Renting · Section 8
Data from November 2026
Renting in Hudson County, New Jersey
Hudson County has a HUD fair market rent of $2,792 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,894 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $53.69 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $2,792
- a month, HUD, Fiscal year 2027
- 23% more than in New Jersey
- Typical rent
- $1,894
- a month, Census, Average 2020–2024
- 10% more than in New Jersey
- Wage needed
- $53.69
- an hour, 2 bedrooms
- Or $111,680 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 46%
- spend 30% or more of income on rent
- 10% less than in New Jersey
Only here
Renting in Hudson County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Of the 21 counties in New Jersey, Hudson County has the lowest homeownership rate: 31%.
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At 46%, Hudson County ranks 2nd among the 21 counties in New Jersey for the smallest share of rent-burdened renters.
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Among the neighboring counties, Essex County has the lowest typical rent ($1,531), 19% below the $1,894 in Hudson County.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Hudson County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Hudson County was $3,015 a month in September 2026: 3% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $2,462 | $47.35 | $98,480 |
| 1 bedroom | $2,514 | $48.35 | $100,560 |
| 2 bedrooms | $2,792 | $53.69 | $111,680 |
| 3 bedrooms | $3,392 | $65.23 | $135,680 |
| 4 bedrooms | $3,976 | $76.46 | $159,040 |
HUD area: Jersey City, NJ HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 18 ZIP codes in Hudson County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $2,440 in 07087 to $4,190 in 07311. 9 ZIP codes are above the county's fair market rent ($2,792).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 07002 | Jersey City, NJ | $2,200 | $2,250 | $2,500 | $3,040 | $3,560 |
|---|---|---|---|---|---|---|
| 07029 | Jersey City, NJ | $2,520 | $2,570 | $2,860 | $3,470 | $4,070 |
| 07030 | Jersey City, NJ | $3,690 | $3,770 | $4,190 | $5,090 | $5,970 |
| 07032 | Bergen-Passaic, NJ | $2,290 | $2,340 | $2,600 | $3,160 | $3,700 |
| 07032 | Jersey City, NJ | $2,290 | $2,340 | $2,600 | $3,160 | $3,700 |
| 07047 | Bergen-Passaic, NJ | $2,670 | $2,730 | $3,030 | $3,680 | $4,320 |
| 07047 | Jersey City, NJ | $2,670 | $2,730 | $3,030 | $3,680 | $4,320 |
| 07086 | Jersey City, NJ | $3,310 | $3,380 | $3,750 | $4,560 | $5,340 |
| 07087 | Jersey City, NJ | $2,150 | $2,200 | $2,440 | $2,960 | $3,470 |
| 07093 | Jersey City, NJ | $2,310 | $2,360 | $2,620 | $3,180 | $3,730 |
| 07094 | Jersey City, NJ | $3,070 | $3,130 | $3,480 | $4,230 | $4,960 |
| 07302 | Jersey City, NJ | $3,690 | $3,770 | $4,190 | $5,090 | $5,970 |
| 07304 | Jersey City, NJ | $2,220 | $2,270 | $2,520 | $3,060 | $3,590 |
| 07305 | Jersey City, NJ | $2,170 | $2,210 | $2,460 | $2,990 | $3,500 |
| 07306 | Jersey City, NJ | $2,290 | $2,340 | $2,600 | $3,160 | $3,700 |
| 07307 | Jersey City, NJ | $2,440 | $2,490 | $2,770 | $3,370 | $3,940 |
| 07310 | Jersey City, NJ | $3,690 | $3,770 | $4,190 | $5,090 | $5,970 |
| 07311 | Jersey City, NJ | $3,690 | $3,770 | $4,190 | $5,090 | $5,970 |
- 07002 · Jersey City, NJ $2,500$3,040
- 07029 · Jersey City, NJ $2,860$3,470
- 07030 · Jersey City, NJ $4,190$5,090
- 07032 · Bergen-Passaic, NJ $2,600$3,160
- 07032 · Jersey City, NJ $2,600$3,160
- 07047 · Bergen-Passaic, NJ $3,030$3,680
- 07047 · Jersey City, NJ $3,030$3,680
- 07086 · Jersey City, NJ $3,750$4,560
- 07087 · Jersey City, NJ $2,440$2,960
- 07093 · Jersey City, NJ $2,620$3,180
- 07094 · Jersey City, NJ $3,480$4,230
- 07302 · Jersey City, NJ $4,190$5,090
- 07304 · Jersey City, NJ $2,520$3,060
- 07305 · Jersey City, NJ $2,460$2,990
- 07306 · Jersey City, NJ $2,600$3,160
- 07307 · Jersey City, NJ $2,770$3,370
- 07310 · Jersey City, NJ $4,190$5,090
- 07311 · Jersey City, NJ $4,190$5,090
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Hudson County, 46% of renter households are in that position; in New Jersey, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
46%
of renter households spend 30% or more of their income on rent.
207,608 households rent in Hudson County
- Spend half or more of their income 23%
- Spend 30% or more, but less than half 23%
- Spend less than 30% 54%
Compared with the state and the country
- Hudson 46%
- New Jersey 52%
- United States 51%
Low-income apartments
Low-income apartments in Hudson County
HUD lists 207 properties with homes for low-income households in Hudson County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 112
- HUD-assisted
- 57
- public housing
- 40
21,772 homes in all; 18,419 of them low-income, according to HUD.
