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Renting · Section 8

Data from November 2026

Renting in Chautauqua County, New York

Chautauqua County has a HUD fair market rent of $1,014 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $812 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $19.50 an hour, full time.

Figure your move-in cash Section 8 here
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Fair market rent, 2 bedrooms
$1,014
a month, HUD, Fiscal year 2027
58% less than in New York
Typical rent
$812
a month, Census, Average 2020–2024
50% less than in New York
Wage needed
$19.50
an hour, 2 bedrooms
Or $40,560 a year, to spend no more than 30% of income on rent.
Rent-burdened households
50%
spend 30% or more of income on rent
5% less than in New York

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in Chautauqua County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Chautauqua County has the 2nd lowest typical household income of the 62 counties in New York ($58,351).

  2. Chautauqua County has the 4th lowest typical rent of the 62 counties in New York ($812).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Chautauqua County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Chautauqua County was $1,078 a month in September 2026: 8.6% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $706 $13.58 $28,240
1 bedroom $786 $15.12 $31,440
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,338 $25.73 $53,520
4 bedrooms $1,393 $26.79 $55,720

HUD area: Chautauqua County, NY. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 38 ZIP codes in Chautauqua County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,010 in 14701 to $1,520 in 14740. 20 ZIP codes are above the county's fair market rent ($1,014).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Chautauqua County, 50% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

50%

of renter households spend 30% or more of their income on rent.

16,631 households rent in Chautauqua County

  • Spend half or more of their income 26%
  • Spend 30% or more, but less than half 23%
  • Spend less than 30% 50%

Compared with the state and the country

  • Chautauqua 50%
  • New York 52%
  • United States 51%

Low-income apartments

Low-income apartments in Chautauqua County

HUD lists 36 properties with homes for low-income households in Chautauqua County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
17
HUD-assisted
16
public housing
4

1,815 homes in all; 1,802 of them low-income, according to HUD.

  • Hotel Jamestown & High Rise Public housing 110 W 3rd St, Jamestown 14701 214 low-income homes · Run by Jamestown Housing Authority · Average payment: $378 a month · Average wait: 3 months · (716) 664-3345
  • Silvertree Seniors of Jamestown HUD-assisted 145 Chandler St, Jamestown 14701 198 low-income homes · For older adults · (716) 665-8197
  • Bell Tower Public housing 10 Ruggles St, Dunkirk 14048 134 low-income homes · Run by Dunkirk Housing Authority · Average payment: $461 a month · Average wait: 11 months · Homes at several sites · (716) 366-8740
  • Green Acres Apts Tax credit (LIHTC) · HUD-assisted 102 Wisteria Dr, Fredonia 14063 101 homes, 100 low-income · 1 bd: 28 · 2 bd: 49 · 3 bd: 22 · 4 bd: 2 · In service since 2012 · For families · (716) 679-7733
  • Bradmar Village HUD-assisted 11A 11th St, Jamestown 14701 100 homes, 99 low-income · For families · (716) 484-1015
  • Joseph Steger Apts. Public housing 15 N Main St, Dunkirk 14048 100 homes, 99 low-income · Run by Dunkirk Housing Authority · Average payment: $351 a month · Average wait: 9 months · (716) 366-8740
  • One Temple Square Apartments HUD-assisted 1 Temple Sq, Fredonia 14063 91 low-income homes · For older adults
  • Covenant Manor HUD-assisted 23 W 3rd St, Jamestown 14701 88 homes, 87 low-income · For older adults · (716) 664-3208
  • Covenant Manor Tax credit (LIHTC) 1123 W 3rd St, Jamestown 14701 87 low-income homes · 1 bd: 85 · 2 bd: 3 · In service since 2015 · For older adults
  • Crestline Villa HUD-assisted 113 Anderson St, Jamestown 14701 60 low-income homes · For families · (716) 664-3297
  • Lincoln Arms Apartments HUD-assisted 430 Main St, Dunkirk 14048 50 low-income homes · For older adults · (716) 366-1613
  • Willow Trace Residences HUD-assisted 91 Harris Ave, Jamestown 14701 49 homes, 44 low-income · For people with disabilities · (716) 661-1557
  • Herbert Star Apartments HUD-assisted 54 Central Ave, Brocton 14716 42 low-income homes · For older adults · (716) 792-7585
  • Chautauqua Colony HUD-assisted 2109 Southwestern Dr, Lakewood 14750 40 homes, 39 low-income · For older adults · (716) 664-2200
  • Concord Estates HUD-assisted 441 Temple St, Fredonia 14063 40 homes, 39 low-income · For older adults · (716) 672-2300
  • Central Apts Tax credit (LIHTC) 717 Central Ave, Dunkirk 14048 37 low-income homes · 1 bd: 22 · 2 bd: 14 · 3 bd: 1 · In service since 2006 · For people with disabilities
  • Fredonia Commons Tax credit (LIHTC) 450 Temple St, Fredonia 14063 36 low-income homes · 1 bd: 12 · 2 bd: 24 · In service since 2004 · For families
  • New Apple Yard Terrace Apts Tax credit (LIHTC) 656 E 6th St, Jamestown 14701 35 low-income homes · 1 bd: 10 · 3 bd: 10 · 4 bd: 15 · In service since 2012 · For people with disabilities
  • Euclid Gardens Tax credit (LIHTC) 28 Euclid Ave, Jamestown 14701 33 low-income homes · 1 bd: 23 · 2 bd: 10 · In service since 1998 · For older adults, families
  • Chadakoin Centre Tax credit (LIHTC) 114 W 3rd St, Jamestown 14701 32 low-income homes · 1 bd: 24 · 2 bd: 8 · In service since 2002 · For families
  • Chadakoin Centre Public housing 120 W 3rd St, Jamestown 14701 32 low-income homes · Run by Jamestown Housing Authority · Average payment: $366 a month · Average wait: 30 months · Homes at several sites · (716) 664-3345
  • Carroll Manor II Tax credit (LIHTC) 25 Cherry St, Frewsburg 14738 24 low-income homes · 1 bd: 24 · In service since 1992 · For older adults
  • Collins Manor Tax credit (LIHTC) 80 W Main St, Ripley 14775 24 low-income homes · 1 bd: 24 · In service since 1992 · For older adults
  • Fredonia Special Needs Sro Tax credit (LIHTC) 4883 W Main Rd, Fredonia 14063 24 low-income homes · Studio: 24 · In service since 2008 · For older adults, people with disabilities, people experiencing homelessness
  • Mayville Senior Apts Tax credit (LIHTC) 170 Lakeview Ave, Mayville 14757 24 low-income homes · 1 bd: 24 · In service since 1994 · For older adults
  • Appleyard Terrace Townhomes Tax credit (LIHTC) 15 Cross St, Jamestown 14701 20 low-income homes · 3 bd: 15 · 4 bd: 5 · In service since 2007 · For families
  • Jamestown YMCA HUD-assisted 101 E 4th St, Jamestown 14701 19 low-income homes · For people with disabilities · (716) 225-8150
  • Sunnyside Manor Apartments HUD-assisted 27 Sunnyside Ave, Bemus Point 14712 19 low-income homes · For older adults · (716) 386-3204
  • Appleyard Terrace Townhomes Phase II Tax credit (LIHTC) 15 Crescent St, Jamestown 14701 12 low-income homes · 3 bd: 10 · 4 bd: 2 · In service since 2009 · For people with disabilities, families
  • Cushing Street HUD-assisted 125 Cushing St, Fredonia 14063 12 low-income homes · For people with disabilities
  • East Second Street Apts Tax credit (LIHTC) 564 E 2nd St, Jamestown 14701 11 low-income homes · 1 bd: 1 · 2 bd: 8 · 3 bd: 2 · In service since 1997 · For families
  • Arrowhead Apts Tax credit (LIHTC) 10825 Arrowhead Dr, Dunkirk 14048 10 homes, 9 low-income · 2 bd: 9 · In service since 1995 · For families
  • Tulip Housing HUD-assisted 26 Newton St, Silver Creek 14136 7 homes, 6 low-income · For people with disabilities · (716) 634-8132
  • East Second Street Tax credit (LIHTC) 756 E 2nd St, Jamestown 14701 6 low-income homes · 2 bd: 2 · 3 bd: 4 · In service since 1996 · For families
  • Water Street House HUD-assisted 255 Water St, Fredonia 14063 4 low-income homes · For people with disabilities · (716) 661-1557
  • Bradmar Village Tax credit (LIHTC) 1 Bradmar Cir, Jamestown 14701 In service since 2011

