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Renting · Section 8

Data from November 2026

Renting in Dutchess County, New York

Dutchess County has a HUD fair market rent of $2,131 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,582 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $40.98 an hour, full time.

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Fair market rent, 2 bedrooms
$2,131
a month, HUD, Fiscal year 2027
11% less than in New York
Typical rent
$1,582
a month, Census, Average 2020–2024
2% less than in New York
Wage needed
$40.98
an hour, 2 bedrooms
Or $85,240 a year, to spend no more than 30% of income on rent.
Rent-burdened households
52%
spend 30% or more of income on rent
About the same as in New York

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in Dutchess County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Greene County, the typical rent is $1,004: 37% less than in Dutchess County ($1,582).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Dutchess County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Dutchess County was $2,195 a month in September 2026: 4.7% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,484 $28.54 $59,360
1 bedroom $1,659 $31.90 $66,360
2 bedrooms $2,131 $40.98 $85,240
3 bedrooms $2,685 $51.63 $107,400
4 bedrooms $2,824 $54.31 $112,960

HUD area: Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 43 ZIP codes in Dutchess County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,790 in 12514 to $3,010 in 12507. 24 ZIP codes are above the county's fair market rent ($2,131).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Dutchess County, 52% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

52%

of renter households spend 30% or more of their income on rent.

35,828 households rent in Dutchess County

  • Spend half or more of their income 26%
  • Spend 30% or more, but less than half 26%
  • Spend less than 30% 48%

Compared with the state and the country

  • Dutchess 52%
  • New York 52%
  • United States 51%

Low-income apartments

Low-income apartments in Dutchess County

HUD lists 42 properties with homes for low-income households in Dutchess County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
29
HUD-assisted
13
public housing
2

3,531 homes in all; 3,386 of them low-income, according to HUD.