- Parkview Towers HUD-assisted 5101 Park Ave, West New York 07093 688 homes, 684 low-income · For families · (201) 865-5945
- Andrew Jackson GRDNS Public housing 300 Marshall Dr, Hoboken 07030 598 homes, 597 low-income · Run by Hoboken Housing Authority · Average payment: $562 a month · Average wait: 8 months · (201) 798-0370
- Summit Plaza Apartments HUD-assisted 730 Newark Ave, Jersey City 07306 483 homes, 480 low-income · For families
- Bergen Point Public housing 159 W 2nd St, Bayonne 07002 471 homes, 469 low-income · Run by Bayonne Housing Authority · Average payment: $702 a month · Average wait: 16 months · (201) 339-8700
- Back Bay GRDNS Public housing 535 Avenue A, Bayonne 07002 418 homes, 413 low-income · Run by Bayonne Housing Authority · Average payment: $473 a month · Average wait: 20 months · (201) 339-8700
- Salem Lafayette Apts HUD-assisted 94 Union St, Jersey City 07304 415 homes, 412 low-income · For families
- Salem Lafayette Tax credit (LIHTC) 94 Union St, Jersey City 411 homes, 405 low-income · In service since 2013
- Hook VLG/KVK Annex Public housing 24 E 21st St, Bayonne 07002 388 homes, 386 low-income · Run by Bayonne Housing Authority · Average payment: $566 a month · Average wait: 21 months · (201) 339-8700
- Berry GRDNS Public housing 199 Ocean Ave, Jersey City 07305 368 homes, 356 low-income · Run by Housing Authority City of Jersey City · Average payment: $450 a month · Average wait: 37 months · (201) 706-4638
- Cullum TWS Public housing 6299 Grand Ave, North Bergen 07047 308 low-income homes · Run by North Bergen Housing Authority · Average payment: $414 a month · Average wait: 28 months · (201) 868-8605
- Booker T Washington Apts Public housing 96 Fremont St, Jersey City 07302 319 homes, 298 low-income · Run by Housing Authority City of Jersey City · Average payment: $570 a month · Average wait: 51 months · (201) 706-4638
- Westview Towers HUD-assisted 6115 Granton Ave, North Bergen 07047 297 homes, 296 low-income · For families · (201) 592-9020
- Curries Woods Public housing 3 New Heckman Dr, Jersey City 07305 295 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $836 a month · (201) 706-4638
- Harrison GRDNS Public housing 740 William St, Harrison 07029 268 low-income homes · Run by Harrison Housing Authority · Average payment: $687 a month · Average wait: 19 months · (973) 483-1488
- Lawler TWS Public housing 6131 Grand Ave, North Bergen 07047 253 low-income homes · Run by North Bergen Housing Authority · Average payment: $480 a month · Average wait: 44 months · (201) 868-8605
- Terrace Apts Public housing 6800 Columbia Ave, North Bergen 07047 252 low-income homes · Run by North Bergen Housing Authority · Average payment: $432 a month · Average wait: 34 months · (201) 868-8605
- Monroe & Adams GRDNS Public housing 221 Jackson St, Hoboken 07030 250 low-income homes · Run by Hoboken Housing Authority · Average payment: $456 a month · Average wait: 28 months · (201) 798-0370
- Post Road Gardens HUD-assisted 549 Avenue A, Bayonne 07002 250 low-income homes · For older adults
- Jos P Macaluso TWS Public housing 7005 Boulevard E, Guttenberg 07093 251 homes, 249 low-income · Run by Guttenberg Housing Authority · Average payment: $588 a month · Average wait: 43 months · (201) 861-0900
- Van Wagenen Ave Apts I HUD-assisted 85 Van Wagenen Ave, Jersey City 07306 233 homes, 231 low-income · For families
- Whitlock Mills Tax credit (LIHTC) 160 Lafayette St, Jersey City 330 homes, 230 low-income
- Marion GRDNS Public housing 77 Dales Ave, Jersey City 07306 233 homes, 230 low-income · Run by Housing Authority City of Jersey City · Average payment: $636 a month · Average wait: 92 months · (201) 706-4638
- Bella Vista Apartments HUD-assisted 522 22nd St, Union City 07087 231 homes, 230 low-income · For older adults
- Blaine Apartments HUD-assisted 72 Montgomery St, Jersey City 07302 239 homes, 224 low-income · For older adults · (201) 332-9400
- Hudson GRDNS Public housing 27 Palisade Ave, Jersey City 07306 222 homes, 220 low-income · Run by Housing Authority City of Jersey City · Average payment: $660 a month · Average wait: 18 months · (201) 706-4638
- Boyd McGuiness HUD-assisted 2555 Kennedy Blvd, Jersey City 07304 211 low-income homes · For older adults
- Harrison GRDNS Public housing 311 Harrison St, Hoboken 07030 209 homes, 208 low-income · Run by Hoboken Housing Authority · Average payment: $549 a month · Average wait: 27 months · (201) 798-0370
- Montgomery Gateway East I HUD-assisted 336 Montgomery St, Jersey City 07302 200 low-income homes · For families
- Holland GRDNS Public housing 235 16th St, Jersey City 07310 192 homes, 189 low-income · Run by Housing Authority City of Jersey City · Average payment: $574 a month · (201) 706-4638
