620*
Conventional, 20% down, no PMI
$2,163
$61,620
$246,480
7.18%
None
$70,863
620*
ITIN, 15% down (example)
$2,448
$46,215
$261,885
8.18%
None
$55,458
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Glens Falls North is $1,235 a month: 12% above the county. In Glens Falls North, 44% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Warren County, by unit size. To pay the 2-bedroom one ($1,347 a month) without spending more than 30% of your income, you would need to earn $25.90 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Warren County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,066
$20.50
$42,640
1 bedroom
$1,073
$20.63
$42,920
2 bedrooms
$1,347
$25.90
$53,880
3 bedrooms
$1,745
$33.56
$69,800
4 bedrooms
$1,770
$34.04
$70,800
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Glens Falls North
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Glens Falls North is in ZIP code 12804.
For 2 bedrooms it is $1,560: $213 more than the fair market rent for Warren County ($1,347).
Fair market rent by ZIP code and size in Glens Falls North, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
12804
$1,240
$1,240
$1,560
$2,020
$2,050
ZIP code2 bd3 bd
12804 $1,560$2,020
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Glens Falls North when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Warren County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Glens Falls North or Warren County. The ones below are statewide in New York: they work in Glens Falls North the same as in the rest of the state.
SONYMA second loan with no interest, forgiven after ten years, for the down payment with a SONYMA mortgage in New York.Offered by State of New York Mortgage Agency (SONYMA).
SONYMA mortgage at a very low fixed rate for low-income first-time buyers in New York, with a minimal down payment.Offered by State of New York Mortgage Agency (SONYMA).
The HUD-approved agencies closest to the center of Glens Falls North, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
BC
BETTER COMMUNITY NEIGHBORHOODS, INC. (formerly Better Neighborhoods, Inc.)
816 Union St, Schenectady · 38 miles away · Spanish
No legal help resource on our list is for Glens Falls North or Warren County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Glens Falls North and all of Warren County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Glens Falls North?
The typical home value in Glens Falls North is $308,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Warren County it is $267,400.
How much does it cost to rent in Glens Falls North?
Typical rent in Glens Falls North is $1,235 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Warren County is $1,347.
What is the FHA loan limit in Glens Falls North?
Glens Falls North uses the FHA limit for all of Warren County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Glens Falls North?
The typical homeowner in Glens Falls North pays $4,387 a year, according to the U.S. Census Bureau. That is 1.42% of the home’s value; in Warren County, the rate is 1.47%.
Where can I find free help to buy or rent in Glens Falls North?
We found no HUD-approved counseling agencies with an office in Warren County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
