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Renting · Section 8

Data from November 2026

Renting in Allegany County, New York

Allegany County has a HUD fair market rent of $1,014 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $763 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $19.50 an hour, full time.

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Fair market rent, 2 bedrooms
$1,014
a month, HUD, Fiscal year 2027
58% less than in New York
Typical rent
$763
a month, Census, Average 2020–2024
53% less than in New York
Wage needed
$19.50
an hour, 2 bedrooms
Or $40,560 a year, to spend no more than 30% of income on rent.
Rent-burdened households
46%
spend 30% or more of income on rent
12% less than in New York

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in Allegany County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Allegany County has the lowest typical rent of the 62 counties in New York: $763.

  2. Allegany County has the lowest typical rent in its area: $763, less than any of its 6 neighboring counties; next is Cattaraugus County ($770).

  3. At $62,869, Allegany County ranks 6th among the 62 counties in New York for the lowest typical household income.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Allegany County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $770 $14.81 $30,800
1 bedroom $775 $14.90 $31,000
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,254 $24.12 $50,160
4 bedrooms $1,604 $30.85 $64,160

HUD area: Allegany County, NY. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 38 ZIP codes in Allegany County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,010 in 14707 to $1,520 in 14822. 26 ZIP codes are above the county's fair market rent ($1,014).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Allegany County, 46% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

46%

of renter households spend 30% or more of their income on rent.

3,672 households rent in Allegany County

  • Spend half or more of their income 27%
  • Spend 30% or more, but less than half 20%
  • Spend less than 30% 54%

Compared with the state and the country

  • Allegany 46%
  • New York 52%
  • United States 51%

Low-income apartments

Low-income apartments in Allegany County

HUD lists 10 properties with homes for low-income households in Allegany County: tax-credit apartments (LIHTC). They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
10

247 homes in all; 247 of them low-income, according to HUD.

  • Brookhaven Apts - Wellsville Tax credit (LIHTC) 689 Trapping Brook Rd, Wellsville 14895 40 low-income homes · 1 bd: 12 · 2 bd: 24 · 3 bd: 4 · In service since 1998 · For families
  • Wellsville-Seneca Apts Tax credit (LIHTC) 90 Howard St, Wellsville 14895 28 low-income homes · 1 bd: 12 · 2 bd: 12 · 3 bd: 4 · In service since 2013
  • Belfast Manor Tax credit (LIHTC) 104 S Main St, Belfast 14711 24 low-income homes · 1 bd: 21 · 2 bd: 3 · In service since 1994 · For older adults
  • Belmont Village Court Tax credit (LIHTC) 13 Schuyler St, Belmont 14813 24 low-income homes · 1 bd: 24 · In service since 1991 · For older adults
  • Friendship Country Estates Tax credit (LIHTC) 11 Pennsylvania Ave, Friendship 14739 24 low-income homes · 1 bd: 24 · In service since 1996 · For older adults
  • Gardner Heights Tax credit (LIHTC) 152 Pine St, Wellsville 14895 24 low-income homes · 1 bd: 22 · 2 bd: 2 · In service since 1994 · For older adults, people with disabilities
  • Merriam Heights Apts Tax credit (LIHTC) 200 Merriam Hts, Wellsville 14895 24 low-income homes · 1 bd: 4 · 2 bd: 16 · 3 bd: 4 · In service since 2005 · For families
  • Wellsville Woods Tax credit (LIHTC) 100 Merriam Hts, Wellsville 14895 24 low-income homes · 1 bd: 22 · 2 bd: 2 · In service since 1997 · For older adults
  • Apartments at the Belmont Tax credit (LIHTC) 48 Schuyler St, Belmont 14813 19 low-income homes · 1 bd: 15 · 2 bd: 4 · In service since 2009 · For people with disabilities, families
  • 23 North Tax credit (LIHTC) 23 N Main St, Wellsville 14895 16 low-income homes · 1 bd: 12 · 2 bd: 4 · In service since 2019 · For older adults

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Allegany County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Allegany County; the state's agencies can help you. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$18,900 $31,500 $50,350
$21,640 $36,000 $57,550
$27,320 $40,500 $64,750
$33,000 $44,950 $71,900
$38,680 $48,550 $77,700
$44,360 $52,150 $83,450
$50,040 $55,750 $89,200
$55,720 $59,350 $94,950

Area median income: $86,700. HUD income limits by family size, Fiscal year 2026. Area: Allegany County, NY. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $693 – $847
  • 1 bedroom $698 – $853
  • 2 bedrooms $913 – $1,115
  • 3 bedrooms $1,129 – $1,379
  • 4 bedrooms $1,444 – $1,764

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

HUD lists no housing agency with an office in Allegany County. You can apply at another agency in your state: you do not have to live where you apply. HUD

Housing agencies in New York HUD list of housing agencies

Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in New York

What New York law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1 month of rent
N.Y. Gen. Oblig. Law §7-108(1-a)(a)
When must they return my deposit?
14 days
N.Y. Gen. Oblig. Law §7-108(1-a)(e)
If I fall behind on rent, what notice must I get?
14 days
N.Y. Real Prop. Acts. Law §711(2)
How much notice before a rent increase?
30, 60, or 90 days, depending on the case
N.Y. Real Prop. Law §226-c(1)(a), (2)
  • Only a court order can remove youN.Y. Real Prop. Acts. Law §768(1)(a)
  • Protection from retaliationN.Y. Real Prop. Law §223-b(1)
  • Protection related to immigration statusN.Y. Exec. Law §296(5)(a)(3)

Help

Where to get help with rent in Allegany County

This HUD-approved agency has an office in Allegany County. They counsel for free or at low cost.

  • Allegany County Community Opportunities and Rural Development (ACCORD) Corp.

    84 Schuyler St, Belmont

    (585) 268-7605
See every agency in New York Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Allegany County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in New York, the average home bill was $140 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,028

What you need before you get the keys.

What adds up

First month
$1,014
Security deposit
$1,014
Total
$2,028

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Allegany County?

According to HUD (Fiscal year 2027): Studio: $770; 1 bedroom: $775; 2 bedrooms: $1,014; 3 bedrooms: $1,254; 4 bedrooms: $1,604. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Allegany County?

Paying the 2-bedroom fair market rent ($1,014) without spending more than 30% of income takes $19.50 an hour full time, or $40,560 a year.

Who qualifies for Section 8 in Allegany County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $44,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Allegany County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $913 and $1,115 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Allegany County?

For 2 bedrooms they run from $1,010 in 14707 to $1,520 in 14822. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Allegany County?

HUD lists 10 properties with homes for low-income households in Allegany County: tax-credit apartments (LIHTC). They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Allegany County?

HUD counts rent as a burden when it reaches 30% of income or more. In Allegany County, 46% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).