- Montgomery Gateway East II HUD-assisted 82 Brunswick St, Jersey City 07302 190 homes, 189 low-income · For families
- Villa Borinquen HUD-assisted 398 Manila Ave, Jersey City 07302 241 homes, 181 low-income · For families · (201) 656-4111
- Meadow View Public housing 5801 Meadowview Ave, North Bergen 07047 172 low-income homes · Run by North Bergen Housing Authority · Average payment: $897 a month · Average wait: 18 months · Homes at several sites · (201) 868-8605
- Audobon Park Apartments HUD-assisted 112 Bergen Ave, Jersey City 07305 169 homes, 167 low-income · For families
- Granton Gardens HUD-assisted 6300 Liberty Ave, North Bergen 07047 156 homes, 155 low-income · For families
- Marian Towers Tax credit (LIHTC) 400 1st St, Hoboken 154 low-income homes · In service since 2002
- Montgomery GRDNS Public housing 563 Montgomery St, Jersey City 07302 152 low-income homes · Run by Housing Authority City of Jersey City · (201) 706-4638
- Muhlenberg Gardens HUD-assisted 1065 Summit Ave, Jersey City 07307 151 homes, 150 low-income · For older adults · (201) 792-4475
- Marian Towers HUD-assisted 400 1st St, Hoboken 07030 154 homes, 148 low-income · For older adults
- Lexington Manor HUD-assisted 16-20 Lexington Ave, Jersey City 07304 149 homes, 148 low-income · For families · (201) 324-2969
- Hillside Terr 1 Public housing 634 39th St, Union City 07087 147 low-income homes · Run by Union City Housing Authority · Average payment: $659 a month · Average wait: 46 months · (201) 864-1515
- Platty Kill Manor HUD-assisted PO Box 26, Bayonne 07002 147 homes, 146 low-income · For families · (201) 436-3305
- Kennedy BLVD Rehab HUD-assisted 2540 Kennedy Blvd, Jersey City 07304 146 homes, 145 low-income · For families
- Lexington Manor Tax credit (LIHTC) 11,15,16,20,21 and 22 Lexington Avenue, Jersey City 152 homes, 144 low-income · In service since 2016
- New Floral Gardens 1-B HUD-assisted 2601 Newkirk Ave, North Bergen 07047 145 homes, 141 low-income · For families
- Columbian Towers HUD-assisted 76 Bloomfield St, Hoboken 07030 135 homes, 134 low-income · For older adults · (201) 795-1144
- Jersey City YMCA Redevelopment Tax credit (LIHTC) 654 Bergen Ave, Jersey City 131 low-income homes · In service since 2012
- Brunswick Estates HUD-assisted 479 Montgomery St, Jersey City 07302 131 homes, 130 low-income · For families
- Brunswick Estates Tax credit (LIHTC) 1A Montgomery Ct, Jersey City 131 homes, 129 low-income · In service since 2015
- Montgomery Gardens Tax credit (LIHTC) TBD, Jersey City 126 homes, 121 low-income
- Westview Associates HUD-assisted 55 Bloomfield St, Hoboken 07030 116 homes, 114 low-income · For families
- New Floral Gardens II HUD-assisted 2615 Kennedy Blvd, North Bergen 07047 115 homes, 113 low-income · For families
- Van Wagenen Ave Apts II HUD-assisted 133 Van Wagenen Ave, Jersey City 07306 114 homes, 113 low-income · For families
- Hillside Terr 2 Public housing 3901 Kennedy Blvd, Union City 07087 111 low-income homes · Run by Union City Housing Authority · Average payment: $671 a month · Average wait: 114 months · (201) 864-1515
- Jones Hall HUD-assisted 591 Montgomery St, Jersey City 07302 110 homes, 109 low-income · For older adults
- North Bergen Renaissance I Tax credit (LIHTC) 6201 Grand Ave, North Bergen 104 low-income homes · In service since 2012
- Senior Citizens Public housing 3700 Palisade Ave, Union City 07087 101 low-income homes · Run by Union City Housing Authority · Average payment: $408 a month · Average wait: 96 months · (201) 864-1515
- Lafayette Village Tax credit (LIHTC) 601 Grand St, Jersey City 124 homes, 100 low-income · In service since 2002
- Bergenview Apartments HUD-assisted 654 Bergen Ave, Jersey City 07304 111 homes, 100 low-income · For families
- Harborview Apartments HUD-assisted 145 Ocean Ave, Jersey City 07305 100 homes, 99 low-income · For older adults
- Ocean Towers Tax credit (LIHTC) 425 Ocean Ave, Jersey City 99 low-income homes · In service since 2017
- C Columbus GRDNS Public housing 455 9th St, Hoboken 07030 97 low-income homes · Run by Hoboken Housing Authority · Average payment: $680 a month · Average wait: 26 months · (201) 798-0370
- Columbian CT Public housing 512 3rd St, Union City 07087 96 low-income homes · Run by Union City Housing Authority · Average payment: $638 a month · Average wait: 252 months · (201) 864-1515
- Plaza Apartments HUD-assisted 91 Sip Ave, Jersey City 07306 93 low-income homes · For older adults
- Hoboken YMCA Tax credit (LIHTC) 1301 Washington St, Hoboken 96 homes, 91 low-income · In service since 2012
