Renting in Broome County, New York: fair rents and Section 8

Fair market rent, 2 bedrooms: $1,219; a month, HUD, Fiscal year 2027; 49% less than in New York
Typical rent: $941; a month, Census, Average 2020–2024; 42% less than in New York
Wage needed: $23.44; an hour, 2 bedrooms; Or $48,760 a year, to spend no more than 30% of income on rent.
Rent-burdened households: 50%; spend 30% or more of income on rent; 3% less than in New York

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Broome County: what sets it apart

What this place has that others do not, from public data, most unusual first.

At $62,616, Broome County ranks 4th among the 62 counties in New York for the lowest typical household income.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Broome County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Broome County was $1,640 a month in September 2026: 6.4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).

Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size	Fair rent per month	Hourly wage	Income needed per year
Studio	$849	$16.33	$33,960
1 bedroom	$954	$18.35	$38,160
2 bedrooms	$1,219	$23.44	$48,760
3 bedrooms	$1,535	$29.52	$61,400
4 bedrooms	$1,769	$34.02	$70,760

HUD area: Binghamton, NY MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 27 ZIP codes in Broome County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,010 in 13787 to $1,610 in 13748. 9 ZIP codes are above the county's fair market rent ($1,219).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Fair market rent by ZIP code, HUD area and size, Fiscal year 2027. A ZIP code that crosses a HUD area line appears once per area.

13744	Binghamton, NY	$790	$880	$1,130	$1,420	$1,640
13746	Binghamton, NY	$800	$870	$1,090	$1,410	$1,590
13746	Chenango County, NY	$800	$870	$1,090	$1,410	$1,590
13748	Binghamton, NY	$1,120	$1,260	$1,610	$2,030	$2,340
13754	Binghamton, NY	$740	$840	$1,050	$1,370	$1,500
13754	Delaware County, NY	$740	$840	$1,050	$1,370	$1,500
13760	Binghamton, NY	$850	$960	$1,220	$1,540	$1,770
13777	Binghamton, NY	$840	$930	$1,200	$1,510	$1,740
13787	Binghamton, NY	$770	$800	$1,010	$1,310	$1,490
13787	Chenango County, NY	$770	$800	$1,010	$1,310	$1,490
13790	Binghamton, NY	$930	$1,040	$1,330	$1,680	$1,930
13795	Binghamton, NY	$860	$970	$1,240	$1,560	$1,800
13797	Binghamton, NY	$720	$790	$1,010	$1,290	$1,480
13802	Binghamton, NY	$770	$860	$1,100	$1,390	$1,600
13813	Binghamton, NY	$780	$830	$1,020	$1,360	$1,500
13813	Chenango County, NY	$780	$830	$1,020	$1,360	$1,500
13826	Binghamton, NY	$720	$790	$1,010	$1,290	$1,480
13833	Binghamton, NY	$1,020	$1,140	$1,460	$1,840	$2,120
13850	Binghamton, NY	$1,000	$1,120	$1,430	$1,800	$2,080
13862	Binghamton, NY	$860	$870	$1,100	$1,390	$1,810
13862	Cortland County, NY	$860	$870	$1,100	$1,390	$1,810
13865	Binghamton, NY	$720	$790	$1,010	$1,290	$1,480
13901	Binghamton, NY	$800	$900	$1,150	$1,450	$1,670
13902	Binghamton, NY	$1,000	$1,120	$1,430	$1,800	$2,080
13903	Binghamton, NY	$790	$890	$1,140	$1,440	$1,650
13904	Binghamton, NY	$850	$960	$1,220	$1,540	$1,770
13905	Binghamton, NY	$920	$1,030	$1,320	$1,660	$1,920