  • Eastman & Bixby Privatization Tax credit (LIHTC) 22 Montgomery St, Poughkeepsie 12601 251 low-income homes · Studio: 12 · 1 bd: 171 · 2 bd: 46 · 3 bd: 16 · 4 bd: 6 · In service since 2002 · For families
  • Hudson Garden Apts. Public housing 378 Mansion St, Poughkeepsie 12601 243 homes, 242 low-income · Run by Poughkeepsie Housing Authority · Average payment: $559 a month · Average wait: 74 months · (845) 485-8862
  • Harriet Tubman Terrace HUD-assisted 21 Williams St, Poughkeepsie 12601 200 homes, 193 low-income · For families
  • Tompkins Terrace Tax credit (LIHTC) 194 Tompkins Ter, Beacon 12508 193 low-income homes · Studio: 22 · 1 bd: 74 · 2 bd: 51 · 3 bd: 34 · 4 bd: 12 · In service since 2008 · For families
  • Rip Van Winkle House Tax credit (LIHTC) · HUD-assisted 10 Rinaldi Blvd, Poughkeepsie 12601 179 homes, 178 low-income · 1 bd: 37 · 2 bd: 88 · 3 bd: 42 · 4 bd: 12 · In service since 2005 · For families
  • Lexington Club at Galleria Tax credit (LIHTC) 1964 South Rd, Poughkeepsie 12601 160 low-income homes · 1 bd: 98 · 2 bd: 50 · 3 bd: 12 · In service since 2003 · For families
  • Berkeley Square Tax credit (LIHTC) 62 Imperial Blvd, Wappingers Falls 12590 150 homes, 149 low-income · 1 bd: 60 · 2 bd: 90 · In service since 2001
  • DR. Martin Luther King Gardens Public housing 159 Washington St, Poughkeepsie 12601 117 low-income homes · Run by Poughkeepsie Housing Authority · Average payment: $687 a month · Average wait: 67 months · (845) 485-8862
  • Davies South Terrace Tax credit (LIHTC) · HUD-assisted 1 S Davies Ter, Beacon 12508 124 homes, 115 low-income · For families
  • The Mews at Hopewell Junction Tax credit (LIHTC) 30 Cannon Ln, Hopewell Junction 12533 89 low-income homes · 1 bd: 35 · 2 bd: 40 · 3 bd: 14 · In service since 2017 · For people with disabilities, families
  • Spring Manor Apts Tax credit (LIHTC) 600 Spring Manor Cir, Poughkeepsie 12601 88 low-income homes · 1 bd: 44 · 2 bd: 20 · 3 bd: 24 · In service since 2004 · For older adults
  • Maplewood Apartments HUD-assisted 20A Maple St, Poughkeepsie 12601 85 homes, 84 low-income · For older adults
  • Stone Ledge Apts Tax credit (LIHTC) 21 Farm Ln, Hyde Park 12538 84 low-income homes · 1 bd: 68 · 2 bd: 16 · In service since 2006 · For older adults
  • Heritage Pointe Apts Tax credit (LIHTC) 6 Anderson School Rd, Staatsburg 12580 82 low-income homes · 1 bd: 62 · 2 bd: 20 · In service since 2001 · For older adults
  • The Hamlet at Pawling Tax credit (LIHTC) 45 Castagna Dr, Pawling 12564 81 low-income homes · 1 bd: 66 · 2 bd: 15 · In service since 2016 · For older adults
  • Fallkill Commons on Rose Tax credit (LIHTC) 18 Rose St, Poughkeepsie 12601 78 low-income homes · Studio: 41 · 1 bd: 37 · In service since 2018 · For people experiencing homelessness
  • The Kings Apartments HUD-assisted 20 Pine Dr, Pawling 12564 76 homes, 75 low-income · For older adults
  • Wells Manor HUD-assisted 5 Wells Manor Ln, Rhinebeck 12572 75 homes, 74 low-income · For older adults
  • Pendell Commons Tax credit (LIHTC) 15 Commons Ln, Poughkeepsie 12601 73 homes, 72 low-income · 1 bd: 25 · 2 bd: 36 · 3 bd: 12 · In service since 2011 · For older adults, people with disabilities
  • Lakeview Arms Senior Apartments HUD-assisted 2 Creek Rd, Poughkeepsie 12601 72 homes, 71 low-income · For older adults
  • Poughkeepsie Commons Tax credit (LIHTC) 130 Hudson Ave, Poughkeepsie 12601 72 homes, 71 low-income · 1 bd: 71 · 2 bd: 1 · In service since 2012 · For older adults, people with disabilities
  • ST Anna Apts HUD-assisted 24 Beechwood Ave, Poughkeepsie 12601 70 low-income homes · For older adults
  • Highland Meadows Senior Residence Tax credit (LIHTC) 11 Hastings Dr, Beacon 12508 68 low-income homes · 1 bd: 53 · 2 bd: 15 · In service since 2019
  • Hillside Terrace Apts Tax credit (LIHTC) 17 Knollwood Ln, Poughkeepsie 12603 64 low-income homes · 1 bd: 24 · 2 bd: 35 · 3 bd: 5 · In service since 2000 · For families
  • Castle Court at Concord Village HUD-assisted 386 Van Wagner Rd, Poughkeepsie 12603 60 low-income homes · For older adults
  • ST. SIMEON II Senior Citizen Housing HUD-assisted 9 Hilltop Ct, Poughkeepsie 12601 60 low-income homes · For older adults
  • 417 Main ST Tax credit (LIHTC) 417 Main St, Poughkeepsie 12601 54 low-income homes · 1 bd: 17 · 2 bd: 30 · 3 bd: 7 · In service since 2005 · For families
  • Meadow Ridge Apts Tax credit (LIHTC) 100 Meadowridge Cir, Beacon 12508 54 homes, 53 low-income · 2 bd: 21 · 3 bd: 33 · In service since 2003 · For families
  • West End Lofts Phase 1 Tax credit (LIHTC) 1 Liam Dr, Beacon 12508 73 homes, 50 low-income · 1 bd: 45 · 2 bd: 28 · In service since 2019 · For people with disabilities
  • Queen City Lofts Tax credit (LIHTC) 178 Main St, Poughkeepsie 12601 70 homes, 50 low-income · 1 bd: 47 · 2 bd: 23 · In service since 2018
  • Poughkeepsie Village Apartments HUD-assisted 37 N Perry St, Poughkeepsie 12601 51 homes, 50 low-income · For older adults · (845) 473-0485
  • Red Hook Commons I Tax credit (LIHTC) 18 Laura Ln, Red Hook 12571 49 low-income homes · 1 bd: 49 · In service since 2007 · For older adults
  • Red Hook Commons II Tax credit (LIHTC) 11 Laura Ln, Red Hook 12571 48 low-income homes · 1 bd: 48 · In service since 2008 · For older adults
  • Livingston Arms Tax credit (LIHTC) 99 Livingston St, Poughkeepsie 12601 34 low-income homes · 1 bd: 12 · 2 bd: 22 · In service since 2010 · For people with disabilities, families
  • Dimarco Place II Senior Residence Tax credit (LIHTC) 36 S Remsen Ave, Wappingers Falls 12590 32 low-income homes · 1 bd: 32 · In service since 2004 · For older adults
  • Oak Crest Tax credit (LIHTC) 11 Summersweet Dr, Poughkeepsie 12603 28 low-income homes · 3 bd: 28 · In service since 2004 · For families
  • Garden ST Revit Project Phase I Tax credit (LIHTC) 73 Garden St, Poughkeepsie 12601 25 low-income homes · 1 bd: 10 · 2 bd: 5 · 3 bd: 7 · 4 bd: 3 · In service since 2000 · For families
  • Dutchess Community Living HUD-assisted 152 Myers Corners Rd, Wappingers Falls 12590 15 homes, 14 low-income · For people with disabilities · (845) 878-3203
  • Church Alliance Gardens Tax credit (LIHTC) 9 Bartel Pl, Millbrook 12545 12 low-income homes · 1 bd: 12 · In service since 2007 · For older adults
  • Cottage Residence HUD-assisted 103 Inwood Ave, Poughkeepsie 12601 10 low-income homes · For people with disabilities
  • Harlow Row Tax credit (LIHTC) 102 Little Market St, Poughkeepsie 12601 8 low-income homes · Studio: 2 · 1 bd: 1 · 2 bd: 1 · 3 bd: 4 · In service since 2002
  • Highridge Gardens Tax credit (LIHTC) 150 Hudson Ave, Poughkeepsie 12601 74 homes · In service since 2014 · For people with disabilities