- Adams Street Tax credit (LIHTC) 1118 Adams St, Hoboken 90 low-income homes · In service since 2005
- New Floral Gardens I-A HUD-assisted 2502 Cottage Ave, North Bergen 07047 91 homes, 89 low-income · For families
- Bramhall Avenue Apartments Tax credit (LIHTC) 462 Bramhall Ave, Jersey City 85 low-income homes · In service since 2012
- Fillmore Towers / Madison and Dewey Tax credit (LIHTC) 6005 Fillmore Pl, West New York 108 homes, 83 low-income · In service since 2002
- West New York Housing - Fillmore Tax credit (LIHTC) 6005 Fillmore Pl, West New York 108 homes, 83 low-income · 1 bd: 49 · 2 bd: 59 · In service since 2012
- Lafayette Senior Living Center #654 Tax credit (LIHTC) · Public housing 463 Pacific Ave, Jersey City 07304 83 homes, 82 low-income · In service since 2003 · Run by Housing Authority City of Jersey City · Average payment: $391 a month · Average wait: 48 months · (201) 706-4638
- Lafayette Senior Living Center Tax credit (LIHTC) 489 Pacific Ave, Jersey City 83 homes, 81 low-income · 1 bd: 78 · 2 bd: 4 · In service since 2003 · For older adults
- Senior Living at Lafayette Tax credit (LIHTC) 463 Pacific Ave, Jersey City 82 homes, 81 low-income · In service since 2003
- Cambridge Apts HUD-assisted 80 Cambridge Ave, Jersey City 07307 80 low-income homes · For older adults · (201) 567-0070
- New Community Hudson Senior Housing HUD-assisted 21-27 Orchard St, Jersey City 07306 80 low-income homes · For older adults
- Church Square South HUD-assisted 126 Willow Ave, Hoboken 07030 81 homes, 79 low-income · For families
- Eastview HUD-assisted 58 Washington St, Hoboken 07030 79 low-income homes · For families
- Storms Avenue Elderly Apartments Tax credit (LIHTC) 111 Storms Ave, Jersey City 79 low-income homes · In service since 2007 · For older adults
- YWCA Tax credit (LIHTC) · HUD-assisted 111 Storms Ave, Jersey City 07306 79 homes, 78 low-income · In service since 2007 · For older adults
- Fairview Heights Tax credit (LIHTC) 43 Fairview Ave, Jersey City 92 homes, 74 low-income
- Spruce Terrace HUD-assisted 21 Spruce St, Kearny 07032 75 homes, 74 low-income · For older adults
- Salem Lafayette Apartments HUD-assisted 4 Madison Ave, Jersey City 07304 74 low-income homes · For families · (201) 332-5705
- 720 8th Street Tax credit (LIHTC) 720 8th St, Union City 101 homes, 72 low-income
- A. Harry Moore Phase II Tax credit (LIHTC) 320 Duncan Ave, Jersey City 78 homes, 71 low-income · In service since 2009
- Gloria Robinson Court Homes II Public housing 10 Marcy Pl, Jersey City 07306 72 homes, 71 low-income · Run by Housing Authority City of Jersey City · Average payment: $709 a month · Average wait: 67 months · (201) 706-4638
- Park View East HUD-assisted 4300 Park Ave, Weehawken Township 07087 71 homes, 70 low-income · For families
- Kennedy Towers II (aka West New York Senior Housing) Tax credit (LIHTC) 432 62nd St, West New York 70 low-income homes · In service since 2009
- ST. Michaels Pavilion Tax credit (LIHTC) 1901 West St, Union City 70 low-income homes · In service since 2012
- Clock Tower Apartments HUD-assisted 300 Adams St, Hoboken 07030 173 homes, 68 low-income · For families · (201) 963-4640
- ST. Michaels Monastery Tax credit (LIHTC) 1901 West St, Union City 70 homes, 68 low-income · In service since 2015
- Bostwick Court Tax credit (LIHTC) 30 Bostwick Ave, Jersey City 69 homes, 68 low-income · In service since 2012
- Catherine Todd Senior Living Center Tax credit (LIHTC) 561 Montgomery St, Jersey City 67 low-income homes · In service since 2016
- Jewish Home and Rehab Center Tax credit (LIHTC) 259 Van Nostrand Ave, Jersey City 67 low-income homes · 1 bd: 104 · In service since 1993
- Columbian Arms HUD-assisted 514 Madison St, Hoboken 07030 67 homes, 66 low-income · For older adults · (201) 659-8894
- DR. Lena Francis Edwards Apartments Tax credit (LIHTC) 445 Ocean Ave, Jersey City 64 low-income homes
- DR Lena Francis Edwards Tax credit (LIHTC) 445 Ocean Ave, Jersey City 64 homes, 63 low-income · In service since 2020 · For families
- New Hope Baptist II HUD-assisted 92 Summit Ave, Jersey City 07304 60 low-income homes · For families
- Holy Rosary Housing HUD-assisted 1509 Bergenline Ave, Union City 07087 60 homes, 59 low-income · For older adults
- Ocean Pointe East and West Tax credit (LIHTC) 454 and 461 Ocean Avenue, Jersey City 59 low-income homes · In service since 2010
- Senior Horizons of Bayonne Tax credit (LIHTC) 74 Lexington Ave, Bayonne 59 low-income homes · In service since 2002
- A. Harry Moore IV Tax credit (LIHTC) 320 Duncan Ave, Jersey City 70 homes, 58 low-income · In service since 2016