ZIP code 2 bd3 bd
13744 · Binghamton, NY $1,130$1,420
13746 · Binghamton, NY $1,090$1,410
13746 · Chenango County, NY $1,090$1,410
13748 · Binghamton, NY $1,610$2,030
13754 · Binghamton, NY $1,050$1,370
13754 · Delaware County, NY $1,050$1,370
13760 · Binghamton, NY $1,220$1,540
13777 · Binghamton, NY $1,200$1,510
13787 · Binghamton, NY $1,010$1,310
13787 · Chenango County, NY $1,010$1,310
13790 · Binghamton, NY $1,330$1,680
13795 · Binghamton, NY $1,240$1,560
13797 · Binghamton, NY $1,010$1,290
13802 · Binghamton, NY $1,100$1,390
13813 · Binghamton, NY $1,020$1,360
13813 · Chenango County, NY $1,020$1,360
13826 · Binghamton, NY $1,010$1,290
13833 · Binghamton, NY $1,460$1,840
13850 · Binghamton, NY $1,430$1,800
13862 · Binghamton, NY $1,100$1,390
13862 · Cortland County, NY $1,100$1,390
13865 · Binghamton, NY $1,010$1,290
13901 · Binghamton, NY $1,150$1,450
13902 · Binghamton, NY $1,430$1,800
13903 · Binghamton, NY $1,140$1,440
13904 · Binghamton, NY $1,220$1,540
13905 · Binghamton, NY $1,320$1,660

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Broome County, 50% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

50%

of renter households spend 30% or more of their income on rent.

29,085 households rent in Broome County

Spend half or more of their income 30%
Spend 30% or more, but less than half 21%
Spend less than 30% 50%

Compared with the state and the country

Broome 50%
New York 52%
United States 51%

Low-income apartments

Low-income apartments in Broome County

HUD lists 35 properties with homes for low-income households in Broome County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC): 22
HUD-assisted: 11
public housing: 3

2,372 homes in all; 2,162 of them low-income, according to HUD.