One property has two programs at the same address and appears once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Chautauqua County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Chautauqua County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$18,900 $31,500 $50,350
$21,640 $36,000 $57,550
$27,320 $40,500 $64,750
$33,000 $44,950 $71,900
$38,680 $48,550 $77,700
$44,360 $52,150 $83,450
$50,040 $55,750 $89,200
$55,720 $59,350 $94,950

Area median income: $78,900. HUD income limits by family size, Fiscal year 2026. Area: Chautauqua County, NY. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $635 – $777
  • 1 bedroom $707 – $865
  • 2 bedrooms $913 – $1,115
  • 3 bedrooms $1,204 – $1,472
  • 4 bedrooms $1,254 – $1,532

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in New York Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in New York

What New York law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1 month of rent
N.Y. Gen. Oblig. Law §7-108(1-a)(a)
When must they return my deposit?
14 days
N.Y. Gen. Oblig. Law §7-108(1-a)(e)
If I fall behind on rent, what notice must I get?
14 days
N.Y. Real Prop. Acts. Law §711(2)
How much notice before a rent increase?
30, 60, or 90 days, depending on the case
N.Y. Real Prop. Law §226-c(1)(a), (2)
  • Only a court order can remove youN.Y. Real Prop. Acts. Law §768(1)(a)
  • Protection from retaliationN.Y. Real Prop. Law §223-b(1)
  • Protection related to immigration statusN.Y. Exec. Law §296(5)(a)(3)

Help

Where to get help with rent in Chautauqua County

These HUD-approved agencies have offices in Chautauqua County. They counsel for free or at low cost.

  • Chautauqua Opportunities, Incorporated

    17 W Courtney St, Dunkirk · Spanish

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 3 more
    (716) 661-9430

  • Chautauqua Opportunities, Incorporated

    402 Chandler Street, Jamestown

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 3 more
    (716) 661-9430
See every agency in New York Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Chautauqua County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in New York, the average home bill was $140 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,028

What you need before you get the keys.

What adds up

First month
$1,014
Security deposit
$1,014
Total
$2,028

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Chautauqua County?

According to HUD (Fiscal year 2027): Studio: $706; 1 bedroom: $786; 2 bedrooms: $1,014; 3 bedrooms: $1,338; 4 bedrooms: $1,393. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Chautauqua County?

Paying the 2-bedroom fair market rent ($1,014) without spending more than 30% of income takes $19.50 an hour full time, or $40,560 a year.

Who qualifies for Section 8 in Chautauqua County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $44,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Chautauqua County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $913 and $1,115 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Chautauqua County?

For 2 bedrooms they run from $1,010 in 14701 to $1,520 in 14740. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Chautauqua County?

HUD lists 36 properties with homes for low-income households in Chautauqua County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Chautauqua County?

HUD counts rent as a burden when it reaches 30% of income or more. In Chautauqua County, 50% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).