2 properties have two programs at the same address and appear once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Dutchess County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Dutchess County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$26,450 $44,100 $70,500
$30,200 $50,400 $80,600
$34,000 $56,700 $90,650
$37,750 $62,950 $100,700
$40,800 $68,000 $108,800
$44,360 $73,050 $116,850
$50,040 $78,100 $124,900
$55,720 $83,100 $132,950

Area median income: $125,900. HUD income limits by family size, Fiscal year 2026. Area: Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,336 – $1,632
  • 1 bedroom $1,493 – $1,825
  • 2 bedrooms $1,918 – $2,344
  • 3 bedrooms $2,417 – $2,954
  • 4 bedrooms $2,542 – $3,106

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in New York Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in New York

What New York law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1 month of rent
N.Y. Gen. Oblig. Law §7-108(1-a)(a)
When must they return my deposit?
14 days
N.Y. Gen. Oblig. Law §7-108(1-a)(e)
If I fall behind on rent, what notice must I get?
14 days
N.Y. Real Prop. Acts. Law §711(2)
How much notice before a rent increase?
30, 60, or 90 days, depending on the case
N.Y. Real Prop. Law §226-c(1)(a), (2)
  • Only a court order can remove youN.Y. Real Prop. Acts. Law §768(1)(a)
  • Protection from retaliationN.Y. Real Prop. Law §223-b(1)
  • Protection related to immigration statusN.Y. Exec. Law §296(5)(a)(3)

Help

Where to get help with rent in Dutchess County

This HUD-approved agency has an office in Dutchess County. They counsel for free or at low cost.

  • Hudson River Housing

    313 Mill St, Poughkeepsie · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (845) 454-5176
See every agency in New York Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Dutchess County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in New York, the average home bill was $140 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$4,262

What you need before you get the keys.

What adds up

First month
$2,131
Security deposit
$2,131
Total
$4,262

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Dutchess County?

According to HUD (Fiscal year 2027): Studio: $1,484; 1 bedroom: $1,659; 2 bedrooms: $2,131; 3 bedrooms: $2,685; 4 bedrooms: $2,824. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Dutchess County?

Paying the 2-bedroom fair market rent ($2,131) without spending more than 30% of income takes $40.98 an hour full time, or $85,240 a year.

Who qualifies for Section 8 in Dutchess County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $62,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Dutchess County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,918 and $2,344 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Dutchess County?

For 2 bedrooms they run from $1,790 in 12514 to $3,010 in 12507. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Dutchess County?

HUD lists 42 properties with homes for low-income households in Dutchess County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Dutchess County?

HUD counts rent as a burden when it reaches 30% of income or more. In Dutchess County, 52% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).