North Shore Towers Public housing 45 Exchange St, Binghamton 13901 224 homes, 223 low-income · Run by Binghamton Housing Authority · Average payment: $359 a month · Average wait: 35 months · (607) 723-9491
Saratoga Apts. Public housing Binghamton 13903 164 homes, 163 low-income · Run by Binghamton Housing Authority · Average payment: $571 a month · Average wait: 151 months · (607) 723-9491
Metro Plaza Apts HUD-assisted 110 Chenango St, Binghamton 13901 151 homes, 150 low-income · For older adults · (607) 772-6368
Carlisle Hill Public housing 150 Moeller St, Binghamton 13904 150 low-income homes · Run by Binghamton Housing Authority · Average payment: $558 a month · Average wait: 26 months · (607) 723-9491
Woodburn Court HUD-assisted 2123 Exchange St, Binghamton 13901 148 homes, 147 low-income · For older adults · (607) 723-7875
100 Chenango Place Tax credit (LIHTC) · HUD-assisted 100 Chenango St, Binghamton 13901 144 homes, 141 low-income · Studio: 56 · 1 bd: 88 · In service since 2016 · For older adults · (607) 723-5479
Marian Apartments HUD-assisted 701 Hooper Rd, Endwell 13760 104 homes, 102 low-income · For older adults · (607) 785-5223
Saratoga Heights HUD-assisted 35 Felters Rd, Binghamton 13903 100 low-income homes · For families
Town & Country Apts. HUD-assisted 100 Roberts St, Binghamton 13901 255 homes, 98 low-income · For families · (607) 723-1194
Century Sunrise Development Tax credit (LIHTC) 135 Baldwin St, Johnson City 13790 134 homes, 93 low-income · 1 bd: 58 · 2 bd: 71 · 3 bd: 5 · In service since 2020
Harry L Apts Tax credit (LIHTC) 235 Harry L Dr, Johnson City 13790 60 low-income homes · 1 bd: 60 · In service since 2008 · For older adults
Nichols Notch Apts Tax credit (LIHTC) 301 Hayes Ave, Endicott 13760 57 low-income homes · 1 bd: 57 · In service since 2004 · For older adults
Cardinal Cove Apartments Tax credit (LIHTC) 397 Glendale Dr, Endicott 13760 50 low-income homes · 1 bd: 12 · 2 bd: 26 · 3 bd: 12 · In service since 2016 · For older adults, people with disabilities, families
Woodburn Court II HUD-assisted 100 Susquehanna St, Binghamton 13901 50 low-income homes · For families · (607) 724-5362
Wells Apartments HUD-assisted 299 Floral Ave, Johnson City 13790 50 homes, 49 low-income · For older adults · (607) 797-8862
Canal Plaza Tax credit (LIHTC) 435 State St, Binghamton 13901 48 low-income homes · 1 bd: 36 · 2 bd: 12 · In service since 2020
Lincoln Court Apartments HUD-assisted 21 New St, Binghamton 13903 46 homes, 45 low-income · For older adults · (607) 773-0058
Binghamton Gateway Homes Tax credit (LIHTC) 8 Meadow St, Binghamton 13905 37 low-income homes · Studio: 2 · 1 bd: 26 · 2 bd: 5 · 3 bd: 4 · In service since 2016 · For people with disabilities, families
Crandell/North Street Revitalization Tax credit (LIHTC) 6 Crandall St, Binghamton 13905 37 low-income homes · Studio: 2 · 1 bd: 18 · 2 bd: 17 · In service since 2018 · For people with disabilities
Hamilton House Tax credit (LIHTC) 16 Saint John Ave, Binghamton 13905 37 low-income homes · 1 bd: 34 · 2 bd: 3 · In service since 2000 · For older adults
East Hills Senior Housing Tax credit (LIHTC) 50 E Clapham St, Binghamton 13904 32 low-income homes · 1 bd: 28 · 2 bd: 4 · In service since 2008 · For older adults
Kirkwood Senior Housing Tax credit (LIHTC) 26 S Woodhill Ave, Binghamton 13904 32 low-income homes · 1 bd: 28 · 2 bd: 4 · In service since 2011 · For older adults
Stratmill Brook Apts Tax credit (LIHTC) 104 Victoria Dr, Binghamton 13904 32 low-income homes · 1 bd: 28 · 2 bd: 4 · In service since 2004 · For older adults
Metro Interfaith HUD-assisted 229 Conklin Ave, Binghamton 13903 29 low-income homes · For families · (607) 772-6766
Conklin Senior Apts Tax credit (LIHTC) 1095 Conklin Rd, Conklin 13748 24 low-income homes · 1 bd: 22 · 2 bd: 2 · In service since 2006 · For older adults
Norma Gardens Tax credit (LIHTC) 33 Golden Ln, Colesville 13787 24 low-income homes · 1 bd: 8 · 2 bd: 8 · 3 bd: 8 · In service since 2002 · For families, people experiencing homelessness
Vestal Pines Apts Tax credit (LIHTC) 2030 State Route 26, Vestal 13850 24 low-income homes · 1 bd: 20 · 2 bd: 4 · In service since 2008 · For older adults
Windsor Senior Apts Tax credit (LIHTC) 49 Grove St, Windsor 13865 24 low-income homes · 1 bd: 24 · In service since 1997 · For older adults
New Dwightsville Tax credit (LIHTC) 229 Front St, Binghamton 13905 22 low-income homes · 1 bd: 3 · 2 bd: 5 · 3 bd: 10 · 4 bd: 4 · In service since 2001 · For older adults, people with disabilities, families
Broome County VOA Living Center HUD-assisted 316 Glenwood Rd, Binghamton 13905 21 homes, 20 low-income · For people with disabilities · (607) 772-6766
E.j. Apartments Tax credit (LIHTC) 305 Clinton St, Binghamton 13905 20 low-income homes · 1 bd: 17 · 2 bd: 3 · In service since 2018 · For people with disabilities
Historic Dwightsville Gateway Apts Tax credit (LIHTC) 256 Front St, Binghamton 13905 13 low-income homes · 1 bd: 8 · 2 bd: 3 · 3 bd: 2 · In service since 2010 · For people with disabilities, families
Schoolhouse Apts Tax credit (LIHTC) 144 Clinton St, Binghamton 13905 13 low-income homes · 1 bd: 10 · 2 bd: 3 · In service since 2005 · For older adults
2 Jefferson Ave Tax credit (LIHTC) 2 Jefferson Ave, Endicott 13760 9 low-income homes · 1 bd: 2 · 2 bd: 5 · 3 bd: 2 · For families
Antique Center Apts Tax credit (LIHTC) 171 Clinton St, Binghamton 13905 7 low-income homes · 1 bd: 4 · 2 bd: 3 · In service since 2004 · For people with disabilities, families

