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City · 10,050 residents · Warren County, New York

West Glens Falls , New York

In West Glens Falls, a typical home is worth $255,800 and typical rent is $1,343 a month. Compared with all of Warren County, typical rent is 22% higher, typical household income is 19% higher, and the share of households that own their home is 17 points higher.

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  • Typical home value

    $255,800

    4% below the county

    40% below New York

    • West Glens Falls
    • Warren
    • New York

  • Typical rent

    $1,343a month

    22% above the county

    17% below New York

    • West Glens Falls
    • Warren
    • New York

  • Typical household income

    $93,239a year

    19% above the county

    8% above New York

    • West Glens Falls
    • Warren
    • New York

  • Households that own their home

    89%

    17 points above the county

    35 points above New York

    • West Glens Falls
    • Warren
    • New York

Source: U.S. Census Bureau, Average 2020–2024

West Glens Falls is in Warren County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Warren County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets West Glens Falls apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Hudson Falls, the typical home value is $165,200: 35% less than in West Glens Falls ($255,800).

  2. 89% of households in West Glens Falls own their home, against 72% in Warren County.

  3. Nearby, in Hudson Falls, the typical rent is $927: 31% less than in West Glens Falls ($1,343).

  4. The typical rent in West Glens Falls is $1,343 a month, 22% more than in Warren County as a whole ($1,105).

  5. The typical household income in West Glens Falls is $93,239, 19% more than in Warren County as a whole ($78,442).

  6. West Glens Falls has the 26th largest share of rent-burdened renters of the 300 cities in New York with more than 5,000 people (73%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in West Glens Falls

What homes there are in West Glens Falls, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In West Glens Falls, 8 in 10 homes are single-family detached houses; in Warren County, 7.

Mobile homes are 11% of homes in West Glens Falls, more than in Warren County (5%).

Year built

The typical home in West Glens Falls was built in 1984, 11 years after the typical one in Warren County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 93% of owner-occupied homes in West Glens Falls sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,862 a month

Warren County: $1,757 a month

Without a mortgage

$617 a month

Warren County: $664 a month

Owners with a mortgage

63%

Warren County: 59%

In West Glens Falls, 63% of owners have a mortgage, and their typical cost is $1,862 a month, against $1,757 in Warren County. Without one it drops to $617.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

West Glens Falls does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Warren County the typical home value rose 36%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWest Glens FallsWarren CountyNew YorkUnited States
Rental vacancy Unreliable estimate6.8%3.8%5.5%
Homeowner vacancy Unreliable estimate1.1%1.1%0.9%
More than one person per room Unreliable estimate0.9%5.3%3.4%
People per household 2.602.132.492.53
Drive alone 75%77%49%69%
Carpool 14%8%6%9%
Public transit Unreliable estimateUnreliable estimate22%3%
Walk or bike Unreliable estimate3%6%3%
Work from home 10%9%15%15%
Other means Unreliable estimate1%2%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in West Glens Falls has 2.60 people, more than in Warren County (2.13).

More people carpool to work in West Glens Falls than in Warren County: 14% against 8%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in West Glens Falls?

A typical home is tight for the typical income

We start with a typical home in West Glens Falls, worth $255,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in West Glens Falls, which is $93,239 a year. For that payment to be 28% of income, a household would need to earn about $98,417 a year.

The calculator's FHA and conventional loan limits are those of all of Warren County.

Your numbers

Local data
$

Starts at the typical home value in West Glens Falls. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,953 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,296

at 7.18% · 30 years

Loan amount
$251,167
Total interest
$361,370
Paid off in
November 2056

Includes $4,320 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,176 a month

  • Tight

    $2,176 to $2,797 a month

    Your payment · 30%

  • Hard

    more than $2,797 a month

Compared with the typical household income in West Glens Falls ($93,239 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,296
Principal & interest$1,701
Property tax$375
Home insurance$107
FHA mortgage insurance (MIP)$113

You need at least $8,953 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

West Glens Falls and Warren County

West Glens Falls is in Warren County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

West Glens Falls's own numbers

Typical home value
$255,800
Typical monthly rent
$1,343
Typical yearly household income
$93,239
Households that own their home
89%
Effective property tax rate
1.76%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Warren County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,347
Price change over 5 years (FHFA)
+53%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Warren County.

Everything about Warren County

Buying

Buying a home in West Glens Falls

A typical home in West Glens Falls is worth $255,800: 4% below the county and 40% below New York. With the typical household income in West Glens Falls ($93,239 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • West Glens Falls 2.7 years
  • Warren 3.4 years
  • New York 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Warren County

According to FHFA’s house price index, home prices in Warren County rose 76% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Warren County.