- Gloria Robinson Court Homes I Public housing 8 Harvey Ave, Jersey City 07306 59 homes, 58 low-income · Run by Housing Authority City of Jersey City · Average payment: $840 a month · Average wait: 68 months · (201) 706-4638
- Elysian Estates HUD-assisted 1300 Washington St, Hoboken 07030 56 homes, 55 low-income · For families
- Jackson Green Tax credit (LIHTC) 683 Ocean Ave, Jersey City 99 homes, 54 low-income
- A. Harry Moore, Phase I Tax credit (LIHTC) 332 Duncan Ave, Jersey City 66 homes, 53 low-income · In service since 2008
- Project Uplift HUD-assisted 800 Willow Ave, Hoboken 07030 54 homes, 53 low-income · For families
- Pacific Court Tax credit (LIHTC) 220 Pacific Ave, Jersey City 71 homes, 51 low-income · 1 bd: 6 · 2 bd: 25 · 3 bd: 39 · 4 bd: 2 · In service since 2005 · For families
- Glennview Townhouses II Tax credit (LIHTC) 463 Pacific Ave, Jersey City 64 homes, 51 low-income · In service since 2016
- Horizon Heights Tax credit (LIHTC) 116 49th St, Union City 52 homes, 51 low-income · In service since 2011
- Ocean JC Realty, LLC HUD-assisted 716 Ocean Ave, Jersey City 07305 51 low-income homes · For families
- Glennview Townhomes Tax credit (LIHTC) 44 Barbara Pl, Jersey City 63 homes, 50 low-income · In service since 2011
- Arlington Arms HUD-assisted 752 Grand St, Jersey City 07304 51 homes, 50 low-income · For families · (201) 435-6360
- Woodward Homes Tax credit (LIHTC) 306 Woodward St, Jersey City 69 homes, 49 low-income · In service since 2006
- Kearny Senior Residence HUD-assisted 681 Schuyler Ave, Kearny 07032 49 low-income homes · For older adults
- A Harry Moore Phase III Tax credit (LIHTC) 320 Duncan Ave, Jersey City 60 homes, 48 low-income · In service since 2011
- Thomas Stewart Apts Public housing 88 Erie St # 92, Jersey City 07302 48 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $450 a month · Average wait: 73 months · (201) 706-4638
- Villa Borinquen II Tax credit (LIHTC) 432 Manila Ave, Jersey City 48 low-income homes · In service since 2012
- Bernius Court Apartments Tax credit (LIHTC) 340 Bergen Ave, Jersey City 46 homes, 45 low-income · In service since 2007
- Woodward Terrace Public housing 3771 Van Horne St, Jersey City 07304 45 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $766 a month · Average wait: 227 months · (201) 706-4638
- The Palisades Tax credit (LIHTC) 3900 Palisade Ave, Union City 45 homes, 44 low-income · In service since 2001
- Wittenberg Manor HUD-assisted 66 Bleecker St, Jersey City 07307 45 homes, 44 low-income · For older adults
- ST. Bridgets Senior Residence Tax credit (LIHTC) 372 Montgomery St, Jersey City 44 low-income homes · In service since 2014 · For older adults
- Van Horne JC Realty, LLC HUD-assisted 219 Van Horne St, Jersey City 07304 44 low-income homes · For families
- Forrest Senior Apartments Tax credit (LIHTC) 376 Bergen Ave, Jersey City 43 low-income homes · In service since 2008
- Ocean Green SR. Apts Tax credit (LIHTC) 748 Ocean Ave, Jersey City 43 low-income homes · In service since 2015
- Pacific Court Public housing 2A Cannon Dr, Jersey City 07304 41 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $959 a month · (201) 706-4638
- Ocean Pointe East and West Public housing 460 Ocean Ave, Jersey City 07305 59 homes, 40 low-income · Run by Housing Authority City of Jersey City · Average payment: $423 a month · Average wait: 15 months · (201) 706-4638
- Barbara Place Terrace Public housing 3621 Van Horne St, Jersey City 07304 40 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $838 a month · (201) 706-4638
- Bayonne Transit Tax credit (LIHTC) 732 Avenue E, Bayonne 46 homes, 39 low-income · In service since 2013
- Bergen Manor Apartments HUD-assisted 277 Bergen Ave, Jersey City 07305 40 homes, 39 low-income · For families
- Webb Apartments Tax credit (LIHTC) 450 Mlk Dr, Jersey City 40 homes, 39 low-income · In service since 2008
- Fred W. Martin Complex Tax credit (LIHTC) 194 Martin Luther King Jr Dr, Jersey City 39 low-income homes · In service since 2011
- Glenview I Public housing 480 Halladay St, Jersey City 07304 38 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $631 a month · Average wait: 172 months · (201) 706-4638
- Padua Court Tax credit (LIHTC) 350 6th St, Jersey City 38 low-income homes · In service since 2012
- Garfield Heights Tax credit (LIHTC) 503 Garfield Ave, Jersey City 36 low-income homes · In service since 2012
- Heights Senior Housing Tax credit (LIHTC) 2 Hague St, Jersey City 36 low-income homes · In service since 2012 · For older adults
- New Hope Baptist I HUD-assisted 445 Bergen Ave, Jersey City 07304 36 low-income homes · For families
- The Renaissance Tax credit (LIHTC) 2601 Central Ave, Union City 36 low-income homes · In service since 2001