One property has two programs at the same address and appears once. Search HUD's map

How to apply

For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information. Source: HUD
You apply for public housing at the housing agency that runs it. The agency looks at your yearly income, whether you are a family, an older adult or a person with a disability, and your U.S. citizenship or eligible immigration status. If you qualify, your name goes on a waiting list unless they can help you right away. Source: HUD
In tax-credit (LIHTC) apartments, the low-income homes have an income limit, a percentage of the area median income, and a rent cap. Source: 26 U.S.C. §42(g)
In buildings with Section 8 project-based assistance, only low-income households can move in. Source: 24 CFR §5.653(b)
A housing voucher (Section 8) is a separate kind of help: you apply at the public housing agency and use it to rent a home you choose. Source: HUD

This county's income limits Search HUD's map

In public housing, the average payment is what households pay on average for rent and utilities, and the average wait is the time on the list of those who moved in. HUD does not publish those figures where fewer than 11 households reported.

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Broome County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Broome County. Here is what the rules say:

The rules, with their source

You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured

HUD income limits Yearly income of the whole family, before taxes.

HUD income limits by family size, Fiscal year 2026. Area: Binghamton, NY MSA.
People	Extremely low (30%)	Very low (50%)	Low
1 person	$18,900	$31,500	$50,350
2 people	$21,640	$36,000	$57,550
3 people	$27,320	$40,500	$64,750
4 people	$33,000	$44,950	$71,900
5 people	$38,680	$48,550	$77,700
6 people	$44,360	$52,150	$83,450
7 people	$50,040	$55,750	$89,200
8 people	$55,720	$59,350	$94,950

Area median income: $88,600. HUD income limits by family size, Fiscal year 2026. Area: Binghamton, NY MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

Studio $764 – $934
1 bedroom $859 – $1,049
2 bedrooms $1,097 – $1,341
3 bedrooms $1,382 – $1,689
4 bedrooms $1,592 – $1,946

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Binghamton Housing Authority Public housing and Section 8 vouchers · 845 vouchers · 536 public housing units (607) 723-9491 Binghamton Housing Authority: execoffc@binghamtonha.org
Town of Union Community Development Section 8 vouchers · 528 vouchers (607) 786-2985 Town of Union Community Development: Ckylor@townofunion.com

Housing agencies in New York Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in New York

What New York law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?: Up to 1 month of rent; N.Y. Gen. Oblig. Law §7-108(1-a)(a)
When must they return my deposit?: 14 days; N.Y. Gen. Oblig. Law §7-108(1-a)(e)
If I fall behind on rent, what notice must I get?: 14 days; N.Y. Real Prop. Acts. Law §711(2)
How much notice before a rent increase?: 30, 60, or 90 days, depending on the case; N.Y. Real Prop. Law §226-c(1)(a), (2)

Only a court order can remove youN.Y. Real Prop. Acts. Law §768(1)(a)
Protection from retaliationN.Y. Real Prop. Law §223-b(1)
Protection related to immigration statusN.Y. Exec. Law §296(5)(a)(3)

Help

Where to get help with rent in Broome County

This HUD-approved agency has an office in Broome County. They counsel for free or at low cost.

MH
Metro-Interfaith Housing Management Corporation DBA Metro Interfaith Services

155 Court St, Binghamton
- Mortgage delinquency and default
- Homelessness services
- and 4 more
607-772-6766-302

See every agency in New York Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Broome County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in New York, the average home bill was $140 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

State

We use the place's fair market rent and the state's deposit rule.