Period County New York U.S.
Last year (2025) +10.5% +6.0% +2.9%
5 years (2020–2025) +53% +52% +47%
10 years (2015–2025) +76% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

West Glens Falls next to Warren County, New York and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • West Glens Falls $255,800
  • Warren $267,400
  • New York $423,800
  • United States $332,700
Typical monthly rent
  • West Glens Falls $1,343
  • Warren $1,105
  • New York $1,621
  • United States $1,413
Typical yearly household income
  • West Glens Falls $93,239
  • Warren $78,442
  • New York $85,974
  • United States $80,734
See the full table
West Glens Falls next to Warren County and New York
Measure West Glens Falls Warren County New York U.S.
Typical home value $255,800 $267,400 $423,800 $332,700
Typical monthly rent $1,343 $1,105 $1,621 $1,413
Typical yearly household income $93,239 $78,442 $85,974 $80,734
Households that own their home 89% 72% 54% 65%
Typical yearly property tax $4,491 $3,936 $6,582 $3,119
Effective property tax rate 1.76% 1.47% 1.55% 0.94%
Renters with high rent for their income 73% 48% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Warren County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in West Glens Falls

For a typical $255,800 home in West Glens Falls, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, West Glens Falls's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,296a month

    Least cash to close
    Down payment
    $8,953
    Cash to close
    $16,627
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $113

  • Conventional, 5% down $2,249a month

    Down payment
    $12,790
    Cash to close
    $20,464
    Rate
    7.18%
    Mortgage insurance
    PMI · $122

  • Conventional, 20% down, no PMI $1,868a month

    Down payment
    $51,160
    Cash to close
    $58,834
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,105a month

    Down payment
    $38,370
    Cash to close
    $46,044
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for West Glens Falls and for Warren County.

Property tax

Effective rate in West Glens Falls

1.76%of the home’s value each year

$4,491 a year for the typical owner in West Glens Falls.

  • West Glens Falls 1.76%
  • Warren 1.47%
  • New York 1.55%

What New York publishes Basic STAR school tax relief (New York State Department of Taxation and Finance)

Exemptions and deadlines in New York

Flood risk in Warren County

FEMA does not publish these numbers by city: they are for all of Warren County.

FEMA’s maps count no homes in the high-risk zone in Warren County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in West Glens Falls

Typical rent in West Glens Falls is $1,343 a month: 22% above the county. In West Glens Falls, 73% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Warren County, by unit size. To pay the 2-bedroom one ($1,347 a month) without spending more than 30% of your income, you would need to earn $25.90 an hour working full time.

HUD fair market rent for all of Warren County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,066 $20.50 $42,640
1 bedroom $1,073 $20.63 $42,920
2 bedrooms $1,347 $25.90 $53,880
3 bedrooms $1,745 $33.56 $69,800
4 bedrooms $1,770 $34.04 $70,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in West Glens Falls

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). West Glens Falls is in ZIP code 12804.

For 2 bedrooms it is $1,560: $213 more than the fair market rent for Warren County ($1,347).

  • 12804 $1,560$2,020

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for West Glens Falls when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in West Glens Falls

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Warren County. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in West Glens Falls

No down payment, repair or rent-help program on our list is for West Glens Falls or Warren County. The ones below are statewide in New York: they work in West Glens Falls the same as in the rest of the state.

Which programs do I qualify for? All programs in New York

Housing counselors near West Glens Falls

The HUD-approved agencies closest to the center of West Glens Falls, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • BETTER COMMUNITY NEIGHBORHOODS, INC. (formerly Better Neighborhoods, Inc.)

    816 Union St, Schenectady · 36 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (518) 372-7616

  • Troy Rehabilitation and Improvement Program

    415 River St Ste 2, Troy · 39 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (518) 690-0020

  • Affordable Housing Partnership

    255 Orange St Ste 105, Albany · 45 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (518) 434-1730

All counseling agencies in New York

Help in Spanish near West Glens Falls

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of West Glens Falls

In HUD’s record, no housing authority with an office in Warren County is named for West Glens Falls or Warren County.

One other authority has an office in Warren County: see the list Source: HUD

Cities

Other cities in Warren County

These cities are also in Warren County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Warren County Housing in New York

Nearby cities

The cities closest to West Glens Falls, with the typical home value.

Neighboring counties

If Warren County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in West Glens Falls.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about West Glens Falls

Short answers with the numbers for West Glens Falls and all of Warren County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in West Glens Falls?

The typical home value in West Glens Falls is $255,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Warren County it is $267,400.

How much does it cost to rent in West Glens Falls?

Typical rent in West Glens Falls is $1,343 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Warren County is $1,347.

What is the FHA loan limit in West Glens Falls?

West Glens Falls uses the FHA limit for all of Warren County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in West Glens Falls?

The typical homeowner in West Glens Falls pays $4,491 a year, according to the U.S. Census Bureau. That is 1.76% of the home’s value; in Warren County, the rate is 1.47%.

Where can I find free help to buy or rent in West Glens Falls?

We found no HUD-approved counseling agencies with an office in Warren County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).