- West New York Housing - Madison and Dewey Tax credit (LIHTC) 6308 Dewey Ave, West New York 35 homes, 34 low-income · In service since 2002
- Journal Square Tower Tax credit (LIHTC) 2854 John F Kennedy Blvd, Jersey City 130 homes, 30 low-income · In service since 2005
- Webb Apartments Public housing 450 Mlk Dr, Jersey City 07304 40 homes, 30 low-income · Run by Housing Authority City of Jersey City · Average payment: $809 a month · (201) 706-4638
- Mid-City Apartments II Tax credit (LIHTC) 120 Woodlawn Avenue, Jersey City 30 low-income homes · In service since 1997
- Grace Church Van Vorst HUD-assisted 270 2nd St, Jersey City 07302 44 homes, 29 low-income · For families
- Weehawken Senior Housing Tax credit (LIHTC) 2 Potter Place, Weehawken Twp 28 low-income homes · In service since 1997 · For older adults
- Gloria Robinson Court Homes IV Public housing 44 Wilmont Ave, Jersey City 07306 27 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $1,242 a month · (201) 706-4638
- Glenview Townhouses II East Public housing 511 Grand St, Jersey City 07304 26 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $656 a month · (201) 706-4638
- Montgomery Family I Public housing 214 Cornelison Ave, Jersey City 07302 26 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $513 a month · (201) 706-4638
- Kennedy Manor HUD-assisted 2348 Kennedy Blvd, Jersey City 07304 25 homes, 24 low-income · For families
- Gloria Robinson Court Homes III Public housing 11 Wilmont Ave, Jersey City 07306 24 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $923 a month · Average wait: 57 months · (201) 706-4638
- Mattison Arms Tax credit (LIHTC) 6 Bergen Ave, Jersey City 24 low-income homes · In service since 1994
- Carmel House Tax credit (LIHTC) 162 Bidwell Ave, Jersey City 22 low-income homes · In service since 1997
- 4526 Park Avenue Tax credit (LIHTC) 4526 Park Avenue, Weehawken Twp 18 low-income homes · In service since 1993
- Ocean Bayview Phase II Tax credit (LIHTC) 509 Ocean Ave, Jersey City 18 low-income homes · In service since 2012
- Project Home Tax credit (LIHTC) 657 Bergen Ave, Jersey City 18 low-income homes · In service since 2012
- North Bergen Supportive Housing Tax credit (LIHTC) 6725 Columbia Ave, North Bergen 61 homes, 17 low-income
- Bayonne Senior Residence Tax credit (LIHTC) 44 W 32nd St, Bayonne 16 low-income homes · In service since 2012 · For older adults
- Stevens Avenue Project Tax credit (LIHTC) 78 Stevens Ave, Jersey City 16 low-income homes · In service since 1996
- 99 Rutgers Tax credit (LIHTC) 99 Rutgers Ave, Jersey City 13 low-income homes · In service since 2012
- Glenview Townhouses II West Public housing 394 Johnston Ave, Jersey City 07304 12 low-income homes · Run by Housing Authority City of Jersey City · Average payment: $710 a month · (201) 706-4638
- Northvale IV HUD-assisted 58 11th St, Hoboken 07030 11 low-income homes · For families
- Dwight Street Homes Public housing 176A Dwight St, Jersey City 07305 8 low-income homes · Run by Housing Authority City of Jersey City · (201) 706-4638
- Welcome Baptist Homes HUD-assisted 513 Jersey Ave, Jersey City 07302 8 low-income homes · For families
- 31 Virginia Ave Tax credit (LIHTC) 31 Virginia Ave, Jersey City 3 low-income homes · In service since 1993
- Grandview Terrace HUD-assisted 3060 Kennedy Blvd, Jersey City 07306 283 homes · For older adults · (201) 792-4918
- Jersey City YMCA Redevelopment #485 Tax credit (LIHTC) 654 Bergen Ave, Jersey City 131 homes · In service since 2012
- Fillmore Tower #624 Tax credit (LIHTC) 6003 Fillmore Pl, West New York 07093 108 homes · In service since 2012
- Ocean Towers HUD-assisted 425 Ocean Ave, Jersey City 07305 99 homes · For older adults
- Hoboken YMCA #07912 Tax credit (LIHTC) 1301 Washington St, Hoboken 07030 96 homes · In service since 2012
- Bramhall Avenue Apartments #520 Tax credit (LIHTC) 462 Bramhall Ave, Jersey City 07304 85 homes · In service since 2012
- Pacific Court #711 Tax credit (LIHTC) 148 Bramhall Ave, Jersey City 07304 72 homes · In service since 2005
- #06911 Kennedy Towers II Tax credit (LIHTC) 432 62nd St, West New York 70 homes · In service since 2009
- ST. Michael's Pavilion #1551 Tax credit (LIHTC) 1901 West St, Union City 07087 70 homes · In service since 2012
- Woodward Homes #669 Tax credit (LIHTC) 148 Bramhall Ave, Jersey City 07304 70 homes · In service since 2006
- Bostwick Court #650 Tax credit (LIHTC) 30 Bostwick Ave, Jersey City 69 homes · In service since 2012
- Jewish Home & Rehab CTR -#260 Tax credit (LIHTC) 259 Van Nostrand Ave, Jersey City 07305 67 homes · In service since 2012
- Jewish Home & Rehabilitation Center Tax credit (LIHTC) 259 Van Nostrand Ave, Jersey City 67 homes · In service since 2012