Monthly rentHUD fair market rent$HUD two-bedroom fair market rent (FMR) in Broome County (FY2027). Enter the rent of the home you want.What you can set aside each month$To see how long it takes to put it together.

Adjust advanced details

Deposit and rent in advance

The deposit, in

Months of rentDollars

Months of rent for the depositThat is $1,219. We start with an example; enter what you are asked for.Pay the first month before moving inThey also ask for the last month

Application fees$What each application charges, for all the ones you'll fill out.Utility deposits and connection$Electricity, gas, water and internet. Ask each company.The move$Planning example, not a price: $100 to $400 to rent a truck for a day for a move within your city. Get quotes.Pet deposit$Other costs$Boxes, locks, basic furniture.

Let's do the math

Cash to move in

$2,438

What you need before you get the keys.

What adds up

First month: $1,219
Security deposit: $1,219
Total: $2,438

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

Ask for a receipt for every payment and keep a copy of the lease.
On move-in day, walk through the home and take dated photos.
Never send money for a home you haven't seen or a lease you haven't read.

Guide: the security deposit Guide: avoiding rental scams Family budget How much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Broome County?

According to HUD (Fiscal year 2027): Studio: $849; 1 bedroom: $954; 2 bedrooms: $1,219; 3 bedrooms: $1,535; 4 bedrooms: $1,769. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Broome County?

Paying the 2-bedroom fair market rent ($1,219) without spending more than 30% of income takes $23.44 an hour full time, or $48,760 a year.

Who qualifies for Section 8 in Broome County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $44,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Broome County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,097 and $1,341 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Broome County?

For 2 bedrooms they run from $1,010 in 13787 to $1,610 in 13748. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Broome County?

HUD lists 35 properties with homes for low-income households in Broome County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Broome County?

HUD counts rent as a burden when it reaches 30% of income or more. In Broome County, 50% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).

Sources and methodology

Fair market rents and income limits come from HUD; typical rent and the burden, from the Census. The wage needed is our calculation: fair market rent × 12 ÷ 30% ÷ full-time hours a year. The voucher rules were read in their official text on the date shown.

Fair Market Rents Fiscal year 2027
Small Area Fair Market Rents Fiscal year 2027
Low-income apartments Retrieved November 6, 2026
American Community Survey Average 2020–2024
Income Limits Fiscal year 2026
Public Housing Agencies Retrieved November 6, 2026
HUD-approved housing counseling agencies Retrieved November 6, 2026

Program rules

24 CFR §888.113, Fair market rents for existing housing: Methodology Verified October 30, 2026
24 CFR §982.503, Payment standard areas, schedule, and amounts Verified October 30, 2026
24 CFR §5.603, Definitions (income) Verified October 30, 2026
24 CFR §982.201, Eligibility and targeting Verified October 30, 2026
24 CFR §982.1, Programs: purpose and structure Verified October 30, 2026
24 CFR §982.508, Maximum family share at initial occupancy Verified October 30, 2026
HUD, Housing Choice Voucher Tenants Verified October 30, 2026

Renting in Broome County, New York

Four numbers to start with

Renting in Broome County: what sets it apart

What HUD sets for each size

The fair market rent for your ZIP code

How many households spend too much

Compared with the state and the country

Low-income apartments in Broome County

The Section 8 voucher in Broome County

The rules, with their source

Possible payment standard

Housing agencies that serve this place

Your rights as a tenant in New York

Where to get help with rent in Broome County

How much cash do you need to move in?

Your move

Before you sign

Frequently asked questions

What is the fair market rent in Broome County?

How much do you need to earn to rent in Broome County?

Who qualifies for Section 8 in Broome County?

How much does Section 8 pay in Broome County?

Does the fair market rent change by ZIP code in Broome County?

How many low-income apartments are there in Broome County?

How many households spend too much on rent in Broome County?