- A. Harry Moore Phase I, Home Express Tax credit (LIHTC) 340 Duncan Ave, Jersey City 07306 66 homes · In service since 2008
- Senior Horizons at Bayonne Tax credit (LIHTC) 74 Lexington Ave, Bayonne 59 homes · In service since 2002 · For older adults
- Senior Horizons at Bayonne #623 Tax credit (LIHTC) 74 Lexington Ave, Bayonne 59 homes · In service since 2002
- Ocean Pointe Senior Tax credit (LIHTC) 460 Ocean Ave, Jersey City 58 homes · In service since 2010
- Horizon Heigts Tax credit (LIHTC) 4908 Broadway, West New York 52 homes · In service since 2011
- Litc#0904 Horizon Heigts Tax credit (LIHTC) 4908 Broadway, West New York 07093 52 homes · In service since 2011
- Villa Borinquen II - #271 Tax credit (LIHTC) 432 Manila Ave, Jersey City 48 homes · In service since 2012
- Bernius Court - Toy Factory Tax credit (LIHTC) 152 Central Ave, Jersey City 46 homes · In service since 2007
- Litc#05903 Bernius Court - Toy Factory Tax credit (LIHTC) 152 Central Ave, Jersey City 07306 46 homes · In service since 2007
- The Palisades #611 Tax credit (LIHTC) 3900 Palisade Ave, Union City 45 homes · In service since 2012
- Ocean Green Senior Tax credit (LIHTC) 748 Ocean Ave, Jersey City 44 homes
- St.bridget's Senior Residence #1109 Tax credit (LIHTC) 372 Montgomery St, Jersey City 07302 44 homes · In service since 2014
- Litc#06903 Forrest Senior Apartments Tax credit (LIHTC) 382 Bergen Ave, Jersey City 43 homes · In service since 2008
- Ocean Green Senior Apartments Tax credit (LIHTC) 742 Ocean Ave, Jersey City 43 homes · In service since 2015
- The Palisades #611 Tax credit (LIHTC) 391 4th St, Union City 41 homes
- Fred W Martin Apts Tax credit (LIHTC) 196 Mlk Dr, Jersey City 39 homes · In service since 2011
- Litc#0811 Fred W. Martin Apartments Tax credit (LIHTC) 196 Martin Luther King Jr Dr, Jersey City 39 homes · In service since 2011
- Padua Court #409 Tax credit (LIHTC) 350 6th St, Jersey City 38 homes · In service since 2012
- Garfield Heights #551 Tax credit (LIHTC) 503 Garfield Ave, Jersey City 36 homes · In service since 2012
- Madison & Dewey Tax credit (LIHTC) 6308 Dewey Ave, West New York 35 homes · In service since 2012
- Madison & Dewey #631 Tax credit (LIHTC) 6308 Dewey Ave, West New York 07093 35 homes · In service since 2012
- Mid City II Apts. #399 Tax credit (LIHTC) 69 Storms Ave, Jersey City 07306 30 homes · In service since 1997
- Carmel House I #442 Tax credit (LIHTC) 162 Bidwell Ave, Jersey City 07305 22 homes · In service since 2012
- 4526 Park Ave Tax credit (LIHTC) 4526 Park Ave, Weehawken 18 homes · In service since 2012
- 4526 Park Avenue #285 Tax credit (LIHTC) 4526 Park Ave, Weehawken 18 homes · In service since 2012
- Ocean Bayview Phase II -#264 Tax credit (LIHTC) 509 Ocean Ave, Jersey City 18 homes · In service since 2012
- Project Home #528 Tax credit (LIHTC) 657 Bergen Ave, Jersey City 07304 18 homes · In service since 2012
- Bayonne Senior Residence #614 Tax credit (LIHTC) 44 W 32nd St, Bayonne 07002 16 homes · In service since 2012
- Stevens Ave Project Tax credit (LIHTC) 78 Stevens Ave, Jersey City 16 homes · In service since 2012
- Stevens Ave. Project #392 Tax credit (LIHTC) 78 Stevens Ave, Jersey City 07305 16 homes · In service since 2012
- 99 Rutgers #608 Tax credit (LIHTC) 99 Rutgers Ave, Jersey City 07305 13 homes · In service since 2012
- Montgomery Gardens PH I Tax credit (LIHTC) 561 Montgomery St, Jersey City In service since 2020
2 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Hudson County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 10 agencies serve in Hudson County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $30,950 | $51,550 | $82,550 |
| 2 people | $35,400 | $58,950 | $94,350 |
| 3 people | $39,800 | $66,300 | $106,150 |
| 4 people | $44,200 | $73,700 | $117,900 |
| 5 people | $47,750 | $79,600 | $127,350 |
| 6 people | $51,300 | $85,500 | $136,800 |
| 7 people | $54,850 | $91,400 | $146,200 |
| 8 people | $58,350 | $97,250 | $155,650 |
Area median income: $110,100. HUD income limits by family size, Fiscal year 2026. Area: Jersey City, NJ HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $2,216 – $2,708
- 1 bedroom $2,263 – $2,765
- 2 bedrooms $2,513 – $3,071
- 3 bedrooms $3,053 – $3,731
- 4 bedrooms $3,578 – $4,374
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority City of Jersey City Public housing and Section 8 vouchers · 5,341 vouchers · 2,388 public housing units (201) 706-4638 Housing Authority City of Jersey City: scea@jcha.us
- Hoboken Housing Authority Public housing and Section 8 vouchers · 548 vouchers · 1,152 public housing units (201) 798-0370 Hoboken Housing Authority: mrecko@myhhanj.com
- Bayonne Housing Authority Public housing and Section 8 vouchers · 308 vouchers · 1,268 public housing units (201) 339-8700 Bayonne Housing Authority: bayonneha@optonline.net
- North Bergen Housing Authority Public housing and Section 8 vouchers · 553 vouchers · 985 public housing units (201) 868-8605 North Bergen Housing Authority: cearl@nbhousing.org
- West New York Housing Authority Public housing and Section 8 vouchers · 1,183 vouchers (201) 868-6100 West New York Housing Authority: dhepperle@wnyhousing.org
- Union City Housing Authority Public housing and Section 8 vouchers · 703 vouchers · 455 public housing units (201) 864-1515 Union City Housing Authority: ssanger@ucpha.com
- Secaucus Housing Authority Public housing and Section 8 vouchers · 529 vouchers (201) 867-2957 Secaucus Housing Authority: christopher@secaucusha.org
- Weehawken Housing Authority Public housing and Section 8 vouchers · 453 vouchers (201) 348-4188 Weehawken Housing Authority: weehawkenha@aol.com
- Guttenberg Housing Authority Public housing and Section 8 vouchers · 202 vouchers · 249 public housing units (201) 861-0900 Guttenberg Housing Authority: randrade@guttenbergha.org
- Harrison Housing Authority Public housing · 268 public housing units (973) 483-1488 Harrison Housing Authority: Mgilmore@harrisonhousing.com
Housing agencies in New Jersey Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in New Jersey
What New Jersey law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1.5 months of rent
- N.J.S.A. 46:8-21.2
- When must they return my deposit?
- 30 days
- N.J.S.A. 46:8-21.1
- Only a court order can remove youN.J.S.A. 2A:39-1
- Protection from retaliationN.J.S.A. 2A:42-10.10
Help
Where to get help with rent in Hudson County
These HUD-approved agencies have offices in Hudson County. They counsel for free or at low cost.
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The Waterfront Project, Inc.
830 Bergen Ave., Jersey City · Spanish
Also serves in Arabic, Cambodian, Cantonese, Mandarin Chinese, and 17 more languages.
- Mortgage delinquency and default
- Rental counseling
- and 1 more
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North Hudson Community Action Corporation
407 39th St Apt 2, Union City
- Budget and credit workshops
- Fair housing pre-purchase workshops
- and 5 more
Rental assistance programs
The ones that serve in Hudson County or the whole state, with what each page says about being open.
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Low Income Home Energy Assistance Program (LIHEAP): Home Energy Assistance
Run by New Jersey Department of Community Affairs (DCA)
New Jersey help for very low-income residents with heating and cooling bills, and with past-due electric and gas bills
Open, per the source
See details -
Omnibus Eviction and Homelessness Prevention (OEHP) program
Run by New Jersey Department of Community Affairs (DCA), Office of Eviction Prevention
New Jersey program that, through organizations in all 21 counties, helps renters with back rent, moving and free legal advice when facing eviction
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Hudson County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in New Jersey, the average home bill was $128 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$5,584
What you need before you get the keys.
What adds up
- First month
- $2,792
- Security deposit
- $2,792
- Total
- $5,584
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Hudson County?
According to HUD (Fiscal year 2027): Studio: $2,462; 1 bedroom: $2,514; 2 bedrooms: $2,792; 3 bedrooms: $3,392; 4 bedrooms: $3,976. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Hudson County?
Paying the 2-bedroom fair market rent ($2,792) without spending more than 30% of income takes $53.69 an hour full time, or $111,680 a year.
Who qualifies for Section 8 in Hudson County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $73,700 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Hudson County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $2,513 and $3,071 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Hudson County?
For 2 bedrooms they run from $2,440 in 07087 to $4,190 in 07311. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Hudson County?
HUD lists 207 properties with homes for low-income households in Hudson County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Hudson County?
HUD counts rent as a burden when it reaches 30% of income or more. In Hudson County, 46% of renter households are in that position; in New Jersey, 52%, and nationwide, 51% (Average 2020–2024, Census).